ABK Egypt, ADCB, and ADIB Egypt are the fastest-growing foreign banks in customer loans over the last 5 years
First Bank Ratings Center
ABK Egypt takes the lead thanks to strong credit expansion
Gulf banks shine and secure all the top five spots
Islamic banks claim two spots among the top five out of 3 Islamic banks in the ranking
The First Bank list of the fastest-growing foreign banks operating in Egypt in net customer loans over the last 5 years (end of 2020 to end of 2025) revealed that Al Ahli Bank of Kuwait – Egypt (ABK Egypt) took the first place. Its Compound Annual Growth Rate (CAGR) reached 32.8%, as its portfolio rose to 84.17 billion EGP at the end of 2025, compared to 20.40 billion EGP at the end of 2020, thanks to its strong expansion in granting credit.
Abu Dhabi Commercial Bank – Egypt (ADCB) came in second place, with a Compound Annual Growth Rate of 32.4% over the last 5 years, as its net customer loan portfolio climbed to 67.32 billion EGP by the end of 2025, compared to 16.56 billion EGP at the end of 2020.
Abu Dhabi Islamic Bank – Egypt (ADIB Egypt) claimed the third place, with a Compound Annual Growth Rate of 29.7% over the last 5 years, after its net customer loan portfolio increased to 147.48 billion EGP by the end of 2025, compared to 40.24 billion EGP at the end of 2020.
The First Bank list monitored the development of net customer loans at 12 foreign banks operating in the Egyptian banking system with available financial data. It showed that all banks achieved positive growth rates over the last 5 years.
On the level of Gulf banks, the data showed that they secured all the top five spots. ABK Egypt came in first, ADCB second, ADIB Egypt third, NBK Egypt fourth, while Al Baraka Bank came in fifth place.
Regarding Islamic banks, they secured two positions among the top five out of a total of 3 Islamic banks in the ranking, namely ADIB Egypt and Al Baraka Bank Egypt.
It is worth noting that all values and growth rates mentioned in the analysis above are according to the separate financial statements announced by each bank at the end of 2025.
Development of Customer Loans Portfolio at Foreign Banks Operating in the Egyptian Banking Sector Over the Last 5 Years
| # | Bank name | Customer Loans by the End of 2025 | Customer Loans by the End of 2020 | %Growth rate |
|---|---|---|---|---|
| 1 |
Al Ahli Bank of Kuwait Egypt -ABK Egypt |
84.17 EGP bn | 20.4 EGP bn | 32.77 % |
| 2 |
Abu Dhabi Commercial Bank Egypt- ADCB |
67.32 EGP bn | 16.56 EGP bn | 32.38 % |
| 3 |
Abu Dhabi Islamic Bank-ADIB Egypt |
147.48 EGP bn | 40.24 EGP bn | 29.66 % |
| 4 |
NBK Egypt |
120.9 EGP bn | 34.52 EGP bn | 28.49 % |
| 5 |
alBaraka Bank Egypt |
66.25 EGP bn | 19.57 EGP bn | 27.63 % |
| 6 |
Kuwait Finance House Bank Egypt  |
96.82 EGP bn | 29.45 EGP bn | 26.87 % |
| 7 |
Attijariwafa Bank Egypt |
67.36 EGP bn | 22.15 EGP bn | 24.91 % |
| 8 |
Qatar National Bank-QNB  |
440.65 EGP bn | 164.96 EGP bn | 21.71 % |
| 9 |
Credit Agricole Egypt |
64.51 EGP bn | 25.44 EGP bn | 20.45 % |
| 10 |
Emirates NBD Egypt |
89.69 EGP bn | 36.47 EGP bn | 19.72 % |
| 11 |
Bank of Alexandria-Alex Bank |
79.51 EGP bn | 47.96 EGP bn | 10.64 % |
| 12 |
HSBC |
53.95 EGP bn | 36.31 EGP bn | 8.24 % |