NBE, CIB and QNB Egypt lead First Bank’s retail depositor confidence index in H1 2026
NBE tops First Bank’s retail depositor confidence index in H1 2026
CIB leads private-sector banks in retail deposit growth
EGP 9.79 tn in retail deposits across 28 banks at end-June 2026, up EGP 643.92 bn in H1
Top 10 banks account for 78.5% of retail deposit growth in H1 2026
First Bank’s ranking of the best-performing banks operating in Egypt on its retail depositor confidence index for H1 2026 revealed that the National Bank of Egypt (NBE) topped the list, supported by the largest increase in its retail deposit portfolio. The portfolio rose from approximately EGP 4 tn at end-2025 to EGP 4.2 tn at end-June 2026, recording an increase of EGP 197.91 bn. This accounted for approximately 30.7 per cent of the total EGP 643.92 bn increase in retail deposits across 28 banks operating in the Egyptian banking sector during H1 2026.
Commercial International Bank (CIB) ranked second, as its retail deposit portfolio increased from EGP 647.40 bn at end-2025 to EGP 741.27 bn at end-June 2026, recording an increase of EGP 93.87 bn during H1. This made CIB the leading private-sector bank in terms of the value of retail deposit growth over the same period.
QNB Egypt ranked third, recording an increase of EGP 46.13 bn in its retail deposit portfolio during H1 2026. The portfolio reached EGP 333.74 bn at end-June, compared with EGP 287.61 bn at end-2025.
First Bank’s retail depositor confidence index tracked movements in retail deposit portfolios across 28 banks operating in the Egyptian banking sector. The data revealed that retail deposit portfolios increased at all banks included in the ranking during H1 2026.
The index results showed that total retail deposits across the 28 banks reached EGP 9.79 tn at end-June 2026, compared with EGP 9.15 tn at end-December 2025, recording an increase of EGP 643.92 bn during the first half of the year.
The top 10 banks accounted for approximately 78.5 per cent of total retail deposit growth across the banks covered by the ranking, recording a combined increase of approximately EGP 505.72 bn during H1 2026. This highlights the largest banks’ dominant share of the increase in retail deposits over the period.
Among foreign banks, QNB Egypt ranked third among the top 10 banks in terms of retail deposit growth during H1 2026, recording an increase of EGP 46.13 bn. First Abu Dhabi Bank Egypt (FAB) ranked tenth, with an increase of EGP 15.14 bn.
Islamic banks did not feature among the top 10 banks in First Bank’s retail depositor confidence index for H1 2026. Faisal Islamic Bank of Egypt ranked 11th, followed by Abu Dhabi Islamic Bank-ADIB Egypt in 12th place, Kuwait Finance House Bank Egypt in 17th place, and alBaraka Bank Egypt in 20th place. Their retail deposit portfolios increased by EGP 13.88 bn, EGP 13.39 bn, EGP 10.28 bn and EGP 6.74 bn, respectively.
It is worth noting that all figures in this analysis are based on the standalone financial statements published by each bank for the period ended June 2026.
| Rank | Bank name | Retail deposits at end-June 2026 (EGP bn) | Retail deposits at end-2025 (EGP bn) | Increase (EGP bn) |
|---|---|---|---|---|
| 1 |  National Bank of Egypt (NBE) | 4,200.00 | 4,002.09 | 197.91 |
| 2 |  Commercial International Bank (CIB) | 741.27 | 647.4 | 93.87 |
| 3 | QNB Egypt | 333.74 | 287.61 | 46.13 |
| 4 |  Banque Misr | 2,134.36 | 2,092.25 | 42.11 |
| 5 |  Arab African International Bank (AAIB) | 324.49 | 296.89 | 27.6 |
| 6 |  Banque du Caire | 263.95 | 240.87 | 23.08 |
| 7 |  Suez Canal Bank | 60.27 | 37.32 | 22.95 |
| 8 |  AlexBank | 170.07 | 150.3 | 19.77 |
| 9 |  Agricultural Bank of Egypt | 135.25 | 118.08 | 17.17 |
| 10 |  FABMISR | 89.76 | 74.62 | 15.14 |
| 11 |  Faisal Islamic Bank of Egypt | 203.51 | 189.64 | 13.88 |
| 12 |  ADIB Egypt | 147.96 | 134.57 | 13.39 |
| 13 |  National Bank of Kuwait-Egypt (NBK) | 105.84 | 92.73 | 13.11 |
| 14 |  BANK NXT | 47.17 | 34.46 | 12.71 |
| 15 |  HSBC | 134.82 | 122.77 | 12.05 |
| 16 |  Emirates NBD Egypt | 80.11 | 69.44 | 10.67 |
| 17 |  Kuwait Finance House-Egypt (KFH) | 48.25 | 37.97 | 10.28 |
| 18 |  Housing and Development Bank (HDB) | 113.59 | 104.25 | 9.34 |
| 19 |  Attijariwafa bank Egypt | 52.27 | 44.86 | 7.41 |
| 20 |  Al Baraka Bank Egypt | 89.62 | 82.88 | 6.74 |
| 21 |  Credit Agricole Egypt | 46.17 | 40 | 6.17 |
| 22 |  Export Development Bank of Egypt (EBank) | 26.59 | 21.4 | 5.19 |
| 23 |  EGBANK | 31.47 | 26.35 | 5.12 |
| 24 |  Al Ahli Bank of Kuwait-Egypt (ABK-Egypt) | 48.48 | 44.69 | 3.79 |
| 25 |  Abu Dhabi Commercial Bank Egypt (ADCB) | 32.28 | 29.49 | 2.79 |
| 26 |  The United Bank | 50.46 | 47.73 | 2.73 |
| 27 |  Bank ABC | 22.98 | 20.93 | 2.04 |
| 28 |  SAIB | 54.67 | 53.88 | 0.79 |
