NBE, AUB Egypt, and Emirates NBD, Top Banks in Loans-to-Deposit Ratio (LDR) By June-2024end

According To the Latest First Bank Report Ranking The Best Banks In Loans-To-Deposit Ratio (Loans/Deposits) By The End Of March 2024 Revealed That  the National Bank of Egypt Topped The List, With An Employment Rate Of 76%, After Total Loan Portfolio Reached EGP 3.268 tn While Its Deposit Portfolio Reached 4.3 tn By The End Of June 2024.

First Bank List Analyzed Loans To Deposit Ratios Among 24 Banks Operating In The Egyptian Banking Sector, Based On Their Financial Data For The Analysis Period. The Report Revealed That 23 Banks Achieved Commendable Deployment Rates Ranging From 76% To 35.05% By During The first half of the current Year.

Securing The Second Position On The List Is Ahli United Bank – Egypt With A Rate Of 72.99%. The Bank's Loan Portfolio Reached EGP 80.511 Bn, While Its Deposit Portfolio Stood At EGP 110.311 Bn By The End Of June 2024.

Taking The Third Spot Is Emirates NBD-Egypt With An Employment Rate Of 64.52%. The Bank's Customer Loan Portfolio Reached EGP 71.456 bn, And Its Deposit Portfolio Amounted To EGP110.745 Bn By The End Of June 2024, Following Closely, Banque Du Cairo Achieved A 61.15% During The Same Period Of 2024.

 Attijariwafa Bank Secured The Fifth Position On The List With A Deposit Employment Rate Of 59.07%. The Bank's Customer Loan Portfolio Amounted To EGP 52.537 Bn, And Its Deposit Portfolio Reached EGP88.933 Bn By The End Of June 2024.

Claiming The Sixth Place Is ABK- Egypt With An Employment Rate Of 58.54%. The Bank's Deposit Portfolio Amounted To EGP60.77 Bn By The End Of June 2024, While Its Customer Loan Portfolio Reached EGP 103.804 Bn During The first half Of 2024, Following Closely

Credit Agricole- Egypt Ranked seventh With an Employment Rate Of 58.21%. The Bank's Customer Loans reached EGP 49.05 Bn, And Its Deposit Portfolio Amounted to EGP 84.26 Bn By The End Of June 2024.

ADIB and saib Claimed Eighth and Ninth Position With A Deposit Deployment Rate Of 55.54%. ADIB's Customer Loan Portfolio and customer deposits portfolio Surged To EGP 90.76 Bn and EGP110.60bn respectively while saib's Customer Loan Portfolio and customer deposits portfolio Increased To EGP61.43 Bn and EGP110.60 bn By The End Of June 2024.

 EBank Ranked Ninth On The List With A Deposit Employment Rate Of 51%. The Bank's Customer Loan Portfolio Amounted To EGP 62.72 Bn, And Its Deposit Portfolio Reached EGP 122.98 Bn By The End Of June 2024