«First» Indicator: Strong Performance in Retail Banking Sector at «saib» During 2025

  «saib» recorded strong performance in its retail banking segment during 2025, driven by robust growth in both the personal loans and retail deposits portfolios, which reinforced its position among the fastest-growing banks in the Egyptian market.

On the personal loans side, the bank’s portfolio grew by 42.6% during 2025, reaching EGP 28.21 bn by the end of 2025, compared to EGP 19.78 bn at the end of 2024, an absolute increase of EGP 8.43 bn. This growth was supported by a strong increase in the personal loans segment, which rose by 45.7% in 2025 to reach EGP 24.44 bn, compared to EGP 16.77 bn in 2024, an increase of around EGP 7.66 bn.

Mortgage loans also increased by 32.6%, reaching EGP 2.19 bn versus EGP 1.65 bn, up by EGP 538 mn.

Credit card balances recorded a significant growth of 55.7% during the year, reaching EGP 821 mn, compared to EGP 527 mn at the end of 2024, while overdraft balances stood at EGP 760 mn.

Retail banking contributed about 35.62% of the bank’s total loan portfolio, which rose to EGP 79.19 bn at the end of 2025, compared to EGP 65.93 bn in 2024, representing overall growth of 20.1%.

On the deposit side, retail deposits increased by 34.9% during 2025, reaching EGP 53.88 bn by year-end, compared to EGP 39.95 bn in 2024.

Retail deposits accounted for 38.29% of total customer deposits, which increased to EGP 140.72 bn at the end of 2025, compared to EGP 117.45 bn in 2024, reflecting growth of 19.8%. For more updates and achievements of the bank, click here.