EBank, ADCB and Suez Canal Bank lead in corporate deposits
EBank tops the ranking of banks with the highest corporate deposit concentration
Corporate deposits account for 40.46 per cent of total deposits across 28 banks at end-June 2026
First Bank’s ranking of banks operating in Egypt by corporate deposit concentration at end-June 2026 revealed that EBank topped the list, recording a ratio of 83.45 per cent.
The bank’s corporate deposits reached EGP 134.04 bn, out of total customer deposits of EGP 160.62 bn, reflecting the significant weight of corporates in its deposit base.
Abu Dhabi Commercial Bank Egypt (ADCB) came second, with a corporate deposit concentration ratio of 78.98 per cent, as its corporate deposits reached EGP 121.32 bn.
This compared to total customer deposits of EGP 153.61 bn, highlighting the bank’s strong reliance on corporate deposits within its overall deposit structure at end-June 2026.
Suez Canal Bank ranked third, with a concentration ratio of 74.77 per cent, as corporate deposits stood at EGP 178.65 bn out of total deposits of EGP 238.93 bn.
The ranking, which covered 28 banks, showed that corporate deposits accounted for more than half of total customer deposits at 16 banks, while retail deposits prevailed at the remaining 12 banks.
Total corporate deposits across the 28 banks reached approximately EGP 6.66 tn, out of aggregate customer deposits of EGP 16.45 tn, representing 40.46 per cent of the total.
At the level of the three largest state-owned banks, corporate deposits at the National Bank of Egypt, Banque Misr and Banque du Caire collectively reached approximately EGP 2.96 tn.
This represented 30.98 per cent of their combined total deposits, reflecting the relatively larger contribution of retail deposits to their overall deposit bases at end-June 2026.
Meanwhile, the ranking revealed similarities in deposit structures among Emirati and Kuwaiti banks operating in Egypt, with corporate deposits accounting for average shares of 64.16 per cent and 60.84 per cent, respectively.
Regarding Islamic banks, the ranking highlighted notable differences in deposit structures. While Kuwait Finance House ranked eighth, corporate deposits accounted for only 3.46 per cent at Faisal Islamic Bank of Egypt.
This reflects the differing deposit structures among Islamic banks operating in the Egyptian banking sector, particularly in terms of the relative contributions of corporate and retail deposits.
The findings highlight the diversity of deposit structures across banks. Higher corporate deposit concentration indicates a greater contribution from companies and institutional entities, while lower ratios reflect greater reliance on retail deposits.
It is worth noting that all figures in this analysis are based on the standalone financial statements announced by each bank at end-June 2026.
| Rank | Bank name | Corporate deposits at end-June 2026 (EGP bn) | Customer deposits at end-June 2026 (EGP bn) | Concentration ratio (Corporate deposits / Total deposits) |
|---|---|---|---|---|
| 1 |  EBank | 134.04 | 160.62 | 83.45% |
| 2 |  Abu Dhabi Commercial Bank Egypt (ADCB) | 121.32 | 153.61 | 78.98% |
| 3 |  Suez Canal Bank | 178.65 | 238.93 | 74.77% |
| 4 |  EGBANK | 89.75 | 121.22 | 74.04% |
| 5 |  Bank ABC | 54.54 | 77.52 | 70.36% |
| 6 |  Al Ahli Bank of Kuwait – Egypt (ABK-Egypt) | 113.08 | 161.56 | 69.99% |
| 7 |  First Abu Dhabi Bank Misr (FABMISR) | 208.74 | 298.5 | 69.93% |
| 8 |  Kuwait Finance House – Egypt (KFH) | 101.68 | 149.93 | 67.82% |
| 9 |  Credit Agricole Egypt | 80.22 | 126.38 | 63.47% |
| 10 |  Qater National Bank (QNB Egypt) | 576.63 | 910.37 | 63.34% |
| 11 |  SAIB | 92.38 | 147.05 | 62.82% |
| 12 |  Attijariwafa bank Egypt | 81.94 | 134.21 | 61.06% |
| 13 |  Emirates NBD Egypt | 111.93 | 192.04 | 58.29% |
| 14 |  Arab African International Bank (AAIB) | 415.49 | 739.98 | 56.15% |
| 15 |  Abu Dhabi Islamic Bank – Egypt (ADIB) | 184.71 | 332.67 | 55.52% |
| 16 |  HSBC | 140.47 | 275.29 | 51.03% |
| 17 |  Bank NXT | 46.8 | 93.98 | 49.80% |
| 18 |  National Bank of Kuwait – Egypt (NBK) | 99.94 | 205.78 | 48.57% |
| 19 |  The United Bank | 41.12 | 91.58 | 44.90% |
| 20 |  Housing and Development Bank (HDB) | 88.61 | 202.21 | 43.82% |
| 21 |  Commercial International Bank (CIB) | 562.52 | 1,303.79 | 43.14% |
| 22 |  Banque du Caire | 176.47 | 440.42 | 40.07% |
| 23 |  Agricultural Bank of Egypt | 81.62 | 221.19 | 36.90% |
| 24 | National Bank of Egypt (NBE) | 1,900.00 | 6,100.00 | 31.15% |
| 25 |  Al Baraka Bank Egypt | 37.85 | 127.48 | 29.69% |
| 26 |  Banque Misr | 885.88 | 3,020.24 | 29.33% |
| 27 |  AlexBank | 42.86 | 212.93 | 20.13% |
| 28 |  Faisal Islamic Bank of Egypt | 7.29 | 210.81 | 3.46% |