First Banker

Hassan Ghanem

Chairperson of Housing and Development Bank (HDB)

Years of Experience | 37

Ghanem assumed the position of Vice Chairman and Managing Director of the Housing and Development Bank in September 2017, and then he was appointed as new chairperson of HDB by the end of 2019. He strived to achieve the bank’s vision to be among the top 10 banks operating in the Egyptian banking market. The bank is considered to be one of the most important economic institutions in Egypt since its establishment in 1979. Ghanem has succeeded in achieving the highest levels of competition, and developing the electronic infrastructure of the bank through the adoption of the principle of sustainable development. He has also set a plan to develop the costumers targeting policies, increase its market share and expand in its banking services and products.

Career History

1997

Corporate Banking Division Manager at Misr International Bank

2003

Head of Central Corporate at Misr International Bank

2005

Head of Large Corporate at BNP Paribas

2013

Head of Corporate Banking and Board Member in Leasing Subsidiary at BNP Paribas

2014

Chief of Corporate&044 Investment Banking and Financial institutions at Alex Bank

2018

Vice Chairman and Managing Director of the Housing and Development Bank

2019

Chairperson of Housing and Development Bank (HDB)

Hassan Ghanem Achievements

141%

assets growth

HDB assets portfolio has increased from EGB 51.939bn by the end of 2017 up to EGB 125.102bn by the end of 2023

239%

Total loans and advances to customers growth

The bank’s loans portfolio has increased from EGB 13.412bn by the end of 2017&044 up to EGB 45.485bn by the end of 2023

148%

Deposits growth

The bank’s deposits portfolio has increased from EGB 40.884bn by the end of 2017 up to EGB 101.274bn by the end of 2023

205%

Corporate deposits growth

HDB Corporate deposits portfolio has increased from EGB 16.468bn by the end of 2017 up to EGB 50.145bn by the end of 2023.

461%

Net Profit growth

Under the leadership of Hassan Ghanem&044 the bank achieved the fastest growth in its net profits&044 The bank recorded net profits of EGB 6.031bn during 2023&044 compared to EGB 1.076bn during 2017.

230%

Individual loans growth

The banks has succeeded in increasing its individual loans portfolio under his supervision from EGB 7.545bn by the end of 2017&044 compared to EGB 24.916bn by the end of 2023.

251%

corporates loans growth

HDB has succeeded in increasing corporates loans up from EGB 5.866bn by the end of 2017&044 up to record EGB 20.569bnby the end of 2023.

422%

Syndicated loans growth

HDB has succeeded in increasing Syndicated loans up from EGB 629.2mn by the end of 2017&044 up to record EGB 3.282bn by the end of 2023.

109%

Retail deposits growth

HDB Retail deposits portfolio has increased from EGB 24.416bn by the end of 2017&044 to EGB 51.129bn by the end of 2023.