Al Baraka Bank’s resource employment ratio rises to 86.41% by the end of March 2025

The separated financial statements of Al Baraka Bank Egypt for the financial period ending on March 31, 2025 revealed an increase in the bank’s resource employment ratio to 86.41% at the end of last March, compared to 85.71% at the end of 2024.

This indicator, launched by the research center of «First Bank», measures the rate of employment of traditional resources «deposits + equity», in «financing + financial investments» with banks operating in the Egyptian banking sector.

The increase in the bank’s resource employment ratio during the first 3 months of 2025 reflects Al Baraka Bank’s relatively expansionary policy towards employing its resources during this period.

The bank was able to employ EGP 108.06 bn of its traditional resources, which recorded EGP 125.05 bn by the end of March 2025 in both financing and financial investments, amounting to EGP 43.18 bn for financial investments, and EGP 64.88 bn for total customer financing.

While it invested EGP 102.11 bn from its traditional resources, which recorded EGP 119.13 bn by the end of 2024 in both financing and financial investments, amounting to EGP 41.51 bn for financial investments, and EGP 60.60 bn for total customer financing.

In terms of Al Baraka Bank Egypt’s traditional resources at the end of March 2025, which amounted to EGP 125.05 bn, they were distributed as follows: EGP 112.56 bn, the size of the deposit portfolio, while the bank’s equity recorded EGP 12.49 bn.

The deposit placement rate for granting financing at the bank rose to 57.64% at the end of March 2025, compared to 56.86% at the end of 2024.

While the percentage of deposits for financial investments witnessed relative stability after recording 38.36% at the end of March 2025, compared to 38.95% at the end of 2024.

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