HD Bank, Alex bank, and Banque Du Caire, Top banks in focusing on Retail loans by September- 2024end

FirstBank's List of Banks With The Highest Focus On Retail Loans At The End Of Last June Revealed That HD Bank Topped The List, With Its Retail Loan Portfolio Accounting For 50.69% Of The Bank's Total Customer Loans, Amounting To EGP 53.712 Bn By The End Of September 2024. While retail Loans reached EGP 27.226 Bn During The Same Period. 

The List Reflects The Investment Trends Of 24 Banks In The Egyptian Banking Sector, Based On Their Financial Data For Analysis, Specifically In Terms Of Retail Loans. It Provides An Indicator Of How Much The Bank's Customer Loan Portfolio Is Concentrated In Retail Loans.

Alex Bank Secured The Second Position With 44.32% Of Its Total Customer Loans, Concentrated In Retail Loans Portfolio Valued At EGP 31.339 Bn, While Total Customer Loans Amounting To EGP70.712 Bn By September 2024End.

Banque Du Caire ranked third With 41.75% Of Its Total Customer Loans, Concentrated In Retail Loans Portfolio Valued At EGP84.618  Bn, While Total Customer Loans Amounting To EGP 202.701 Bn During The Same Period.

Bank NXT Claimed The Fourth Position With 35.02% After Its Total Customer Loans Valued At EGP20.871 Bn, While Retail Loans Portfolio Registered EGP67.778 Bn By The End Of September 2024.

ABK_Egypt Claimed the Fifth Position, With Concentration Ratio 30.79% Of Its Total Customer Loans Into Retail Loan Portfolio, Totaling EGP 67.778 Bn By The End Of September 2024. Their Total Customer Loan Portfolio Amounted To EGP 20.871 Bn During The Same Period. 

EGBank Ranked Sixth On The List, As 29.13% Of Its Total Customer Loans, Amounting To EGP 13.049 Bn, Were Concentrated In The Retail Loans By The End Of September 2024. The Bank's Retail Loan Portfolio Reached EGP44.804 Bn.

The United Bank Come In Seventh Position With 28.06% Of Its Total Customer Loans, Valued At EGP 8.418 Bn, Concentrated In Retail Loans Portfolio Totaling EGP 30 Bn By The End Of September 2024.

saib Secured the eigth Position With 27.23%, Its Total Retail Loans Valued At EGP65.529 Bn, While Total Customer Loans Portfolio Amounted To EGP 17.843 Bn By The End Of September 2024.

Credit Agricole - Egypt Come In ninth Place, With 25.78% Of Its Total Customer Loans, Amounting To EGP13.372 Bn, Were Concentrated In The Retail Loans By The End Of June 2024. The Bank's Retail Loan Portfolio Reached EGP51.880 Bn by the end of September 2024.

ADIB Egypt  Come In ninth Place, With 25.73% Of Its Total Customer Loans, Amounting To EGP 95.694 Bn, Were Concentrated In The Retail Loans By The End Of June 2024. The Bank's Retail Loan Portfolio Reached EGP 24.625 Bn by the end of September 2024.

It Is Worth Noting That Values And Concentration Rates Mentioned In The Analysis Are Based On Separate Financial Statements Announced By Each Bank At The End Of September 2024.