BANK NXT, CIB and Suez Canal Bank lead retail banking productivity in H1 2026

First Bank’s ranking of the most productive bank branches in the retail banking market during H1 2026 revealed that BANK NXT topped the list, recording average productivity of EGP485.82mn per branch.

This was driven by an increase of EGP5.26bn in retail loans and EGP12.71bn in retail deposits during H1 2026.

CIB secured second place, with average productivity of EGP479.23mn per branch in the retail banking market. The Bank recorded an increase of EGP11.08bn in retail loans, while its retail deposits rose by EGP93.87bn during H1 2026.

Suez Canal Bank ranked third, with average productivity of EGP438.13mn per branch in the retail banking market. Its retail loans increased by EGP2.02bn, while its retail deposits reached EGP22.95bn during H1 2026.

The index is based on a quantitative measure of the average contribution of each branch to retail banking activities, including the increase in retail loans and deposits during H1 2026.

First Bank’s ranking covered 27 banks operating in the Egyptian banking sector for which H1 2026 financial statements were available.

Foreign banks secured five places among the top 10, out of 13 foreign banks covered by the ranking. These included NBK Egypt, Kuwait Finance House Bank Egypt (KFH), Abu Dhabi Islamic Bank (ADIB) Egypt, HSBC Bank Egypt and FABMISR.

As for Islamic banks, they secured three places among the 10 most productive banks in the retail banking market, out of four Islamic banks covered by the ranking. These were Faisal Islamic Bank of Egypt, Kuwait Finance House Bank Egypt (KFH) and Abu Dhabi Islamic Bank (ADIB) Egypt.

It is worth noting that all figures and growth rates mentioned in this analysis are based on the standalone financial statements announced by each bank as of the end of June 2026.

Rank	Bank name	Increase in retail deposits (EGP bn)	Increase in retail loans (EGP bn)	Average branch productivity (EGP bn)
1	BANK NXT	12.71	5.26	0.49
2	CIB	93.87	11.08	0.48
3	Suez Canal Bank	22.95	2.02	0.44
4	NBK Egypt	13.11	6.37	0.37
5	Arab African International Bank (AAIB)	27.6	6.22	0.34
6	Faisal Islamic Bank of Egypt	13.88	0.13	0.32
7	Kuwait Finance House – Egypt (KFH Egypt)	10.28	4.55	0.31
8	ADIB Egypt	13.39	9.36	0.29
9	HSBC	12.05	0.49	0.25
10	FABMISR	15.14	3.2	0.25
11	Qatar National Bank (QNB Egypt)	46.13	10.89	0.24
12	Emirates NBD Egypt	10.67	3.65	0.22
13	Al Baraka Bank Egypt	6.74	1.86	0.2
14	Export Development Bank of Egypt (EBank)	5.19	3.7	0.19
15	Attijariwafa Bank Egypt	7.41	1.43	0.14
16	Housing and Development Bank (HDB)	9.34	3.75	0.13
17	ALEXBANK	19.77	3.67	0.13
18	EGBANK	5.12	2.68	0.12
19	Banque du Caire	23.08	4.61	0.11
20	Credit Agricole Egypt	6.17	1.01	0.08
21	SAIB BANK	0.79	2.89	0.08
22	Al Ahli Bank of Kuwait – Egypt (ABK Egypt)	3.79	-0.23	0.07
23	Abu Dhabi Commercial Bank Egypt (ADCB)	2.79	0.81	0.07
24	Banque Misr	42.11	21.6	0.07
25	The United Bank	2.73	1.55	0.06
26	Bank ABC	2.04	0.65	0.05
27	Agricultural Bank of Egypt	17.17	1.87	0.02