<?xml version="1.0" encoding="utf-8"?><rss xmlns:a10="http://www.w3.org/2005/Atom" version="2.0"><channel><title>FirstBank</title><link>https://en.firstbankeg.com/</link><description>First digital institution in Egypt for financial and banking ratings </description><language>ar</language><copyright>جميع الحقوق محفوظة © 2026 FirstBank</copyright><lastBuildDate>Sun, 18 Oct 2026 18:34:33 +0200</lastBuildDate><image><url>https://en.firstbankeg.com/UserFiles/SiteImages/Logo.png</url><title>FirstBank</title><link>https://en.firstbankeg.com/</link></image><item><guid isPermaLink="true">https://en.firstbankeg.com/13475</guid><link>https://en.firstbankeg.com/13475</link><title>FABMISR advances among largest banks by retail deposits</title><description>First Abu Dhabi Bank Egypt FABMISR advanced one place in the ranking of banks operating in Egypt by retail dep</description><pubDate>Sun, 18 Oct 2026 15:17:53 +0200</pubDate><a10:updated>2026-10-18T15:17:53+02:00</a10:updated><a10:content type="html">&lt;p data-id="5KfFIU"&gt;First Abu Dhabi Bank Egypt (FABMISR) advanced one place in the ranking of banks operating in Egypt by retail deposits, reaching 11th place at the end of June 2026, compared to 12th place at the end of December 2025.&lt;/p&gt;&lt;p data-id="yLziio"&gt;This progress was supported by a 20.29 per cent growth in its retail deposit portfolio during H1 2026.&lt;/p&gt;&lt;p data-id="70adwE"&gt;The bank&amp;rsquo;s retail deposit portfolio reached EGP 89.76 bn at the end of June 2026, compared to EGP 74.62 bn at the end of December 2025, marking an increase of EGP 15.14 bn over six months. This reflects notable growth in the savings base attracted from individual customers.&lt;/p&gt;&lt;p data-id="SiplOH"&gt;FABMISR&amp;rsquo;s advancement came amid strong competition among banks to attract retail deposits. Its portfolio surpassed that of Al Baraka Bank Egypt at the end of June 2026, after trailing it at the end of December 2025, securing an advance by a narrow margin of approximately EGP 135.2 mn.&lt;/p&gt;&lt;p data-id="q8oIQh"&gt;In terms of growth rates, FABMISR recorded an increase in retail deposits that exceeded the average growth registered by several banks on the list.&lt;/p&gt;&lt;p data-id="ylYawc"&gt;Its performance also ranked among the relatively high growth rates recorded by banks, with retail deposit portfolios exceeding EGP 50 bn, with a growth rate of 20.29 per cent, strengthening its competitive position in the retail banking market.&lt;/p&gt;&lt;p data-id="ppTq9a"&gt;This performance reflects FABMISR&amp;rsquo;s ability to expand the volume of retail savings it attracts, supporting the diversification of its funding sources and providing a larger funding base that can be deployed in lending and investment activities. It also supports the bank&amp;rsquo;s plans to expand its banking services for individual customers.&lt;/p&gt;&lt;p data-id="Gfego8"&gt;The bank&amp;rsquo;s advancement in the ranking carries additional significance amid intense competition among banks to attract retail deposits, which represent one of their key funding sources.&lt;/p&gt;&lt;p data-id="kbEiX9"&gt;The improvement extends beyond portfolio growth to a stronger market ranking, reflecting the bank&amp;rsquo;s growing ability to attract customer savings and expand its presence in this segment.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/18/13475.jpg"></enclosure><keywords>Al Baraka Bank Egypt,retail deposits,Growth,Ranking,FABMisr</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13474</guid><link>https://en.firstbankeg.com/13474</link><title>The Big Numbers Race: Alinma, Banque Saudi Fransi pursue Attijariwafa in Arab rankings</title><description>The ranking of the largest Arab banks is no longer defined by wide disparities in financial position scale.</description><pubDate>Sun, 18 Oct 2026 14:47:37 +0200</pubDate><a10:updated>2026-10-18T14:47:37+02:00</a10:updated><a10:content type="html">&lt;p data-id="21ASwz"&gt;The ranking of the largest Arab banks is no longer defined by wide disparities in financial position scale.&lt;/p&gt;&lt;p data-id="vJQVtn"&gt;June 2026 data reveal a narrowing gap between Attijariwafa, Alinma Bank and Banque Saudi Fransi, despite marked differences in asset growth rates, raising the prospect of further shifts in their ranking positions.&lt;/p&gt;&lt;p data-id="8P19tB"&gt;According to First Bank&amp;rsquo;s ranking of the Top 100 Arab Banks by the end of June 2026, Attijariwafa ranked 15th among Arab banks, followed by Alinma Bank in 16th place and Banque Saudi Fransi in 17th.&lt;/p&gt;&lt;p data-id="8qRPmb"&gt;The ranking highlights an exceptional convergence in balance sheet, with the gap between the leading bank in the group and the bank in last place standing at approximately USD 645 mn, equivalent to less than 1 per cent of the total assets of any of the three banks.&lt;/p&gt;&lt;p data-id="Sxg2Jf"&gt;With such a narrow gap, asset growth rates are becoming increasingly important in shaping competition for the three positions, particularly given the differences in expansion rates during the first half of 2026.&lt;/p&gt;&lt;p data-id="n0mbf7"&gt;While Attijariwafa Bank maintained its lead in terms of total assets, it recorded the slowest growth rate among the three banks. Its total assets rose to approximately USD 87.94 bn at the end of June 2026, compared to USD 87.23 bn at the end of 2025, marking a 0.82 per cent increase on a half-year basis.&lt;/p&gt;&lt;p data-id="UmqVBR"&gt;In contrast, Alinma Bank expanded at a faster pace, with its assets increasing to approximately USD 87.64 bn, compared to USD 82.93 bn at the end of 2025, representing 5.7 per cent growth on a half-year basis.&lt;/p&gt;&lt;p data-id="WBeg5t"&gt;Banque Saudi Fransi recorded the highest asset growth rate among the three banks, with total assets rising to approximately USD 87.29 bn at the end of June 2026, compared to USD 82.38 bn at the end of last year, marking a 6 per cent increase on a half-year basis.&lt;/p&gt;&lt;p data-id="2k6UCp"&gt;This increase is particularly significant given the current convergence in total assets. Attijariwafa Bank added approximately USD 710 mn to its assets during the period, compared to USD 4.71 bn for Alinma Bank and USD 4.91 bn for Banque Saudi Fransi.&lt;/p&gt;&lt;p data-id="mrFsFY"&gt;This means that the latter two banks narrowed the gap with Attijariwafa in just six months, increasing the likelihood of a reshuffle in their rankings if the differences in growth rates persist during the second half of the year.&lt;/p&gt;&lt;p data-id="dKBsa1"&gt;The differences among the three banks extend beyond their performance in the first half of 2026 to their longer-term asset growth trajectories.&lt;/p&gt;&lt;p data-id="6tKMKN"&gt;Alinma Bank recorded the highest three-year compound annual growth rate (CAGR) in assets, measured from the end of 2022 through June 2026, at approximately 15.2 per cent, compared to 11.4 per cent for Attijariwafa and 10.4 per cent for Banque Saudi Fransi.&lt;/p&gt;&lt;p data-id="OM1Mi3"&gt;These rates highlight differences in the pace of asset growth among the three banks. Growth rates in the first half of 2026 did not align with their CAGRs over the longer period: Banque Saudi Fransi led in asset growth during the first half of 2026, while Alinma Bank recorded the highest CAGR over the longer timeframe.&lt;/p&gt;&lt;p data-id="ufAUdz"&gt;This underscores how the banks&amp;rsquo; relative performance varies depending on the period under comparison.&lt;/p&gt;&lt;p data-id="3g0Kok"&gt;Assuming the three banks maintain their H1 2026 growth rates through the second half, Alinma Bank&amp;rsquo;s assets could reach approximately USD 92.61bn by end-2026, compared with around USD 92.50bn for Banque Saudi Fransi and USD 88.66bn for Attijariwafa bank.&lt;/p&gt;&lt;p data-id="DKmgux"&gt;These projections are based on a scenario in which each bank sustains the same pace of asset growth recorded during the first half of 2026.&lt;/p&gt;&lt;p data-id="AzdwNq"&gt;Under this scenario, Alinma Bank could move ahead of the other two banks to rank first in terms of total assets by the end of 2026, followed by Banque Saudi Fransi and then Attijariwafa Bank, provided that the growth rates recorded in the first half of the year persist.&lt;/p&gt;&lt;p data-id="ay9qir"&gt;These figures remain conditional estimates rather than confirmed forecasts. The actual ranking will depend on the banks&amp;rsquo; performance during the second half of the year, whether current asset growth rates are sustained, and any changes in the composition of their financial positions.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/18/13474.jpg"></enclosure><keywords>Attijariwafa,financial position,Arab banks,Banque Saudi Fransi,Alinma Bank</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13471</guid><link>https://en.firstbankeg.com/13471</link><a10:author><a10:name>Ali Adel</a10:name></a10:author><title>EBank climbs four places among Arab lenders on USD 149mn loan growth</title><description>Export Development Bank of Egypt EBank strengthened its position among the regions major lenders, recording a </description><pubDate>Sun, 18 Oct 2026 11:30:53 +0200</pubDate><a10:updated>2026-10-18T11:30:53+02:00</a10:updated><a10:content type="html">&lt;p data-id="lrobA8"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="lrobA8"&gt;Export Development Bank of Egypt (EBank) strengthened its position among the region&amp;rsquo;s major lenders, recording a notable advance in First Bank&amp;rsquo;s ranking of the 100 largest Arab banks by loans at end-June 2026.&lt;/p&gt;&lt;p data-id="CE1FY6"&gt;The bank climbed four places during the first half of the year to 92nd, from 96th at end-2025, moving closer to a place among the Arab world&amp;rsquo;s 90 largest lenders.&lt;/p&gt;&lt;p data-id="nO9Cl2"&gt;The advance reflects EBank&amp;rsquo;s growing lending scale, supported by continued expansion in its customer loan portfolio, which rose nearly 8 per cent to approximately USD 2.02bn at end-June 2026, from USD 1.87bn at end-2025, an increase of around USD 149mn.&lt;/p&gt;&lt;p data-id="WqFqJS"&gt;While growth of nearly 8 per cent may appear modest compared with the higher rates recorded by some banks, its significance becomes clearer in the context of the Arab ranking.&lt;/p&gt;&lt;p data-id="5YpW7O"&gt;EBank&amp;rsquo;s advance was driven not simply by an increase in lending volumes, but by its stronger position relative to competitors, indicating that its portfolio growth was sufficient to overtake several institutions ranked ahead of it at end-2025.&lt;/p&gt;&lt;p data-id="unyjX7"&gt;Crossing the USD 2bn threshold also marks an important milestone in EBank&amp;rsquo;s development, establishing a larger and more substantial lending base within the regional market. It provides greater scope for further ranking gains, particularly if the bank maintains steady loan growth in the coming periods.&lt;/p&gt;&lt;p data-id="BCC7Lp"&gt;The improvement carries additional significance given EBank&amp;rsquo;s focus on financing foreign trade and economic activity. Growth in its loan portfolio therefore reflects an expanding capacity to deploy resources in support of economic activity, rather than merely an increase in outstanding loan balances.&lt;/p&gt;&lt;p data-id="Uo17Fp"&gt;EBank&amp;rsquo;s rise from 96th to 92nd can consequently be viewed as an improvement in its relative standing within the Arab lending landscape, rather than simply a numerical gain in the ranking.&lt;/p&gt;&lt;p data-id="462qOj"&gt;Over six months, the bank added approximately USD 149mn to its loan portfolio, crossed the USD 2bn threshold and strengthened its position among the 100 largest Arab lenders, establishing a firmer foundation for further advances in future rankings.&lt;/p&gt;&lt;p data-id="6JNGtZ"&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/18/13471.jpg"></enclosure><keywords>Ebank,First Bank,Loans,100 largest Arab banks,Arab lenders</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13470</guid><link>https://en.firstbankeg.com/13470</link><title>KFH vs ABK: How a retail deposit gap turned into a fierce, close race</title><description>The comparison between Al Ahli Bank of KuwaitEgypt ABK-Egypt and Kuwait Finance HouseEgypt KFH-Egypt reflects </description><pubDate>Thu, 15 Oct 2026 14:40:08 +0200</pubDate><a10:updated>2026-10-15T14:40:08+02:00</a10:updated><a10:content type="html">&lt;p data-id="RhTGeF"&gt;The comparison between Al Ahli Bank of Kuwait&amp;ndash;Egypt (ABK-Egypt) and Kuwait Finance House&amp;ndash;Egypt (KFH-Egypt) reflects a notable shift in the competitive landscape for retail deposits over the period from end-2022 to June 2026.&lt;/p&gt;&lt;p data-id="rnOc5N"&gt;The gap, which initially stood at EGP 2.57 bn in favour of ABK-Egypt, did not move in one direction. Instead, it widened initially, reaching a peak of around EGP 8.3 bn in 2024, before reversing during 2025 and narrowing to just EGP 233 mn in June 2026.&lt;/p&gt;&lt;p data-id="h7SG2M"&gt;retail deposits at ABK-Egypt stood at approximately EGP 16.60 bn at end-2022, compared with EGP 14.03 bn at KFH-Egypt, giving the former an initial lead of around EGP 2.57 bn.&lt;/p&gt;&lt;p data-id="bLiH2E"&gt;During 2023, retail deposits at the two banks increased to approximately EGP 21.47 bn and EGP 18.41 bn, respectively, widening the gap to around EGP 3.06 bn and maintaining ABK-Egypt&amp;rsquo;s lead during the early stages of the period.&lt;/p&gt;&lt;p data-id="Uxczid"&gt;In 2024, the gap between the two banks widened to its highest level, as retail deposits at ABK-Egypt reached approximately EGP 33.93 bn, compared with EGP 25.61 bn at KFH-Egypt. The difference consequently increased to around EGP 8.32 bn, marking its highest level throughout the period under review.&lt;/p&gt;&lt;p data-id="gBfYby"&gt;This indicates that the subsequent convergence was not a continuous trend from the beginning of the period but rather followed a significant widening of the gap in favour of ABK-Egypt.&lt;/p&gt;&lt;p data-id="uO3ZtV"&gt;&lt;strong&gt;2025 marks a turning point as KFH-Egypt narrows the gap&lt;/strong&gt;&lt;/p&gt;&lt;p data-id="BxRCBQ"&gt;The competitive dynamics began to shift in 2025, as retail deposits at KFH-Egypt rose to approximately EGP 37.97 bn, compared with EGP 44.69 bn at ABK-Egypt, narrowing the gap to around EGP 6.72 bn.&lt;/p&gt;&lt;p data-id="T87hUV"&gt;This came as KFH-Egypt recorded a larger annual increase in retail deposits, adding approximately EGP 12.36 bn, compared with around EGP 10.76 bn at ABK-Egypt. This marked the beginning of a reduction in the gap that had peaked in the previous year.&lt;/p&gt;&lt;p data-id="ejs5yT"&gt;The first half of 2026 witnessed the most significant movement in the deposit gap. retail deposits at KFH-Egypt increased to approximately EGP 48.25 bn, rising by around EGP 10.28 bn in just six months, while deposits at ABK-Egypt reached EGP 48.48 bn, up by approximately EGP 3.79 bn.&lt;/p&gt;&lt;p data-id="Sgsas2"&gt;As a result, the gap narrowed by around EGP 6.49 bn in just six months, falling from EGP 6.72 bn at end-2025 to approximately EGP 233 mn in June 2026.&lt;/p&gt;&lt;p data-id="IVVXVt"&gt;The significance of this shift becomes clearer when examining the cumulative increase since the beginning of the period. retail deposits at ABK-Egypt rose by approximately EGP 31.88 bn between end-2022 and June 2026, compared with an increase of around EGP 34.22 bn at KFH-Egypt.&lt;/p&gt;&lt;p data-id="yOy6BS"&gt;This means that KFH-Egypt added approximately EGP 2.34 bn more than its competitor, despite starting the period with a lower deposit base of around EGP 2.57 bn.&lt;/p&gt;&lt;p data-id="zUmUYu"&gt;Accordingly, the convergence did not result from stagnant deposits at ABK-Egypt, but rather from KFH-Egypt recording a larger increase in deposits, particularly during the latter part of the period.&lt;/p&gt;&lt;p data-id="Jd3RHC"&gt;&lt;strong&gt;The gap narrows, while changes in rankings remain limited&lt;/strong&gt;&lt;/p&gt;&lt;p data-id="Guh9hn"&gt;At the ranking level, movements were more modest than the change in the financial gap. ABK-Egypt advanced from 22nd place at end-2022 to 21st place in June 2026, while KFH-Egypt moved up from 23rd to 22nd place, leaving the difference between the two banks unchanged at one position at both points of comparison.&lt;/p&gt;&lt;p data-id="jEzB00"&gt;This comparison highlights an important distinction: while each bank advanced by only one position, the financial gap between them changed much more substantially. It increased from EGP 2.57 bn at end-2022 to EGP 8.32 bn in 2024, before narrowing to just EGP 233 mn in June 2026.&lt;/p&gt;&lt;p data-id="UZE9Mx"&gt;Therefore, rankings alone do not fully capture the shift in competitive intensity, as the most significant change occurred in the financial distance separating the two banks.&lt;/p&gt;&lt;p data-id="dEGSP9"&gt;Overall, competition between the two banks shifted from a relatively modest gap at the beginning of the period to a difference exceeding EGP 8 bn in 2024, before narrowing to just EGP 233 mn in June 2026.&lt;/p&gt;&lt;p data-id="11jU5p"&gt;Although ABK-Egypt remained ahead in both deposit balances and rankings, its lead in retail deposits became marginal in financial terms. The gap that had separated the two banks by billions of Egyptian pounds in 2024 had narrowed to just EGP 233 mn by June 2026, as KFH-Egypt recovered most of the difference during the latter part of the period.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/15/13470.jpg"></enclosure><keywords>ABK-Egypt,retail deposits,KFH-Egypt</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13469</guid><link>https://en.firstbankeg.com/13469</link><title>ODIN, Prime top EGX-listed investment banks by return on average assets in H1 2026</title><description>ODIN Investments topped First Banks ranking of the most efficient EGX-listed investment banks by return on ave</description><pubDate>Thu, 15 Oct 2026 13:54:17 +0200</pubDate><a10:updated>2026-10-15T13:54:17+02:00</a10:updated><a10:content type="html">&lt;h3 data-id="1wgezD"&gt;&lt;span style="color:#cc9933;"&gt;ODIN tops EGX-listed investment banks by return on average assets at 25.92%&lt;/span&gt;&lt;/h3&gt;&lt;h3 data-id="NcPSmS"&gt;&lt;span style="color:#cc9933;"&gt;Prime ranks second at 6.72%, while Aspire Capital takes third place at 4.47%&lt;/span&gt;&lt;/h3&gt;&lt;p data-id="Gi16i5"&gt;ODIN Investments topped First Bank&amp;rsquo;s ranking of the most efficient EGX-listed investment banks by return on average assets (ROAA) in the first half of 2026, recording a ratio of 25.92 per cent.&lt;/p&gt;&lt;p data-id="CAuqRr"&gt;The ranking states that the company posted a net profit of EGP 462.1mn during the first six months of the year.&lt;/p&gt;&lt;p data-id="JZJyjZ"&gt;The ranking covered seven investment banks listed on the Egyptian Exchange (EGX). Six recorded positive ROAA during H1 2026, supported by varying levels of profitability, while one posted a negative ratio after reporting a loss over the same period.&lt;/p&gt;&lt;p data-id="8q2ZNo"&gt;ROAA measures an investment bank&amp;rsquo;s efficiency in using its asset base to generate net profit during the period under review. A higher ratio indicates greater efficiency in generating returns from assets.&lt;/p&gt;&lt;p data-id="2AcuxZ"&gt;Prime Holding for Financial Investments ranked second, with ROAA of 6.72 per cent, after recording net profit of EGP 43.73mn in H1 2026.&lt;/p&gt;&lt;p data-id="ArYRdx"&gt;Aspire Capital Holding for Financial Investments came third, with ROAA of 4.47 per cent, after posting net profit of EGP 74.74mn during the first half of the year, according to the ranking.&lt;/p&gt;&lt;p data-id="IcvHyM"&gt;CI Capital Holding for Financial Investments ranked fourth, with ROAA of 3.95 per cent, supported by net profit of EGP 838.35mn in H1 2026.&lt;/p&gt;&lt;p data-id="burcVh"&gt;Beltone Holding placed fifth, recording ROAA of 1.66 per cent after posting net profit of EGP 780.38mn during the first half of 2026.&lt;/p&gt;&lt;p data-id="6Qkq97"&gt;All figures used to calculate ROAA are based on the consolidated financial statements published by each investment bank at end-June 2026 and were annualised.&lt;/p&gt;&lt;p data-id="FjCUyy"&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/15/13469.jpg"></enclosure><keywords>EGX-listed,ODIN,Prime,nvestment banks,return on average assets (ROAA),Aspire Capital Holding</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13468</guid><link>https://en.firstbankeg.com/13468</link><title>CIB’s corporate banking delivers strong performance in H1 2026</title><description>Commercial International Bank Egypt CIB significantly expanded its credit activity in the first half of 2026, </description><pubDate>Thu, 15 Oct 2026 13:35:16 +0200</pubDate><a10:updated>2026-10-15T13:35:16+02:00</a10:updated><a10:content type="html">&lt;p data-id="s9pFmo"&gt;Commercial International Bank &amp;ndash; Egypt (CIB) significantly expanded its credit activity in the first half of 2026, driven mainly by increased loans to corporates, alongside strong growth in retail loans.&lt;/p&gt;&lt;p data-id="bguROO"&gt;According to the bank&amp;rsquo;s standalone financial statements, total customer loans rose to EGP 631.34bn at end-June 2026, compared with EGP 541.41bn at end-2025, a growth rate of 16.6 per cent and a total increase of EGP 89.94bn.&lt;/p&gt;&lt;p data-id="cyDVFx"&gt;Corporate loans was the main driver of credit expansion in H1 2026. The corporate loan portfolio, including small loans for economic activities, grew by 17.6 per cent to EGP 527.99bn at end-June 2026, compared with EGP 449.13bn at end-2025, an increase of EGP 78.86bn.&lt;/p&gt;&lt;p data-id="fxcNMp"&gt;Retail loan balances, meanwhile, rose to EGP 103.36bn at end-June 2026, compared with EGP 92.28bn at end-2025, a growth rate of 12 per cent and an increase of EGP 11.08bn.&lt;/p&gt;&lt;p data-id="7cW3RN"&gt;Although both the corporate and retail segments grew, the sheer scale of corporate lending meant it contributed far more to the overall increase.&lt;/p&gt;&lt;p data-id="Pk6dKT"&gt;Corporate accounted for about 87.7 per cent of the total rise in customer loan balances in H1 2026, versus 12.3 per cent for retail, reflecting the central role of corporate loans in driving the bank&amp;rsquo;s credit growth during the period.&lt;/p&gt;&lt;p data-id="aJA5Ra"&gt;This performance was reflected in the corporate segment&amp;rsquo;s share of the total loan portfolio, which rose to about 83.6 per cent at end-June 2026, from 82.9 per cent at end-2025.&lt;/p&gt;&lt;p data-id="h6c4Hi"&gt;By contrast, the retail segment&amp;rsquo;s share of the total loan portfolio declined to about 16.4 per cent at end-June 2026, from 17.1 per cent at end-2025.&lt;/p&gt;&lt;p data-id="KmzgQy"&gt;These indicators must be read alongside the quality of the loan portfolio, the primary measure for judging the efficiency and sustainability of credit expansion.&lt;/p&gt;&lt;p data-id="xfvDRW"&gt;Growth in loan volumes is not, on its own, a measure of strong performance. Its quality ultimately depends on disciplined risk management and adherence to creditworthiness standards, as aggressive lending can drive up defaults and turn near-term growth into longer-term pressure.&lt;/p&gt;&lt;p data-id="08UQUy"&gt;Against this backdrop, the non-performing loan (NPL) ratio improved to 1.61 per cent at end-June 2026, from around 1.78 per cent at end-2025.&lt;/p&gt;&lt;p data-id="V1sMGX"&gt;Overall, CIB&amp;rsquo;s performance in H1 2026 reflects the pivotal role of the corporate segment in driving credit growth, together with an improvement in the NPL ratio.&lt;/p&gt;&lt;p data-id="y11Rrx"&gt;This highlights the importance of balancing corporate lending expansion with maintaining loan portfolio quality, which supports sustainable credit growth and a more efficient portfolio in the coming periods.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/15/13468.jpg"></enclosure><keywords>CIB,Growth,corporates,loan portfolio,corporate loans,credit activity</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13465</guid><link>https://en.firstbankeg.com/13465</link><title>First Bank: 10 Arab banks account for half of top 100 assets</title><description>First Banks ranking of the 100 largest Arab banks at end-June 2026 shows that financial strength remains heavi</description><pubDate>Thu, 15 Oct 2026 11:59:52 +0200</pubDate><a10:updated>2026-10-15T11:59:52+02:00</a10:updated><a10:content type="html">&lt;p data-id="knFSCb"&gt;First Bank&amp;rsquo;s ranking of the 100 largest Arab banks at end-June 2026 shows that financial strength remains heavily concentrated among a small group of major institutions, with the top 10 accounting for 50.37 per cent of the combined assets of all banks included in the ranking.&lt;/p&gt;&lt;p data-id="Ro2igI"&gt;Total assets across the Arab top 100 reached approximately USD 5.17tn at end-June 2026, up from USD 4.98tn at end-2025, representing growth of around 4 per cent and an increase of USD 195.82bn during the first half.&lt;/p&gt;&lt;p data-id="5SHryI"&gt;The 10 largest banks alone held approximately USD 2.60tn in assets at end-June, compared with USD 2.51tn at end-2025, an increase of USD 96.63bn and growth of 3.9 per cent on a half-year basis.&lt;/p&gt;&lt;p data-id="rXRBAq"&gt;Despite that expansion, the top 10&amp;rsquo;s share of total assets edged down to 50.37 per cent from 50.41 per cent, a decline of just 0.04 percentage points.&lt;/p&gt;&lt;p data-id="bY8nvd"&gt;The movement is marginal and does little to alter the broader picture: the region&amp;rsquo;s 10 largest banks still control roughly half of the assets held by the Arab top 100.&lt;/p&gt;&lt;p data-id="ZVtC18"&gt;The figures underline the degree of concentration at the top of the sector. While 10 institutions account for more than half of total assets, the remaining 49.63 per cent is spread across 90 banks, highlighting the wide disparity in scale across Arab banking.&lt;/p&gt;&lt;p data-id="qtPZRR"&gt;That concentration is reinforced by the size of the institutions at the top of the ranking. QNB held USD 394.72bn in assets at end-June 2026, followed by First Abu Dhabi Bank (FAB) at USD 383.57bn and Emirates NBD at approximately USD 360.08bn.&lt;/p&gt;&lt;p data-id="wCi99m"&gt;The implications extend beyond balance-sheet size. Larger banks benefit from greater capacity to expand lending and investment, build deeper deposit bases and sustain a stronger presence across the markets in which they operate.&lt;/p&gt;&lt;p data-id="omfKlR"&gt;Mid-sized and emerging institutions, by contrast, compete from smaller asset bases, making it more difficult to close the gap with the sector&amp;rsquo;s largest players.&lt;/p&gt;&lt;p data-id="mkzGab"&gt;The June 2026 data therefore point to an Arab banking landscape in which financial power remains firmly concentrated at the top. Banks outside the top 10 gained only marginal ground in relative terms, leaving the competitive balance between the region&amp;rsquo;s largest institutions and its mid-sized and emerging banks broadly unchanged.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/15/13465.jpg"></enclosure><keywords>First Bank,assets,Arab banks,top 100,100 largest Arab banks</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13461</guid><link>https://en.firstbankeg.com/13461</link><a10:author><a10:name>Ali Adel</a10:name></a10:author><title>HDB over five years: Investment expansion as corporates take a larger share</title><description>Housing and Development Banks HDB standalone financial statements for the period ended 30 June 2026 showed a s</description><pubDate>Tue, 13 Oct 2026 14:38:11 +0200</pubDate><a10:updated>2026-10-13T14:38:11+02:00</a10:updated><a10:content type="html">&lt;p data-id="ldKDYa"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="ldKDYa"&gt;Housing and Development Bank&amp;rsquo;s (HDB) standalone financial statements for the period ended 30 June 2026 showed a sharp expansion in its balance sheet over the past five years.&lt;/p&gt;&lt;p data-id="npDFGL"&gt;The bank&amp;#39;s total assets rose 296.3 per cent to EGP 256.44bn from EGP 64.71bn at end-June 2021, an increase of EGP 191.73bn.&lt;/p&gt;&lt;p data-id="LvaEOl"&gt;HDB continued to allocate the largest share of its asset base to financial investments, which accounted for 47.9 per cent of total assets at end-June 2026, up from 42.13 per cent five years earlier.&lt;/p&gt;&lt;p data-id="kX93Ry"&gt;The financial investment portfolio surged 350.5 per cent over the period to EGP 122.83bn, from EGP 27.26bn at end-June 2021, reinforcing financial investments as the bank&amp;rsquo;s largest asset component.&lt;/p&gt;&lt;h3 data-id="j4Fnrq"&gt;Total customer loans&lt;/h3&gt;&lt;p data-id="JW3AcG"&gt;Net customer loans and facilities ranked second, accounting for 29.47 per cent of total assets at end-June 2026, compared with 32.74 per cent at end-June 2021.&lt;/p&gt;&lt;p data-id="AliJva"&gt;The portfolio expanded 256.7 per cent over the five-year period, adding EGP 54.38bn to reach EGP 75.57bn, from EGP 21.18bn.&lt;/p&gt;&lt;h3 data-id="M6nHxz"&gt;Cash and bank balances witg the Central Bank&lt;/h3&gt;&lt;p data-id="YnDQoe"&gt;Cash and balances with the Central Bank accounted for 10.92 per cent of total assets at end-June 2026, with a value of EGP 28.01bn, compared with 9.85 per cent and EGP 6.38bn at end-June 2021.&lt;/p&gt;&lt;h3 data-id="rwdb7x"&gt;Balances with banks&lt;/h3&gt;&lt;p data-id="C0Iitt"&gt;Balances with banks represented a further 6.25 per cent of total assets, broadly stable from 6.21 per cent five years earlier. Their value rose to EGP 16.02bn from EGP 4.02bn, marking growth of 298.7 per cent.&lt;/p&gt;&lt;p data-id="QFmmPf"&gt;Other assets accounted for 2.94 per cent of the balance sheet at end-June 2026, with a value of approximately EGP 7.55bn, compared with 2.51 per cent and EGP 1.62bn at end-June 2021.&lt;/p&gt;&lt;h3 data-id="vLAyLE"&gt;HDB&amp;rsquo;s lending mix&lt;/h3&gt;&lt;p data-id="eHu2j9"&gt;The more significant structural shift appears within HDB&amp;rsquo;s loan portfolio.&lt;/p&gt;&lt;p data-id="F6IXMK"&gt;Corporate loans increased their share of total customer loans and facilities to 54.95 per cent at end-June 2026, from 36.04 per cent at end-June 2021.&lt;/p&gt;&lt;p data-id="vIzSOG"&gt;The corporate portfolio expanded 431.2 per cent over the five-year period, adding EGP 36.33bn to reach EGP 44.75bn, from EGP 8.43bn.&lt;/p&gt;&lt;p data-id="5Xl4RZ"&gt;Retail loans, meanwhile, accounted for 45.05 per cent of total customer loans and facilities, down from 63.96 per cent five years earlier.&lt;/p&gt;&lt;p data-id="vvsvAf"&gt;Even so, the retail portfolio more than doubled, rising 145.3 per cent to EGP 36.69bn at end-June 2026, from EGP 14.95bn at end-June 2021.&lt;/p&gt;&lt;p data-id="0oJSya"&gt;The figures point to a clear shift in HDB&amp;rsquo;s asset allocation over the past five years. Expansion was driven not only by strong growth in total assets and financial investments, but also by a pronounced rebalancing of the loan portfolio towards corporates.&lt;/p&gt;&lt;p data-id="gf3Fzy"&gt;Corporate lending increased from just over one-third of total customer loans in 2021 to more than half by end-June 2026, while retail lending continued to grow in absolute terms despite a decline in its relative share.&lt;/p&gt;&lt;p data-id="5XXloL"&gt;The result is a more diversified asset mix, combining a sizeable financial investment portfolio with a much stronger corporate lending base and a still-substantial retail business, reinforcing a broader and more balanced approach to asset deployment and balance-sheet growth.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/13/13461.jpg"></enclosure><keywords>HDB,financial investments,corporates,total assets,expansion</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13460</guid><link>https://en.firstbankeg.com/13460</link><title>Emirates NBD’s credit card team delivers strong three-year performance</title><description>Emirates NBD Egypts credit card balances surged 352.3 per cent over the past three years to EGP 2.52bn at end-</description><pubDate>Tue, 13 Oct 2026 13:24:57 +0200</pubDate><a10:updated>2026-10-13T13:24:57+02:00</a10:updated><a10:content type="html">&lt;p data-id="EHYCy6"&gt;Emirates NBD Egypt&amp;rsquo;s credit card balances surged 352.3 per cent over the past three years to EGP 2.52bn at end-June 2026, from EGP 556.49mn at end-2022, an increase of EGP 1.96bn.&lt;/p&gt;&lt;p data-id="39TYmQ"&gt;The expansion extended beyond portfolio growth, strengthening Emirates NBD Egypt&amp;rsquo;s market position as the bank advanced from ninth place at end-2022 to seventh at end-June 2026.&lt;/p&gt;&lt;p data-id="a4sSwW"&gt;The shift becomes more significant when viewed against the weight of credit cards within the bank&amp;rsquo;s retail loan portfolio. Their share rose to 9.89 per cent at end-June 2026 from 4.45 per cent at end-2022.&lt;/p&gt;&lt;p data-id="yAEmZD"&gt;This means the increase in credit card balances was not simply a by-product of broader retail banking expansion. Credit cards grew at a pace that materially increased their share of the overall retail portfolio.&lt;/p&gt;&lt;p data-id="eTWPyq"&gt;The strength of that performance becomes clearer when compared with the retail loan portfolio as a whole. Retail loans rose 103.6 per cent over the period, reaching EGP 25.44bn at end-June 2026 from EGP 12.50bn at end-2022, while credit card balances surged 352.3 per cent.&lt;/p&gt;&lt;p data-id="E0npCc"&gt;The wide gap between the two growth rates shows that credit cards expanded far faster than the overall retail portfolio, directly increasing their relative weight within it.&lt;/p&gt;&lt;p data-id="jarFU4"&gt;The transformation in the credit card business therefore went beyond balance growth. It also reshaped the composition of the retail loan portfolio, with cards gaining a larger share while the bank improved its market ranking over the past three years.&lt;/p&gt;&lt;p data-id="UlKAgY"&gt;The performance consequently reflects the credit card team&amp;rsquo;s success in expanding the business and strengthening its position within Emirates NBD Egypt&amp;rsquo;s retail banking portfolio.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/13/13460.jpg"></enclosure><keywords>retail loans,Emirates NBD Egypt,Credit card balances,credit card teams,credit card business</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13458</guid><link>https://en.firstbankeg.com/13458</link><a10:author><a10:name>Yasmin Elsayed</a10:name></a10:author><title>The Big Numbers Race: Four banks battle for Arab top 30 lenders spot</title><description>Competition at the edge of the Arab worlds 30 largest lenders is becoming increasingly intense, with narrow po</description><pubDate>Tue, 13 Oct 2026 12:56:41 +0200</pubDate><a10:updated>2026-10-13T12:56:41+02:00</a10:updated><a10:content type="html">&lt;p data-id="cyQUWS"&gt;Translated &amp;amp; Edited by Aya&amp;nbsp;Elsayed&lt;/p&gt;&lt;p data-id="TToN9U"&gt;Competition at the edge of the Arab world&amp;rsquo;s 30 largest lenders is becoming increasingly intense, with narrow portfolio gaps and sharply different growth rates turning scale into a battle for position.&lt;/p&gt;&lt;p data-id="XUTRLn"&gt;The pressure is particularly evident at the edge of the top 30 with Commercial Bank of Qatar ranking 30th, followed by Emirates Islamic in 31st place, Boubyan Bank in 32nd and Dukhan Bank in 33rd.&lt;/p&gt;&lt;p data-id="6QlQ4S"&gt;With the gaps between these positions relatively narrow, the pace of loan growth becomes a decisive factor in determining the direction of competition and the potential for further changes in ranking.&lt;/p&gt;&lt;p data-id="aIMFHB"&gt;Movements in loan portfolios during the first half of 2026 reveal a clear divergence in performance across the four banks. Three recorded growth, while Commercial Bank posted a decline, producing markedly different trajectories despite the relatively close size of their portfolios.&lt;/p&gt;&lt;p data-id="1s9ZH8"&gt;Compared with end-2025, Commercial Bank&amp;rsquo;s loan portfolio declined 1.5 per cent to USD 28.18bn at end-June 2026, from USD 28.60bn at the end of last year.&lt;/p&gt;&lt;p data-id="rQw9DV"&gt;By contrast, Emirates Islamic recorded the strongest loan growth among the four banks during the first half, with its portfolio rising 9.1 per cent on a half-year basis to USD 26.39bn at end-June 2026, from USD 24.19bn at end-2025.&lt;/p&gt;&lt;p data-id="Hvo4Vp"&gt;Boubyan Bank&amp;rsquo;s loan portfolio increased 5.4 per cent on a half-year basis to USD 26.29bn at end-June 2026, from USD 24.94bn at end-2025.&lt;/p&gt;&lt;p data-id="Po18V1"&gt;Dukhan Bank&amp;rsquo;s loans rose 5.5 per cent to USD 25.99bn at end-June 2026, from USD 24.63bn at end-2025.&lt;/p&gt;&lt;p data-id="x6RSPg"&gt;The differences become more pronounced when measured by the actual increase in loans during the first six months of 2026.&lt;/p&gt;&lt;p data-id="RE1N0K"&gt;Emirates Islamic added approximately USD 2.19bn to its portfolio, compared with USD 1.37bn for Dukhan Bank and USD 1.35bn for Boubyan Bank, while Commercial Bank of Qatar&amp;rsquo;s portfolio contracted by approximately USD 420.52mn.&lt;/p&gt;&lt;h3 data-id="7wInFA"&gt;Short-term momentum, different trajectories&lt;/h3&gt;&lt;p data-id="xdcjuy"&gt;While loans movements during H1 2026 are important in assessing the current competitive picture, they do not alone capture the longer-term paths of the four banks. Compound annual growth rates over the past three years, specifically from end-2022 to June 2026, reveal deeper differences in the pace of expansion.&lt;/p&gt;&lt;p data-id="j2xSoR"&gt;Emirates Islamic also ranked first among the four by compound annual growth in loans, at approximately 22 per cent, followed by Boubyan Bank at 9.2 per cent and Dukhan Bank at around 6.6 per cent. Commercial Bank recorded approximately 1.3 per cent.&lt;/p&gt;&lt;p data-id="Tty0SG"&gt;Comparing H1 2026 growth with compound annual loan growth since end-2022 confirms Emirates Islamic&amp;rsquo;s sustained advantage in expansion. It ranked first among the four across both periods, followed by Boubyan Bank and Dukhan Bank, while Commercial Bank recorded the lowest growth rate over the longer period.&lt;/p&gt;&lt;p data-id="NUecyO"&gt;This suggests that the differences in growth momentum are not merely the product of short-term performance, but reflect more persistent divergence in loan portfolio expansion, giving the faster-growing banks greater scope to narrow the gap with institutions immediately ahead of them.&lt;/p&gt;&lt;h3 data-id="ULL78W"&gt;What if current momentum continues?&lt;/h3&gt;&lt;p data-id="XcxsZm"&gt;Assuming the four banks sustain their H1 2026 growth pace through the second half, Emirates Islamic&amp;rsquo;s loan portfolio could reach approximately USD 28.78bn by year-end, compared with around USD 27.77bn for Commercial Bank, USD 27.71bn for Boubyan Bank and USD 27.44bn for Dukhan Bank.&lt;/p&gt;&lt;p data-id="IdV4uz"&gt;Under this scenario, the ranking could shift materially. Emirates Islamic&amp;rsquo;s faster growth would be enough to overtake Commercial Bank of Qatar by end-2026, move into 30th place, and enter the Arab world&amp;rsquo;s 30 largest lenders, while Commercial Bank would slip to 31st and fall outside the group.&lt;/p&gt;&lt;p data-id="JKaLUp"&gt;For Boubyan Bank and Dukhan Bank, despite growth in their loan portfolios during H1 2026, the increases recorded would not be sufficient to close the existing gap with the two banks immediately ahead of them.&lt;/p&gt;&lt;p data-id="cQd0wo"&gt;Competition around the Arab top 30 is therefore shaped not by loan scale alone, but by each bank&amp;rsquo;s ability to sustain growth strong enough to close the gap with those ahead, particularly where portfolio sizes are tightly clustered and modest differences in momentum can quickly alter the ranking.&lt;/p&gt;&lt;p data-id="6ILN5P"&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/13/13458.jpg"></enclosure><keywords>Emirates Islamic Bank,top 30,four banks,Arab largest lenders,Commercial Bank of Qatar</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13457</guid><link>https://en.firstbankeg.com/13457</link><a10:author><a10:name>Yasmin Elsayed</a10:name></a10:author><title>AAIB advances sharply among leading Arab lenders</title><description>First Banks ranking of the 100 largest Arab banks by loans at end-June 2026 showed a marked improvement in Ara</description><pubDate>Tue, 13 Oct 2026 11:34:07 +0200</pubDate><a10:updated>2026-10-13T11:34:07+02:00</a10:updated><a10:content type="html">&lt;p data-id="cyQUWS"&gt;Translated &amp;amp; Edited by Aya&amp;nbsp;Elsayed&lt;/p&gt;&lt;p data-id="cyQUWS"&gt;First Bank&amp;rsquo;s ranking of the 100 largest Arab banks by loans at end-June 2026 showed a marked improvement in Arab African International Bank&amp;rsquo;s (AAIB) position.&lt;/p&gt;&lt;p data-id="6EluuV"&gt;The bank climbed four places to 66th from 70th at end-2025, strengthening its standing among the region&amp;rsquo;s major lenders.&lt;/p&gt;&lt;p data-id="rxIXoy"&gt;The advance was supported by strong loan growth, with AAIB&amp;rsquo;s net loan portfolio rising 19.5 per cent to approximately USD 6.34bn at end-June 2026, from USD 5.31bn at end-2025, an increase of more than USD 1bn.&lt;/p&gt;&lt;p data-id="WGl6gt"&gt;Notably, the expansion was accompanied by an improvement rather than a deterioration in asset quality. The bank&amp;rsquo;s non-performing loan ratio declined to 1.15 per cent at end-June 2026, from 2.11 per cent at end-2025, signalling a clear improvement in loan portfolio quality as the portfolio expanded.&lt;/p&gt;&lt;p data-id="vraPi2"&gt;This combination represents one of the key drivers behind AAIB&amp;rsquo;s advance in the Arab ranking. Its rise was not driven by loan growth alone, but by the bank&amp;rsquo;s ability to deliver strong credit expansion while simultaneously reducing its non-performing loan ratio, strengthening its competitive position among the region&amp;rsquo;s major lenders.&lt;/p&gt;&lt;p data-id="AbzSTz"&gt;Alongside loan growth, AAIB delivered strong performance during the first half of 2026. Net profit rose 26.6 per cent to USD 202.84mn, from USD 160.17mn in the same period of 2025, an increase of USD 42.67mn.&lt;/p&gt;&lt;p data-id="V848f0"&gt;Net interest income increased 17.9 per cent to USD 346.17mn in H1 2026, from USD 293.51mn in the corresponding period of 2025, an increase of USD 52.66mn.&lt;/p&gt;&lt;p data-id="RcG5Wo"&gt;On the balance sheet, total assets rose 5.2 per cent during the first half to USD 21.05bn at end-June 2026, from USD 20.01bn at end-2025. AAIB&amp;rsquo;s official website reports total assets of approximately USD 21.1bn as of June 2026.&lt;/p&gt;&lt;p data-id="70SDpQ"&gt;Customer deposits increased 4.3 per cent on a half-year basis to USD 15.02bn at end-June 2026, from USD 14.40bn at end-2025.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/13/13457.jpg"></enclosure><keywords>AAIB,Loans,First Bank Ranking,100 largest Arab banks,lenders,loan growth</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13454</guid><link>https://en.firstbankeg.com/13454</link><a10:author><a10:name>Shimaa Nasser</a10:name></a10:author><title>Five banks enter EGP 1tn club as the top tier reshapes over 3 years</title><description>The trillion-pound mark is no longer a threshold reserved for Egypts very largest banking balance sheets. It n</description><pubDate>Mon, 12 Oct 2026 15:44:27 +0200</pubDate><a10:updated>2026-10-12T15:44:27+02:00</a10:updated><a10:content type="html">&lt;p data-id="5EjEN0"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="5EjEN0"&gt;The trillion-pound mark is no longer a threshold reserved for Egypt&amp;rsquo;s very largest banking balance sheets. It now defines a broader tier of major institutions, with five banks operating above that level: National Bank of Egypt (NBE), Banque Misr, Commercial International Bank &amp;ndash; Egypt (CIB), QNB Egypt, and Arab African International Bank (AAIB).&lt;/p&gt;&lt;p data-id="hqemRb"&gt;NBE remains far ahead, with total assets of approximately EGP 9.22tn at end-2025, followed by Banque Misr at around EGP 4.21tn.&lt;/p&gt;&lt;p data-id="rPIVBo"&gt;Among private-sector banks, CIB reached approximately EGP 1.68tn in assets at end-June 2026, while QNB Egypt and AAIB stood at around EGP 1.06tn and EGP 1.04tn, respectively.&lt;/p&gt;&lt;p data-id="HFsmrc"&gt;The analysis takes end-2022 balances as its starting point and compares them with the latest available asset figures for each bank. For NBE and Banque Misr, the latest figures are as of end-2025, while those for the three private-sector banks are based on end-June 2026 data.&lt;/p&gt;&lt;p data-id="tV3gxT"&gt;NBE&amp;rsquo;s assets rose from approximately EGP 4.37tn at end-2022 to EGP 9.22tn at end-2025, extending its lead as Egypt&amp;rsquo;s largest bank by assets. Banque Misr followed a similar path, with assets rising from approximately EGP 2.22tn to EGP 4.21tn over the same period, leaving it firmly above the EGP 1tn.&lt;/p&gt;&lt;h3 data-id="vrgUMK"&gt;&lt;strong&gt;Different paths to the trillion-pound mark: how private banks built scale&lt;/strong&gt;&lt;/h3&gt;&lt;p data-id="Ud7pEV"&gt;The expansion of Egypt&amp;rsquo;s top banking tier becomes more striking when viewed through the three private-sector banks that have crossed the trillion-pound mark.&lt;/p&gt;&lt;p data-id="yCWIlA"&gt;CIB&amp;rsquo;s assets rose from approximately EGP 633.6bn at end-2022 to EGP 1.68tn at end-June 2026, representing a growth of 165.5 per cent. Its trajectory stands out not only for crossing EGP 1tn, but for continuing beyond EGP 1.5tn, reinforcing CIB&amp;rsquo;s position among Egypt&amp;rsquo;s largest private-sector banks by assets.&lt;/p&gt;&lt;p data-id="yiN9mo"&gt;QNB Egypt&amp;rsquo;s assets increased from approximately EGP 476.8bn at end-2022 to EGP 1.06tn at end-June 2026, up 122.8 per cent. The bank therefore moved from an asset base below EGP 500bn to above EGP 1tn, strengthening its position within Egypt&amp;rsquo;s largest private-sector banking institutions.&lt;/p&gt;&lt;p data-id="VqDanB"&gt;AAIB recorded the fastest growth among the five banks, with assets rising from approximately EGP 326.1bn at end-2022 to EGP 1.04tn at end-June 2026, an increase of 218.1 per cent. The scale of that expansion is particularly notable given its starting point: AAIB began with the smallest asset base in the current group before crossing the trillion-pound threshold, marking the strongest relative growth among them.&lt;/p&gt;&lt;h3 data-id="MocKmz"&gt;Beyond EGP 1tn: why scale tells only part of the story&lt;/h3&gt;&lt;p data-id="rrORsY"&gt;These trajectories draw an important distinction between percentage growth and absolute expansion. Growth rate shows how far a bank has moved relative to its starting point, while absolute growth captures the volume of assets actually added to the balance sheet.&lt;/p&gt;&lt;p data-id="PBmkHS"&gt;AAIB therefore recorded the strongest percentage growth, while CIB combined rapid expansion with a substantially larger ending asset base. NBE and Banque Misr, by contrast, demonstrate the different dynamics of growing from already dominant starting positions.&lt;/p&gt;&lt;p data-id="XIkgwG"&gt;The scale of change is even clearer when the three private-sector banks are viewed together. Their combined assets rose from approximately EGP 1.44tn at end-2022 to around EGP 3.78tn at end-June 2026, an increase of nearly EGP 2.35tn.&lt;/p&gt;&lt;p data-id="Bb1Ebv"&gt;All three began the period below EGP 1tn and now operate above that level, highlighting the broadening of Egypt&amp;rsquo;s large-scale private banking segment.&lt;/p&gt;&lt;p data-id="lM0ed5"&gt;Yet the group is becoming increasingly differentiated. CIB has advanced to around EGP 1.68tn in assets, while QNB Egypt and AAIB have moved only modestly beyond the trillion-pound mark. EGP 1tn, therefore, is no longer an end point in measuring scale, but an entry point into a wider tier of balance-sheet sizes shaped by each bank&amp;rsquo;s growth trajectory.&lt;/p&gt;&lt;p data-id="3NRdnh"&gt;That is the broader significance of the shift, as Egypt&amp;rsquo;s trillion-pound banking club is expanding not simply in number, but in depth, with the upper tier of the sector now broader and more differentiated than it was in 2022.&lt;/p&gt;&lt;p data-id="8BIZSv"&gt;NBE and Banque Misr continue to deepen their weight from already substantial asset bases, while the three private-sector banks have entered the trillion-pound tier through markedly different combinations of starting scale, growth pace and final size.&lt;/p&gt;&lt;p data-id="91SXmw"&gt;The EGP 1tn mark is therefore no longer simply a dividing line in Egypt&amp;rsquo;s asset rankings ,it has become a measure of how far the country&amp;rsquo;s large-bank segment has broadened.&lt;/p&gt;&lt;p data-id="ODj0Vy"&gt;The five banks show that scale can be built through different paths: sustained expansion from an already dominant base, rapid growth from hundreds of billions of pounds into trillion-pound territory, or a combination of strong growth and continued progression within that tier.&lt;/p&gt;&lt;p data-id="uJUPF8"&gt;The real value of the comparison lies not simply in how many banks have crossed EGP 1tn, but in how much broader, deeper and more diverse the landscape above that threshold has become.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/12/13454.jpg"></enclosure><keywords>NBE,Banque Misr,CIB,AAIB,EGP 1tn,Five banks</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13453</guid><link>https://en.firstbankeg.com/13453</link><title>NBE consolidates its leadership under Mohamed El-Etreby</title><description>Leadership is often judged by a simple measure: how much an institution grows under management. At National Ba</description><pubDate>Mon, 12 Oct 2026 14:21:45 +0200</pubDate><a10:updated>2026-10-12T14:21:45+02:00</a10:updated><a10:content type="html">&lt;p data-id="ThvOVd"&gt;Leadership is often judged by a simple measure: how much an institution grows under management. At National Bank of Egypt (NBE), however, the benchmark is more demanding.&lt;/p&gt;&lt;p data-id="g9wqg3"&gt;When Mohamed El-Etreby took the helm in early October 2024, he inherited not a bank seeking scale but Egypt&amp;rsquo;s largest lender, an institution whose size, reach, and responsibilities place it in a category of its own.&lt;/p&gt;&lt;p data-id="DNdMVl"&gt;The challenge, therefore, was not to establish a leading position but to deepen it: expanding the bank&amp;rsquo;s operations while ensuring its infrastructure, resources, and capabilities kept pace with a growing balance sheet.&lt;/p&gt;&lt;p data-id="buoIcg"&gt;Viewed through this lens, the two-year record is less a story of growth than a measure of how effectively NBE has managed its scale and strengthened the capabilities needed to sustain it.&lt;/p&gt;&lt;h3 data-id="XZ1QBX"&gt;&lt;span style="color:#cc9933;"&gt;Financial position expands to record levels&lt;/span&gt;&lt;/h3&gt;&lt;p data-id="g3ILMy"&gt;According to the latest financial data, NBE&amp;rsquo;s total assets reached EGP 10.60tn at end-August 2026, up from EGP 7.39tn at end-September 2024, a 43.4 per cent increase, equivalent to EGP 3.21tn.&lt;/p&gt;&lt;p data-id="39b88f"&gt;For Egypt&amp;rsquo;s largest bank, however, balance-sheet growth is only part of the measure. The more important question is how far that expansion translated into deeper core banking activity and a greater flow of loans to customers and key sectors of the economy.&lt;/p&gt;&lt;h3 data-id="8f4CSz"&gt;&lt;span style="color:#cc9933;"&gt;From balance-sheet expansion to broader business activity&lt;/span&gt;&lt;/h3&gt;&lt;p data-id="ls0xEh"&gt;Loans provide the clearest evidence of that expansion translating into core banking activity. NBE&amp;rsquo;s loan portfolio climbed to EGP 5.80tn at end-August 2026, from EGP 3.64tn at end-September 2024, marking a growth of 59.3 per cent and an increase of EGP 2.16tn.&lt;/p&gt;&lt;p data-id="9cxCcW"&gt;Corporate loans accounted for the bulk of the increase. Including small loans for economic activities, the portfolio rose to EGP 5.22tn at end-August 2026, from EGP 3.30tn at end-September 2025, up 58.4 per cent, or EGP 1.92tn.&lt;/p&gt;&lt;p data-id="vKazUz"&gt;Retail loans also expanded, reaching EGP 506bn at end-August 2026, from EGP 344.80bn at end-September 2024, an increase of approximately 46.7 per cent.&lt;/p&gt;&lt;p data-id="jEmc1P"&gt;Deposits: the funding base behind expansion&lt;/p&gt;&lt;p data-id="OFlKX1"&gt;As financing expanded, the focus shifts to the other side of the balance sheet, which is the funding base supporting that growth.&lt;/p&gt;&lt;p data-id="2Tu3Gl"&gt;Customer deposits rose to EGP 6.40tn at end-August 2026, from EGP 4.69tn at end-September 2024, representing growth of 36.4 per cent.&lt;/p&gt;&lt;p data-id="fhTrHc"&gt;Financing therefore outpaced deposit growth over the period, while customer deposits remained the principal source of funding underpinning NBE&amp;rsquo;s expanding balance sheet.&lt;/p&gt;&lt;p data-id="rs1H8g"&gt;This movement does not, in itself, amount to a judgement on the efficiency of resource management. It does, however, show that the expansion in financing activity was accompanied by a broader deposit base, with financing growing at a faster pace.&lt;/p&gt;&lt;p data-id="jLcmFg"&gt;The figures therefore point to a larger business base on both sides of the balance sheet: more resources on one side and greater financing on the other. This leads to the more important question: what did that expansion generate?&lt;/p&gt;&lt;h3 data-id="8Wq8LC"&gt;&lt;span style="color:#cc9933;"&gt;Profitability: what business expansion deliver?&lt;/span&gt;&lt;/h3&gt;&lt;p data-id="Ww0mpQ"&gt;On profitability, NBE recorded a net profit of EGP 175.49bn in 2025, compared with EGP 133.27bn in 2024, an increase of 31.7 per cent. These remain the bank&amp;rsquo;s latest disclosed profitability figures, with no results for a more recent period yet published.&lt;/p&gt;&lt;p data-id="Hy0NLj"&gt;Net Interest Income (NII) also rose to EGP 343.71bn in 2025, from EGP 278.02bn in 2024, representing growth of 23.6 per cent.&lt;/p&gt;&lt;p data-id="ohYav1"&gt;Net fee and commission income reached EGP 36.60bn in 2025, compared with EGP 26.91bn in 2024, an increase of 36 per cent.&lt;/p&gt;&lt;p data-id="q7Xn0l"&gt;Return on average assets (ROAA) stood at 2.02 per cent in 2025, compared with 1.99 per cent in 2024, while Return on Average Equity (ROAE) reached 28.69 per cent, compared with 32.08 per cent over the same period.&lt;/p&gt;&lt;h3 data-id="LT8pup"&gt;&lt;span style="color:#cc9933;"&gt;Capacity to absorb a larger business base&lt;/span&gt;&lt;/h3&gt;&lt;p data-id="94zDUX"&gt;As NBE&amp;rsquo;s operations expanded, the focus shifts to whether its infrastructure and banking channels evolved sufficiently to support that scale.&lt;/p&gt;&lt;p data-id="zACbYp"&gt;The indicators point to substantial progress. Instant payment transactions through IPN and InstaPay rose to around 717 million in 2025, with a total value of EGP 2.87tn, compared with 333 million transactions worth EGP 1.5tn in 2024 &amp;mdash; a 91 per cent increase in value.&lt;/p&gt;&lt;p data-id="Kkqff3"&gt;The bank also expanded its physical payments infrastructure. Its ATM network reached 7,572 machines at end-2025, up from 7,232 a year earlier, while point-of-sale terminals increased to around 758,000 from 633,000.&lt;/p&gt;&lt;p data-id="4rcI5s"&gt;Credit cards reached 1.9 million, while debit cards stood at 8.4 million.&lt;/p&gt;&lt;p data-id="0ZROcU"&gt;That expansion extended beyond digital and payments channels. NBE&amp;rsquo;s domestic network exceeded 700 branches, offices and banking units, including around 38 electronic service branches, alongside an international presence in Johannesburg, Dubai, Addis Ababa, New York, Shanghai and Riyadh.&lt;/p&gt;&lt;p data-id="yFif4U"&gt;The expansion of NBE&amp;rsquo;s business base was matched by a broader operating platform and wider distribution network, strengthening the infrastructure needed to support its scale. This is a key part of assessing leadership at an institution of NBE&amp;rsquo;s size, even though the available channel comparisons are concentrated mainly in 2024 and 2025.&lt;/p&gt;&lt;h3 data-id="e8EhBl"&gt;&lt;span style="color:#cc9933;"&gt;NBE deepens its leadership&lt;/span&gt;&lt;/h3&gt;&lt;p data-id="YFxARw"&gt;Looking across the two-year record, the defining feature of Mohamed El-Etreby&amp;rsquo;s tenure is not the creation of a leadership position, but the continued development of one built over decades, supported by a broader set of capabilities and operating tools.&lt;/p&gt;&lt;p data-id="TUOwmf"&gt;That growth has been anchored in NBE&amp;rsquo;s underlying model: a broad customer base, substantial institutional activity, extensive reach, and a steadily expanding banking platform.&lt;/p&gt;&lt;p data-id="mE9FCB"&gt;Seen in this context, the past two years represent less a break with the bank&amp;rsquo;s long-term trajectory than a further extension of it, adding scale, deepening activity, and strengthening the foundations of its market leadership.&lt;/p&gt;&lt;p data-id="WHGfEM"&gt;El-Etreby&amp;rsquo;s first two years at NBE should therefore be judged not only by the increase in headline figures but also by the bank&amp;rsquo;s ability to build on an already dominant position and broaden the platform supporting it.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/12/13453.jpg"></enclosure><keywords>NBE,deposits,Mohamed El-Etreby,Loans,assets,financial position,bank,leadership</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13447</guid><link>https://en.firstbankeg.com/13447</link><title>Attijariwafa delivers strong profitability after five years of growth</title><description>Attijariwafa bank Egypt recorded a notable improvement in profitability over the past five years, reflected in</description><pubDate>Sun, 11 Oct 2026 12:21:33 +0200</pubDate><a10:updated>2026-10-11T12:21:33+02:00</a10:updated><a10:content type="html">&lt;p data-id="mwlHrL" data-pm-slice="1 1 []"&gt;Attijariwafa bank Egypt recorded a notable improvement in profitability over the past five years, reflected in stronger returns.&lt;/p&gt;&lt;p data-id="EmzvzY"&gt;The return on average equity (ROAE) of the bank increased to 20.68 per cent in the first half of 2026, compared with 7.96 per cent in the same period of 2021.&lt;/p&gt;&lt;p data-id="jINuHC"&gt;The return on average assets (ROAA) rose to 1.89 per cent in the first six months of 2026, compared with1.04 per cent in the same period of 2021.&lt;/p&gt;&lt;p data-id="ScWcHH"&gt;The advance in both ratios mainly driven by 571.5 per cent increase in the net profit, which went up by EGP 1.26 bn to reach EGP 1.48 bn in the first six months of 2026, compared to EGP 220.87 mn in the first six months of 2021. However, the growth in the assets and equity of the bank remained moderate.&lt;/p&gt;&lt;p data-id="x6HLGl"&gt;The total assets of the bank increased from EGP 44.13 bn at the end of June 2021 to EGP 159.29 bn at the end of June 2026, representing a growth of 261 per cent within a period of five years.&lt;/p&gt;&lt;p data-id="tHFyaZ"&gt;The equity of the shareholders grew by about 156.6 per cent, from EGP 5.59 bn at the end of June 2021 to EGP 14.35 bn at the end of June 2026.&lt;/p&gt;&lt;p data-id="W8pVVX"&gt;The bank&amp;rsquo;s earnings per share rose 33.6 per cent over the past five years to EGP 26.7 in H1 2026, from EGP 19.98 in the same period of 2021.&lt;/p&gt;&lt;p data-id="MLHZaH"&gt;In general, the performance of Attijariwafa Bank Egypt was impressive during the current year. Assets of the bank reached EGP 159.3 bn at the end of June 2026, compared with EGP 154.9 billion at the end of 2025, which indicates the increase of 2.8 per cent.&lt;/p&gt;&lt;p data-id="43LzBf"&gt;Deposits of the bank customers increased to EGP 134.2 bn at the end of June 2026, compared with EGP 131.5 bn at the end of 2025, an increase of 2.1 per cent during the first half of 2026.&lt;/p&gt;&lt;p data-id="41qkK5"&gt;Moreover, loan portfolio of the bank also increased to EGP 80.5 bn at the end of June 2026, compared with EGP 69.3 bn at the end of 2025, which is an increase of 16.1 per cent during the first half of 2026.&lt;/p&gt;&lt;p data-id="ggQLMr"&gt;The net interest income recorded EGP 3.48 bn during the first half of 2026, which was up from EGP 3.33 bn for the corresponding period in the previous year, reflecting growth of 4.3 per cent.&lt;/p&gt;&lt;p data-id="yiZ4WC"&gt;On the other hand, the net fees and commissions income increased to EGP 650 mn compared to EGP 569 mn, which is a growth of 14.3 per cent.&lt;/p&gt;&lt;p data-id="qQPAKl"&gt;Net profit amounted to EGP 1.48 bn during the first half of 2026, compared with EGP 1.45 bn in the previous year, indicating a growth of 2.6 per cent.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/11/13447.jpg"></enclosure><keywords>Attijariwafa Bank Egypt,Growth,ROAA,ROAE,returns,five years</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13443</guid><link>https://en.firstbankeg.com/13443</link><title>ABK-Egypt strengthens top-five position for loan portfolio quality in Egypt </title><description>Al Ahli Bank of Kuwait Egypt ABK-Egyptmaintainedits position among the top five banksoperatingin Egypt for loa</description><pubDate>Wed, 07 Oct 2026 15:25:19 +0200</pubDate><a10:updated>2026-10-07T15:25:19+02:00</a10:updated><a10:content type="html">&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{6}" paraid="325008711"&gt;Al Ahli Bank of Kuwait &amp;ndash; Egypt (ABK-Egypt)&amp;nbsp;maintained&amp;nbsp;its position among the top five banks&amp;nbsp;operating&amp;nbsp;in Egypt for loan portfolio quality across the three most recent editions of First Bank&amp;rsquo;s ranking, December 2025, March&amp;nbsp;2026&amp;nbsp;and June 2026.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{8}" paraid="1005485053"&gt;The consistency of its position across three consecutive periods reinforces the bank&amp;rsquo;s standing among the leading institutions in the ranking, rather than reflecting a one-off result.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{10}" paraid="1613951961"&gt;ABK-Egypt&amp;rsquo;s loan portfolio quality ratio stood at 98.60 per cent at end-December 2025, 98.53 per cent at end-March 2026 and 98.54 per cent at end-June 2026.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{12}" paraid="991590685"&gt;The difference between the highest and lowest readings was just 0.06 percentage points,&amp;nbsp;indicating&amp;nbsp;that the ratio remained within a narrow range throughout the period. The latest reading was also&amp;nbsp;virtually unchanged&amp;nbsp;from March 2026, underlining the stability of the indicator across the three editions.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{14}" paraid="576992683"&gt;The significance of this consistency becomes clearer when viewed alongside changes in the scale of the loan portfolio which moved from EGP 87.5bn at end-2025 to EGP 90.4bn at end-March 2026, before reaching EGP 88.6bn at end-June 2026.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{16}" paraid="1294494165"&gt;The variation in portfolio scale, alongside the relative stability of the quality ratio, shows that the result was sustained across different portfolio levels rather than being tied to a single balance.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{18}" paraid="1311243404"&gt;March 2026 recorded the highest loan balance during the period, alongside a portfolio quality ratio of 98.53 per cent, while the highest quality reading was recorded in December 2025.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{20}" paraid="446623275"&gt;Despite the differences in portfolio scale and quality across the three periods, ABK-Egypt&amp;nbsp;retained&amp;nbsp;fifth place in every edition, highlighting the stability of its position in the ranking.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{22}" paraid="109734351"&gt;At end-June 2026, the portfolio quality ratio stood at 98.54 per cent,&amp;nbsp;remaining&amp;nbsp;very close&amp;nbsp;to the level recorded in March.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{24}" paraid="139445169"&gt;This gives the latest reading added significance, as the ratio remained within the narrow range&amp;nbsp;maintained&amp;nbsp;since end-2025 while the bank continued to rank among the top five.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{26}" paraid="899961571"&gt;Between the beginning and end of the period, the bank added approximately EGP 1.03bn to its total loan portfolio, ending the period with a larger balance than at end-2025.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{28}" paraid="844480543"&gt;At the same time, the June 2026 quality ratio remained close to its starting level, highlighting the consistency of the indicator despite changes in portfolio scale.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{30}" paraid="150901942"&gt;The comparison across the three editions shows that the most distinctive feature of ABK-Egypt&amp;rsquo;s performance was not any single reading in portfolio scale or quality, but the consistency of its position over successive periods.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{32}" paraid="37222471"&gt;loan&amp;nbsp;balances&amp;nbsp;changed&amp;nbsp;and the highest quality ratio was recorded at a different point in time, yet the bank remained fifth throughout, giving the ranking greater significance than a one-period result.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{34}" paraid="220091235"&gt;ABK-Egypt therefore reinforced its position among the top five banks for loan portfolio quality, supported by its consistent&amp;nbsp;fifth-place&amp;nbsp;ranking and the narrow range in which the quality ratio moved across the three editions.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{36}" paraid="281492753"&gt;With the indicator standing at 98.54 per cent in June 2026, the latest result&amp;nbsp;represented&amp;nbsp;a continuation of the level the bank&amp;nbsp;maintained&amp;nbsp;throughout the period under review.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9a57d56b-0472-4c16-83d1-382340f0221c}{38}" paraid="738692707"&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/07/13443.jpg"></enclosure><keywords>ABK-Egypt,Loans,loan portfolio quality,loan portofolio,loan quality</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13442</guid><link>https://en.firstbankeg.com/13442</link><title>KFH Egypt leads banks by personal loan growth in H1 2026</title><description>Kuwait Finance House Egypt KFH-Egypt continued to expand its personal loan portfolio during the first half of </description><pubDate>Wed, 07 Oct 2026 13:49:48 +0200</pubDate><a10:updated>2026-10-07T13:49:48+02:00</a10:updated><a10:content type="html">&lt;p data-id="mhAPic"&gt;Kuwait Finance House &amp;ndash; Egypt (KFH-Egypt) continued to expand its personal loan portfolio during the first half of 2026, with balances surging 43.2 per cent to EGP 11.41bn at end-June, from EGP 7.97bn at end-2025.&lt;/p&gt;&lt;p data-id="sxBdw8"&gt;This performance pushed the bank to the top of First Bank&amp;#39;s list of the fastest-growing operating banks in the Egyptian banking sector by personal loan portfolio during H1 2026, climbing from third place in the 2025 ranking. &amp;nbsp;&lt;/p&gt;&lt;p data-id="xSEktU"&gt;Overall, KFH-Egypt delivered solid results this year, as net profit climbed 19.2 per cent to EGP 2.11 bn in H1 2026, compared to EGP 1.77 bn a year earlier. &amp;nbsp;&lt;/p&gt;&lt;p data-id="rE3SBm"&gt;&amp;nbsp;Net interest income rose to EGP 4.34 bn during the first half of 2026, compared to EGP 3.65 bn during the same period of 2025, recording a growth rate of 18.8 per cent. &amp;nbsp;&lt;/p&gt;&lt;p data-id="RfLQ5t"&gt;Meanwhile, net fee and commission income increased around 39.2 per cent to reach EGP 556.84 million during H1 2026, compared to EGP 400.18 mn during the same period of 2025.&amp;nbsp; &amp;nbsp;&lt;/p&gt;&lt;p data-id="GdFToi"&gt;The bank&amp;#39;s asset portfolio rose to EGP 185.90 bn at end-June 2026, compared to EGP 171.81 bn at end-2025, recording a semi-annual growth rate of 8.2 per cent.&amp;nbsp; &amp;nbsp;&lt;/p&gt;&lt;p data-id="c1OWhl"&gt;Additionally, the deposit portfolio increased around 6.1 per cent during the first half of the current year, reaching EGP 149.93 bn at end-June 2026, compared to EGP 141.35 bn at end-2025.&lt;/p&gt;&lt;p data-id="ZhqIY1"&gt;&amp;nbsp;Total loans to customers rose to EGP 120.31 bn at end-June 2026, compared to EGP 104.78 bn at end-2025, with a semi-annual growth rate of 14.8 per cent&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/07/13442.jpg"></enclosure><keywords>net interest income,Growth,Asset portfolio,personal loan portfolio,KFH-Egypt</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13441</guid><link>https://en.firstbankeg.com/13441</link><title>EBank climbs four places in personal loans as retail banking drives growth </title><description>EBanks retail banking team deliveredstrong growthin personal loans during the first half of 2026, supported by</description><pubDate>Wed, 07 Oct 2026 13:18:55 +0200</pubDate><a10:updated>2026-10-07T13:18:55+02:00</a10:updated><a10:content type="html">&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{6}" paraid="569647986"&gt;EBank&amp;rsquo;s retail banking team delivered&amp;nbsp;strong growth&amp;nbsp;in personal loans during the first half of 2026, supported by a strategy focused on expanding its retail customer base, financing a broader range of&amp;nbsp;needs&amp;nbsp;and diversifying the products and lending solutions offered.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{8}" paraid="1108778352"&gt;This supported portfolio growth and strengthened retail banking&amp;rsquo;s role as a key driver of the bank&amp;rsquo;s lending activity.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{10}" paraid="537843091"&gt;These efforts drove a 30.1 per cent increase in personal loans during the first half of 2026, taking the portfolio to EGP 15.09bn at end-June, from EGP 11.59bn at end-2025.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{12}" paraid="1573085953"&gt;The retail banking team also strengthened EBank&amp;rsquo;s position in the personal loans market, with the portfolio&amp;rsquo;s&amp;nbsp;strong growth&amp;nbsp;lifting the bank from 21st place at end-2025 to 17th at end-June 2026.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{14}" paraid="1865635197"&gt;The performance also increased the share of personal loans within EBank&amp;rsquo;s retail loan portfolio to 86.1 per cent at end-June 2026, from 83.9 per cent at end-2025, underscoring the segment&amp;rsquo;s growing contribution to retail credit growth.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{16}" paraid="1497358554"&gt;Ebank&amp;rsquo;s broader retail loan portfolio also recorded strong growth during the first half of the year, rising 26.8 per cent to EGP 17.52bn at end-June 2026, from EGP 13.81bn at end-2025, reflecting the bank&amp;rsquo;s expanding customer base and stronger presence in the retail banking market.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{18}" paraid="1185055712"&gt;These indicators highlight the retail banking team&amp;rsquo;s success in&amp;nbsp;establishing&amp;nbsp;personal loans as a key driver of EBank&amp;rsquo;s retail portfolio growth, supported by customer acquisition and the development of financing solutions.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{20}" paraid="302582747"&gt;This strengthened the bank&amp;rsquo;s presence in retail banking and supports more diversified and sustainable growth in the coming periods.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{22}" paraid="625481243"&gt;Overall, Export Development Bank of Egypt (EBank) delivered strong financial performance during the first half of 2026, with net profit rising 43.9 per cent to EGP 3.75bn, from EGP 2.61bn in the corresponding period of 2025.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{24}" paraid="1021373734"&gt;Net interest income increased 10.5 per cent to EGP 5.26bn in H1 2026, from EGP 4.73bn a year earlier.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{26}" paraid="1672093866"&gt;Net fee and commission income rose 1.1 per cent to EGP 767.01mn, compared with EGP 758.68mn in the first half of 2025.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{28}" paraid="2093685178"&gt;Customer loans increased 12.2 per cent during the first half of the year to EGP 97.33bn at end-June 2026, from EGP 86.75bn at end-2025, an increase of EGP 10.58bn.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{65db933c-e969-4ef9-badb-9d534088621a}{30}" paraid="738692707"&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/07/13441.jpg"></enclosure><keywords>Ebank,Growth,Personal loans,Retail banking,retail banking team</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13440</guid><link>https://en.firstbankeg.com/13440</link><title>BANK NXT records fastest growth in net fees, commissions income in H1 2026</title><description>BANK NXT recorded strong growth in net fees and commissions income during the current year, increased by 111.3</description><pubDate>Wed, 07 Oct 2026 12:25:53 +0200</pubDate><a10:updated>2026-10-07T12:25:53+02:00</a10:updated><a10:content type="html">&lt;p data-id="zEBaBz"&gt;BANK NXT recorded strong growth in net fees and commissions income during the current year, increased by 111.33 per cent to reach EGP 500.65 mn in the first half of 2026,compared to approximately EGP 236.90 mn in the same period of 2025.&lt;/p&gt;&lt;p data-id="n2jgsu"&gt;This strong performance pushed the bank to the top of First Bank&amp;rsquo;s ranking of the fastest-growing banks operating in the Egyptian banking market in terms of net fees and commissions income during H12026, rising from the last place in the ranking for the same period of 2025&lt;/p&gt;&lt;p data-id="9Il38a"&gt;&amp;nbsp;in addition to the growth in net fees and commissions income, the bank achieved strong overall performance during the first half of the current year, achieving net profit of EGP 1.5 bn, compared to EGP 1.12 bn in the same period of 2025, representing a 35 per cent year-on-year growth.&lt;/p&gt;&lt;p data-id="mwbs4w"&gt;Net interest income increased by 35 per cent, reaching EGP 3.1 bn during the first six months of 2026, compared to EGP 2.30 bn during the same period of 2025.&lt;/p&gt;&lt;p data-id="MMKkdq"&gt;On the bank&amp;rsquo;s financial position, total assets grew by approximately 16 per cent during the first half of the current year, reaching EGP 117 bn as by the end of June 2026, compared to EGP 100.70 bn at the end of 2025.&lt;/p&gt;&lt;p data-id="tGq9WV"&gt;Customer deposits also increased to EGP 94 bn as of the end of June 2026, compared to EGP 79.90 bn at the end of 2025, representing growth of approximately 18 per cent.&lt;/p&gt;&lt;p data-id="a0N9b8"&gt;Total customer loans increased by approximately 20 per cent during H1 2026, reaching EGP 61.5 bn at the end of June 2026, compared to EGP 51.3 bn at the end of 2025.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/07/13440.jpg"></enclosure><keywords>net interest income,Growth,total assets,Net fees And Commissions Income,Bank NXT</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13437</guid><link>https://en.firstbankeg.com/13437</link><title>Bank ABC Egypt boosts resource deployment as loans, investments expand</title><description>Bank ABC Egypts financial statements showed that its resource deployment ratio increased to 77.06 per cent at </description><pubDate>Tue, 06 Oct 2026 15:40:42 +0200</pubDate><a10:updated>2026-10-06T15:40:42+02:00</a10:updated><a10:content type="html">&lt;p data-id="SEwhOe"&gt;Bank ABC Egypt&amp;rsquo;s financial statements showed that its resource deployment ratio increased to 77.06 per cent at end-June 2026, from 74.49 per cent at end-2021, reflecting a more efficient allocation of the bank&amp;rsquo;s resources over the past five years.&lt;/p&gt;&lt;p data-id="h4rkEU"&gt;The indicator, developed by First Bank&amp;rsquo;s Research Centre, measures the deployment of traditional banking resources, deposits plus shareholders&amp;rsquo; equity, into customer loans and financial investments across banks operating in Egypt.&lt;/p&gt;&lt;p data-id="ThrG9C"&gt;The increase in Bank ABC Egypt&amp;rsquo;s resource deployment ratio reflects a more efficient allocation of its funding base, supported by business expansion and a greater deployment of available resources into loans and financial investments.&lt;/p&gt;&lt;p data-id="qb5ij5"&gt;This supported growth in both its lending and investment portfolios while maintaining a high level of resource utilisation.&lt;/p&gt;&lt;p data-id="FtDix3"&gt;On the deployment side, customer loans surged 625.6 per cent over the period under review to EGP 43.98bn at end-June 2026, from EGP 6.06bn at end-2021.&lt;/p&gt;&lt;p data-id="Nnkt48"&gt;Financial investments rose 664.7 per cent over the past five years to EGP 25.56bn at end-June 2026, compared with EGP 3.34bn at end-2021.&lt;/p&gt;&lt;p data-id="7HQ6q0"&gt;By contrast, funding sources expanded at a slower pace as customer deposits increased 612.8 per cent over the five-year period to EGP 77.52bn at end-June 2026, from EGP 10.88bn at end-2021.&lt;/p&gt;&lt;p data-id="olfY8p"&gt;Shareholders&amp;rsquo; equity rose 628.2 per cent over the same period to EGP 12.73bn at end-June 2026, compared with EGP 1.75bn at end-2021.&lt;/p&gt;&lt;p data-id="Die6Zz"&gt;The figures point to a clear improvement in Bank ABC Egypt&amp;rsquo;s resource deployment efficiency, with the ratio rising to 77.06 per cent from 74.49 per cent over the period, alongside strong growth in both loans and financial investments. This indicates that a larger share of the bank&amp;rsquo;s available resources was directed towards income-generating assets.&lt;/p&gt;&lt;p data-id="vnooVM"&gt;The shift also reflects a more effective approach to resource and liquidity management, as the bank expanded its lending and investment activities alongside strong growth in deposits and shareholders&amp;rsquo; equity.&lt;/p&gt;&lt;p data-id="gqFT32"&gt;This suggests an ability to balance business expansion with sufficient flexibility in managing its resources, improving the use of available funds and supporting sustainable growth over the coming period.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/06/13437.jpg"></enclosure><keywords>Bank ABC Egypt,financial investments,Loans,resource deployment ratio,investment portfolios</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13436</guid><link>https://en.firstbankeg.com/13436</link><a10:author><a10:name>Shimaa Nasser</a10:name></a10:author><title>Asset growth reshapes Egypt’s banking ranking, ADIB-Egypt strengthens top-10 position</title><description>Asset growth changes over the past three years has reshaped the rankings of several banks operating in Egypt, </description><pubDate>Tue, 06 Oct 2026 14:49:49 +0200</pubDate><a10:updated>2026-10-06T14:49:49+02:00</a10:updated><a10:content type="html">&lt;p data-id="gH9y0U"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="gH9y0U"&gt;Asset growth changes over the past three years has reshaped the rankings of several banks operating in Egypt, while the top eight positions remained unchanged.&lt;/p&gt;&lt;p data-id="f7DiGV"&gt;Over the period under review, nine banks improved their positions, including Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB-Egypt), which climbed three places from 12th to ninth by H1 2026 after entering the top 10 for the first time in September 2024.&lt;/p&gt;&lt;p data-id="p61lyO"&gt;Suez Canal Bank recorded the largest advance, jumping 14 places, while Al Ahli Bank of Kuwait &amp;ndash; Egypt (ABK-Egypt) and Attijariwafa bank Egypt each moved up five positions.&lt;/p&gt;&lt;p data-id="I1E7vU"&gt;The comparison shows that ranking gains depended not on asset growth alone, but on each bank&amp;rsquo;s ability to outpace its direct competitors. As a result, strong asset growth translated into meaningful ranking gains for some banks, while others saw only limited movement despite similarly robust expansion.&lt;/p&gt;&lt;h3 data-id="Yptsn7"&gt;ADIB-Egypt breaks into the top 10&lt;/h3&gt;&lt;p data-id="CgTSFW"&gt;ADIB-Egypt climbed from 12th place among banks operating in Egypt by total assets at end-2022 to ninth in H1 2026, after entering the top 10 for the first time in September 2024.&lt;/p&gt;&lt;p data-id="q89qHS"&gt;The bank&amp;rsquo;s assets rose from EGP 115.5bn at end-2022 to approximately EGP 411.9bn at end-June 2026, an increase of around EGP 296.3bn, taking its asset base to more than 2.5 times its end-2022 level and directly strengthening its position in Egypt&amp;rsquo;s banking asset rankings.&lt;/p&gt;&lt;p data-id="SkREDY"&gt;ADIB-Egypt&amp;rsquo;s entry into the top 10 in September 2024 marked an important milestone as its first appearance in this tier, before the bank strengthened its position further by advancing to ninth place in H1 2026.&lt;/p&gt;&lt;h3 data-id="0gLj2R"&gt;Suez Canal Bank records the biggest climb&lt;/h3&gt;&lt;p data-id="MUGooN"&gt;Suez Canal Bank posted the largest advance among the nine banks, rising 14 places from 26th at end-2022 to 12th at end-June 2026.&lt;/p&gt;&lt;p data-id="7tG4x7"&gt;Over the same period, its assets increased from EGP 74.7bn to EGP 307bn, an addition of approximately EGP 232.3bn and growth of around 311 per cent.&lt;/p&gt;&lt;p data-id="Cfjy3Z"&gt;The increase marked a substantial shift in scale, taking the bank from an asset base of less than EGP 100bn to more than EGP 300bn and leaving it just two places short of the top 10 by total assets.&lt;/p&gt;&lt;p data-id="kR8dI2"&gt;While the top five positions remained unchanged, the largest movements occurred further down the ranking, led by Suez Canal Bank&amp;rsquo;s 14-place advance, while several other institutions also climbed multiple positions following sizeable increases in their asset bases.&lt;/p&gt;&lt;h3 data-id="jvjaoQ"&gt;ABK-Egypt and Attijariwafa gain five places&lt;/h3&gt;&lt;p data-id="j26bLW"&gt;The reshuffle extended into the middle of the ranking, with both ABK-Egypt and Attijariwafa bank Egypt advancing five places.&lt;/p&gt;&lt;p data-id="jfj5fI"&gt;ABK-Egypt climbed from 24th to 19th place, as its assets rose from EGP 75.6bn at end-2022 to EGP 196.7bn at end-June 2026, an increase of more than EGP 121bn.&lt;/p&gt;&lt;p data-id="5jo35Z"&gt;Attijariwafa bank Egypt advanced from 28th to 23rd place, with its assets increasing from EGP 61.7bn at end-2022 to EGP 159.3bn at end-June 2026, an addition of approximately EGP 97.6bn.&lt;/p&gt;&lt;p data-id="Vn7Nw1"&gt;The gains show how asset expansion altered the two banks&amp;rsquo; positions as their growth outpaced several competitors in the same part of the ranking.&lt;/p&gt;&lt;h3 data-id="V6FyuB"&gt;Bank ABC: Fastest asset growth, modest ranking gain&lt;/h3&gt;&lt;p data-id="lsJpUd"&gt;The comparison shows that the fastest asset growth rate did not necessarily translate into the largest improvement in ranking.&lt;/p&gt;&lt;p data-id="Vv0koc"&gt;Bank ABC recorded the fastest asset growth among the nine banks, with total assets rising from EGP 16.5bn at end-2022 to EGP 93.9bn at end-June 2026, an increase of approximately EGP 77.4bn and growth of around 469 per cent.&lt;/p&gt;&lt;p data-id="pvt4LU"&gt;Despite this, the bank improved by just one place, moving from 31st to 30th.&lt;/p&gt;&lt;p data-id="tijTIG"&gt;The difference reflects the scale of its starting asset base. Growth from a relatively low base can produce a very high percentage increase without generating an absolute addition large enough to overtake many larger institutions.&lt;/p&gt;&lt;p data-id="2QQUwz"&gt;The same dynamic can be seen, to varying degrees, across the other banks. Kuwait Finance House &amp;ndash; Egypt (KFH-Egypt) increased its assets from EGP 85.5bn at end-2022 to EGP 185.9bn at end-June 2026, advancing from 22nd to 20th place, while BANK NXT grew from EGP 55.4bn to EGP 117bn over the same period, moving from 29th to 27th.&lt;/p&gt;&lt;p data-id="K1w6Z9"&gt;Cr&amp;eacute;dit Agricole Egypt&amp;rsquo;s assets rose from EGP 75.1bn at end-2022 to EGP 159.1bn at end-June 2026, but the bank advanced only one place, from 25th to 24th.&lt;/p&gt;&lt;h3 data-id="Ivmdue"&gt;Competitive shapes the impact of asset growth&lt;/h3&gt;&lt;p data-id="d2ryLX"&gt;The comparison between end-2022 and June 2026 shows that asset growth alone does not explain movements in the ranking. What matters more is the scale of each bank&amp;rsquo;s increase relative to the institutions competing for nearby positions.&lt;/p&gt;&lt;p data-id="yLtXeQ"&gt;The contrast between Suez Canal Bank and Bank ABC illustrates this clearly. Bank ABC recorded asset growth of approximately 469 per cent, but started from a base of EGP 16.5bn and ended the period at EGP 93.9bn, translating into an improvement of just one place.&lt;/p&gt;&lt;p data-id="5Iag2V"&gt;Suez Canal Bank, by contrast, added approximately EGP 232.3bn in assets, rising from EGP 74.7bn at end-2022 to EGP 307bn at end-June 2026, representing growth of 311.1 per cent while climbing from 26th to 12th place.&lt;/p&gt;&lt;p data-id="KYAXJc"&gt;Asset growth alone is not enough to explain movements in the ranking as bank&amp;rsquo;s starting scale, the absolute increase in assets and its performance relative to direct competitors all shape the extent of any change in position.&lt;/p&gt;&lt;p data-id="3ekk9r"&gt;June 2026 data show a clear reshuffling below the top tier. ADIB-Egypt entered the top 10, Suez Canal Bank moved to within two places of it after a 14-place advance, while ABK-Egypt and Attijariwafa bank Egypt each gained five positions.&lt;/p&gt;&lt;p data-id="4CDgjs"&gt;The comparison underscores that asset growth has the greatest impact on rankings when it outpaces direct competitors in either absolute value or pace.&lt;/p&gt;&lt;p data-id="Mlv38m"&gt;This is evident in the contrast between Bank ABC, which recorded the highest percentage growth, and Suez Canal Bank, which achieved the largest improvement in ranking.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/06/13436.jpg"></enclosure><keywords>Suez Canal Bank,Egypt,ADIB-Egypt,asset growth,banks operating in Egypt</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13429</guid><link>https://en.firstbankeg.com/13429</link><a10:author><a10:name>First Bank</a10:name></a10:author><title>BANK NXT, Bank of Alexandria and CIB post fastest growth in net fees and commissions income in H1 2026</title><description>BANK NXT tops the ranking, rising last place in the comparable period of 2025 Islamic banks secure one sp</description><pubDate>Sun, 04 Oct 2026 12:25:40 +0200</pubDate><a10:updated>2026-10-04T12:25:40+02:00</a10:updated><a10:content type="html">&lt;h3 dir="ltr"&gt;&lt;span style="color:#cc9933;"&gt;BANK NXT tops the ranking, rising from last place in the comparable period of 2025 Islamic banks secure one spot among the top 10, out of four banks included in the ranking&lt;/span&gt;&lt;/h3&gt;&lt;p dir="ltr"&gt;BANK NXT topped FirstBank&amp;rsquo;s ranking of the fastest-growing banks operating in the Egyptian banking market by net fees and commissions income in H1 2026, recording growth of 111.33 per cent.&lt;/p&gt;&lt;p dir="ltr"&gt;The bank&amp;rsquo;s net fees and commissions income rose to about EGP 500.65Mn in H1 2026, compared with about EGP 236.90Mn in the same period of 2025.&lt;/p&gt;&lt;p dir="ltr"&gt;Bank of Alexandria ranked second, with growth of 39.84 per cent, as its net fees and commissions income increased to about EGP 1.72Bn in H1 2026, compared with about EGP 1.23Bn in H1 2025.&lt;/p&gt;&lt;p dir="ltr"&gt;Commercial International Bank &amp;ndash; Egypt (CIB) ranked third, with growth of 39.69 per cent, as its net fees and commissions income rose to about EGP 5.76Bn in H1 2026, compared with about EGP 4.12Bn in the same period of 2025.&lt;/p&gt;&lt;p dir="ltr"&gt;FirstBank&amp;rsquo;s ranking tracked the development of net fees and commissions income at 23 banks operating in the Egyptian banking sector for which financial data was available.&lt;/p&gt;&lt;p dir="ltr"&gt;The data showed that 19 banks recorded positive growth in net fees and commissions income, while four banks posted declines in H1 2026.&lt;/p&gt;&lt;p dir="ltr"&gt;Total net fees and commissions income at the banks covered by the analysis reached EGP 31.06Bn in H1 2026, compared with about EGP 27.16Bn in the same period of 2025, representing growth of about 14.34 per cent.&lt;/p&gt;&lt;p dir="ltr"&gt;Islamic banks had a limited presence in the ranking, with one of the four banks included securing a place among the top 10. Kuwait Finance House Bank &amp;ndash; Egypt (KFH-Egypt) ranked fourth, with growth of 39.15 per cent.&lt;/p&gt;&lt;p dir="ltr"&gt;The comparison between the June 2026 and 2025 rankings showed significant changes in the top 10 positions. Only three banks remained among the top 10 in both rankings, although their positions changed, while new banks entered the list and others dropped out.&lt;/p&gt;&lt;p dir="ltr"&gt;BANK NXT recorded the biggest improvement, advancing 23 places to top the ranking in H1 2026, compared with 24th place in the comparable period of 2025. Bank of Alexandria ranked second, up from fourth, while CIB climbed from seventh to third.&lt;/p&gt;&lt;p dir="ltr"&gt;KFH-Egypt ranked fourth, advancing from 23rd place, while National Bank of Kuwait &amp;ndash; Egypt (NBK-Egypt) jumped from 17th to fifth. FABMISR ranked sixth, up from 15th, followed by Abu Dhabi Commercial Bank &amp;ndash; Egypt (ADCB Egypt) in seventh, compared with eighth previously. Egyptian Gulf Bank (EG BANK) ranked eighth, advancing from 16th.&lt;/p&gt;&lt;p dir="ltr"&gt;Banque du Caire climbed from 13th to ninth, while Attijariwafa Bank Egypt ranked 10th, up from 19th.&lt;/p&gt;&lt;p dir="ltr"&gt;All values and growth rates cited in the analysis are based on the separate financial statements disclosed by each bank. &amp;nbsp;&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class="embed"&gt;&lt;table class="financial-table display" style="border-collapse:collapse !important;width:100% !important;max-width:100% !important;table-layout:auto !important;font-size:15px !important;"&gt;&lt;thead&gt;&lt;tr&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Rank&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;اسم البنك&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Net fees and commissions income in H1 2026 (EGP Bn)&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Net fees and commissions income in H1 2025 (EGP Bn)&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Growth Rate (%)&lt;/th&gt;&lt;/tr&gt;&lt;/thead&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td data-order="1"&gt;1&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك نكست BANK NXT" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/11.jpg','https://www.firstbankeg.com/UserFiles/FBanks/11.png','https://www.firstbankeg.com/UserFiles/FBanks/11.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/11.webp','https://en.firstbankeg.com/UserFiles/FBanks/11.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/11.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك نكست BANK NXT"&gt; BANK NXT&lt;/td&gt;&lt;td data-order="0.501"&gt;0.501&lt;/td&gt;&lt;td data-order="0.237"&gt;0.237&lt;/td&gt;&lt;td data-order="111.33"&gt;111.33%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="2"&gt;2&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الاسكندرية AlexBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/19.jpg','https://www.firstbankeg.com/UserFiles/FBanks/19.png','https://www.firstbankeg.com/UserFiles/FBanks/19.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/19.webp','https://en.firstbankeg.com/UserFiles/FBanks/19.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/19.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الاسكندرية AlexBank"&gt; Bank of Alexandria&lt;/td&gt;&lt;td data-order="1.716"&gt;1.716&lt;/td&gt;&lt;td data-order="1.227"&gt;1.227&lt;/td&gt;&lt;td data-order="39.84"&gt;39.84%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="3"&gt;3&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك التجاري الدولي CIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/2.jpg','https://www.firstbankeg.com/UserFiles/FBanks/2.png','https://www.firstbankeg.com/UserFiles/FBanks/2.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/2.webp','https://en.firstbankeg.com/UserFiles/FBanks/2.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/2.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك التجاري الدولي CIB"&gt; Commercial International Bank (CIB)&lt;/td&gt;&lt;td data-order="5.761"&gt;5.761&lt;/td&gt;&lt;td data-order="4.124"&gt;4.124&lt;/td&gt;&lt;td data-order="39.69"&gt;39.69%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="4"&gt;4&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك بيت التمويل الكويتي مصر KFH" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/33.jpg','https://www.firstbankeg.com/UserFiles/FBanks/33.png','https://www.firstbankeg.com/UserFiles/FBanks/33.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/33.webp','https://en.firstbankeg.com/UserFiles/FBanks/33.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/33.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك بيت التمويل الكويتي مصر KFH"&gt; Kuwait Finance House &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="0.557"&gt;0.557&lt;/td&gt;&lt;td data-order="0.4"&gt;0.400&lt;/td&gt;&lt;td data-order="39.15"&gt;39.15%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="5"&gt;5&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الكويت الوطني NBK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/24.jpg','https://www.firstbankeg.com/UserFiles/FBanks/24.png','https://www.firstbankeg.com/UserFiles/FBanks/24.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/24.webp','https://en.firstbankeg.com/UserFiles/FBanks/24.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/24.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الكويت الوطني NBK"&gt; National Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="0.994"&gt;0.994&lt;/td&gt;&lt;td data-order="0.792"&gt;0.792&lt;/td&gt;&lt;td data-order="25.54"&gt;25.54%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="6"&gt;6&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك أبوظبي الأول FAB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/28.jpg','https://www.firstbankeg.com/UserFiles/FBanks/28.png','https://www.firstbankeg.com/UserFiles/FBanks/28.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/28.webp','https://en.firstbankeg.com/UserFiles/FBanks/28.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/28.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك أبوظبي الأول FAB"&gt; First Abu Dhabi Bank Egypt-FAB&lt;/td&gt;&lt;td data-order="1.7"&gt;1.700&lt;/td&gt;&lt;td data-order="1.36"&gt;1.360&lt;/td&gt;&lt;td data-order="25.03"&gt;25.03%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="7"&gt;7&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك أبوظبي التجاري ADCB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/45.jpg','https://www.firstbankeg.com/UserFiles/FBanks/45.png','https://www.firstbankeg.com/UserFiles/FBanks/45.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/45.webp','https://en.firstbankeg.com/UserFiles/FBanks/45.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/45.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك أبوظبي التجاري ADCB"&gt; Abu Dhabi Commercial Bank &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="0.774"&gt;0.774&lt;/td&gt;&lt;td data-order="0.663"&gt;0.663&lt;/td&gt;&lt;td data-order="16.79"&gt;16.79%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="8"&gt;8&lt;/td&gt;&lt;td&gt;&lt;img alt="EGBANK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/27.jpg','https://www.firstbankeg.com/UserFiles/FBanks/27.png','https://www.firstbankeg.com/UserFiles/FBanks/27.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/27.webp','https://en.firstbankeg.com/UserFiles/FBanks/27.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/27.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="EGBANK"&gt; EGBANK&lt;/td&gt;&lt;td data-order="0.795"&gt;0.795&lt;/td&gt;&lt;td data-order="0.695"&gt;0.695&lt;/td&gt;&lt;td data-order="14.43"&gt;14.43%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="9"&gt;9&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك القاهرة" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/44.jpg','https://www.firstbankeg.com/UserFiles/FBanks/44.png','https://www.firstbankeg.com/UserFiles/FBanks/44.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/44.webp','https://en.firstbankeg.com/UserFiles/FBanks/44.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/44.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك القاهرة"&gt; Banque du Caire&lt;/td&gt;&lt;td data-order="3.337"&gt;3.337&lt;/td&gt;&lt;td data-order="2.919"&gt;2.919&lt;/td&gt;&lt;td data-order="14.32"&gt;14.32%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="10"&gt;10&lt;/td&gt;&lt;td&gt;&lt;img alt="التجاري وفا بنك" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/12.jpg','https://www.firstbankeg.com/UserFiles/FBanks/12.png','https://www.firstbankeg.com/UserFiles/FBanks/12.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/12.webp','https://en.firstbankeg.com/UserFiles/FBanks/12.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/12.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="التجاري وفا بنك"&gt; Attijariwafa bank Egypt&lt;/td&gt;&lt;td data-order="0.65"&gt;0.650&lt;/td&gt;&lt;td data-order="0.569"&gt;0.569&lt;/td&gt;&lt;td data-order="14.27"&gt;14.27%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="11"&gt;11&lt;/td&gt;&lt;td&gt;&lt;img alt="HSBC" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/10.jpg','https://www.firstbankeg.com/UserFiles/FBanks/10.png','https://www.firstbankeg.com/UserFiles/FBanks/10.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/10.webp','https://en.firstbankeg.com/UserFiles/FBanks/10.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/10.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="HSBC"&gt; HSBC Bank Egypt&lt;/td&gt;&lt;td data-order="1.582"&gt;1.582&lt;/td&gt;&lt;td data-order="1.419"&gt;1.419&lt;/td&gt;&lt;td data-order="11.43"&gt;11.43%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="12"&gt;12&lt;/td&gt;&lt;td&gt;&lt;img alt="مصرف أبوظبي الإسلامي ADIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/16.jpg','https://www.firstbankeg.com/UserFiles/FBanks/16.png','https://www.firstbankeg.com/UserFiles/FBanks/16.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/16.webp','https://en.firstbankeg.com/UserFiles/FBanks/16.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/16.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="مصرف أبوظبي الإسلامي ADIB"&gt; Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB-Egypt)&lt;/td&gt;&lt;td data-order="1.503"&gt;1.503&lt;/td&gt;&lt;td data-order="1.353"&gt;1.353&lt;/td&gt;&lt;td data-order="11.1"&gt;11.10%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="13"&gt;13&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك التعمير والاسكان HDB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/21.jpg','https://www.firstbankeg.com/UserFiles/FBanks/21.png','https://www.firstbankeg.com/UserFiles/FBanks/21.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/21.webp','https://en.firstbankeg.com/UserFiles/FBanks/21.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/21.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك التعمير والاسكان HDB"&gt; Housing and Development Bank&lt;/td&gt;&lt;td data-order="0.601"&gt;0.601&lt;/td&gt;&lt;td data-order="0.543"&gt;0.543&lt;/td&gt;&lt;td data-order="10.59"&gt;10.59%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="14"&gt;14&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك قناة السويس" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/26.jpg','https://www.firstbankeg.com/UserFiles/FBanks/26.png','https://www.firstbankeg.com/UserFiles/FBanks/26.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/26.webp','https://en.firstbankeg.com/UserFiles/FBanks/26.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/26.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك قناة السويس"&gt; Suez Canal Bank&lt;/td&gt;&lt;td data-order="0.764"&gt;0.764&lt;/td&gt;&lt;td data-order="0.692"&gt;0.692&lt;/td&gt;&lt;td data-order="10.33"&gt;10.33%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="15"&gt;15&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك البركة الإسلامي مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/40.jpg','https://www.firstbankeg.com/UserFiles/FBanks/40.png','https://www.firstbankeg.com/UserFiles/FBanks/40.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/40.webp','https://en.firstbankeg.com/UserFiles/FBanks/40.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/40.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك البركة الإسلامي مصر"&gt; Al Baraka Bank Egypt&lt;/td&gt;&lt;td data-order="0.558"&gt;0.558&lt;/td&gt;&lt;td data-order="0.515"&gt;0.515&lt;/td&gt;&lt;td data-order="8.52"&gt;8.52%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="16"&gt;16&lt;/td&gt;&lt;td&gt;&lt;img alt="المصرف المتحد" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/29.jpg','https://www.firstbankeg.com/UserFiles/FBanks/29.png','https://www.firstbankeg.com/UserFiles/FBanks/29.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/29.webp','https://en.firstbankeg.com/UserFiles/FBanks/29.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/29.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="المصرف المتحد"&gt; The United Bank&lt;/td&gt;&lt;td data-order="0.367"&gt;0.367&lt;/td&gt;&lt;td data-order="0.352"&gt;0.352&lt;/td&gt;&lt;td data-order="4.48"&gt;4.48%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="17"&gt;17&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك قطر الوطني الأهلي QNB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/4.jpg','https://www.firstbankeg.com/UserFiles/FBanks/4.png','https://www.firstbankeg.com/UserFiles/FBanks/4.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/4.webp','https://en.firstbankeg.com/UserFiles/FBanks/4.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/4.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك قطر الوطني الأهلي QNB"&gt; Qatar National Bank-QNB&lt;/td&gt;&lt;td data-order="3.408"&gt;3.408&lt;/td&gt;&lt;td data-order="3.265"&gt;3.265&lt;/td&gt;&lt;td data-order="4.37"&gt;4.37%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="18"&gt;18&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك تنمية الصادرات EBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/36.jpg','https://www.firstbankeg.com/UserFiles/FBanks/36.png','https://www.firstbankeg.com/UserFiles/FBanks/36.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/36.webp','https://en.firstbankeg.com/UserFiles/FBanks/36.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/36.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك تنمية الصادرات EBank"&gt; Export Development Bank of Egypt (EBank)&lt;/td&gt;&lt;td data-order="0.767"&gt;0.767&lt;/td&gt;&lt;td data-order="0.759"&gt;0.759&lt;/td&gt;&lt;td data-order="1.1"&gt;1.10%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="19"&gt;19&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الإمارات دبي الوطني" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/35.jpg','https://www.firstbankeg.com/UserFiles/FBanks/35.png','https://www.firstbankeg.com/UserFiles/FBanks/35.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/35.webp','https://en.firstbankeg.com/UserFiles/FBanks/35.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/35.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الإمارات دبي الوطني"&gt; Emirates NBD Egypt&lt;/td&gt;&lt;td data-order="0.924"&gt;0.924&lt;/td&gt;&lt;td data-order="0.918"&gt;0.918&lt;/td&gt;&lt;td data-order="0.55"&gt;0.55%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="20"&gt;20&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك كريدي أجريكول مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/14.jpg','https://www.firstbankeg.com/UserFiles/FBanks/14.png','https://www.firstbankeg.com/UserFiles/FBanks/14.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/14.webp','https://en.firstbankeg.com/UserFiles/FBanks/14.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/14.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك كريدي أجريكول مصر"&gt; Credit Agricole Egypt&lt;/td&gt;&lt;td data-order="0.799"&gt;0.799&lt;/td&gt;&lt;td data-order="0.795"&gt;0.795&lt;/td&gt;&lt;td data-order="0.52"&gt;0.52%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="21"&gt;21&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي الكويتي ABK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/34.jpg','https://www.firstbankeg.com/UserFiles/FBanks/34.png','https://www.firstbankeg.com/UserFiles/FBanks/34.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/34.webp','https://en.firstbankeg.com/UserFiles/FBanks/34.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/34.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي الكويتي ABK"&gt; Al Ahli Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="0.651"&gt;0.651&lt;/td&gt;&lt;td data-order="0.697"&gt;0.697&lt;/td&gt;&lt;td data-order="-6.61"&gt;-6.61%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="22"&gt;22&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك ABC" data-try="0" loading="lazy" onerror="var u=['https://www.firstbankeg.com/UserFiles/FBanks/25.jpg?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.png?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.jpeg?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.webp?20221130142808','https://www.firstbankeg.com/UserFiles/FBanks/25.png?20221130142808'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://en.firstbankeg.com/UserFiles/FBanks/25.jpg?20221130142808" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك ABC"&gt; Bank ABC Egypt&lt;/td&gt;&lt;td data-order="0.257"&gt;0.257&lt;/td&gt;&lt;td data-order="0.276"&gt;0.276&lt;/td&gt;&lt;td data-order="-6.84"&gt;-6.84%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="23"&gt;23&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك SAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/37.jpg','https://www.firstbankeg.com/UserFiles/FBanks/37.png','https://www.firstbankeg.com/UserFiles/FBanks/37.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/37.webp','https://en.firstbankeg.com/UserFiles/FBanks/37.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/37.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك SAIB"&gt; saib&lt;/td&gt;&lt;td data-order="0.521"&gt;0.521&lt;/td&gt;&lt;td data-order="0.569"&gt;0.569&lt;/td&gt;&lt;td data-order="-8.42"&gt;-8.42%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="24"&gt;24&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك العربي الافريقي الدولي AAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/46.jpg','https://www.firstbankeg.com/UserFiles/FBanks/46.png','https://www.firstbankeg.com/UserFiles/FBanks/46.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/46.webp','https://en.firstbankeg.com/UserFiles/FBanks/46.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/46.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك العربي الافريقي الدولي AAIB"&gt; Arab African International Bank&lt;/td&gt;&lt;td data-order="1.57"&gt;1.570&lt;/td&gt;&lt;td data-order="2.022"&gt;2.022&lt;/td&gt;&lt;td data-order="-22.35"&gt;-22.35%&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/04/13429.jpg"></enclosure></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13427</guid><link>https://en.firstbankeg.com/13427</link><title>Suez Canal Bank, BANK NXT and ABK-Egypt post fastest growth in net interest income in H1 2026</title><description>Suez Canal Bank tops the fastest-growing banks in net interest income in H1 2026, rising third place in t</description><pubDate>Thu, 01 Oct 2026 15:55:35 +0200</pubDate><a10:updated>2026-10-01T15:55:35+02:00</a10:updated><a10:content type="html">&lt;h3 data-end="97" data-start="0" dir="auto"&gt;&lt;span style="color:#cc9933;"&gt;&lt;span data-end="371" data-start="237"&gt;&lt;strong data-end="371" data-start="237"&gt;Suez Canal Bank tops the fastest-growing banks in net interest income in H1 2026, rising from third place in the same period of 2025&lt;/strong&gt;&lt;/span&gt;&lt;/span&gt;&lt;/h3&gt;&lt;h3 data-end="371" data-start="237" dir="auto"&gt;&lt;span style="color:#cc9933;"&gt;&lt;strong data-end="371" data-start="237"&gt;Islamic banks maintain strong presence, with three ranking among the 10 fastest-growing banks out of four included in the analysis&lt;/strong&gt;&lt;/span&gt;&lt;/h3&gt;&lt;h3 data-end="449" data-start="373" dir="auto"&gt;&lt;span style="color:#cc9933;"&gt;&lt;strong data-end="449" data-start="373"&gt;Net interest income at 25 banks reaches EGP 272.3bn, up 14.9% in H1 2026&lt;/strong&gt;&lt;/span&gt;&lt;/h3&gt;&lt;p data-end="621" data-start="451" dir="auto"&gt;Suez Canal Bank topped FirstBank&amp;rsquo;s ranking of the fastest-growing banks operating in the Egyptian banking market by net interest income in H1 2026, with growth of 47.42 per cent.&lt;/p&gt;&lt;p data-end="800" data-start="623" dir="auto"&gt;The bank&amp;rsquo;s net interest income rose to about EGP 5.70bn in H1 2026, compared with about EGP 3.87bn in the same period of 2025, an increase of about EGP 1.83bn.&lt;/p&gt;&lt;p data-end="970" data-start="802" dir="auto"&gt;BANK NXT ranked second, with net interest income increasing 35.4&amp;nbsp;per cent to about EGP 3.11bn in H1 2026, compared with about EGP 2.30bn in the same period of 2025.&lt;/p&gt;&lt;p data-end="1181" data-start="972" dir="auto"&gt;Al Ahli Bank of Kuwait &amp;ndash; Egypt (ABK-Egypt) ranked third, with growth of 34.8 per cent, as net interest income rose to about EGP 5.14bn in H1 2026, compared with about EGP 3.81bn in the same period of 2025.&lt;/p&gt;&lt;p data-end="1475" data-start="1183" dir="auto"&gt;FirstBank&amp;rsquo;s analysis tracked the development of net interest income at 25 banks operating in the Egyptian banking sector for which financial data was available. The data showed that 23 banks recorded positive growth in net interest income during H1 2026, while only two banks posted declines.&lt;/p&gt;&lt;p data-end="1671" data-start="1477" dir="auto"&gt;The banks covered by the analysis recorded total net interest income of about EGP 272.3bn in H1 2026, compared with about EGP 237.08bn in H1 2025, representing growth of about 14.9 per cent.&lt;/p&gt;&lt;p data-end="2008" data-start="1673" dir="auto"&gt;Islamic banks also maintained a strong presence among the fastest-growing banks, with three of the four Islamic banks included in the analysis securing places among the top 10. Faisal Islamic Bank ranked fourth, Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB Egypt) ranked fifth, while Kuwait Finance House Bank &amp;ndash; Egypt (KFH-Egypt) ranked ninth.&lt;/p&gt;&lt;p data-end="2260" data-start="2010" dir="auto"&gt;The rankings saw notable changes in H1 2026 compared with H1 2025. BANK NXT recorded the biggest improvement, rising from 13th to second place, while Suez Canal Bank moved up from third to first. Faisal Islamic Bank also advanced from 10th to fourth.&lt;/p&gt;&lt;p data-end="2382" data-start="2262" dir="auto"&gt;All values and growth rates cited in the analysis are based on the separate financial statements disclosed by each bank.&lt;/p&gt;&lt;div class="embed"&gt;&lt;table class="financial-table display" style="border-collapse:collapse !important;width:100% !important;max-width:100% !important;table-layout:auto !important;font-size:15px !important;"&gt;&lt;thead&gt;&lt;tr&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Rank&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Bank name&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Net Interest Income in H1 2026 (EGP Bn)&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Net Interest Income in H1 2025 (EGP Bn)&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Growth Rate (%)&lt;/th&gt;&lt;/tr&gt;&lt;/thead&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td data-order="1"&gt;1&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك قناة السويس" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/26.jpg','https://www.firstbankeg.com/UserFiles/FBanks/26.png','https://www.firstbankeg.com/UserFiles/FBanks/26.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/26.webp','https://en.firstbankeg.com/UserFiles/FBanks/26.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/26.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك قناة السويس"&gt; Suez Canal Bank&lt;/td&gt;&lt;td data-order="5.7"&gt;5.70&lt;/td&gt;&lt;td data-order="3.87"&gt;3.87&lt;/td&gt;&lt;td data-order="47.42"&gt;47.42%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="2"&gt;2&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك نكست BANK NXT" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/11.jpg','https://www.firstbankeg.com/UserFiles/FBanks/11.png','https://www.firstbankeg.com/UserFiles/FBanks/11.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/11.webp','https://en.firstbankeg.com/UserFiles/FBanks/11.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/11.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك نكست BANK NXT"&gt; BANK NXT&lt;/td&gt;&lt;td data-order="3.11"&gt;3.11&lt;/td&gt;&lt;td data-order="2.3"&gt;2.30&lt;/td&gt;&lt;td data-order="35.41"&gt;35.41%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="3"&gt;3&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي الكويتي ABK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/34.jpg','https://www.firstbankeg.com/UserFiles/FBanks/34.png','https://www.firstbankeg.com/UserFiles/FBanks/34.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/34.webp','https://en.firstbankeg.com/UserFiles/FBanks/34.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/34.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي الكويتي ABK"&gt; Al Ahli Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="5.14"&gt;5.14&lt;/td&gt;&lt;td data-order="3.81"&gt;3.81&lt;/td&gt;&lt;td data-order="34.83"&gt;34.83%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="4"&gt;4&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك فيصل الإسلامي" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/39.jpg','https://www.firstbankeg.com/UserFiles/FBanks/39.png','https://www.firstbankeg.com/UserFiles/FBanks/39.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/39.webp','https://en.firstbankeg.com/UserFiles/FBanks/39.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/39.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك فيصل الإسلامي"&gt; Faisal Islamic Bank of Egypt&lt;/td&gt;&lt;td data-order="6.53"&gt;6.53&lt;/td&gt;&lt;td data-order="4.95"&gt;4.95&lt;/td&gt;&lt;td data-order="31.82"&gt;31.82%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="5"&gt;5&lt;/td&gt;&lt;td&gt;&lt;img alt="مصرف أبوظبي الإسلامي ADIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/16.jpg','https://www.firstbankeg.com/UserFiles/FBanks/16.png','https://www.firstbankeg.com/UserFiles/FBanks/16.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/16.webp','https://en.firstbankeg.com/UserFiles/FBanks/16.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/16.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="مصرف أبوظبي الإسلامي ADIB"&gt; Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB-Egypt)&lt;/td&gt;&lt;td data-order="11.95"&gt;11.95&lt;/td&gt;&lt;td data-order="9.36"&gt;9.36&lt;/td&gt;&lt;td data-order="27.7"&gt;27.70%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="6"&gt;6&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الإمارات دبي الوطني" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/35.jpg','https://www.firstbankeg.com/UserFiles/FBanks/35.png','https://www.firstbankeg.com/UserFiles/FBanks/35.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/35.webp','https://en.firstbankeg.com/UserFiles/FBanks/35.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/35.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الإمارات دبي الوطني"&gt; Emirates NBD Egypt&lt;/td&gt;&lt;td data-order="7.55"&gt;7.55&lt;/td&gt;&lt;td data-order="6.09"&gt;6.09&lt;/td&gt;&lt;td data-order="24.01"&gt;24.01%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="7"&gt;7&lt;/td&gt;&lt;td&gt;&lt;img alt="EGBANK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/27.jpg','https://www.firstbankeg.com/UserFiles/FBanks/27.png','https://www.firstbankeg.com/UserFiles/FBanks/27.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/27.webp','https://en.firstbankeg.com/UserFiles/FBanks/27.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/27.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="EGBANK"&gt; EGBANK&lt;/td&gt;&lt;td data-order="4.93"&gt;4.93&lt;/td&gt;&lt;td data-order="3.98"&gt;3.98&lt;/td&gt;&lt;td data-order="23.89"&gt;23.89%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="8"&gt;8&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي المصري NBE" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/1.jpg','https://www.firstbankeg.com/UserFiles/FBanks/1.png','https://www.firstbankeg.com/UserFiles/FBanks/1.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/1.webp','https://en.firstbankeg.com/UserFiles/FBanks/1.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/1.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي المصري NBE"&gt; QNB Egypt&lt;/td&gt;&lt;td data-order="28.43"&gt;28.43&lt;/td&gt;&lt;td data-order="23.09"&gt;23.09&lt;/td&gt;&lt;td data-order="23.15"&gt;23.15%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="9"&gt;9&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك بيت التمويل الكويتي مصر KFH" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/33.jpg','https://www.firstbankeg.com/UserFiles/FBanks/33.png','https://www.firstbankeg.com/UserFiles/FBanks/33.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/33.webp','https://en.firstbankeg.com/UserFiles/FBanks/33.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/33.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك بيت التمويل الكويتي مصر KFH"&gt; Kuwait Finance House &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="4.34"&gt;4.34&lt;/td&gt;&lt;td data-order="3.65"&gt;3.65&lt;/td&gt;&lt;td data-order="18.84"&gt;18.84%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="10"&gt;10&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك التجاري الدولي CIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/2.jpg','https://www.firstbankeg.com/UserFiles/FBanks/2.png','https://www.firstbankeg.com/UserFiles/FBanks/2.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/2.webp','https://en.firstbankeg.com/UserFiles/FBanks/2.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/2.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك التجاري الدولي CIB"&gt; Commercial International Bank (CIB)&lt;/td&gt;&lt;td data-order="60.48"&gt;60.48&lt;/td&gt;&lt;td data-order="51.15"&gt;51.15&lt;/td&gt;&lt;td data-order="18.23"&gt;18.23%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="11"&gt;11&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك العربي الافريقي الدولي AAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/46.jpg','https://www.firstbankeg.com/UserFiles/FBanks/46.png','https://www.firstbankeg.com/UserFiles/FBanks/46.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/46.webp','https://en.firstbankeg.com/UserFiles/FBanks/46.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/46.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك العربي الافريقي الدولي AAIB"&gt; Arab African International Bank&lt;/td&gt;&lt;td data-order="17.5"&gt;17.50&lt;/td&gt;&lt;td data-order="14.83"&gt;14.83&lt;/td&gt;&lt;td data-order="18.01"&gt;18.01%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="12"&gt;12&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك التعمير والاسكان HDB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/21.jpg','https://www.firstbankeg.com/UserFiles/FBanks/21.png','https://www.firstbankeg.com/UserFiles/FBanks/21.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/21.webp','https://en.firstbankeg.com/UserFiles/FBanks/21.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/21.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك التعمير والاسكان HDB"&gt; Housing and Development Bank&lt;/td&gt;&lt;td data-order="15.49"&gt;15.49&lt;/td&gt;&lt;td data-order="13.3"&gt;13.30&lt;/td&gt;&lt;td data-order="16.44"&gt;16.44%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="13"&gt;13&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك القاهرة" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/44.jpg','https://www.firstbankeg.com/UserFiles/FBanks/44.png','https://www.firstbankeg.com/UserFiles/FBanks/44.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/44.webp','https://en.firstbankeg.com/UserFiles/FBanks/44.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/44.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك القاهرة"&gt; Banque du Caire&lt;/td&gt;&lt;td data-order="18.32"&gt;18.32&lt;/td&gt;&lt;td data-order="16.55"&gt;16.55&lt;/td&gt;&lt;td data-order="10.69"&gt;10.69%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="14"&gt;14&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك تنمية الصادرات EBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/36.jpg','https://www.firstbankeg.com/UserFiles/FBanks/36.png','https://www.firstbankeg.com/UserFiles/FBanks/36.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/36.webp','https://en.firstbankeg.com/UserFiles/FBanks/36.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/36.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك تنمية الصادرات EBank"&gt; Export Development Bank of Egypt (EBank)&lt;/td&gt;&lt;td data-order="5.23"&gt;5.23&lt;/td&gt;&lt;td data-order="4.73"&gt;4.73&lt;/td&gt;&lt;td data-order="10.54"&gt;10.54%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="15"&gt;15&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك البركة الإسلامي مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/40.jpg','https://www.firstbankeg.com/UserFiles/FBanks/40.png','https://www.firstbankeg.com/UserFiles/FBanks/40.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/40.webp','https://en.firstbankeg.com/UserFiles/FBanks/40.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/40.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك البركة الإسلامي مصر"&gt; Al Baraka Bank Egypt&lt;/td&gt;&lt;td data-order="3.96"&gt;3.96&lt;/td&gt;&lt;td data-order="3.64"&gt;3.64&lt;/td&gt;&lt;td data-order="8.96"&gt;8.96%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="16"&gt;16&lt;/td&gt;&lt;td&gt;&lt;img alt="المصرف المتحد" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/29.jpg','https://www.firstbankeg.com/UserFiles/FBanks/29.png','https://www.firstbankeg.com/UserFiles/FBanks/29.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/29.webp','https://en.firstbankeg.com/UserFiles/FBanks/29.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/29.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="المصرف المتحد"&gt; The United Bank&lt;/td&gt;&lt;td data-order="2.71"&gt;2.71&lt;/td&gt;&lt;td data-order="2.49"&gt;2.49&lt;/td&gt;&lt;td data-order="8.91"&gt;8.91%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="17"&gt;17&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الكويت الوطني NBK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/24.jpg','https://www.firstbankeg.com/UserFiles/FBanks/24.png','https://www.firstbankeg.com/UserFiles/FBanks/24.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/24.webp','https://en.firstbankeg.com/UserFiles/FBanks/24.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/24.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الكويت الوطني NBK"&gt; National Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="7.24"&gt;7.24&lt;/td&gt;&lt;td data-order="6.74"&gt;6.74&lt;/td&gt;&lt;td data-order="7.45"&gt;7.45%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="18"&gt;18&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك SAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/37.jpg','https://www.firstbankeg.com/UserFiles/FBanks/37.png','https://www.firstbankeg.com/UserFiles/FBanks/37.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/37.webp','https://en.firstbankeg.com/UserFiles/FBanks/37.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/37.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك SAIB"&gt; saib&lt;/td&gt;&lt;td data-order="3.43"&gt;3.43&lt;/td&gt;&lt;td data-order="3.2"&gt;3.20&lt;/td&gt;&lt;td data-order="7.35"&gt;7.35%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="19"&gt;19&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك كريدي أجريكول مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/14.jpg','https://www.firstbankeg.com/UserFiles/FBanks/14.png','https://www.firstbankeg.com/UserFiles/FBanks/14.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/14.webp','https://en.firstbankeg.com/UserFiles/FBanks/14.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/14.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك كريدي أجريكول مصر"&gt; Credit Agricole Egypt&lt;/td&gt;&lt;td data-order="5.77"&gt;5.77&lt;/td&gt;&lt;td data-order="5.43"&gt;5.43&lt;/td&gt;&lt;td data-order="6.26"&gt;6.26%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="20"&gt;20&lt;/td&gt;&lt;td&gt;&lt;img alt="التجاري وفا بنك" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/12.jpg','https://www.firstbankeg.com/UserFiles/FBanks/12.png','https://www.firstbankeg.com/UserFiles/FBanks/12.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/12.webp','https://en.firstbankeg.com/UserFiles/FBanks/12.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/12.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="التجاري وفا بنك"&gt; Attijariwafa bank Egypt&lt;/td&gt;&lt;td data-order="3.48"&gt;3.48&lt;/td&gt;&lt;td data-order="3.33"&gt;3.33&lt;/td&gt;&lt;td data-order="4.27"&gt;4.27%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="21"&gt;21&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الاسكندرية AlexBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/19.jpg','https://www.firstbankeg.com/UserFiles/FBanks/19.png','https://www.firstbankeg.com/UserFiles/FBanks/19.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/19.webp','https://en.firstbankeg.com/UserFiles/FBanks/19.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/19.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الاسكندرية AlexBank"&gt; Bank of Alexandria&lt;/td&gt;&lt;td data-order="11.49"&gt;11.49&lt;/td&gt;&lt;td data-order="11.1"&gt;11.10&lt;/td&gt;&lt;td data-order="3.53"&gt;3.53%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="22"&gt;22&lt;/td&gt;&lt;td&gt;&lt;img alt="HSBC" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/10.jpg','https://www.firstbankeg.com/UserFiles/FBanks/10.png','https://www.firstbankeg.com/UserFiles/FBanks/10.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/10.webp','https://en.firstbankeg.com/UserFiles/FBanks/10.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/10.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="HSBC"&gt; HSBC Bank Egypt&lt;/td&gt;&lt;td data-order="18.04"&gt;18.04&lt;/td&gt;&lt;td data-order="17.52"&gt;17.52&lt;/td&gt;&lt;td data-order="2.98"&gt;2.98%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="23"&gt;23&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك ABC" data-try="0" loading="lazy" onerror="var u=['https://www.firstbankeg.com/UserFiles/FBanks/25.jpg?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.png?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.jpeg?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.webp?20221130142808','https://www.firstbankeg.com/UserFiles/FBanks/25.png?20221130142808'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://en.firstbankeg.com/UserFiles/FBanks/25.jpg?20221130142808" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك ABC"&gt; Bank ABC Egypt&lt;/td&gt;&lt;td data-order="2.51"&gt;2.51&lt;/td&gt;&lt;td data-order="2.44"&gt;2.44&lt;/td&gt;&lt;td data-order="2.73"&gt;2.73%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="24"&gt;24&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك أبوظبي الأول FAB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/28.jpg','https://www.firstbankeg.com/UserFiles/FBanks/28.png','https://www.firstbankeg.com/UserFiles/FBanks/28.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/28.webp','https://en.firstbankeg.com/UserFiles/FBanks/28.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/28.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك أبوظبي الأول FAB"&gt; First Abu Dhabi Bank Egypt-FAB&lt;/td&gt;&lt;td data-order="14.21"&gt;14.21&lt;/td&gt;&lt;td data-order="14.57"&gt;14.57&lt;/td&gt;&lt;td data-order="-2.52"&gt;-2.52%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="25"&gt;25&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك أبوظبي التجاري ADCB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/45.jpg','https://www.firstbankeg.com/UserFiles/FBanks/45.png','https://www.firstbankeg.com/UserFiles/FBanks/45.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/45.webp','https://en.firstbankeg.com/UserFiles/FBanks/45.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/45.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك أبوظبي التجاري ADCB"&gt; Abu Dhabi Commercial Bank &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="4.76"&gt;4.76&lt;/td&gt;&lt;td data-order="4.96"&gt;4.96&lt;/td&gt;&lt;td data-order="-4.02"&gt;-4.02%&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/10/01/13427.jpg"></enclosure></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13426</guid><link>https://en.firstbankeg.com/13426</link><a10:author><a10:name>First Bank</a10:name></a10:author><title>HDB, Suez Canal Bank and KFH-Egypt post record growth in credit card balances in H1 2026</title><description>The first-half 2026 results showed strong growth in credit card balances at several Egyptian banks, with their</description><pubDate>Wed, 30 Sep 2026 13:43:47 +0200</pubDate><a10:updated>2026-09-30T13:43:47+02:00</a10:updated><a10:content type="html">&lt;p dir="ltr"&gt;The first-half 2026 results showed strong growth in credit card balances at several Egyptian banks, with their credit card teams driving their banks to the top of FirstBank&amp;rsquo;s ranking of the fastest-growing banks by credit card balances in H1 2026.&lt;/p&gt;&lt;p dir="ltr"&gt;Housing and Development Bank topped the ranking, with its credit card balances rising 44.9&amp;nbsp;per cent half-on-half to EGP 1.11 billion at end-June 2026, compared with EGP 765.35 million at end-2025.&lt;/p&gt;&lt;p dir="ltr"&gt;Suez Canal Bank ranked second, with its credit card balances increasing 38.4&amp;nbsp;per cent half-on-half to EGP 280.56 million at end-June 2026, compared with EGP 202.67 million at end-2025.&lt;/p&gt;&lt;p dir="ltr"&gt;Kuwait Finance House Bank &amp;ndash; Egypt (KFH-Egypt) ranked third, with its credit card balances rising 31.7&amp;nbsp;per cent in H1 2026 to EGP 370.48 million at end-June, compared with EGP 281.20 million at end-2025.&lt;/p&gt;&lt;p dir="ltr"&gt;FirstBank&amp;rsquo;s ranking tracked credit card balances at 25 banks operating in the Egyptian banking sector for which financial data was available. The results showed that 24 banks recorded positive growth, while one bank posted a notable decline during H1 2026.&lt;/p&gt;&lt;p dir="ltr"&gt;Total credit card balances at the 25 banks reached EGP 57.67 billion at end-June 2026, compared with EGP 51.79 billion at end-2025, representing half-on-half growth of 11.3 per cent.&lt;/p&gt;&lt;p dir="ltr"&gt;Among the top 10, the comparison between the June 2026 and 2025 rankings showed significant changes in the positions. Seven banks remained among the top 10 in both rankings, despite changes in their respective positions, while new banks entered the list and others dropped out.&lt;/p&gt;&lt;p dir="ltr"&gt;Housing and Development Bank retained the top spot among the fastest-growing banks by credit card balances, while Suez Canal Bank moved up one place to second. KFH-Egypt jumped five places from eighth at end-2025 to third at end-June 2026.&lt;/p&gt;&lt;p dir="ltr"&gt;In contrast, BANK NXT fell from second to fourth, while the Egyptian Export Development Bank&amp;nbsp;climbed nine places from 14th at end-2025 to fifth at end-June 2026. Emirates NBD Egypt also moved up one place to sixth.&lt;/p&gt;&lt;p dir="ltr"&gt;The Agricultural Bank of Egypt ranked seventh, having not been included in the 2025 ranking because credit card balance data was not available at the time. Egyptian Gulf Bank (EG BANK) fell three places to eighth.&lt;/p&gt;&lt;p dir="ltr"&gt;CIB recorded a notable improvement in its position, climbing from 22nd at end-2025 to ninth at end-June 2026. Al Baraka Bank Egypt, meanwhile, fell six places from fourth to 10th.&lt;/p&gt;&lt;p dir="ltr"&gt;Among Islamic banks, two of the four banks included in the H1 2026 ranking secured positions in the top 10: KFH-Egypt ranked third and Al Baraka Bank Egypt ranked 10th, while the other two banks ranked outside the top 10.&lt;/p&gt;&lt;p dir="ltr"&gt;All values and growth rates cited in the analysis are based on the separate financial statements disclosed by each bank for the period ended June 2026.&lt;/p&gt;&lt;div class="embed"&gt;&lt;table class="financial-table display" style="border-collapse:collapse !important;width:100% !important;max-width:100% !important;table-layout:auto !important;font-size:15px !important;"&gt;&lt;thead&gt;&lt;tr&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Rank&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Bank name&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Credit Card Balances at June 2026 (EGP Bn)&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Credit Card Balances at End-2025 (EGP Bn)&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Growth Rate&lt;/th&gt;&lt;/tr&gt;&lt;/thead&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td data-order="1"&gt;1&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك التعمير والاسكان HDB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/21.jpg','https://www.firstbankeg.com/UserFiles/FBanks/21.png','https://www.firstbankeg.com/UserFiles/FBanks/21.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/21.webp','https://en.firstbankeg.com/UserFiles/FBanks/21.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/21.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك التعمير والاسكان HDB"&gt; Housing and Development Bank&lt;/td&gt;&lt;td data-order="1.11"&gt;1.11&lt;/td&gt;&lt;td data-order="0.77"&gt;0.77&lt;/td&gt;&lt;td data-order="44.95"&gt;44.95%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="2"&gt;2&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك قناة السويس" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/26.jpg','https://www.firstbankeg.com/UserFiles/FBanks/26.png','https://www.firstbankeg.com/UserFiles/FBanks/26.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/26.webp','https://en.firstbankeg.com/UserFiles/FBanks/26.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/26.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك قناة السويس"&gt; Suez Canal Bank&lt;/td&gt;&lt;td data-order="0.28"&gt;0.28&lt;/td&gt;&lt;td data-order="0.2"&gt;0.20&lt;/td&gt;&lt;td data-order="38.43"&gt;38.43%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="3"&gt;3&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك بيت التمويل الكويتي مصر KFH" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/33.jpg','https://www.firstbankeg.com/UserFiles/FBanks/33.png','https://www.firstbankeg.com/UserFiles/FBanks/33.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/33.webp','https://en.firstbankeg.com/UserFiles/FBanks/33.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/33.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك بيت التمويل الكويتي مصر KFH"&gt; Kuwait Finance House &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="0.37"&gt;0.37&lt;/td&gt;&lt;td data-order="0.28"&gt;0.28&lt;/td&gt;&lt;td data-order="31.75"&gt;31.75%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="4"&gt;4&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك نكست BANK NXT" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/11.jpg','https://www.firstbankeg.com/UserFiles/FBanks/11.png','https://www.firstbankeg.com/UserFiles/FBanks/11.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/11.webp','https://en.firstbankeg.com/UserFiles/FBanks/11.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/11.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك نكست BANK NXT"&gt; BANK NXT&lt;/td&gt;&lt;td data-order="1.32"&gt;1.32&lt;/td&gt;&lt;td data-order="1.03"&gt;1.03&lt;/td&gt;&lt;td data-order="28.33"&gt;28.33%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="5"&gt;5&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك تنمية الصادرات EBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/36.jpg','https://www.firstbankeg.com/UserFiles/FBanks/36.png','https://www.firstbankeg.com/UserFiles/FBanks/36.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/36.webp','https://en.firstbankeg.com/UserFiles/FBanks/36.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/36.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك تنمية الصادرات EBank"&gt; Export Development Bank of Egypt (EBank)&lt;/td&gt;&lt;td data-order="0.52"&gt;0.52&lt;/td&gt;&lt;td data-order="0.41"&gt;0.41&lt;/td&gt;&lt;td data-order="25.17"&gt;25.17%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="6"&gt;6&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الإمارات دبي الوطني" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/35.jpg','https://www.firstbankeg.com/UserFiles/FBanks/35.png','https://www.firstbankeg.com/UserFiles/FBanks/35.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/35.webp','https://en.firstbankeg.com/UserFiles/FBanks/35.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/35.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الإمارات دبي الوطني"&gt; Emirates NBD Egypt&lt;/td&gt;&lt;td data-order="2.52"&gt;2.52&lt;/td&gt;&lt;td data-order="2.05"&gt;2.05&lt;/td&gt;&lt;td data-order="22.69"&gt;22.69%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="7"&gt;7&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الزراعي المصري" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/17.jpg','https://www.firstbankeg.com/UserFiles/FBanks/17.png','https://www.firstbankeg.com/UserFiles/FBanks/17.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/17.webp','https://en.firstbankeg.com/UserFiles/FBanks/17.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/17.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الزراعي المصري"&gt; Agricultural Bank of Egypt&lt;/td&gt;&lt;td data-order="0.07"&gt;0.07&lt;/td&gt;&lt;td data-order="0.06"&gt;0.06&lt;/td&gt;&lt;td data-order="18.58"&gt;18.58%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="8"&gt;8&lt;/td&gt;&lt;td&gt;&lt;img alt="EGBANK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/27.jpg','https://www.firstbankeg.com/UserFiles/FBanks/27.png','https://www.firstbankeg.com/UserFiles/FBanks/27.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/27.webp','https://en.firstbankeg.com/UserFiles/FBanks/27.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/27.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="EGBANK"&gt; EGBANK&lt;/td&gt;&lt;td data-order="0.5"&gt;0.50&lt;/td&gt;&lt;td data-order="0.44"&gt;0.44&lt;/td&gt;&lt;td data-order="14.06"&gt;14.06%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="9"&gt;9&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك التجاري الدولي CIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/2.jpg','https://www.firstbankeg.com/UserFiles/FBanks/2.png','https://www.firstbankeg.com/UserFiles/FBanks/2.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/2.webp','https://en.firstbankeg.com/UserFiles/FBanks/2.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/2.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك التجاري الدولي CIB"&gt; Commercial International Bank (CIB)&lt;/td&gt;&lt;td data-order="20.74"&gt;20.74&lt;/td&gt;&lt;td data-order="18.23"&gt;18.23&lt;/td&gt;&lt;td data-order="13.76"&gt;13.76%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="10"&gt;10&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك البركة الإسلامي مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/40.jpg','https://www.firstbankeg.com/UserFiles/FBanks/40.png','https://www.firstbankeg.com/UserFiles/FBanks/40.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/40.webp','https://en.firstbankeg.com/UserFiles/FBanks/40.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/40.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك البركة الإسلامي مصر"&gt; Al Baraka Bank Egypt&lt;/td&gt;&lt;td data-order="0.53"&gt;0.53&lt;/td&gt;&lt;td data-order="0.47"&gt;0.47&lt;/td&gt;&lt;td data-order="13.63"&gt;13.63%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="11"&gt;11&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك القاهرة" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/44.jpg','https://www.firstbankeg.com/UserFiles/FBanks/44.png','https://www.firstbankeg.com/UserFiles/FBanks/44.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/44.webp','https://en.firstbankeg.com/UserFiles/FBanks/44.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/44.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك القاهرة"&gt; Banque du Caire&lt;/td&gt;&lt;td data-order="4.98"&gt;4.98&lt;/td&gt;&lt;td data-order="4.43"&gt;4.43&lt;/td&gt;&lt;td data-order="12.54"&gt;12.54%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="12"&gt;12&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك أبوظبي الأول FAB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/28.jpg','https://www.firstbankeg.com/UserFiles/FBanks/28.png','https://www.firstbankeg.com/UserFiles/FBanks/28.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/28.webp','https://en.firstbankeg.com/UserFiles/FBanks/28.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/28.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك أبوظبي الأول FAB"&gt; First Abu Dhabi Bank Egypt-FAB&lt;/td&gt;&lt;td data-order="2.06"&gt;2.06&lt;/td&gt;&lt;td data-order="1.84"&gt;1.84&lt;/td&gt;&lt;td data-order="12.45"&gt;12.45%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="13"&gt;13&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي المصري NBE" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/1.jpg','https://www.firstbankeg.com/UserFiles/FBanks/1.png','https://www.firstbankeg.com/UserFiles/FBanks/1.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/1.webp','https://en.firstbankeg.com/UserFiles/FBanks/1.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/1.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي المصري NBE"&gt; QNB Egypt&lt;/td&gt;&lt;td data-order="3.71"&gt;3.71&lt;/td&gt;&lt;td data-order="3.31"&gt;3.31&lt;/td&gt;&lt;td data-order="12.02"&gt;12.02%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="14"&gt;14&lt;/td&gt;&lt;td&gt;&lt;img alt="المصرف المتحد" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/29.jpg','https://www.firstbankeg.com/UserFiles/FBanks/29.png','https://www.firstbankeg.com/UserFiles/FBanks/29.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/29.webp','https://en.firstbankeg.com/UserFiles/FBanks/29.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/29.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="المصرف المتحد"&gt; The United Bank&lt;/td&gt;&lt;td data-order="0.18"&gt;0.18&lt;/td&gt;&lt;td data-order="0.16"&gt;0.16&lt;/td&gt;&lt;td data-order="12"&gt;12.00%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="15"&gt;15&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك كريدي أجريكول مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/14.jpg','https://www.firstbankeg.com/UserFiles/FBanks/14.png','https://www.firstbankeg.com/UserFiles/FBanks/14.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/14.webp','https://en.firstbankeg.com/UserFiles/FBanks/14.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/14.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك كريدي أجريكول مصر"&gt; Credit Agricole Egypt&lt;/td&gt;&lt;td data-order="2.14"&gt;2.14&lt;/td&gt;&lt;td data-order="1.92"&gt;1.92&lt;/td&gt;&lt;td data-order="11.13"&gt;11.13%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="16"&gt;16&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك أبوظبي التجاري ADCB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/45.jpg','https://www.firstbankeg.com/UserFiles/FBanks/45.png','https://www.firstbankeg.com/UserFiles/FBanks/45.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/45.webp','https://en.firstbankeg.com/UserFiles/FBanks/45.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/45.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك أبوظبي التجاري ADCB"&gt; Abu Dhabi Commercial Bank &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="0.81"&gt;0.81&lt;/td&gt;&lt;td data-order="0.73"&gt;0.73&lt;/td&gt;&lt;td data-order="10.04"&gt;10.04%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="17"&gt;17&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الاسكندرية AlexBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/19.jpg','https://www.firstbankeg.com/UserFiles/FBanks/19.png','https://www.firstbankeg.com/UserFiles/FBanks/19.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/19.webp','https://en.firstbankeg.com/UserFiles/FBanks/19.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/19.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الاسكندرية AlexBank"&gt; Bank of Alexandria&lt;/td&gt;&lt;td data-order="1.74"&gt;1.74&lt;/td&gt;&lt;td data-order="1.59"&gt;1.59&lt;/td&gt;&lt;td data-order="9"&gt;9.00%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="18"&gt;18&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي الكويتي ABK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/34.jpg','https://www.firstbankeg.com/UserFiles/FBanks/34.png','https://www.firstbankeg.com/UserFiles/FBanks/34.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/34.webp','https://en.firstbankeg.com/UserFiles/FBanks/34.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/34.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي الكويتي ABK"&gt; Al Ahli Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="1.38"&gt;1.38&lt;/td&gt;&lt;td data-order="1.27"&gt;1.27&lt;/td&gt;&lt;td data-order="8.65"&gt;8.65%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="19"&gt;19&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك ABC" data-try="0" loading="lazy" onerror="var u=['https://www.firstbankeg.com/UserFiles/FBanks/25.jpg?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.png?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.jpeg?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.webp?20221130142808','https://www.firstbankeg.com/UserFiles/FBanks/25.png?20221130142808'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://en.firstbankeg.com/UserFiles/FBanks/25.jpg?20221130142808" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك ABC"&gt; Bank ABC Egypt&lt;/td&gt;&lt;td data-order="0.6"&gt;0.60&lt;/td&gt;&lt;td data-order="0.55"&gt;0.55&lt;/td&gt;&lt;td data-order="8.08"&gt;8.08%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="20"&gt;20&lt;/td&gt;&lt;td&gt;&lt;img alt="مصرف أبوظبي الإسلامي ADIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/16.jpg','https://www.firstbankeg.com/UserFiles/FBanks/16.png','https://www.firstbankeg.com/UserFiles/FBanks/16.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/16.webp','https://en.firstbankeg.com/UserFiles/FBanks/16.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/16.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="مصرف أبوظبي الإسلامي ADIB"&gt; Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB-Egypt)&lt;/td&gt;&lt;td data-order="2.03"&gt;2.03&lt;/td&gt;&lt;td data-order="1.9"&gt;1.90&lt;/td&gt;&lt;td data-order="6.5"&gt;6.50%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="21"&gt;21&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك SAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/37.jpg','https://www.firstbankeg.com/UserFiles/FBanks/37.png','https://www.firstbankeg.com/UserFiles/FBanks/37.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/37.webp','https://en.firstbankeg.com/UserFiles/FBanks/37.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/37.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك SAIB"&gt; saib&lt;/td&gt;&lt;td data-order="0.87"&gt;0.87&lt;/td&gt;&lt;td data-order="0.82"&gt;0.82&lt;/td&gt;&lt;td data-order="6.47"&gt;6.47%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="22"&gt;22&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الكويت الوطني NBK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/24.jpg','https://www.firstbankeg.com/UserFiles/FBanks/24.png','https://www.firstbankeg.com/UserFiles/FBanks/24.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/24.webp','https://en.firstbankeg.com/UserFiles/FBanks/24.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/24.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الكويت الوطني NBK"&gt; National Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="1.25"&gt;1.25&lt;/td&gt;&lt;td data-order="1.19"&gt;1.19&lt;/td&gt;&lt;td data-order="4.83"&gt;4.83%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="23"&gt;23&lt;/td&gt;&lt;td&gt;&lt;img alt="التجاري وفا بنك" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/12.jpg','https://www.firstbankeg.com/UserFiles/FBanks/12.png','https://www.firstbankeg.com/UserFiles/FBanks/12.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/12.webp','https://en.firstbankeg.com/UserFiles/FBanks/12.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/12.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="التجاري وفا بنك"&gt; Attijariwafa bank Egypt&lt;/td&gt;&lt;td data-order="0.75"&gt;0.75&lt;/td&gt;&lt;td data-order="0.73"&gt;0.73&lt;/td&gt;&lt;td data-order="2.76"&gt;2.76%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="24"&gt;24&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك العربي الافريقي الدولي AAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/46.jpg','https://www.firstbankeg.com/UserFiles/FBanks/46.png','https://www.firstbankeg.com/UserFiles/FBanks/46.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/46.webp','https://en.firstbankeg.com/UserFiles/FBanks/46.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/46.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك العربي الافريقي الدولي AAIB"&gt; Arab African International Bank&lt;/td&gt;&lt;td data-order="1.69"&gt;1.69&lt;/td&gt;&lt;td data-order="1.66"&gt;1.66&lt;/td&gt;&lt;td data-order="1.71"&gt;1.71%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="25"&gt;25&lt;/td&gt;&lt;td&gt;&lt;img alt="HSBC" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/10.jpg','https://www.firstbankeg.com/UserFiles/FBanks/10.png','https://www.firstbankeg.com/UserFiles/FBanks/10.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/10.webp','https://en.firstbankeg.com/UserFiles/FBanks/10.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/10.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="HSBC"&gt; HSBC Bank Egypt&lt;/td&gt;&lt;td data-order="5.53"&gt;5.53&lt;/td&gt;&lt;td data-order="5.74"&gt;5.74&lt;/td&gt;&lt;td data-order="-3.67"&gt;-3.67%&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/30/13426.jpg"></enclosure></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13425</guid><link>https://en.firstbankeg.com/13425</link><a10:author><a10:name>First Bank</a10:name></a10:author><title>NBE, Banque Misr and CIB top FirstBank’s depositor confidence index over the past three years</title><description>NBE tops FirstBanks depositor confidence index over the past three years, accounting for 37% of the increase</description><pubDate>Wed, 30 Sep 2026 12:08:09 +0200</pubDate><a10:updated>2026-09-30T12:08:09+02:00</a10:updated><a10:content type="html">&lt;h3 data-end="149" data-start="0" dir="auto"&gt;&lt;span style="color:#cc9933;"&gt;NBE tops FirstBank&amp;rsquo;s depositor confidence index over the past three years, accounting for 37% of the increase in banking sector customer deposits&lt;/span&gt;&lt;/h3&gt;&lt;h3 data-end="244" data-start="151" dir="auto"&gt;&lt;span style="color:#cc9933;"&gt;Islamic banks secure one spot among the top 10, out of four banks included in the ranking&lt;/span&gt;&lt;/h3&gt;&lt;h3 data-end="341" data-start="246" dir="auto"&gt;&lt;span style="color:#cc9933;"&gt;Banking sector customer deposits reach EGP 15.09tn, up EGP 7.09tn over the past three years&lt;/span&gt;&lt;/h3&gt;&lt;h3 data-end="449" data-start="343" dir="auto"&gt;&lt;span style="color:#cc9933;"&gt;CIB leads private-sector banks by customer deposits, driven by strong growth over the past three years&lt;/span&gt;&lt;/h3&gt;&lt;p data-end="760" data-start="451" dir="auto"&gt;NBE topped FirstBank&amp;rsquo;s depositor confidence index over the past three years, supported by the largest increase in its customer deposits portfolio, which rose by around EGP 2.63 trillion over the period. This accounted for around 37&amp;nbsp;per cent of the total EGP 7.09 trillion increase in banking sector customer deposits.&lt;/p&gt;&lt;p data-end="1000" data-start="762" dir="auto"&gt;Banque Misr ranked second, adding around EGP 1.31 trillion to its customer deposits portfolio over the past three years, accounting for around 18.5&amp;nbsp;per cent of the total increase in banking sector customer deposits during the period under review.&lt;/p&gt;&lt;p data-end="1259" data-start="1002" dir="auto"&gt;CIB ranked third, after its customer deposits portfolio increased by EGP 575.23 billion over the past three years to EGP 1.11 trillion at end-2025, compared with EGP 530.12 billion at end-2022, making it the largest private-sector bank by customer deposits.&lt;/p&gt;&lt;p data-end="1517" data-start="1261" dir="auto"&gt;FirstBank&amp;rsquo;s depositor confidence index tracked customer deposit portfolios at 27 banks operating in the Egyptian banking sector. The data showed that all banks included in the ranking recorded increases in their customer deposits over the past three years.&lt;/p&gt;&lt;p data-end="1743" data-start="1519" dir="auto"&gt;The index results showed notable growth in total customer deposits among the banks covered by the analysis, reaching EGP 15.09 trillion at end-2025, compared with EGP 8 trillion at end-2022, an increase of EGP 7.09 trillion.&lt;/p&gt;&lt;p data-end="2092" data-start="1745" dir="auto"&gt;Islamic banks secured one spot among the top 10 banks on FirstBank&amp;rsquo;s depositor confidence index over the past three years, out of four Islamic banks included in the ranking: Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB Egypt), Kuwait Finance House Bank &amp;ndash; Egypt (KFH-Egypt), Faisal Islamic Bank of Egypt and Al Baraka Bank Egypt. ADIB Egypt ranked seventh.&lt;/p&gt;&lt;p data-end="2222" data-is-last-node="" data-is-only-node="" data-start="2094" dir="auto"&gt;All values and average growth rates cited in the analysis are based on the separate financial statements disclosed by each bank.&lt;/p&gt;&lt;div class="embed"&gt;&lt;table class="financial-table display" style="border-collapse:collapse !important;width:100% !important;max-width:100% !important;table-layout:auto !important;font-size:15px !important;"&gt;&lt;thead&gt;&lt;tr&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Rank&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Bank Name&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Increase In Customer Deposits Over The Past 3 Years (EGP Bn)&lt;/th&gt;&lt;/tr&gt;&lt;/thead&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td data-order="1"&gt;1&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي المصري NBE" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/1.jpg','https://www.firstbankeg.com/UserFiles/FBanks/1.png','https://www.firstbankeg.com/UserFiles/FBanks/1.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/1.webp','https://en.firstbankeg.com/UserFiles/FBanks/1.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/1.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي المصري NBE"&gt; National Bank of Egypt&lt;/td&gt;&lt;td data-order="2631567278388"&gt;2,631.57&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="2"&gt;2&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك مصر Banque Misr" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/3.jpg','https://www.firstbankeg.com/UserFiles/FBanks/3.png','https://www.firstbankeg.com/UserFiles/FBanks/3.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/3.webp','https://en.firstbankeg.com/UserFiles/FBanks/3.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/3.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك مصر Banque Misr"&gt; Banque Misr&lt;/td&gt;&lt;td data-order="1305103520147"&gt;1,305.10&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="3"&gt;3&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك التجاري الدولي CIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/2.jpg','https://www.firstbankeg.com/UserFiles/FBanks/2.png','https://www.firstbankeg.com/UserFiles/FBanks/2.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/2.webp','https://en.firstbankeg.com/UserFiles/FBanks/2.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/2.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك التجاري الدولي CIB"&gt; Commercial International Bank (CIB)&lt;/td&gt;&lt;td data-order="575230712000"&gt;575.23&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="4"&gt;4&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك العربي الافريقي الدولي AAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/46.jpg','https://www.firstbankeg.com/UserFiles/FBanks/46.png','https://www.firstbankeg.com/UserFiles/FBanks/46.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/46.webp','https://en.firstbankeg.com/UserFiles/FBanks/46.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/46.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك العربي الافريقي الدولي AAIB"&gt; Arab African International Bank&lt;/td&gt;&lt;td data-order="469092690543"&gt;469.09&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="5"&gt;5&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي المصري NBE" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/1.jpg','https://www.firstbankeg.com/UserFiles/FBanks/1.png','https://www.firstbankeg.com/UserFiles/FBanks/1.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/1.webp','https://en.firstbankeg.com/UserFiles/FBanks/1.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/1.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي المصري NBE"&gt; QNB Egypt&lt;/td&gt;&lt;td data-order="372244156633"&gt;372.24&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="6"&gt;6&lt;/td&gt;&lt;td&gt;&lt;img alt="مصرف أبوظبي الإسلامي ADIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/16.jpg','https://www.firstbankeg.com/UserFiles/FBanks/16.png','https://www.firstbankeg.com/UserFiles/FBanks/16.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/16.webp','https://en.firstbankeg.com/UserFiles/FBanks/16.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/16.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="مصرف أبوظبي الإسلامي ADIB"&gt; Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB-Egypt)&lt;/td&gt;&lt;td data-order="180350393000"&gt;180.35&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="7"&gt;7&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك القاهرة" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/44.jpg','https://www.firstbankeg.com/UserFiles/FBanks/44.png','https://www.firstbankeg.com/UserFiles/FBanks/44.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/44.webp','https://en.firstbankeg.com/UserFiles/FBanks/44.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/44.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك القاهرة"&gt; Banque du Caire&lt;/td&gt;&lt;td data-order="151175372000"&gt;151.18&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="8"&gt;8&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك قناة السويس" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/26.jpg','https://www.firstbankeg.com/UserFiles/FBanks/26.png','https://www.firstbankeg.com/UserFiles/FBanks/26.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/26.webp','https://en.firstbankeg.com/UserFiles/FBanks/26.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/26.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك قناة السويس"&gt; Suez Canal Bank&lt;/td&gt;&lt;td data-order="143241192000"&gt;143.24&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="9"&gt;9&lt;/td&gt;&lt;td&gt;&lt;img alt="HSBC" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/10.jpg','https://www.firstbankeg.com/UserFiles/FBanks/10.png','https://www.firstbankeg.com/UserFiles/FBanks/10.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/10.webp','https://en.firstbankeg.com/UserFiles/FBanks/10.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/10.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="HSBC"&gt; HSBC Bank Egypt&lt;/td&gt;&lt;td data-order="114961841000"&gt;114.96&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="10"&gt;10&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الكويت الوطني NBK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/24.jpg','https://www.firstbankeg.com/UserFiles/FBanks/24.png','https://www.firstbankeg.com/UserFiles/FBanks/24.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/24.webp','https://en.firstbankeg.com/UserFiles/FBanks/24.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/24.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الكويت الوطني NBK"&gt; National Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="95550109000"&gt;95.55&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="11"&gt;11&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك التعمير والاسكان HDB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/21.jpg','https://www.firstbankeg.com/UserFiles/FBanks/21.png','https://www.firstbankeg.com/UserFiles/FBanks/21.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/21.webp','https://en.firstbankeg.com/UserFiles/FBanks/21.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/21.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك التعمير والاسكان HDB"&gt; Housing and Development Bank&lt;/td&gt;&lt;td data-order="89642623448"&gt;89.64&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="12"&gt;12&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الإمارات دبي الوطني" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/35.jpg','https://www.firstbankeg.com/UserFiles/FBanks/35.png','https://www.firstbankeg.com/UserFiles/FBanks/35.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/35.webp','https://en.firstbankeg.com/UserFiles/FBanks/35.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/35.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الإمارات دبي الوطني"&gt; Emirates NBD Egypt&lt;/td&gt;&lt;td data-order="84671269000"&gt;84.67&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="13"&gt;13&lt;/td&gt;&lt;td&gt;&lt;img alt="التجاري وفا بنك" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/12.jpg','https://www.firstbankeg.com/UserFiles/FBanks/12.png','https://www.firstbankeg.com/UserFiles/FBanks/12.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/12.webp','https://en.firstbankeg.com/UserFiles/FBanks/12.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/12.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="التجاري وفا بنك"&gt; Attijariwafa bank Egypt&lt;/td&gt;&lt;td data-order="78998260000"&gt;79.00&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="14"&gt;14&lt;/td&gt;&lt;td&gt;&lt;img alt="المصرف العربي الدولي AIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/15.jpg','https://www.firstbankeg.com/UserFiles/FBanks/15.png','https://www.firstbankeg.com/UserFiles/FBanks/15.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/15.webp','https://en.firstbankeg.com/UserFiles/FBanks/15.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/15.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="المصرف العربي الدولي AIB"&gt; Arab International Bank&lt;/td&gt;&lt;td data-order="76447945275"&gt;76.45&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="15"&gt;15&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الاسكندرية AlexBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/19.jpg','https://www.firstbankeg.com/UserFiles/FBanks/19.png','https://www.firstbankeg.com/UserFiles/FBanks/19.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/19.webp','https://en.firstbankeg.com/UserFiles/FBanks/19.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/19.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الاسكندرية AlexBank"&gt; Bank of Alexandria&lt;/td&gt;&lt;td data-order="75041377000"&gt;75.04&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="16"&gt;16&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك أبوظبي التجاري ADCB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/45.jpg','https://www.firstbankeg.com/UserFiles/FBanks/45.png','https://www.firstbankeg.com/UserFiles/FBanks/45.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/45.webp','https://en.firstbankeg.com/UserFiles/FBanks/45.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/45.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك أبوظبي التجاري ADCB"&gt; Abu Dhabi Commercial Bank &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="74997116000"&gt;75.00&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="17"&gt;17&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي الكويتي ABK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/34.jpg','https://www.firstbankeg.com/UserFiles/FBanks/34.png','https://www.firstbankeg.com/UserFiles/FBanks/34.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/34.webp','https://en.firstbankeg.com/UserFiles/FBanks/34.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/34.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي الكويتي ABK"&gt; Al Ahli Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="74880837228"&gt;74.88&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="18"&gt;18&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك تنمية الصادرات EBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/36.jpg','https://www.firstbankeg.com/UserFiles/FBanks/36.png','https://www.firstbankeg.com/UserFiles/FBanks/36.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/36.webp','https://en.firstbankeg.com/UserFiles/FBanks/36.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/36.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك تنمية الصادرات EBank"&gt; Export Development Bank of Egypt (EBank)&lt;/td&gt;&lt;td data-order="72907668000"&gt;72.91&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="19"&gt;19&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك فيصل الإسلامي" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/39.jpg','https://www.firstbankeg.com/UserFiles/FBanks/39.png','https://www.firstbankeg.com/UserFiles/FBanks/39.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/39.webp','https://en.firstbankeg.com/UserFiles/FBanks/39.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/39.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك فيصل الإسلامي"&gt; Faisal Islamic Bank of Egypt&lt;/td&gt;&lt;td data-order="71847158000"&gt;71.85&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="20"&gt;20&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك بيت التمويل الكويتي مصر KFH" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/33.jpg','https://www.firstbankeg.com/UserFiles/FBanks/33.png','https://www.firstbankeg.com/UserFiles/FBanks/33.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/33.webp','https://en.firstbankeg.com/UserFiles/FBanks/33.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/33.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك بيت التمويل الكويتي مصر KFH"&gt; Kuwait Finance House &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="71552231000"&gt;71.55&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="21"&gt;21&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك SAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/37.jpg','https://www.firstbankeg.com/UserFiles/FBanks/37.png','https://www.firstbankeg.com/UserFiles/FBanks/37.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/37.webp','https://en.firstbankeg.com/UserFiles/FBanks/37.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/37.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك SAIB"&gt; Saib&lt;/td&gt;&lt;td data-order="67811542867"&gt;67.81&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="22"&gt;22&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك كريدي أجريكول مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/14.jpg','https://www.firstbankeg.com/UserFiles/FBanks/14.png','https://www.firstbankeg.com/UserFiles/FBanks/14.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/14.webp','https://en.firstbankeg.com/UserFiles/FBanks/14.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/14.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك كريدي أجريكول مصر"&gt; Credit Agricole Egypt&lt;/td&gt;&lt;td data-order="49705986000"&gt;49.71&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="23"&gt;23&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك البركة الإسلامي مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/40.jpg','https://www.firstbankeg.com/UserFiles/FBanks/40.png','https://www.firstbankeg.com/UserFiles/FBanks/40.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/40.webp','https://en.firstbankeg.com/UserFiles/FBanks/40.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/40.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك البركة الإسلامي مصر"&gt; Al Baraka Bank Egypt&lt;/td&gt;&lt;td data-order="48299446000"&gt;48.30&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="24"&gt;24&lt;/td&gt;&lt;td&gt;&lt;img alt="EGBANK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/27.jpg','https://www.firstbankeg.com/UserFiles/FBanks/27.png','https://www.firstbankeg.com/UserFiles/FBanks/27.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/27.webp','https://en.firstbankeg.com/UserFiles/FBanks/27.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/27.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="EGBANK"&gt; EGBANK&lt;/td&gt;&lt;td data-order="34912577898"&gt;34.91&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="25"&gt;25&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك نكست BANK NXT" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/11.jpg','https://www.firstbankeg.com/UserFiles/FBanks/11.png','https://www.firstbankeg.com/UserFiles/FBanks/11.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/11.webp','https://en.firstbankeg.com/UserFiles/FBanks/11.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/11.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك نكست BANK NXT"&gt; BANK NXT&lt;/td&gt;&lt;td data-order="31698118000"&gt;31.70&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="26"&gt;26&lt;/td&gt;&lt;td&gt;&lt;img alt="المصرف المتحد" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/29.jpg','https://www.firstbankeg.com/UserFiles/FBanks/29.png','https://www.firstbankeg.com/UserFiles/FBanks/29.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/29.webp','https://en.firstbankeg.com/UserFiles/FBanks/29.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/29.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="المصرف المتحد"&gt; The United Bank&lt;/td&gt;&lt;td data-order="29573950000"&gt;29.57&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="27"&gt;27&lt;/td&gt;&lt;td&gt;Citibank Egypt&lt;/td&gt;&lt;td data-order="22464526200"&gt;29.57&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/30/13425.jpg"></enclosure></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13423</guid><link>https://en.firstbankeg.com/13423</link><a10:author><a10:name>Yasmin Elsayed</a10:name></a10:author><title>Asset race intensifies as four banks battle for position among Egypt’s largest</title><description>The narrow gaps separating banks no longer tell the full story of their competitive positions. First-half 2026</description><pubDate>Tue, 29 Sep 2026 15:09:54 +0200</pubDate><a10:updated>2026-09-29T15:09:54+02:00</a10:updated><a10:content type="html">&lt;p data-id="5N5SAZ"&gt;Translated &amp;amp; Edited. by Aya Elsayed&lt;/p&gt;&lt;p data-id="5N5SAZ"&gt;The narrow gaps separating banks no longer tell the full story of their competitive positions. First-half 2026 results revealed significant differences in the pace of expansion, with some banks rapidly closing in on their competitors while others recorded more modest growth.&lt;/p&gt;&lt;p data-id="iT1n9H"&gt;At end-June 2026, Attijariwafa bank Egypt ranked 23rd among banks operating in Egypt, with total assets of EGP 159.29bn.&lt;/p&gt;&lt;p data-id="wObPBp"&gt;Cr&amp;eacute;dit Agricole Egypt followed closely in 24th place with EGP 159.08bn, while Egyptian Gulf Bank (EGBANK) ranked 25th with EGP 155.03bn. Al Baraka Bank Egypt occupied 26th place, with assets of EGP 151.60bn.&lt;/p&gt;&lt;p data-id="5LO3yV"&gt;A comparison with end-2025 figures reveals a sharper divergence in growth rates. Attijariwafa bank Egypt&amp;rsquo;s assets rose 2.8 per cent during the first half of 2026 to EGP 159.29bn, from EGP 154.92bn at end-2025, an increase of EGP 4.37bn.&lt;/p&gt;&lt;p data-id="Tm1rGD"&gt;Cr&amp;eacute;dit Agricole Egypt expanded at a faster pace, with assets rising 9.2 per cent to EGP 159.08bn, from EGP 145.64bn at end-2025, adding EGP 13.44bn to its balance sheet.&lt;/p&gt;&lt;p data-id="yvkT3O"&gt;EGBANK recorded the fastest asset growth among the four banks, with a 9.8 per cent increase to EGP 155.03bn at end-June 2026, from EGP 141.24bn at end-2025, an addition of EGP 13.79bn.&lt;/p&gt;&lt;p data-id="5l2eIS"&gt;Al Baraka Bank Egypt, meanwhile, reported asset growth of 3.9 per cent to EGP 151.60bn, from EGP 145.89bn at end-2025, an increase of EGP 5.72bn.&lt;/p&gt;&lt;p data-id="A3OECR"&gt;The differences in expansion were equally evident in absolute terms. Cr&amp;eacute;dit Agricole Egypt and EGBANK each added more than EGP 13bn to their asset bases in just six months, substantially outpacing the increases recorded by Attijariwafa bank Egypt and Al Baraka Bank Egypt.&lt;/p&gt;&lt;p data-id="GRJm34"&gt;These contrasting growth rates narrowed the gaps between the banks, particularly Attijariwafa bank Egypt and Cr&amp;eacute;dit Agricole Egypt, whose assets were separated by just EGP 210mn at end-June 2026.&lt;/p&gt;&lt;p data-id="YGknJq"&gt;Over a longer horizon, however, compound annual growth rates (CAGRs) between end-2022 and end-June 2026 reveal a different picture. Attijariwafa bank Egypt recorded the highest CAGR at approximately 31.1 per cent, followed by Cr&amp;eacute;dit Agricole Egypt at 23.9 per cent, EGBANK at 18 per cent and Al Baraka Bank Egypt at 17.1 per cent.&lt;/p&gt;&lt;p data-id="5weyzK"&gt;The comparison highlights the divergence between recent performance and longer-term growth. Despite recording the highest CAGR over the three-and-a-half-year period, Attijariwafa bank Egypt posted the slowest asset growth among the four banks during the first half of 2026.&lt;/p&gt;&lt;p data-id="wxFp8a"&gt;Assuming first-half growth rates continue at the same pace during the second half of 2026, Cr&amp;eacute;dit Agricole Egypt&amp;rsquo;s assets could reach approximately EGP 173.76bn at year-end, followed by EGBANK at EGP 170.17bn, Attijariwafa bank Egypt at EGP 163.78bn and Al Baraka Bank Egypt at EGP 157.54bn.&lt;/p&gt;&lt;p data-id="4FiKvT"&gt;Under this scenario, Cr&amp;eacute;dit Agricole Egypt and EGBANK would both move ahead of Attijariwafa bank Egypt by total assets, leaving Al Baraka Bank Egypt in fourth place among the four institutions.&lt;/p&gt;&lt;p data-id="o4fPub"&gt;These figures represent a hypothetical scenario based on unchanged first-half growth rates, rather than definitive year-end forecasts.&lt;/p&gt;&lt;p data-id="MHx2AC"&gt;The banks&amp;rsquo; eventual positions will depend on their asset growth during the second half of 2026 and whether the current differences in expansion rates persist.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/29/13423.jpg"></enclosure><keywords>Al Baraka Bank Egypt,Attijariwafa Bank Egypt,EGBank,assets,largest banks,Crédit Agricole Egypt,gap</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13422</guid><link>https://en.firstbankeg.com/13422</link><title>QNB regains position as the largest Arab bank, strengthens deposit lead</title><description>Qatar National Bank QNB Group reclaimed first place in First Banks ranking of the 100 largest Arab banks at en</description><pubDate>Tue, 29 Sep 2026 14:40:50 +0200</pubDate><a10:updated>2026-09-29T14:40:54+02:00</a10:updated><a10:content type="html">&lt;p data-id="MREmAF" data-pm-slice="1 1 []"&gt;Qatar National Bank (QNB) Group reclaimed first place in First Bank&amp;rsquo;s ranking of the 100 largest Arab banks at end-June 2026, after finishing 2025 in second place behind First Abu Dhabi Bank (FAB).&lt;/p&gt;&lt;p data-id="dor5m6"&gt;The advance was supported by a reported 3.7 per cent increase in total assets during the first half of 2026, reaching USD 394.72bn at end-June, compared with USD 382.23bn at end-2025, returning the group to the top of the ranking.&lt;/p&gt;&lt;p data-id="mK71IN"&gt;QNB also retained its lead in First Bank&amp;rsquo;s ranking of the 100 largest Arab banks by customer deposits. Its deposit base grew 2.2 per cent during the first half of 2026 to USD 267.02bn at end-June, from USD 261.40bn at end-2025.&lt;/p&gt;&lt;p data-id="EldY8K"&gt;Alongside growth in assets and deposits, the group&amp;rsquo;s loan portfolio expanded 2.67 per cent to USD 285.99bn at end-June 2026, compared with USD 278.54bn at end-2025.&lt;/p&gt;&lt;p data-id="uivBbi"&gt;Turning to profitability, QNB reported net profit of USD 2.43bn in the first half of 2026, up 3.37 per cent from USD 2.35bn in the corresponding period of 2025.&lt;/p&gt;&lt;p data-id="PfbVvh"&gt;Profit before income tax rose 6.41 per cent to USD 3.16bn during the first six months of 2026, compared with USD 2.97bn a year earlier.&lt;/p&gt;&lt;p data-id="az8kBW"&gt;Profit growth was supported by higher operating income, with net interest income increasing 9.47 per cent to USD 5.19bn in H1 2026, from USD 4.74bn in the corresponding period of 2025.&lt;/p&gt;&lt;p data-id="sFuEUI"&gt;Fee and commission income also rose approximately 18 per cent to USD 788mn during the first half of 2026, compared with USD 668mn a year earlier.&lt;/p&gt;&lt;p data-id="CrZsTE"&gt;QNB&amp;rsquo;s return to the top of Arab banking was underpinned by growth in assets, deposits and loans, alongside stronger operating income, reinforcing its position among the region&amp;rsquo;s largest banking groups.&lt;/p&gt;&lt;p data-id="UHBRix"&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/29/13422.jpg"></enclosure><keywords>QNB,assets,Customer Deposits,FAB,Arab banks,100 largest Arab banks</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13421</guid><link>https://en.firstbankeg.com/13421</link><title>The Big Numbers Race: ANB, QIB compete for the Arab top 20</title><description>The one-place gap between Arab National Bank ANB and Qatar Islamic Bank QIB at the threshold of the Arab top 2</description><pubDate>Tue, 29 Sep 2026 13:39:21 +0200</pubDate><a10:updated>2026-09-29T13:39:21+02:00</a10:updated><a10:content type="html">&lt;p data-id="MCdeCr"&gt;The one-place gap between Arab National Bank (ANB) and Qatar Islamic Bank (QIB) at the threshold of the Arab top 20 masks a wider divergence in balance-sheet scale, with ANB&amp;rsquo;s faster growth across key financial portfolios over the past three years extending its lead over its Qatari rival.&lt;/p&gt;&lt;p data-id="MVpIAK"&gt;According to H1 2026 data, ANB ranks 20th among Arab banks, while QIB occupies 21st place.&lt;/p&gt;&lt;p data-id="EiIlA4"&gt;Based on the banks&amp;rsquo; consolidated financial statements, ANB&amp;rsquo;s total assets stood at USD 78.65bn at end-June 2026, compared with USD 64.24bn for QIB.&lt;/p&gt;&lt;p data-id="IAiDCk"&gt;ANB&amp;rsquo;s customer deposits reached USD 57.96bn at end-June 2026, against USD 40.67bn for QIB over the same period.&lt;/p&gt;&lt;p data-id="dtQmFH"&gt;In lending, ANB reported net loans of USD 54.77bn at end-June 2026, compared with USD 42.93bn for QIB.&lt;/p&gt;&lt;p data-id="isk7jO"&gt;The differences extend beyond their current scale, as ANB recorded faster growth across its key financial portfolios between end-2023 and end-June 2026, widening the gaps between the two banks rather than narrowing them.&lt;/p&gt;&lt;p data-id="5kWVsI"&gt;ANB&amp;rsquo;s total assets grew 33.7 per cent over the period, compared with 23.6 per cent at QIB. As a result, the asset gap widened to USD 14.42bn at end-June 2026, from USD 6.90bn at end-2023.&lt;/p&gt;&lt;p data-id="JmWWbz"&gt;In deposits, ANB recorded cumulative growth of approximately 31 per cent, compared with 22.6 per cent at QIB. The gap between their customer deposit portfolios consequently widened to USD 17.29bn at end-June 2026, from USD 11.06bn at end-2023.&lt;/p&gt;&lt;p data-id="mQj8Ro"&gt;ANB also recorded faster lending growth of approximately 34.9 per cent, against 27.7 per cent at QIB. The difference between their loan portfolios increased to USD 11.84bn at end-June 2026, from USD 6.98bn at end-2023.&lt;/p&gt;&lt;h3 data-id="hE3qnk"&gt;&lt;span style="color:#cc9933;"&gt;Profitability reveals a different competitive dynamic&lt;/span&gt;&lt;/h3&gt;&lt;p data-id="OO70BS"&gt;ANB reported net profit of USD 740.32mn in the first half of 2026, with a return on average assets (ROAA) of 1.93 per cent and a return on average equity (ROAE) of 10.90 per cent over the same period.&lt;/p&gt;&lt;p data-id="CVzN3p"&gt;QIB, meanwhile, recorded net profit of USD 610.79mn in H1 2026, with ROAA of 1.96 per cent and ROAE of 13.02 per cent.&lt;/p&gt;&lt;p data-id="jCmDro"&gt;These indicators reveal contrasting strengths in the competition between the two banks. ANB maintains a substantial lead across the key financial portfolios and has recorded faster growth over the past three years, widening its lead over its Qatari rival.&lt;/p&gt;&lt;p data-id="cpzYwa"&gt;QIB, however, reported higher returns on both average assets and average equity during the first half of 2026.&lt;/p&gt;&lt;p data-id="ukuRCw"&gt;ANB&amp;rsquo;s ability to retain 20th place will hinge on sustaining its growth momentum, while QIB would need to outpace its Saudi rival to narrow the gap and secure a place among the 20 largest Arab banks.&lt;/p&gt;&lt;p data-id="xt6YrR"&gt;The pace of expansion in the coming periods will determine whether ANB retains its place among the 20 largest Arab banks or QIB narrows the gap to challenge its position.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/29/13421.jpg"></enclosure><keywords>the Big Numbers Race,financial portfolios,gap,ANB,QIB,the Arab top 20</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13419</guid><link>https://en.firstbankeg.com/13419</link><a10:author><a10:name>Mahynar Mohamed</a10:name></a10:author><title>Wio Bank advances six places, nearing the Arab top 50</title><description>First Banks ranking of the 100 largest Arab banks at end-June 2026 revealed a six-place advance by UAE digital</description><pubDate>Tue, 29 Sep 2026 12:48:49 +0200</pubDate><a10:updated>2026-09-29T12:48:50+02:00</a10:updated><a10:content type="html">&lt;p data-id="5N5SAZ"&gt;Translated &amp;amp; Edited. by Aya Elsayed&lt;/p&gt;&lt;p data-id="5N5SAZ"&gt;First Bank&amp;rsquo;s ranking of the 100 largest Arab banks at end-June 2026 revealed a six-place advance by UAE digital lender Wio Bank, bringing it closer to the top 50 in a ranking largely occupied by established traditional banks.&lt;/p&gt;&lt;p data-id="7a9c5a"&gt;Wio Bank climbed six places during the first half of 2026 to rank 53rd at end-June, up from 59th at end-2025, leaving it just three places short of the top 50 Arab banks.&lt;/p&gt;&lt;p data-id="c8qZn1"&gt;The advance was primarily driven by strong asset growth of approximately 13 per cent during the first half of the year. Total assets reached USD 18.74bn at end-June 2026, compared with USD 16.63bn at end-2025, an increase of around USD 2.11bn in just six months.&lt;/p&gt;&lt;p data-id="aU1RpD"&gt;The expansion highlights Wio Bank&amp;rsquo;s ability to grow its asset base at a pace that has improved its position in the Arab banking landscape, particularly in a segment of the ranking occupied by established traditional banks with extensive operating networks.&lt;/p&gt;&lt;p data-id="7QoYES"&gt;Wio Bank&amp;rsquo;s six-place advance to 53rd brings it closer to the Arab top 50, highlighting the growing presence of digital banking in a market led by established traditional lenders. Sustaining its asset growth will be key to further gains in the second half of 2026.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/29/13419.jpg"></enclosure><keywords>First Bank,asset growth,100 largest Arab banks,Wio,UAE digital lender</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13416</guid><link>https://en.firstbankeg.com/13416</link><a10:author><a10:name>Mahynar Mohamed</a10:name></a10:author><title>First Bank tracks UAE’s 10 largest banks in the Arab top 100</title><description>The UAE banking sector maintained a strong presence in First Banks ranking of the 100 largest Arab banks at en</description><pubDate>Mon, 28 Sep 2026 16:25:12 +0200</pubDate><a10:updated>2026-09-28T16:25:12+02:00</a10:updated><a10:content type="html">&lt;p data-id="ewGBfg"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="ewGBfg"&gt;The UAE banking sector maintained a strong presence in First Bank&amp;rsquo;s ranking of the 100 largest Arab banks at end-June 2026, with 17 UAE banks securing places on the list.&lt;/p&gt;&lt;p data-id="AeI6QJ"&gt;The country&amp;rsquo;s 10 largest banks occupied positions ranging from second to 43rd, including four institutions operating in Egypt.&lt;/p&gt;&lt;p data-id="hwI5qv"&gt;The 10 banks&amp;#39; performance during the first half of 2026 revealed contrasting trends in asset growth and ranking positions. While some banks advanced on the back of faster expansion, others retained their positions or slipped one place despite reporting higher assets.&lt;/p&gt;&lt;p data-id="gbcUXW"&gt;First Abu Dhabi Bank (FAB) fell one place to second among Arab banks at end-June 2026, having topped the ranking for the first time at end-2025. Its assets edged up just 0.4 per cent to USD 383.57bn, from USD 382.23bn at end-2025, as faster growth at its closest competitor cost the group its lead.&lt;/p&gt;&lt;p data-id="pbuaN3"&gt;Emirates NBD, meanwhile, climbed from fourth to third place, becoming the second-largest UAE bank in the ranking. Its assets surged 13.6 per cent during the first half of 2026 to USD 360.08bn, from USD 317.04bn at end-2025, an increase of more than USD 43bn.&lt;/p&gt;&lt;p data-id="aXRWDB"&gt;Abu Dhabi Commercial Bank (ADCB) retained sixth place among Arab banks, with assets rising 7.7 per cent to USD 226.86bn at end-June 2026, compared with USD 210.64bn at end-2025.&lt;/p&gt;&lt;p data-id="qsJHTr"&gt;Dubai Islamic Bank (DIB) also held its position in 12th place, with assets increasing 1.7 per cent to USD 115.22bn at end-June 2026, from USD 113.25bn at end-2025.&lt;/p&gt;&lt;p data-id="unV88y"&gt;Mashreq Group maintained 13th place after recording asset growth of 9.3 per cent during the first half of the year, taking its total assets to USD 99.59bn, compared with USD 91.11bn at end-2025.&lt;/p&gt;&lt;p data-id="qnOHX0"&gt;Abu Dhabi Islamic Bank (ADIB) advanced from 19th to 18th place, supported by an 8.3 per cent increase in assets to USD 82.75bn at end-June 2026, from USD 76.44bn at end-2025.&lt;/p&gt;&lt;p data-id="9aJvQo"&gt;Commercial Bank of Dubai (CBD) slipped from 31st to 32nd place as its assets declined 3.6 per cent to USD 42.07bn at end-June 2026, compared with USD 43.65bn at end-2025.&lt;/p&gt;&lt;p data-id="YiJTsR"&gt;Emirates Islamic also fell one place, from 32nd to 33rd, despite recording asset growth of 5.5 per cent to USD 41.88bn, from USD 39.69bn. The decline highlights how differences in growth rates can alter ranking positions even when individual banks continue to expand.&lt;/p&gt;&lt;p data-id="qfmifq"&gt;National Bank of Ras Al Khaimah (RAKBANK) retained 40th place, with assets rising 3.4 per cent to USD 29.57bn at end-June 2026, from USD 28.59bn at end-2025.&lt;/p&gt;&lt;p data-id="fN1KBA"&gt;Sharjah Islamic Bank also held its position in 43rd place, recording asset growth of 4.7 per cent during the first half of 2026 to USD 25.74bn, compared with USD 24.59bn at end-2025.&lt;/p&gt;&lt;p data-id="SN2xfV"&gt;The movements among the UAE&amp;rsquo;s 10 largest banks underscore the differing pace of expansion across the sector. While stronger asset growth enabled some institutions to climb the regional ranking, others held their positions or slipped despite expanding their balance sheets.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/28/13416.jpg"></enclosure><keywords>assets,FAB,top 10,100 largest Arab banks,UAE</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13415</guid><link>https://en.firstbankeg.com/13415</link><a10:author><a10:name>Yasmin Elsayed</a10:name></a10:author><title>First Indicator: Emirates NBD leads growth among MENA’s 10 largest banks</title><description>Emirates NBD recorded the fastest growth in assets, deposits, and loans among the 10 largest banks in the Midd</description><pubDate>Mon, 28 Sep 2026 14:34:50 +0200</pubDate><a10:updated>2026-09-28T14:34:50+02:00</a10:updated><a10:content type="html">&lt;p&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="FLxcvp"&gt;Emirates NBD recorded the fastest growth in assets, deposits, and loans among the 10 largest banks in the Middle East and North Africa (MENA) during the first half of 2026, strengthening its position among the region&amp;rsquo;s leading banking institutions.&lt;/p&gt;&lt;p data-id="5ONLnc"&gt;The performance marked a broad-based expansion across the bank&amp;rsquo;s balance sheet, funding base, and lending activities, reshaping its position in regional rankings.&lt;/p&gt;&lt;h2 data-id="vn8cIX"&gt;&lt;span style="color:#cc9933;"&gt;Asset growth reshapes the regional ranking&lt;/span&gt;&lt;/h2&gt;&lt;p data-id="x9wRcc"&gt;Emirates NBD&amp;rsquo;s total assets surged 13.6 per cent during the first half of 2026 to USD 360.08bn at end-June, from USD 317.04bn at end-2025, an increase of USD 43.04bn.&lt;/p&gt;&lt;p data-id="FTknB1"&gt;The expansion also lifted the bank&amp;rsquo;s position among the region&amp;rsquo;s largest institutions. Emirates NBD advanced from fourth to third place at end-March 2026 and retained that position at end-June, consolidating its presence among the leading banks by total assets.&lt;/p&gt;&lt;h2 data-id="EKaSz3"&gt;&lt;span style="color:#cc9933;"&gt;Deposit growth secures UAE market leadership&lt;/span&gt;&lt;/h2&gt;&lt;p data-id="FzZF3A"&gt;Customer deposits rose 13.5 per cent to USD 242.89bn at end-June 2026, from USD 214.01bn at end-2025, an increase of USD 28.88bn.&lt;/p&gt;&lt;p data-id="EXFOIO"&gt;The growth led Emirates NBD to the top of the UAE banking sector by customer deposits and lifted it to second place among banks in the Middle East and North Africa (MENA), overtaking First Abu Dhabi Bank (FAB).&lt;/p&gt;&lt;p data-id="g82Hz6"&gt;The advance strengthened the bank&amp;rsquo;s competitive position in deposit mobilisation, as the ability to attract customer deposits and build a substantial funding base remains central to competition among the region&amp;rsquo;s largest lenders.&lt;/p&gt;&lt;h2 data-id="BfhweV"&gt;&lt;span style="color:#cc9933;"&gt;Lending reshapes growth trajectory&lt;/span&gt;&lt;/h2&gt;&lt;p data-id="EsyaLB"&gt;Lending recorded the strongest growth among Emirates NBD&amp;rsquo;s key balance-sheet indicators during the first half of 2026.&lt;/p&gt;&lt;p data-id="EE3zMd"&gt;Net loans rose 17.9 per cent to USD 203.22bn at end-June, from USD 172.31bn at end-2025, an increase of more than USD 30.9bn.&lt;/p&gt;&lt;p data-id="oGz3wW"&gt;The faster pace of lending growth relative to assets and deposits increased the contribution of lending activities to the bank&amp;rsquo;s overall expansion.&lt;/p&gt;&lt;p data-id="m1ICMX"&gt;It also reshaped Emirates NBD&amp;rsquo;s position in the regional lending ranking, lifting the bank two places to second at end-June 2026, from fourth at end-2025, ahead of Saudi National Bank (SNB) and Al Rajhi Bank.&lt;/p&gt;&lt;p data-id="omVLJr"&gt;The advance placed Emirates NBD higher in the regional rankings for both loans and deposits than for total assets, highlighting the differences in competitive positioning among the region&amp;rsquo;s largest banking institutions.&lt;/p&gt;&lt;p data-id="lxloo8"&gt;Emirates NBD&amp;rsquo;s H1 2026 results reveal an expansion that extended beyond balance-sheet growth to encompass both deposits and lending, with credit emerging as the fastest-growing component.&lt;/p&gt;&lt;p data-id="WnA5y5"&gt;The performance strengthened the bank&amp;rsquo;s position in regional banking competition, as its higher rankings in deposits and lending underscored the growing scale of its core banking operations.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/28/13415.jpg"></enclosure><keywords>deposits,Growth,assets,Emirates NBD,MENA</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13410</guid><link>https://en.firstbankeg.com/13410</link><title>KFH-Egypt, BANK NXT lead retail loan growth in H1 2026</title><description>Kuwait Finance House Egypt KFH-Egypt topped First Banks ranking of the fastest-growing banks operating in Egyp</description><pubDate>Sun, 27 Sep 2026 14:09:05 +0200</pubDate><a10:updated>2026-09-27T14:09:05+02:00</a10:updated><a10:content type="html">&lt;h3 data-id="PwQ9pN"&gt;&lt;span style="color:#cc9933;"&gt;KFH-Egypt tops the ranking, climbing from third place in 2025, while BANK NXT advances to second&lt;/span&gt;&lt;/h3&gt;&lt;h3 data-id="uFjqug"&gt;&lt;span style="color:#cc9933;"&gt;Agricultural Bank of Egypt ranks third following retail banking restructuring and new talent recruitment&lt;/span&gt;&lt;/h3&gt;&lt;h3 data-id="f8n9XA"&gt;&lt;span style="color:#cc9933;"&gt;Seven banks retain their places among the top 10 in both the 2025 and H1 2026 rankings&lt;/span&gt;&lt;/h3&gt;&lt;h3 data-id="DYhv6K"&gt;&lt;span style="color:#cc9933;"&gt;Retail loans across 26 banks operating in Egypt reaches EGP 1.32tn, up 13.36% in H1 2026&lt;/span&gt;&lt;/h3&gt;&lt;p data-id="MMH2dG"&gt;Kuwait Finance House &amp;ndash; Egypt (KFH-Egypt) topped First Bank&amp;rsquo;s ranking of the fastest-growing banks operating in Egypt by retail loans during the first half of 2026, climbing from third place in the 2025 ranking.&lt;/p&gt;&lt;p data-id="GP1Sbu"&gt;The bank&amp;#39;s retail loan portfolio grew approximately 46.1 per cent to EGP 14.43bn at end-June 2026, from EGP 9.88bn at end-2025.&lt;/p&gt;&lt;p data-id="mZOOfd"&gt;BANK NXT secured second place after its retail loan portfolio expanded 29.4 per cent during the first six months of 2026 to EGP 23.19bn at end-June, compared with EGP 17.93bn at end-2025.&lt;/p&gt;&lt;p data-id="Rjbknb"&gt;Agricultural Bank of Egypt ranked third, with its retail loan portfolio rising 29.1 per cent during the first half of 2026 to EGP 8.29bn at end-June, from EGP 6.42bn at end-2025.&lt;/p&gt;&lt;p data-id="QgYwNj"&gt;First Bank&amp;rsquo;s ranking covered the retail loan portfolios of 26 banks operating in Egypt for which financial data were available. Of these, 25 recorded positive growth, while one bank registered a significant decline during the first half of 2026.&lt;/p&gt;&lt;p data-id="WrNlwR"&gt;Seven banks retained their presence among the 10 fastest-growing banks by retail loans in both the 2025 and H1 2026 rankings. KFH-Egypt rose from third place in 2025 to the top of the ranking in H1 2026, while BANK NXT climbed from fifth to second.&lt;/p&gt;&lt;p data-id="vU2Dtl"&gt;Export Development Bank of Egypt (EBank) secured fourth place in H1 2026, up from 10th in the 2025 ranking. National Bank of Kuwait &amp;ndash; Egypt (NBK-Egypt) also advanced, climbing from seventh place in 2025 to fifth in the first half of 2026.&lt;/p&gt;&lt;p data-id="nGvz46"&gt;By contrast, Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB-Egypt) slipped from fourth place in 2025 to seventh at end-June 2026.&lt;/p&gt;&lt;p data-id="3xATHc"&gt;Suez Canal Bank ranked eighth in H1 2026, down from second in 2025, while Emirates NBD Egypt retained ninth place.&lt;/p&gt;&lt;p data-id="IMVkis"&gt;Across the banking sector, the combined retail loan portfolios of the 26 banks reached approximately EGP 1.32tn at end-June 2026, compared with EGP 1.16tn at end-2025, representing growth of 13.36 per cent during the first half of the year.&lt;/p&gt;&lt;p data-id="9kXKmG"&gt;Commercial International Bank &amp;ndash; Egypt (CIB) maintained its lead among private-sector banks by retail loan portfolio size, with EGP 103.36bn at end-June 2026. QNB Egypt ranked second, with retail loans totalling EGP 92bn at end-June.&lt;/p&gt;&lt;p data-id="cHniNL"&gt;All figures and growth rates cited in this analysis are based on the standalone financial statements published by each bank at end-June 2026.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;div class="embed"&gt;&lt;table class="financial-table display" style="border-collapse:collapse !important;width:100% !important;max-width:100% !important;table-layout:auto !important;font-size:15px !important;"&gt;&lt;thead&gt;&lt;tr&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Rank&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Bank name&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Retail loans, Jun 2026 (EGP bn)&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Retail loans, Dec 2025 (EGP bn)&lt;/th&gt;&lt;th style="box-sizing:border-box !important;padding:10px 12px !important;border:1px solid #cccccc !important;background:#f2f2f2 !important;color:#222222 !important;text-align:right !important;font-weight:700 !important;"&gt;Growth rate (%)&lt;/th&gt;&lt;/tr&gt;&lt;/thead&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td data-order="1"&gt;1&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك بيت التمويل الكويتي مصر KFH" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/33.jpg','https://www.firstbankeg.com/UserFiles/FBanks/33.png','https://www.firstbankeg.com/UserFiles/FBanks/33.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/33.webp','https://en.firstbankeg.com/UserFiles/FBanks/33.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/33.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك بيت التمويل الكويتي مصر KFH"&gt; Kuwait Finance House &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="14.43"&gt;14.43&lt;/td&gt;&lt;td data-order="9.88"&gt;9.88&lt;/td&gt;&lt;td data-order="46.12"&gt;46.12%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="2"&gt;2&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك نكست BANK NXT" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/11.jpg','https://www.firstbankeg.com/UserFiles/FBanks/11.png','https://www.firstbankeg.com/UserFiles/FBanks/11.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/11.webp','https://en.firstbankeg.com/UserFiles/FBanks/11.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/11.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك نكست BANK NXT"&gt; BANK NXT&lt;/td&gt;&lt;td data-order="23.19"&gt;23.19&lt;/td&gt;&lt;td data-order="17.93"&gt;17.93&lt;/td&gt;&lt;td data-order="29.36"&gt;29.36%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="3"&gt;3&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الزراعي المصري" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/17.jpg','https://www.firstbankeg.com/UserFiles/FBanks/17.png','https://www.firstbankeg.com/UserFiles/FBanks/17.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/17.webp','https://en.firstbankeg.com/UserFiles/FBanks/17.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/17.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الزراعي المصري"&gt; Agricultural Bank of Egypt&lt;/td&gt;&lt;td data-order="8.29"&gt;8.29&lt;/td&gt;&lt;td data-order="6.42"&gt;6.42&lt;/td&gt;&lt;td data-order="29.13"&gt;29.13%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="4"&gt;4&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك تنمية الصادرات EBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/36.jpg','https://www.firstbankeg.com/UserFiles/FBanks/36.png','https://www.firstbankeg.com/UserFiles/FBanks/36.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/36.webp','https://en.firstbankeg.com/UserFiles/FBanks/36.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/36.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك تنمية الصادرات EBank"&gt; EBank&lt;/td&gt;&lt;td data-order="17.52"&gt;17.52&lt;/td&gt;&lt;td data-order="13.81"&gt;13.81&lt;/td&gt;&lt;td data-order="26.82"&gt;26.82%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="5"&gt;5&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الكويت الوطني NBK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/24.jpg','https://www.firstbankeg.com/UserFiles/FBanks/24.png','https://www.firstbankeg.com/UserFiles/FBanks/24.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/24.webp','https://en.firstbankeg.com/UserFiles/FBanks/24.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/24.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الكويت الوطني NBK"&gt; National Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="31.73"&gt;31.73&lt;/td&gt;&lt;td data-order="25.36"&gt;25.36&lt;/td&gt;&lt;td data-order="25.12"&gt;25.12%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="6"&gt;6&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك العربي الافريقي الدولي AAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/46.jpg','https://www.firstbankeg.com/UserFiles/FBanks/46.png','https://www.firstbankeg.com/UserFiles/FBanks/46.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/46.webp','https://en.firstbankeg.com/UserFiles/FBanks/46.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/46.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك العربي الافريقي الدولي AAIB"&gt; Arab African International Bank&lt;/td&gt;&lt;td data-order="37.18"&gt;37.18&lt;/td&gt;&lt;td data-order="30.96"&gt;30.96&lt;/td&gt;&lt;td data-order="20.1"&gt;20.10%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="7"&gt;7&lt;/td&gt;&lt;td&gt;&lt;img alt="مصرف أبوظبي الإسلامي ADIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/16.jpg','https://www.firstbankeg.com/UserFiles/FBanks/16.png','https://www.firstbankeg.com/UserFiles/FBanks/16.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/16.webp','https://en.firstbankeg.com/UserFiles/FBanks/16.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/16.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="مصرف أبوظبي الإسلامي ADIB"&gt; Abu Dhabi Islamic Bank &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="57.69"&gt;57.69&lt;/td&gt;&lt;td data-order="48.33"&gt;48.33&lt;/td&gt;&lt;td data-order="19.38"&gt;19.38%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="8"&gt;8&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك قناة السويس" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/26.jpg','https://www.firstbankeg.com/UserFiles/FBanks/26.png','https://www.firstbankeg.com/UserFiles/FBanks/26.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/26.webp','https://en.firstbankeg.com/UserFiles/FBanks/26.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/26.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك قناة السويس"&gt; Suez Canal Bank&lt;/td&gt;&lt;td data-order="13.57"&gt;13.57&lt;/td&gt;&lt;td data-order="11.55"&gt;11.55&lt;/td&gt;&lt;td data-order="17.48"&gt;17.48%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="9"&gt;9&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الإمارات دبي الوطني" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/35.jpg','https://www.firstbankeg.com/UserFiles/FBanks/35.png','https://www.firstbankeg.com/UserFiles/FBanks/35.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/35.webp','https://en.firstbankeg.com/UserFiles/FBanks/35.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/35.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الإمارات دبي الوطني"&gt; Emirates NBD Egypt&lt;/td&gt;&lt;td data-order="25.44"&gt;25.44&lt;/td&gt;&lt;td data-order="21.8"&gt;21.80&lt;/td&gt;&lt;td data-order="16.74"&gt;16.74%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="10"&gt;10&lt;/td&gt;&lt;td&gt;&lt;img alt="المصرف المتحد" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/29.jpg','https://www.firstbankeg.com/UserFiles/FBanks/29.png','https://www.firstbankeg.com/UserFiles/FBanks/29.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/29.webp','https://en.firstbankeg.com/UserFiles/FBanks/29.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/29.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="المصرف المتحد"&gt; The United Bank&lt;/td&gt;&lt;td data-order="10.98"&gt;10.98&lt;/td&gt;&lt;td data-order="9.43"&gt;9.43&lt;/td&gt;&lt;td data-order="16.41"&gt;16.41%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="11"&gt;11&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي المصري NBE" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/1.jpg','https://www.firstbankeg.com/UserFiles/FBanks/1.png','https://www.firstbankeg.com/UserFiles/FBanks/1.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/1.webp','https://en.firstbankeg.com/UserFiles/FBanks/1.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/1.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي المصري NBE"&gt; National Bank of Egypt&lt;/td&gt;&lt;td data-order="500"&gt;500.00&lt;/td&gt;&lt;td data-order="437.5"&gt;437.50&lt;/td&gt;&lt;td data-order="14.29"&gt;14.29%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="12"&gt;12&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي المصري NBE" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/1.jpg','https://www.firstbankeg.com/UserFiles/FBanks/1.png','https://www.firstbankeg.com/UserFiles/FBanks/1.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/1.webp','https://en.firstbankeg.com/UserFiles/FBanks/1.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/1.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي المصري NBE"&gt; QNB Egypt&lt;/td&gt;&lt;td data-order="92"&gt;92.00&lt;/td&gt;&lt;td data-order="81.11"&gt;81.11&lt;/td&gt;&lt;td data-order="13.43"&gt;13.43%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="13"&gt;13&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك أبوظبي الأول FAB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/28.jpg','https://www.firstbankeg.com/UserFiles/FBanks/28.png','https://www.firstbankeg.com/UserFiles/FBanks/28.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/28.webp','https://en.firstbankeg.com/UserFiles/FBanks/28.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/28.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك أبوظبي الأول FAB"&gt; FABMISR&lt;/td&gt;&lt;td data-order="29.42"&gt;29.42&lt;/td&gt;&lt;td data-order="26.23"&gt;26.23&lt;/td&gt;&lt;td data-order="12.19"&gt;12.19%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="14"&gt;14&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك التجاري الدولي CIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/2.jpg','https://www.firstbankeg.com/UserFiles/FBanks/2.png','https://www.firstbankeg.com/UserFiles/FBanks/2.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/2.webp','https://en.firstbankeg.com/UserFiles/FBanks/2.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/2.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك التجاري الدولي CIB"&gt; Commercial International Bank (CIB)&lt;/td&gt;&lt;td data-order="103.36"&gt;103.36&lt;/td&gt;&lt;td data-order="92.28"&gt;92.28&lt;/td&gt;&lt;td data-order="12.01"&gt;12.01%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="15"&gt;15&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك ABC" data-try="0" loading="lazy" onerror="var u=['https://www.firstbankeg.com/UserFiles/FBanks/25.jpg?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.png?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.jpeg?20221130142808','https://en.firstbankeg.com/UserFiles/FBanks/25.webp?20221130142808','https://www.firstbankeg.com/UserFiles/FBanks/25.png?20221130142808'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://en.firstbankeg.com/UserFiles/FBanks/25.jpg?20221130142808" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك ABC"&gt; Bank ABC&lt;/td&gt;&lt;td data-order="6.27"&gt;6.27&lt;/td&gt;&lt;td data-order="5.63"&gt;5.63&lt;/td&gt;&lt;td data-order="11.48"&gt;11.48%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="16"&gt;16&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك التعمير والاسكان HDB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/21.jpg','https://www.firstbankeg.com/UserFiles/FBanks/21.png','https://www.firstbankeg.com/UserFiles/FBanks/21.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/21.webp','https://en.firstbankeg.com/UserFiles/FBanks/21.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/21.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك التعمير والاسكان HDB"&gt; Housing and Development Bank&lt;/td&gt;&lt;td data-order="36.69"&gt;36.69&lt;/td&gt;&lt;td data-order="32.93"&gt;32.93&lt;/td&gt;&lt;td data-order="11.39"&gt;11.39%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="17"&gt;17&lt;/td&gt;&lt;td&gt;&lt;img alt="التجاري وفا بنك" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/12.jpg','https://www.firstbankeg.com/UserFiles/FBanks/12.png','https://www.firstbankeg.com/UserFiles/FBanks/12.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/12.webp','https://en.firstbankeg.com/UserFiles/FBanks/12.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/12.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="التجاري وفا بنك"&gt; Attijariwafa Bank Egypt&lt;/td&gt;&lt;td data-order="14.6"&gt;14.60&lt;/td&gt;&lt;td data-order="13.18"&gt;13.18&lt;/td&gt;&lt;td data-order="10.82"&gt;10.82%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="18"&gt;18&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك البركة الإسلامي مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/40.jpg','https://www.firstbankeg.com/UserFiles/FBanks/40.png','https://www.firstbankeg.com/UserFiles/FBanks/40.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/40.webp','https://en.firstbankeg.com/UserFiles/FBanks/40.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/40.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك البركة الإسلامي مصر"&gt; Al Baraka Bank Egypt&lt;/td&gt;&lt;td data-order="19.94"&gt;19.94&lt;/td&gt;&lt;td data-order="18.08"&gt;18.08&lt;/td&gt;&lt;td data-order="10.28"&gt;10.28%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="19"&gt;19&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك SAIB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/37.jpg','https://www.firstbankeg.com/UserFiles/FBanks/37.png','https://www.firstbankeg.com/UserFiles/FBanks/37.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/37.webp','https://en.firstbankeg.com/UserFiles/FBanks/37.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/37.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك SAIB"&gt; saib&lt;/td&gt;&lt;td data-order="31.09"&gt;31.09&lt;/td&gt;&lt;td data-order="28.21"&gt;28.21&lt;/td&gt;&lt;td data-order="10.24"&gt;10.24%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="20"&gt;20&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك الاسكندرية AlexBank" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/19.jpg','https://www.firstbankeg.com/UserFiles/FBanks/19.png','https://www.firstbankeg.com/UserFiles/FBanks/19.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/19.webp','https://en.firstbankeg.com/UserFiles/FBanks/19.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/19.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك الاسكندرية AlexBank"&gt; Bank of Alexandria&lt;/td&gt;&lt;td data-order="41.49"&gt;41.49&lt;/td&gt;&lt;td data-order="37.82"&gt;37.82&lt;/td&gt;&lt;td data-order="9.71"&gt;9.71%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="21"&gt;21&lt;/td&gt;&lt;td&gt;&lt;img alt="EGBANK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/27.jpg','https://www.firstbankeg.com/UserFiles/FBanks/27.png','https://www.firstbankeg.com/UserFiles/FBanks/27.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/27.webp','https://en.firstbankeg.com/UserFiles/FBanks/27.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/27.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="EGBANK"&gt; EGBANK&lt;/td&gt;&lt;td data-order="34.82"&gt;34.82&lt;/td&gt;&lt;td data-order="32.14"&gt;32.14&lt;/td&gt;&lt;td data-order="8.34"&gt;8.34%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="22"&gt;22&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك أبوظبي التجاري ADCB" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/45.jpg','https://www.firstbankeg.com/UserFiles/FBanks/45.png','https://www.firstbankeg.com/UserFiles/FBanks/45.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/45.webp','https://en.firstbankeg.com/UserFiles/FBanks/45.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/45.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك أبوظبي التجاري ADCB"&gt; ADCB Egypt&lt;/td&gt;&lt;td data-order="14.35"&gt;14.35&lt;/td&gt;&lt;td data-order="13.54"&gt;13.54&lt;/td&gt;&lt;td data-order="5.99"&gt;5.99%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="23"&gt;23&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك كريدي أجريكول مصر" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/14.jpg','https://www.firstbankeg.com/UserFiles/FBanks/14.png','https://www.firstbankeg.com/UserFiles/FBanks/14.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/14.webp','https://en.firstbankeg.com/UserFiles/FBanks/14.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/14.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك كريدي أجريكول مصر"&gt; Credit Agricole Egypt&lt;/td&gt;&lt;td data-order="18.07"&gt;18.07&lt;/td&gt;&lt;td data-order="17.06"&gt;17.06&lt;/td&gt;&lt;td data-order="5.93"&gt;5.93%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="24"&gt;24&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك القاهرة" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/44.jpg','https://www.firstbankeg.com/UserFiles/FBanks/44.png','https://www.firstbankeg.com/UserFiles/FBanks/44.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/44.webp','https://en.firstbankeg.com/UserFiles/FBanks/44.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/44.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك القاهرة"&gt; Banque du Caire&lt;/td&gt;&lt;td data-order="106.92"&gt;106.92&lt;/td&gt;&lt;td data-order="102.31"&gt;102.31&lt;/td&gt;&lt;td data-order="4.51"&gt;4.51%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="25"&gt;25&lt;/td&gt;&lt;td&gt;&lt;img alt="بنك فيصل الإسلامي" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/39.jpg','https://www.firstbankeg.com/UserFiles/FBanks/39.png','https://www.firstbankeg.com/UserFiles/FBanks/39.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/39.webp','https://en.firstbankeg.com/UserFiles/FBanks/39.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/39.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="بنك فيصل الإسلامي"&gt; Faisal Islamic Bank of Egypt&lt;/td&gt;&lt;td data-order="4.43"&gt;4.43&lt;/td&gt;&lt;td data-order="4.31"&gt;4.31&lt;/td&gt;&lt;td data-order="2.93"&gt;2.93%&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td data-order="26"&gt;26&lt;/td&gt;&lt;td&gt;&lt;img alt="البنك الأهلي الكويتي ABK" data-try="0" loading="lazy" onerror="var u=['https://en.firstbankeg.com/UserFiles/FBanks/34.jpg','https://www.firstbankeg.com/UserFiles/FBanks/34.png','https://www.firstbankeg.com/UserFiles/FBanks/34.jpeg','https://www.firstbankeg.com/UserFiles/FBanks/34.webp','https://en.firstbankeg.com/UserFiles/FBanks/34.png'],i=parseInt(this.getAttribute('data-try')||'0',10);if(i&amp;lt;u.length){this.setAttribute('data-try',i+1);this.src=u[i];}else{this.remove();}" src="https://www.firstbankeg.com/UserFiles/FBanks/34.jpg" style="width:28px;height:28px;object-fit:contain;vertical-align:middle;margin-left:8px;border-radius:4px;background:#fff;" title="البنك الأهلي الكويتي ABK"&gt; Al Ahli Bank of Kuwait &amp;ndash; Egypt&lt;/td&gt;&lt;td data-order="26.12"&gt;26.12&lt;/td&gt;&lt;td data-order="26.35"&gt;26.35&lt;/td&gt;&lt;td data-order="-0.88"&gt;-0.88%&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/27/13410.jpg"></enclosure><keywords>Agricultural Bank of Egypt,retail loans,Bank NXT,KFH-Egypt,retail loan growth</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13409</guid><link>https://en.firstbankeg.com/13409</link><title>Saudi banks secure 10 places in First Bank’s Arab top 30, led by SNB</title><description>First Banks ranking of the 100 largest Arab banks by total assets at end-June 2026 revealed a strong Saudi pre</description><pubDate>Sun, 27 Sep 2026 13:28:34 +0200</pubDate><a10:updated>2026-09-27T13:28:34+02:00</a10:updated><a10:content type="html">&lt;p data-id="fvaFjA"&gt;First Bank&amp;rsquo;s ranking of the 100 largest Arab banks by total assets at end-June 2026 revealed a strong Saudi presence, with all 10 Saudi banks included in the ranking securing places among the top 30.&lt;/p&gt;&lt;p data-id="rsfErf"&gt;Saudi National Bank (SNB) led the Kingdom&amp;rsquo;s representation, ranking fourth among Arab banks with total assets of USD 331.28bn at end-June 2026.&lt;/p&gt;&lt;p data-id="X85FiN"&gt;Al Rajhi Bank followed in fifth place, with assets of USD 280.73bn, trailing SNB by USD 50.55bn.&lt;/p&gt;&lt;p data-id="QQ3uHI"&gt;Saudi Arabia&amp;rsquo;s presence extended further into the leading positions, with Riyad Bank ranking ninth with assets of USD 142.03bn, followed by Saudi Awwal Bank (SAB) in 11th place with USD 126.28bn.&lt;/p&gt;&lt;p data-id="dz0uUu"&gt;Further down the ranking, Alinma Bank secured 16th place with assets of USD 87.64bn, just USD 340mn ahead of Banque Saudi Fransi, which ranked 17th with USD 87.30bn.&lt;/p&gt;&lt;p data-id="cmW5Ag"&gt;Arab National Bank ranked 20th, with total assets of USD 78.65bn, extending the Kingdom&amp;rsquo;s representation across the upper ranks of the list.&lt;/p&gt;&lt;p data-id="E2lZMw"&gt;Three more Saudi banks completed the Kingdom&amp;rsquo;s presence among the top 30. Bank Albilad ranked 26th with assets of USD 49.63bn, followed by the Saudi Investment Bank in 27th place with USD 48.98bn and Bank AlJazira in 28th with USD 48.22bn at end-June 2026.&lt;/p&gt;&lt;p data-id="ABYD2b"&gt;The distribution underscores the concentration of Saudi banks among the region&amp;rsquo;s largest institutions. Three featured in the top 10, including two among the five largest Arab banks, while seven ranked among the top 20 and all 10 secured places within the top 30.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/27/13409.jpg"></enclosure><keywords>assets,Al Rajhi Bank,100 largest Arab banks,Saudi banks,top 30,SNB</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13408</guid><link>https://en.firstbankeg.com/13408</link><a10:author><a10:name>Yasmin Elsayed</a10:name></a10:author><title>The United Bank under Tarek Fayed: A year of accelerated growth, bolder deployment</title><description>The United Bank has accelerated its growth over the past year under Tarek Fayed, who took over as Chairman and</description><pubDate>Sun, 27 Sep 2026 12:52:01 +0200</pubDate><a10:updated>2026-09-27T12:52:01+02:00</a10:updated><a10:content type="html">&lt;p data-id="muN4tx"&gt;Translated &amp;amp; Edited by Aya Elsaye&lt;/p&gt;&lt;p data-id="muN4tx"&gt;The United Bank has accelerated its growth over the past year under Tarek Fayed, who took over as Chairman and Chief Executive Officer on 1 September 2025, succeeding Ashraf El Kady.&lt;/p&gt;&lt;p data-id="E6lcnw"&gt;During his first year, the bank expanded its business profile, with funding growth accompanied by faster lending expansion and improved asset quality, while maintaining strong capital and liquidity levels.&lt;/p&gt;&lt;p data-id="hTB7cw"&gt;During his first year, the transformation extended beyond balance-sheet growth to the bank&amp;rsquo;s core business lines. Deposits increased sharply, lending expanded at an even faster pace, and corporate banking grew alongside continued expansion in retail banking. Meanwhile, the non-performing loan ratio improved despite the growth in the loan portfolio.&lt;/p&gt;&lt;h2 data-id="CA8Ih1"&gt;&lt;span style="color:#cc9933;"&gt;Business expansion and a stronger funding base&lt;/span&gt;&lt;/h2&gt;&lt;p data-id="4H7h1Q"&gt;According to its standalone financial statements, the United Bank&amp;rsquo;s total assets rose 30.8 per cent to EGP 117.01bn at end-June 2026, from EGP 89.49bn at end-June 2025, an increase of EGP 27.53bn.&lt;/p&gt;&lt;p data-id="0NaJ0o"&gt;Deposit growth was the main driver of this expansion, with customer deposits rising 31.4 per cent to EGP 91.58bn at end-June 2026, from EGP 69.71bn a year earlier, an increase of EGP 21.87bn.&lt;/p&gt;&lt;p data-id="O5w567"&gt;Growth was not confined to a single segment. Retail deposits increased 18.7 per cent year on year to EGP 50.46bn at end-June 2026, from EGP 42.52bn at end-June 2025, an increase of EGP 7.94bn.&lt;/p&gt;&lt;p data-id="L4NROV"&gt;Corporate deposits, meanwhile, surged 51.2 per cent year on year to EGP 41.12bn at end-June 2026, compared with EGP 27.19bn a year earlier, an increase of EGP 13.93bn.&lt;/p&gt;&lt;p data-id="tVkG6R"&gt;The corporate segment therefore accounted for the largest share of the increase in the bank&amp;rsquo;s funding base, while retail banking continued to support deposit growth, providing the bank with a larger and more diversified funding base.&lt;/p&gt;&lt;h2 data-id="MTfjw6"&gt;&lt;span style="color:#cc9933;"&gt;Beyond funding: Accelerating credit growth&lt;/span&gt;&lt;/h2&gt;&lt;p data-id="yPYgcf"&gt;The expansion in funding extended beyond financial position growth, translating directly into stronger lending activity. The United Bank&amp;rsquo;s customer loan portfolio grew 42.6 per cent year on year to EGP 49.63bn at end-June 2026, from EGP 34.79bn at end-June 2025, an increase of EGP 14.84bn.&lt;/p&gt;&lt;p data-id="7tS6cr"&gt;Loan growth consequently outpaced deposit growth, lifting the bank&amp;rsquo;s loan-to-deposit ratio to 54.19 per cent at end-June 2026, from 49.91 per cent a year earlier, an increase of 4.28 percentage points.&lt;/p&gt;&lt;p data-id="Wvz0Er"&gt;This shift reflects the deployment of a greater proportion of new funding into lending, strengthening the bank&amp;rsquo;s ability to translate deposit growth into credit expansion and increase its income-generating business.&lt;/p&gt;&lt;h2 data-id="47A11q"&gt;&lt;span style="color:#cc9933;"&gt;Corporates drive expansion as retail lending broadens&lt;/span&gt;&lt;/h2&gt;&lt;p data-id="Mh9vYk"&gt;Corporates segment emerged as the main driver of loan portfolio growth. Corporate loans, including lending to small businesses, rose 48.1 per cent year on year to EGP 38.66bn at end-June 2026, from EGP 26.11bn at end-June 2025.&lt;/p&gt;&lt;p data-id="8wfA3t"&gt;At the same time, retail loans maintained its upward trajectory, with the portfolio growing 26.3 per cent year on year to EGP 10.98bn at end-June 2026, compared with EGP 8.69bn a year earlier.&lt;/p&gt;&lt;p data-id="ClgF0T"&gt;The figures highlight two parallel drivers of credit expansion. While corporate lending accounted for the largest share of the increase, retail loans continued to grow, supporting a more diversified loan portfolio and broadening the bank&amp;rsquo;s lending activities.&lt;/p&gt;&lt;h2 data-id="hWZj0g"&gt;&lt;span style="color:#cc9933;"&gt;Loan portfolio expands, quality improves&lt;/span&gt;&lt;/h2&gt;&lt;p data-id="l5Y1o4"&gt;The development of the bank&amp;rsquo;s loan portfolio extended beyond growth in its size to an improvement in credit quality. The non-performing loan (NPL) ratio declined to 0.91 per cent at end-June 2026, from 1.45 per cent at end-June 2025.&lt;/p&gt;&lt;p data-id="jINWZ0"&gt;This placed the United Bank among the 10 leading banks in Egypt by NPL ratio, well below the banking sector average of 1.8 per cent at the end of the same period.&lt;/p&gt;&lt;p data-id="BFI1xy"&gt;The improvement is particularly notable given that the decline in the NPL ratio coincided with an expansion in the loan portfolio, reflecting the bank&amp;rsquo;s ability to maintain lending growth while improving asset-quality indicators.&lt;/p&gt;&lt;p data-id="GVewP5"&gt;Credit expansion during Fayed&amp;rsquo;s first year therefore had two dimensions: a substantial increase in lending activity and an improvement in the quality of the growing portfolio.&lt;/p&gt;&lt;h2 data-id="XXkJov"&gt;&lt;span style="color:#cc9933;"&gt;Business expansion supports profitability&lt;/span&gt;&lt;/h2&gt;&lt;p data-id="c1P24z"&gt;The expansion in business profile was also reflected in the bank&amp;rsquo;s operating performance during the first half of 2026, when the United Bank recorded a net profit of EGP 1.31bn.&lt;/p&gt;&lt;p data-id="Wcrdjr"&gt;Net interest income rose 8.9 per cent to EGP 2.71bn in the first half of 2026, from EGP 2.49bn in the corresponding period of 2025.&lt;/p&gt;&lt;p data-id="uW7HQb"&gt;Net fee and commission income also increased 4.5 per cent to EGP 367.38mn, compared with EGP 351.63mn in the first half of 2025.&lt;/p&gt;&lt;p data-id="V8NeOz"&gt;The bank also recorded a Return on Average Assets (ROAA) of 2.42 per cent and a Return on Average Equity (ROAE) of 14.87 per cent during the first half of 2026.&lt;/p&gt;&lt;h2 data-id="QeKWWP"&gt;&lt;span style="color:#cc9933;"&gt;Accelerating growth puts the United Bank among Egypt&amp;rsquo;s fastest-growing banks&lt;/span&gt;&lt;/h2&gt;&lt;p data-id="gjfgYE"&gt;The strength of the United Bank&amp;rsquo;s growth trajectory became particularly evident in its first-half 2026 results, as the pace of its business expansion emerged as a distinguishing factor in comparisons with its peers.&lt;/p&gt;&lt;p data-id="95FfNu"&gt;This was reflected in First Bank&amp;rsquo;s rankings, where the United Bank topped the lists of the fastest-growing banks by customer deposits and customer loans during the first half of 2026.&lt;/p&gt;&lt;p data-id="dF9UWa"&gt;It also ranked fourth among the fastest-growing banks by total assets during the period and second among banks listed on the Egyptian Exchange (EGX).&lt;/p&gt;&lt;p data-id="DiGIQN"&gt;Tarek Fayed&amp;rsquo;s first year at the United Bank therefore marked a clear transformation in the bank&amp;rsquo;s growth trajectory, reflected in a larger business and an improved position among Egypt&amp;rsquo;s fastest-growing banks.&lt;/p&gt;&lt;p data-id="Y4T4O3"&gt;As a new year begins, the focus shifts from building momentum to testing the bank&amp;rsquo;s ability to sustain it and translate it into long-term expansion.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/27/13408.jpg"></enclosure><keywords>Growth,loan portfolio,Tarek Fayed,The United Bank,deployment</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13406</guid><link>https://en.firstbankeg.com/13406</link><title>ADIB-Egypt leads shareholders’ equity growth in H1 2026</title><description>Abu Dhabi Islamic Bank Egypt ADIB-Egypt recorded strong growth in shareholders equity during the first half of</description><pubDate>Thu, 24 Sep 2026 16:42:05 +0200</pubDate><a10:updated>2026-09-24T16:42:05+02:00</a10:updated><a10:content type="html">&lt;p data-id="0JMYPU"&gt;Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB-Egypt) recorded strong growth in shareholders&amp;rsquo; equity during the first half of 2026, rising 26.1 per cent to EGP 42.45bn at end-June, from EGP 33.65bn at end-2025.&lt;/p&gt;&lt;p data-id="v4ILSV"&gt;The performance propelled the bank to the top of First Bank&amp;rsquo;s ranking of the fastest-growing banks operating in Egypt by shareholders&amp;rsquo; equity in H1 2026, up from fourth place in the 2025 ranking.&lt;/p&gt;&lt;p data-id="qZ4XPf"&gt;ADIB-Egypt also delivered strong financial results during the period, with net profit rising 21.6 per cent to EGP 7.34bn, from EGP 6.04bn in the first half of 2025.&lt;/p&gt;&lt;p data-id="WNadj9"&gt;Profit before income tax increased 27.6 per cent to EGP 10.46bn, compared with EGP 8.20bn a year earlier.&lt;/p&gt;&lt;p data-id="w9k3Dw"&gt;Net interest income climbed 27.7 per cent to EGP 11.95bn in H1 2026, from EGP 9.36bn in the corresponding period of 2025.&lt;/p&gt;&lt;p data-id="q4meer"&gt;Net fee and commission income rose 11.2 per cent to EGP 1.50bn, compared with EGP 1.35bn a year earlier.&lt;/p&gt;&lt;p data-id="J0Sibz"&gt;The bank&amp;rsquo;s balance sheet also expanded during the first half of 2026, with total assets rising 19.7 per cent to EGP 411.85bn at end-June, from EGP 344.50bn at end-2025.&lt;/p&gt;&lt;p data-id="I8ajpk"&gt;Customer deposits increased 19.6 per cent to EGP 332.67bn at end-June 2026, compared with EGP 278.09bn at end-2025.&lt;/p&gt;&lt;p data-id="mh25N3"&gt;Net customer financing recorded the strongest growth among the bank&amp;rsquo;s key balance-sheet indicators, rising 29.4 per cent to EGP 190.81bn at end-June 2026, from EGP 147.48bn at end-2025.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/24/13406.jpg"></enclosure><keywords>net profit,ADIB-Egypt,Growth,shareholders’ Equity,financiall results</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13401</guid><link>https://en.firstbankeg.com/13401</link><title>Suez Canal Bank tops First Bank’s three-year direct corporate loan growth ranking</title><description>Suez Canal Bank recorded a significant expansion in its direct corporate loan portfolio over the past three ye</description><pubDate>Wed, 23 Sep 2026 15:25:07 +0200</pubDate><a10:updated>2026-09-23T15:25:07+02:00</a10:updated><a10:content type="html">&lt;p data-id="ySR1lL"&gt;Suez Canal Bank recorded a significant expansion in its direct corporate loan portfolio over the past three years, achieving a compound annual growth rate (CAGR) of 85.6 per cent.&lt;/p&gt;&lt;p data-id="0MmKgZ"&gt;The bank&amp;#39;s portfolio rose to EGP 42.77bn at end-2025, from EGP 6.69bn at end-2022.&lt;/p&gt;&lt;p data-id="2Eo4G7"&gt;This performance propelled the bank to first place in First Bank&amp;rsquo;s ranking of the fastest-growing banks operating in Egypt by direct corporate loans over the three-year period from 2022 to 2025.&lt;/p&gt;&lt;p data-id="GP9oTp"&gt;The bank maintained its growth momentum in 2026, with its direct corporate loan portfolio reaching EGP 52.49bn at end-June.&lt;/p&gt;&lt;p data-id="w38qOA"&gt;Suez Canal Bank also recorded strong financial performance in the first half of 2026, with net profit rising 17.7 per cent to EGP 3.63bn, from EGP 3.08bn in the same period of 2025, an increase of EGP 545mn.&lt;/p&gt;&lt;p data-id="FjEie6"&gt;Net interest income surged 47.4 per cent to EGP 5.70bn in the first half of 2026, compared with EGP 3.87bn a year earlier, an increase of EGP 1.83bn.&lt;/p&gt;&lt;p data-id="y6EiMr"&gt;Net fee and commission income rose 10.3 per cent to EGP 763.6mn, from EGP 692.1mn in the corresponding period of 2025.&lt;/p&gt;&lt;p data-id="47ilOJ"&gt;The bank&amp;rsquo;s balance sheet also expanded during the first half of 2026, with total assets increasing 13.6 per cent, or EGP 36.86bn, to EGP 306.98bn at end-June, from EGP 270.12bn at end-2025.&lt;/p&gt;&lt;p data-id="EiCa4Y"&gt;Customer deposits rose 14.3 per cent to EGP 238.93bn at end-June 2026, from EGP 209.04bn at end-2025, an increase of EGP 29.88bn.&lt;/p&gt;&lt;p data-id="QiAK5g"&gt;Customer loans also grew 10.8 per cent to EGP 135.57bn at end-June 2026, from EGP 122.37bn at end-2025, reflecting continued expansion in the bank&amp;rsquo;s lending activities.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/23/13401.jpg"></enclosure><keywords>Suez Canal Bank,net interest income,Ranking,Direct corporate loans,direct corporate loan portfolio</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13400</guid><link>https://en.firstbankeg.com/13400</link><a10:author><a10:name>Shimaa Nasser</a10:name></a10:author><title>Fed’s first hike in 3 years raises questions over CBE’s next move</title><description>The Central Bank of Egypts CBE Monetary Policy Committee MPC is set to meet on Thursday, 24 September 2026, to</description><pubDate>Wed, 23 Sep 2026 14:54:59 +0200</pubDate><a10:updated>2026-09-23T14:54:59+02:00</a10:updated><a10:content type="html">&lt;p data-id="2rdqCO"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="2rdqCO"&gt;The Central Bank of Egypt&amp;rsquo;s (CBE) Monetary Policy Committee (MPC) is set to meet on Thursday, 24 September 2026, to decide on interest rates, amid renewed debate over the influence of recent rate hikes by the US Federal Reserve and Gulf central banks on Egypt&amp;rsquo;s monetary policy.&lt;/p&gt;&lt;p data-id="vgWM5B"&gt;The MPC bases its decisions on a broad range of domestic and external indicators, primarily inflation and its outlook, alongside exchange-rate developments, domestic liquidity, economic activity, capital flows and global financial conditions.&lt;/p&gt;&lt;p data-id="myNHYa"&gt;Recent decisions illustrate this approach. Despite regional and international developments, the CBE held interest rates unchanged at its July and August 2026 meetings, maintaining the overnight deposit rate at 19 per cent and the overnight lending rate at 20 per cent.&lt;/p&gt;&lt;p data-id="ulTXP8"&gt;It reaffirmed its commitment to maintaining a restrictive monetary stance and an adequately positive real interest rate to support the disinflation process.&lt;/p&gt;&lt;p data-id="VAJjRU"&gt;CBE&amp;rsquo;s interest-rate decisions in recent years point to a relatively independent monetary policy path compared with those followed by Western and Gulf central banks.&lt;/p&gt;&lt;p data-id="maHzKW"&gt;This distinction is particularly evident in the Gulf, where most central banks move closely in line with Federal Reserve decisions. The relationship is rooted in the region&amp;rsquo;s exchange-rate regimes, with Gulf currencies pegged to the US dollar to varying degrees.&lt;/p&gt;&lt;p data-id="kOMmoI"&gt;These arrangements mean that Federal Reserve decisions directly affect the cost of maintaining currency attractiveness and exchange-rate stability, explaining the relatively swift response of Gulf central banks, although the extent of that response varies by country.&lt;/p&gt;&lt;p data-id="lnN6dn"&gt;Egypt, by contrast, operates under a different monetary framework. The Egyptian pound is not fixed to the US dollar, giving the CBE greater flexibility to formulate monetary policy in response to domestic economic conditions, while continuing to account for US monetary policy and global capital movements.&lt;/p&gt;&lt;p data-id="pKgN8X"&gt;This flexibility has been evident throughout Hassan Abdalla&amp;rsquo;s tenure, during which the CBE has not automatically followed the Federal Reserve&amp;rsquo;s interest-rate decisions. Instead, it has held or adjusted rates according to its assessment of Egypt&amp;rsquo;s monetary and economic conditions.&lt;/p&gt;&lt;p data-id="D7VCoy"&gt;In Egypt, interest rates remain a key instrument for managing liquidity, containing inflationary pressures and supporting macroeconomic stability. Gulf central banks, meanwhile, face greater constraints on monetary policy independence because of their exchange-rate arrangements.&lt;/p&gt;&lt;p data-id="WoCMvu"&gt;That does not mean Federal Reserve decisions are absent from Egypt&amp;rsquo;s monetary policy considerations. Higher US interest rates increase the attractiveness of dollar-denominated assets and affect external financing costs.&lt;/p&gt;&lt;p data-id="l4hbsj"&gt;These factors form part of the CBE&amp;rsquo;s assessment, but within a broader monetary policy framework rather than as decisions that must automatically be replicated.&lt;/p&gt;&lt;p data-id="oLpbil"&gt;This distinction takes on particular significance ahead of Thursday&amp;rsquo;s meeting as the CBE assesses the latest inflation figures.&lt;/p&gt;&lt;p data-id="fSOGju"&gt;Annual urban headline inflation eased to 14.5 per cent in August 2026, from 14.9 per cent in July, while annual core inflation rose to 14.9 per cent from 14.7 per cent over the same period.&lt;/p&gt;&lt;p data-id="YLnabw"&gt;Although headline inflation remains on a downward trajectory, it continues to exceed the CBE&amp;rsquo;s target range, reinforcing the case for caution in monetary policy.&lt;/p&gt;&lt;p data-id="pOkovo"&gt;The CBE previously set an inflation target of 7 per cent, plus or minus two percentage points, for the second half of 2027. The extended target horizon is intended to allow the economy to absorb price shocks without requiring further monetary tightening, while the bank continues to deploy its policy instruments to bring inflation back towards its target.&lt;/p&gt;&lt;p data-id="dlvt63"&gt;The central question facing the MPC is therefore whether domestic economic indicators provide sufficient room for a new phase of monetary easing, or whether persistent inflationary and financial risks warrant keeping rates unchanged for longer, or even an unexpected increase.&lt;/p&gt;&lt;p data-id="9tkTJV"&gt;Egypt&amp;rsquo;s narrow money supply (M1) stood at approximately EGP 4.49tn at end-July 2026, compared with EGP 4.49tn at end-June, recording a marginal monthly decline of 0.1 per cent, according to the latest available official data.&lt;/p&gt;&lt;p data-id="HEAzMn"&gt;Money supply therefore remained broadly unchanged in July, while quasi-money increased by 2.2 per cent, pushing total domestic liquidity (M2) up 1.6 per cent during the month.&lt;/p&gt;&lt;p data-id="VtBkU1"&gt;Taken together, the data and preceding analysis point to a potential hold at Thursday&amp;rsquo;s meeting, particularly as inflation remains relatively elevated against the CBE&amp;rsquo;s targets and recent money-supply developments suggest limited movement in narrow money.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/23/13400.jpg"></enclosure><keywords>CBE,US Federal Reserve,Gulf central banks,interest rate,MPC</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13398</guid><link>https://en.firstbankeg.com/13398</link><a10:author><a10:name>Mahynar Mohamed</a10:name></a10:author><title>QNB leads Qatar’s strong presence among the 100 largest Arab banks</title><description>First Banks ranking of the 100 largest Arab banks at end-June 2026 revealed a strong Qatari presence, with eig</description><pubDate>Wed, 23 Sep 2026 11:35:32 +0200</pubDate><a10:updated>2026-09-23T11:35:32+02:00</a10:updated><a10:content type="html">&lt;p data-id="iPY2rs"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="iPY2rs"&gt;First Bank&amp;rsquo;s ranking of the 100 largest Arab banks at end-June 2026 revealed a strong Qatari presence, with eight banks securing places among the top 100, led by Qatar National Bank (QNB), which ranked first in the Arab world by total assets.&lt;/p&gt;&lt;p data-id="f7Em9w"&gt;The ranking highlights considerable differences in scale across Qatar&amp;rsquo;s banking sector. While QNB maintains a substantial lead over its nearest domestic competitor, several other Qatari banks have relatively similar asset bases.&lt;/p&gt;&lt;p data-id="CuSaAr"&gt;QNB topped the ranking with total assets of approximately USD 394.72bn at end-June 2026, reinforcing its position as the largest Arab bank and placing it well ahead of its domestic peers.&lt;/p&gt;&lt;p data-id="4ySGyx"&gt;Qatar Islamic Bank (QIB) ranked 21st among Arab banks, with assets of around USD 64.24bn at end-June 2026, making it QNB&amp;rsquo;s nearest Qatari competitor by asset size.&lt;/p&gt;&lt;p data-id="qWuP37"&gt;The gap between the two stood at approximately USD 330.48bn, highlighting the substantial difference in scale between Qatar&amp;rsquo;s largest bank and the rest of the sector.&lt;/p&gt;&lt;p data-id="j81cKJ"&gt;QNB&amp;rsquo;s assets were approximately 6.1 times those of QIB, underscoring its significant weight in Qatar&amp;rsquo;s banking sector alongside its position as the largest Arab bank in the ranking.&lt;/p&gt;&lt;p data-id="W4D1Rw"&gt;Competition was considerably closer among the Qatari banks that followed. Commercial Bank of Qatar ranked 24th among Arab banks, with assets of approximately USD 50.64bn at end-June 2026, around USD 13.6bn behind QIB.&lt;/p&gt;&lt;p data-id="FcFTsc"&gt;AlRayan Bank followed in 25th place, with assets of approximately USD 50.52bn over the same period, leaving only a narrow gap between the two banks.&lt;/p&gt;&lt;p data-id="WPHnSd"&gt;The figures reveal a clear distinction in the structure of Qatar&amp;rsquo;s banking sector. While QNB holds a substantial lead over QIB, asset gaps narrow considerably among the banks that follow.&lt;/p&gt;&lt;p data-id="m9swnK"&gt;QIB&amp;rsquo;s assets exceeded those of Commercial Bank of Qatar by around USD 13.6bn, while just USD 120m separated Commercial Bank of Qatar and AlRayan Bank.&lt;/p&gt;&lt;p data-id="6A9s44"&gt;Further down the ranking, Dukhan Bank placed 34th, with assets of approximately USD 35.46bn at end-June 2026, followed by Doha Bank in 37th place, with assets of USD 33.62bn, leaving a gap of less than USD 2bn.&lt;/p&gt;&lt;p data-id="HrOW8K"&gt;Qatar International Islamic Bank (QIIB) and Ahlibank completed Qatar&amp;rsquo;s representation among the top 100. QIIB ranked 56th, with assets of approximately USD 17.52bn, while Ahlibank placed 57th, with assets of around USD 17.15bn, a difference of just USD 370m.&lt;/p&gt;&lt;p data-id="E46y7G"&gt;Overall, Qatar&amp;rsquo;s presence in First Bank&amp;rsquo;s ranking of the 100 largest Arab banks at end-June 2026 reflects QNB&amp;rsquo;s considerable regional scale alongside a group of banks with relatively similar asset bases.&lt;/p&gt;&lt;p data-id="bZQa1t"&gt;While the eight banks represent different levels of financial scale, QNB maintains a substantial lead over its nearest domestic competitors.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/23/13398.jpg"></enclosure><keywords>QNB,assets,100 largest Arab banks,Qatari banks,Qatar’s banking sector</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13393</guid><link>https://en.firstbankeg.com/13393</link><a10:author><a10:name>Mahynar Mohamed</a10:name></a10:author><title>The 1st trillion journey: Five years of QNB Egypt under Mohamed Bedeir</title><description>QNB Egypt entered a new chapter five years ago this month when Mohamed Bedeir took over as Chief Executive Off</description><pubDate>Tue, 22 Sep 2026 15:51:16 +0200</pubDate><a10:updated>2026-09-22T15:51:18+02:00</a10:updated><a10:content type="html">&lt;p data-id="jnQ07a"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="jnQ07a"&gt;QNB Egypt entered a new chapter five years ago this month when Mohamed Bedeir took over as Chief Executive Officer, marking the start of a period of accelerated business expansion and a stronger presence across Egypt&amp;rsquo;s banking market.&lt;/p&gt;&lt;p data-id="Qn6MLx"&gt;Over those years, QNB Egypt&amp;rsquo;s growth extended beyond the expansion of its balance sheet to encompass its various banking activities, supported by a strategy focused on broadening its customer base and expanding lending activity, alongside improving profitability and asset-quality indicators.&lt;/p&gt;&lt;p data-id="sUtqUs"&gt;This reinforced its position as the largest foreign bank operating in the Egyptian market and the second-largest private-sector bank.&lt;/p&gt;&lt;h3 data-id="oeg0QH"&gt;From EGP 354bn to EGP 1tn: QNB Egypt&amp;rsquo;s financial position strengthens under Mohamed Bedeir&lt;/h3&gt;&lt;p data-id="Ju68OR"&gt;Financial position expansion was one of the most prominent features of this journey, with QNB Egypt&amp;rsquo;s assets rising by around 200 per cent over the past five years, an increase of more than EGP 708bn, to reach EGP 1.06tn at end-June 2026, from EGP 354.20bn at end-2021.&lt;/p&gt;&lt;p data-id="EnjnTf"&gt;This growth was supported by a sustained expansion in the deposit base, as the bank succeeded in attracting diverse customer segments and offering savings products tailored to their different needs.&lt;/p&gt;&lt;p data-id="KcMZpQ"&gt;Customer deposits rose to EGP 910.37bn at end-June 2026, from EGP 296.24bn at end-2021, representing growth of 207.3 per cent over the past five years and an increase of EGP 614.13bn. Deposits accounted for around 87 per cent of the total increase in the bank&amp;rsquo;s balance sheet.&lt;/p&gt;&lt;p data-id="5eLKMX"&gt;The corporate segment played a pivotal role in expanding QNB Egypt&amp;rsquo;s deposit base, as the bank broadened its corporate customer base, strengthened banking relationships with major economic entities and offered advanced banking solutions and products tailored to their different needs.&lt;/p&gt;&lt;p data-id="i84nbo"&gt;As a result, corporate deposits rose to EGP 576.63bn at end-June 2026, from EGP 171.11bn at end-2021, representing growth of 237 per cent and an increase of EGP 405.52bn over the past five years. Corporate deposits accounted for around 66 per cent of the total increase in customer deposits.&lt;/p&gt;&lt;p data-id="WBbcmj"&gt;The bank also expanded its presence in the retail segment by diversifying the products and banking services offered to individuals.&lt;/p&gt;&lt;p data-id="qy2hCb"&gt;Retail deposits rose by around 166.7 per cent over the same period, an increase of EGP 208.61bn, to reach EGP 333.74bn at end-June 2026, from EGP 125.13bn at end-2021, reflecting the growing contribution of retail customers to the bank&amp;rsquo;s business expansion.&lt;/p&gt;&lt;p data-id="rNfQXA"&gt;As its funding base expanded, the growth translated directly into greater capacity for QNB Egypt to expand lending activity. The customer loan portfolio rose by around 180.8 per cent over the past five years to EGP 518.91bn at end-June 2026, from EGP 184.79bn at end-2021.&lt;/p&gt;&lt;p data-id="ykI8Db"&gt;Corporate loans remained the main driver of this expansion, supported by the bank&amp;rsquo;s growing role in financing companies and major projects.&lt;/p&gt;&lt;p data-id="CBMi1d"&gt;The portfolio surged around 187.5 per cent over the period under review to EGP 426.90bn at end-June 2026, from EGP 148.49bn at end-2021, lifting its share of total loans to around 82.3 per cent from 80.4 per cent.&lt;/p&gt;&lt;p data-id="WACQDh"&gt;At the same time, the bank continued to expand its retail lending, with the retail loan portfolio rising around 153.4 per cent over the past five years to EGP 92.03bn at end-June 2026, from EGP 36.30bn at end-2021, an increase of EGP 55.70bn. This completed a pattern of parallel growth across corporate and retail lending.&lt;/p&gt;&lt;h3 data-id="kyKuS2"&gt;Asset quality improves markedly alongside credit expansion&lt;/h3&gt;&lt;p data-id="93OKtH"&gt;QNB Egypt&amp;rsquo;s expansion was not limited to growth in its loan portfolio, but was accompanied by a marked improvement in asset quality. The non-performing loan (NPL) ratio declined to 3.93 per cent at end-June 2026, from 5.43 per cent at end-2023, reflecting the bank&amp;rsquo;s ability to continue expanding credit while maintaining portfolio quality and managing risk.&lt;/p&gt;&lt;p data-id="DITYkr"&gt;The improvement was supported by a decline in the NPL ratio for the corporate loan portfolio, which accounts for the largest share of total lending, to 4.47 per cent at end-June 2026, from 6.33 per cent at end-2023.&lt;/p&gt;&lt;p data-id="0OTLHm"&gt;Asset quality also improved in the retail loan portfolio, where the NPL ratio fell to 1.43 per cent at end-June 2026, from 1.87 per cent at end-2023. This reflected stronger quality across the bank&amp;rsquo;s two main loan portfolios alongside the robust growth recorded in lending over the past five years.&lt;/p&gt;&lt;h3 data-id="JU8PGJ"&gt;From balance-sheet growth to stronger profitability and efficiency&lt;/h3&gt;&lt;p data-id="qslpMI"&gt;As the asset base expanded and lending activity grew, the key question remains: has QNB Egypt succeeded in translating this expansion in business scale into tangible profit growth and greater efficiency in the use of assets and capital?&lt;/p&gt;&lt;p data-id="mSNLh9"&gt;On profitability, the bank recorded a significant increase in net profit, which rose by around 291 per cent to EGP 29.12bn in 2025, from EGP 7.45bn in 2021.&lt;/p&gt;&lt;p data-id="uHHyPC"&gt;The growth was reflected in efficiency indicators, with Return on Average Assets (ROAA) rising to 3.38 per cent in 2025, from 2.33 per cent in 2021, while Return on Average Equity (ROAE) increased to 28.96 per cent from 17.85 per cent over the same period.&lt;/p&gt;&lt;p data-id="lAJT03"&gt;The strong performance continued into the first half of 2026, with the bank recording net profit of EGP 17.79bn, while ROAA stood at 3.60 per cent and ROAE at 30.33 per cent, reflecting sustained strength in returns alongside the expansion of its asset and capital bases.&lt;/p&gt;&lt;p data-id="tkgkjM"&gt;The five years under Mohamed Bedeir&amp;rsquo;s leadership have marked a significant transformation in the scale and scope of QNB Egypt&amp;rsquo;s operations.&lt;/p&gt;&lt;p data-id="3Yborm"&gt;Growth has extended beyond balance-sheet expansion to encompass the bank&amp;rsquo;s core business lines, delivering stronger returns on a substantially larger asset and capital base. Together, these achievements mark a significant chapter in the bank&amp;rsquo;s development within Egypt&amp;rsquo;s banking sector.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/22/13393.jpg"></enclosure><keywords>Mohamed Bedeir,financial position,QNB Egypt,balance sheet,expansion</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13390</guid><link>https://en.firstbankeg.com/13390</link><title>First Indicator: AAIB strengthens profitability, financial soundness in H1 2026</title><description>Arab African International Banks AAIB strong performance in the first half of 2026 extended beyond profit grow</description><pubDate>Mon, 21 Sep 2026 15:36:22 +0200</pubDate><a10:updated>2026-09-21T15:36:22+02:00</a10:updated><a10:content type="html">&lt;p data-id="1c39P1"&gt;Arab African International Bank&amp;rsquo;s (AAIB) strong performance in the first half of 2026 extended beyond profit growth, with returns on assets and equity also improving alongside higher earnings per share, reflecting a marked strengthening in profitability during the period.&lt;/p&gt;&lt;p data-id="It3Q2R"&gt;According to the bank&amp;rsquo;s standalone financial statements, Return on Average Equity (ROAE) rose to 14.08 per cent in the first half of 2026, from 12.09 per cent in the same period of 2025, an increase of 1.99 percentage points, reflecting higher profitability relative to average shareholders&amp;rsquo; equity.&lt;/p&gt;&lt;p data-id="9CiymZ"&gt;The improvement also extended to Return on Average Assets (ROAA), which rose to 2.06 per cent in the first half of the year, from 1.75 per cent in the corresponding period of 2025, an increase of around 0.31 percentage points, indicating stronger returns generated from the bank&amp;rsquo;s average asset base.&lt;/p&gt;&lt;p data-id="xVrLAZ"&gt;The improvement in return indicators coincided with a 27 per cent increase in AAIB&amp;rsquo;s net profit in the first half of 2026 to EGP 10.25bn, from EGP 8.09bn in the same period of 2025, an increase of EGP 2.16bn, further strengthening profitability.&lt;/p&gt;&lt;p data-id="7lBLWX"&gt;Profit growth also translated into higher basic earnings per share, which rose to EGP 90.67 per share during the period from the beginning of January to end-June 2026, from EGP 69.20 in the same period of 2025, representing growth of 31 per cent and an increase of EGP 21.47 per share.&lt;/p&gt;&lt;p data-id="qg7HnQ"&gt;The performance reflects a broader profitability base at AAIB during the first half of 2026, supported by stronger returns on equity and assets and higher earnings per share, reinforcing the bank&amp;rsquo;s financial performance.&lt;/p&gt;&lt;p data-id="itOSp1"&gt;Alongside its strong profitability indicators, AAIB recorded a notable improvement across its key financial indicators. Total assets rose to EGP 1.04tn at end-June 2026, from EGP 955.24bn at end-2025, representing growth of 9 per cent and an increase of more than EGP 82bn in just six months.&lt;/p&gt;&lt;p data-id="T7mxmr"&gt;Customer deposits also maintained their upward trajectory, rising to EGP 739.98bn at end-June 2026, from EGP 687.08bn at end-2025, representing growth of 8 per cent and an increase of EGP 52.90bn.&lt;/p&gt;&lt;p data-id="74xgfi"&gt;On the lending side, the bank maintained strong momentum, with customer loans rising 19 per cent to EGP 287.50bn at end-June 2026, from EGP 240.67bn at end-2025.&lt;/p&gt;&lt;p data-id="joYV5e"&gt;As for financial soundness indicators, the non-performing loan (NPL) ratio declined to 1.15 per cent at end-June 2026, from 2.1 per cent at end-2025, marking its lowest level in a decade and placing the bank among the five best banks in the Egyptian market by NPL ratio.&lt;/p&gt;&lt;p data-id="moRfaU"&gt;The bank&amp;rsquo;s capital adequacy ratio stood at 18.50 per cent at end-June 2026, exceeding the 12.5 per cent regulatory minimum set by the Central Bank of Egypt under Basel requirements, providing the bank with a strong capital base to support continued growth and absorb potential risks.&lt;/p&gt;&lt;p data-id="VlKAIz"&gt;The leverage ratio also reached 12.54 per cent at end-June 2026, more than three times the minimum regulatory requirement of 3 per cent, reflecting the strength of the bank&amp;rsquo;s capital base and its ability to support asset growth while maintaining strong solvency levels.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/21/13390.jpg"></enclosure><keywords>AAIB,ROAA,profit growth,ROAE,profitability,financial soundness</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13387</guid><link>https://en.firstbankeg.com/13387</link><a10:author><a10:name>Shimaa Nasser</a10:name></a10:author><title>NBK-Egypt, ADIB-Egypt and Emirates NBD Egypt lead asset growth in H1 2026</title><description>The first half of 2026 reshaped the ranking of the fastest-growing banks by assets, with National Bank of Kuwa</description><pubDate>Mon, 21 Sep 2026 13:09:54 +0200</pubDate><a10:updated>2026-09-21T13:09:54+02:00</a10:updated><a10:content type="html">&lt;p data-id="8nGrSo"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="8nGrSo"&gt;The first half of 2026 reshaped the ranking of the fastest-growing banks by assets, with National Bank of Kuwait &amp;ndash; Egypt (NBK-Egypt) rising to first place, followed by Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB-Egypt) and Emirates NBD Egypt, as all three recorded asset growth of more than 19 per cent over the six-month period.&lt;/p&gt;&lt;p data-id="9Qpm9O"&gt;NBK-Egypt recorded asset growth of 20.21 per cent, with total assets rising to EGP 270.30bn at end-June 2026 from EGP 224.86bn at end-2025, an increase of EGP 45.44bn in six months. The bank consequently climbed from 16th place in the ranking of the fastest-growing banks in 2025 to first in the first half of 2026.&lt;/p&gt;&lt;p data-id="K7IZgv"&gt;This coincided with its advance from 13th place in the 2025 ranking by total assets to 12th in the June 2026 ranking, reflecting an improvement in the bank&amp;rsquo;s position by scale alongside its rise to the top of the asset-growth ranking in the first half of the year.&lt;/p&gt;&lt;p data-id="GhYBkl"&gt;ADIB-Egypt ranked second among the fastest-growing banks by assets in the first half of 2026, recording growth of 19.67 per cent. Total assets increased to EGP 411.85bn at end-June 2026 from EGP 344.15bn at end-2025, an increase of EGP 67.70bn.&lt;/p&gt;&lt;p data-id="DzoISj"&gt;The bank retained eighth place in the ranking by total asset size while recording the largest absolute increase in assets among the three banks, meaning its balance sheet expanded during the period without a change in its position by asset size.&lt;/p&gt;&lt;p data-id="XPoBi1"&gt;Emirates NBD Egypt ranked third among the fastest-growing banks by assets in the first half of 2026, with growth of 19.32 per cent.&lt;/p&gt;&lt;p data-id="3jt0BI"&gt;The bank&amp;#39;s total assets rose to EGP 247.63bn at end-June 2026 from EGP 207.53bn at end-2025, an increase of EGP 40.10bn, retaining 14th place in the ranking by total assets, with its asset base expanding during the period while its position remained unchanged.&lt;/p&gt;&lt;p data-id="yu09Yq"&gt;The three banks show that strong asset growth did not translate into the same shift in market position.&lt;/p&gt;&lt;p data-id="UDTEwE"&gt;NBK-Egypt&amp;rsquo;s expansion was enough to lift it in the ranking by total assets while also pushing it to the top of the fastest-growing banks. By contrast, ADIB-Egypt and Emirates NBD Egypt recorded sizeable increases in assets during the first half of 2026 but retained their existing positions in the ranking by total assets.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/21/13387.jpg"></enclosure><keywords>ADIB-Egypt,Growth,total assets,Emirates NBD Egypt,NBK-Egypt,asset growth</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13384</guid><link>https://en.firstbankeg.com/13384</link><a10:author><a10:name>Mahynar Mohamed</a10:name></a10:author><title>Top 10 Arab bank reshuffles as growth gaps reshape the ranking</title><description>First Banks ranking of the 100 largest banks in the Arab world at end-June 2026 showed no change among the top</description><pubDate>Sun, 20 Sep 2026 17:07:43 +0200</pubDate><a10:updated>2026-09-20T17:07:43+02:00</a10:updated><a10:content type="html">&lt;p data-id="1D9Cnv"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="1D9Cnv"&gt;First Bank&amp;rsquo;s ranking of the 100 largest banks in the Arab world at end-June 2026 showed no change among the top 10, even as the order within the group underwent a notable reshuffle.&lt;/p&gt;&lt;p data-id="zx71Ly"&gt;Relatively narrow asset gaps among several of the region&amp;rsquo;s largest banks, coupled with divergent growth rates in the first half of the year, made the pace of expansion a key determinant of ranking positions.&lt;/p&gt;&lt;p data-id="17FR2f"&gt;Despite an unchanged top-10 line-up, competition for position intensified in the first half of 2026, with six banks moving in the ranking and four holding their 2025 positions.&lt;/p&gt;&lt;p data-id="cUyLiS"&gt;The most notable shift came at the top, where QNB Group reclaimed first place from First Abu Dhabi Bank (FAB), supported by 3.7 per cent growth in total assets during the first half of the year. Assets rose to USD 394.72bn at end-June 2026, from USD 380.67bn at end-2025.&lt;/p&gt;&lt;p data-id="Xw8gfI"&gt;By contrast, FAB recorded more modest asset growth of just 0.4 per cent, with total assets reaching USD 383.57bn at end-June 2026, compared with USD 382.23bn at end-2025. The slower growth pushed FAB into second place after it had taken the top spot at the end of the fourth quarter of 2025 for the first time in its history.&lt;/p&gt;&lt;p data-id="7cwVI9"&gt;QNB Group&amp;rsquo;s return to first place does not reflect a fundamental shift in the scale of the two largest Arab banks as much as it highlights the impact of their differing growth rates. Although QNB&amp;rsquo;s assets exceeded FAB&amp;rsquo;s by around USD 11.15bn at end-June, the gap remains relatively narrow given the size of both balance sheets, leaving room for FAB to regain the lead if it records stronger growth than its Qatari rival.&lt;/p&gt;&lt;p data-id="tpv1y6"&gt;Emirates NBD climbed to third place from fourth in the 2025 ranking, supported by 13.6 per cent half-year growth in total assets, the fastest pace among the top 10. Assets rose to USD 360.08bn at end-June 2026, from USD 317.04bn at end-2025.&lt;/p&gt;&lt;p data-id="VouiB4"&gt;The move pushed Saudi National Bank (SNB) down one place to fourth, despite a 2.7 per cent increase in assets to USD 331.28bn at end-June, from USD 322.61bn at end-2025.&lt;/p&gt;&lt;p data-id="qLr5qV"&gt;Positions five through eight were more stable. Al Rajhi Bank retained fifth place, with assets rising by a limited 0.93 per cent in the first half of 2026 to USD 280.73bn at end-June, compared with USD 278.15bn at end-2025.&lt;/p&gt;&lt;p data-id="aG8sVN"&gt;Abu Dhabi Commercial Bank (ADCB) also retained sixth place, with assets increasing by around 7.7 per cent over the same period to USD 226.86bn at end-June 2026, compared with USD 210.64bn at end-2025.&lt;/p&gt;&lt;p data-id="f3pObC"&gt;National Bank of Egypt (NBE) remained seventh, with total assets of USD 197.98bn at end-June 2026.&lt;/p&gt;&lt;p data-id="VUdAg9"&gt;National Bank of Kuwait (NBK) also retained eighth place, with assets rising around 1.4 per cent in the first half of the year to USD 150.16bn at end-June 2026, compared with USD 148.14bn at end-2025.&lt;/p&gt;&lt;p data-id="xDhqdC"&gt;The final two places in the top 10 also saw changes, with Riyad Bank climbing one place to ninth and Kuwait Finance House (KFH) slipping to 10th.&lt;/p&gt;&lt;p data-id="XOV2CW"&gt;Riyad Bank&amp;rsquo;s assets rose 2.6 per cent in the first half of 2026 to USD 142.03bn, from USD 138.50bn at end-2025.&lt;/p&gt;&lt;p data-id="tt5bL9"&gt;Kuwait Finance House (KFH), meanwhile, recorded a 1.3 per cent half-year decline in assets to USD 137.11bn at end-June, from USD 138.88bn at end-2025, making the shift between ninth and 10th place a direct reflection of the contrasting direction of asset growth at the two banks.&lt;/p&gt;&lt;p data-id="RstPXp"&gt;Overall, the top 10 at end-June 2026 remained stable, while the ranking itself saw notable movement. Six banks changed positions, while four retained their places compared with end-2025.&lt;/p&gt;&lt;p data-id="muvZhW"&gt;This divergence highlights how competition at the top has become increasingly shaped by differences in growth rates, particularly as asset gaps among leading banks narrow.&lt;/p&gt;&lt;p data-id="nanEjf"&gt;Even modest variations in expansion can therefore be enough to alter ranking positions, underscoring that a stable top-10 line-up does not necessarily translate into a stable order as the gaps between banks continue to shift from one reporting period to the next.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/20/13384.jpg"></enclosure><keywords>QNB,Growth,assets,FAB,top 10,gap</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13383</guid><link>https://en.firstbankeg.com/13383</link><a10:author><a10:name>Yasmin Elsayed</a10:name></a10:author><title>CIB climbs two places among Arab world’s 100 largest banks </title><description>Commercial International Bank Egypt CIB advanced two places in First Banks ranking of the 100 largest banks in</description><pubDate>Sun, 20 Sep 2026 15:33:30 +0200</pubDate><a10:updated>2026-09-20T15:33:30+02:00</a10:updated><a10:content type="html">&lt;p data-id="9au9GD"&gt;Commercial International Bank &amp;ndash; Egypt (CIB) advanced two places in First Bank&amp;rsquo;s ranking of the 100 largest banks in the Arab world at end-June 2026, climbing to 36th from 38th in 2025, supported by the efforts of Hisham Ezz Al-Arab, Chairman and Board Member, and his team.&lt;/p&gt;&lt;p data-id="eG3zWG"&gt;The advance was supported by strong growth in total assets, which rose to USD 34.24bn at end-June 2026, from USD 30.11bn at end-2025, representing half-year growth of 13.7 per cent.&lt;/p&gt;&lt;p data-id="Eq0eBK"&gt;This performance underscores the bank&amp;rsquo;s growing competitive strength across the Arab region, placing it on an upward trajectory that could support further gains in the ranking if the same pace of performance is sustained.&lt;/p&gt;&lt;p data-id="oMNHIe"&gt;Alongside asset growth, CIB recorded strong performance during the year, with net profit rising to USD 798.60m in the first half of 2026, from USD 673.58m in the same period of 2025, representing growth of 18.6 per cent and an increase of USD 125.02m.&lt;/p&gt;&lt;p data-id="bFXbDF"&gt;Net interest income (NII) rose by around 19.4 per cent to USD 1.23bn in the first half of 2026, compared with USD 1.03bn in the corresponding period of 2025, an increase of around USD 199.67m.&lt;/p&gt;&lt;p data-id="aN6ydJ"&gt;Net fee and commission income jumped to USD 117.26m in the first half of 2026, from USD 83.15m in the same period of 2025, representing growth of around 41 per cent.&lt;/p&gt;&lt;p data-id="xvQpoJ"&gt;On deposits, the bank&amp;rsquo;s portfolio increased by around 14.5 per cent during the first half of the year to USD 26.54bn at end-June 2026, from USD 23.17bn at end-2025.&lt;/p&gt;&lt;p data-id="NghdY2"&gt;Total customer loans rose to USD 12.85bn at end-June 2026, from USD 11.35bn at end-2025, representing half-year growth of 13.2 per cent.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/20/13383.jpg"></enclosure><keywords>CIB,First Bank,total assets,Hisham Ezz Al-Arab,100 largest banks,Arab region</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13382</guid><link>https://en.firstbankeg.com/13382</link><a10:author><a10:name>Ali Adel</a10:name></a10:author><title>ABK-Egypt scales loans under Khaled El Salawy, cutting NPL to 1.46%</title><description>Al Ahli Bank of Kuwait Egypt ABK-Egypt has entered a new phase of strategic transformation under Khaled El Sal</description><pubDate>Sun, 20 Sep 2026 14:47:31 +0200</pubDate><a10:updated>2026-09-20T14:47:33+02:00</a10:updated><a10:content type="html">&lt;p data-id="kfk13A"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="kfk13A"&gt;Al Ahli Bank of Kuwait &amp;ndash; Egypt (ABK-Egypt) has entered a new phase of strategic transformation under Khaled El Salawy, CEO and Managing Director, with the shift already reflected in stronger financial performance and a more competitive position within Egypt&amp;rsquo;s banking sector.&lt;/p&gt;&lt;p data-id="13Yk5r"&gt;In this edition of &amp;ldquo;Decision Makers,&amp;quot; we examine the marked expansion of ABK-Egypt&amp;rsquo;s customer loan portfolio under Khaled El Salawy&amp;rsquo;s leadership. His strategy has strengthened the bank&amp;rsquo;s business, broadened its product offering and expanded its customer base, reinforcing its position among the fastest-growing lenders in the Egyptian market.&lt;/p&gt;&lt;p data-id="jow9Si"&gt;The bank&amp;rsquo;s team has supported the expansion of the customer loan portfolio through flexible, innovative financing solutions designed to meet a broad range of customer needs, attract new clients and strengthen ABK-Egypt&amp;rsquo;s competitive position.&lt;/p&gt;&lt;p data-id="sQXl2a"&gt;The bank recorded a major expansion in total customer loans over the past 10 years, with the portfolio posting a compound annual growth rate (CAGR) of around 30.1 per cent and increasing by EGP 81.3bn to EGP 88.6bn at end-June 2026, from EGP 7.3bn at end-2016.&lt;/p&gt;&lt;p data-id="3BmELx"&gt;Growth in the customer loan portfolio was led by a sharp expansion in corporate loans, which recorded a CAGR of 29.6 per cent and increased by EGP 57.2bn over the period, from EGP 5.3bn at end-2016 to EGP 62.5bn at end-June 2026.&lt;/p&gt;&lt;p data-id="ZgcG22"&gt;Corporate loans accounted for around 70.5 per cent of the total increase in customer loans over the past decade.&lt;/p&gt;&lt;p data-id="z5ll69"&gt;Despite the substantial expansion in lending and the dominant contribution of corporate loans, the bank also strengthened the quality of its loan portfolio. The performing loans accounted for 98.5 per cent, supported by a decline in the non-performing loan (NPL) ratio to 1.46 per cent at end-June 2026, from 5.06 per cent at end-2016.&lt;/p&gt;&lt;p data-id="bHg2G9"&gt;The strong growth in the loan portfolio, alongside the marked decline in non-performing loans, highlights the efficiency of the bank&amp;rsquo;s management in delivering sustainable growth while maintaining asset quality and managing risk, reinforcing ABK-Egypt&amp;rsquo;s position as one of the fastest-growing banks in the Egyptian market in recent years.&lt;/p&gt;&lt;p data-id="DEdmez"&gt;At the same time, the retail loan portfolio maintained strong momentum as the bank expanded lending to individuals, recording a CAGR of 31.3 per cent and increasing by EGP 24.2bn to EGP 26.1bn at end-June 2026, from EGP 1.97bn at end-2016.&lt;/p&gt;&lt;p data-id="hdtgJt"&gt;This performance lifted retail loans&amp;rsquo; share of total customer loans to 29.5 per cent at end-June 2026, compared with 27 per cent at end-2016.&lt;/p&gt;&lt;p data-id="JUsiGc"&gt;Overall, the bank recorded exceptional growth rates, with total assets posting a CAGR of 31.1 per cent and increasing by around EGP 181.8bn over the period under review to EGP 196.7bn at end-June 2026, from EGP 15bn at end-2016.&lt;/p&gt;&lt;p data-id="S57c1c"&gt;The bank&amp;rsquo;s customer deposit portfolio expanded more than twelvefold, recording a CAGR of 31.1 per cent and increasing by EGP 149.2bn over the period to EGP 161.6bn at end-June 2026, from EGP 12.4bn at end-2016.&lt;/p&gt;&lt;p data-id="mpnjcZ"&gt;Shareholders&amp;rsquo; equity also recorded a CAGR of 30.7 per cent over the past 10 years, reaching EGP 25.8bn at end-June 2026, compared with EGP 2bn at end-2016.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/20/13382.jpg"></enclosure><keywords>ABK-Egypt,Loans,loan portfolio,Khaled El Salawy,non-performing loans (NPL)</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13377</guid><link>https://en.firstbankeg.com/13377</link><title>The Big Numbers Race: SAB, DIB race for a place among the Gulf’s top 10 </title><description>The Gulf banking landscape has brought Saudi Awwal Bank SAB and Dubai Islamic Bank DIB into direct competition</description><pubDate>Thu, 17 Sep 2026 10:26:32 +0200</pubDate><a10:updated>2026-09-17T12:00:00+02:00</a10:updated><a10:content type="html">&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{6}" paraid="1377744305"&gt;The Gulf banking landscape has brought Saudi Awwal Bank (SAB) and Dubai Islamic Bank (DIB) into direct competition, combining substantial financial scale with distinct approaches to financing expansion and return generation.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{8}" paraid="1073659339"&gt;While SAB&amp;nbsp;maintains&amp;nbsp;an advantage in the size of its key financial portfolios, the development of their financial indicators over the past three years points to&amp;nbsp;relatively close&amp;nbsp;growth rates.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{10}" paraid="461371975"&gt;According to June 2026 data, SAB ranked 10th among Gulf banks, while DIB ranked 11th.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{12}" paraid="954517267"&gt;Based on the two&amp;nbsp;banks&amp;rsquo;&amp;nbsp;consolidated&amp;nbsp;financial statements, SAB&amp;rsquo;s total assets reached USD 126.28bn at end-June 2026, compared with USD 115.22bn for DIB at the end of the same period.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{14}" paraid="12832322"&gt;In deposits, SAB&amp;rsquo;s customer deposits stood at USD 91.07bn at end-June 2026, compared with USD 89.03bn at DIB, reflecting a much narrower gap between the two banks&amp;rsquo; deposit bases.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{16}" paraid="49518577"&gt;As for financing portfolios, SAB&amp;rsquo;s net loans reached USD 85.22bn at end-June 2026, compared with USD 76.51bn at DIB.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{18}" paraid="250588806"&gt;Despite SAB&amp;rsquo;s lead in absolute size, a dynamic comparison reveals&amp;nbsp;relatively close&amp;nbsp;growth rates between the two banks over the past three years, specifically from end-2023 to end-June 2026.&amp;nbsp;&lt;/p&gt;&lt;p aria-level="3" paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{20}" paraid="891148847" role="heading"&gt;Asset growth: DIB edges ahead as gap widens&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{22}" paraid="662786814"&gt;DIB recorded total asset growth of 34.6 per cent over the period, compared with 32.8 per cent for SAB, giving DIB a modest lead in the pace of asset growth over the past three years.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{24}" paraid="428569899"&gt;Even so, the gap between the two banks widened to USD 11.06bn at end-June 2026, from USD 9.52bn at end-2023. This&amp;nbsp;indicates&amp;nbsp;that the&amp;nbsp;relatively close&amp;nbsp;growth rates were not sufficient to narrow the existing difference in scale, with the absolute gap instead widening in SAB&amp;rsquo;s&amp;nbsp;favour.&amp;nbsp;&lt;/p&gt;&lt;p aria-level="3" paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{26}" paraid="266351465" role="heading"&gt;Deposits: DIB narrows the gap&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{28}" paraid="1196953858"&gt;In deposits, DIB recorded total growth of around 47.2 per cent over the past three years, compared with 41.7 per cent for SAB, giving DIB the stronger growth rate in its deposit base.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{30}" paraid="1400251760"&gt;This performance helped narrow the gap between the two banks to USD 2.04bn at end-June 2026, from USD 3.78bn at end-2023, bringing them&amp;nbsp;considerably closer&amp;nbsp;in terms of deposit size than at the start of the comparison period.&amp;nbsp;&lt;/p&gt;&lt;p aria-level="3" paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{32}" paraid="697893489" role="heading"&gt;Financing: gap widens in SAB&amp;rsquo;s&amp;nbsp;favour&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{34}" paraid="1475405652"&gt;On the financing side, SAB recorded growth of around 48 per cent over the past three years, compared with 40.9 per cent for DIB.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{36}" paraid="2004758410"&gt;With SAB posting the stronger financing growth rate, the gap between the two banks widened to USD 8.72bn at end-June 2026, from USD 3.27bn at end-2023, reflecting differing trajectories in the development of their financing businesses over the comparison period.&amp;nbsp;&lt;/p&gt;&lt;p aria-level="3" paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{38}" paraid="2005199150" role="heading"&gt;Profitability: SAB leads in profit and return on average assets&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{40}" paraid="2086509717"&gt;On profitability, SAB recorded net profit of around USD 1.14bn in the first half of 2025, with a Return on Average Assets (ROAA) of 1.90 per cent and a Return on Average Equity (ROAE) of 11.02 per cent over the same period.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{42}" paraid="11380465"&gt;By comparison, DIB recorded a net profit of USD 1.02bn in the first half of 2025, with a ROAA of 1.78 per cent and a ROAE of 13.96 per cent over the same period.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{44}" paraid="657095423"&gt;These indicators reveal differences in the profitability profiles of the two banks. SAB leads in net profit and ROAA, while DIB records a higher ROAE, highlighting differences in the relationship between asset scale, profitability, and their respective equity bases.&amp;nbsp;&lt;/p&gt;&lt;p aria-level="3" paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{47}" paraid="422589346" role="heading"&gt;Capital base: clear advantage for SAB&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{49}" paraid="1177033833"&gt;In terms of capital base, SAB&amp;rsquo;s share capital stood at USD 5.47bn at end-June 2026, compared with USD 1.97bn for DIB at the end of the same period.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{51}" paraid="838752708"&gt;The difference highlights the&amp;nbsp;substantially larger&amp;nbsp;capital base at SAB compared with DIB, adding another dimension to the comparison between the two banks.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{53}" paraid="1456483848"&gt;The comparison highlights a multidimensional contest between the two banks. Saudi Awwal Bank (SAB)&amp;nbsp;retains&amp;nbsp;the advantage in the scale of its key financial portfolios, net profit, and ROAA, while DIB has delivered stronger asset and deposit growth over the past three years and a higher ROAE. Their financing portfolios, meanwhile, have followed increasingly divergent growth paths.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{9d062231-c51d-4818-8769-d9b9b5edf0c7}{55}" paraid="2487443"&gt;The next phase of the competition will therefore hinge not simply on preserving current rankings, but on each bank&amp;rsquo;s ability to translate growth into sustained expansion and stronger profitability. Shifting&amp;nbsp;balance-sheet&amp;nbsp;gaps, efficiency metrics and returns are likely to play an increasingly&amp;nbsp;important role&amp;nbsp;in shaping the Gulf banking race.&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/17/13377.jpg"></enclosure><keywords>Gulf banks,SAB,DIB,financial portfolios,financing expansion</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13373</guid><link>https://en.firstbankeg.com/13373</link><a10:author><a10:name>Shimaa Nasser</a10:name></a10:author><title>Al Baraka Bank Egypt climbs 4 places among Egypt’s largest banks by financing portfolio</title><description>Al Baraka Bank Egypt strengthened its standing in Egypts financing market, climbing 20th place at end-2021 to </description><pubDate>Wed, 16 Sep 2026 13:03:04 +0200</pubDate><a10:updated>2026-09-16T13:03:04+02:00</a10:updated><a10:content type="html">&lt;p data-id="RVbxVX"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="RVbxVX"&gt;Al Baraka Bank Egypt strengthened its standing in Egypt&amp;rsquo;s financing market, climbing from 20th place at end-2021 to 16th at end-June 2026.&lt;/p&gt;&lt;p data-id="bZPYCu"&gt;The advance came alongside a sharp expansion in its financing portfolio, which rose from EGP 24.26bn to EGP 83.13bn over the period, an increase of EGP 58.87bn, or 242.7 per cent.&lt;/p&gt;&lt;p data-id="Wxwoby"&gt;By June 2026, the portfolio had expanded to around 3.4 times its end-2021 level. Yet the growth was uneven across its components. Corporate financing remained the largest segment by value, while retail financing grew at a significantly faster pace, materially reshaping the portfolio mix.&lt;/p&gt;&lt;p data-id="XmFruv"&gt;Corporate financing increased from EGP 21.78bn at end-2021 to EGP 63.18bn at end-June 2026, representing growth of 190.1 per cent and taking the portfolio to around 2.9 times its previous level.&lt;/p&gt;&lt;p data-id="VlWtui"&gt;It contributed EGP 41.4bn to the overall increase, accounting for around 70 per cent of total portfolio growth. Despite this, its share of total financing fell from 89.8 per cent to around 76 per cent over the period, reflecting the stronger expansion in retail financing.&lt;/p&gt;&lt;p data-id="OOmsc2"&gt;Retail financing, meanwhile, surged from EGP 2.48bn at end-2021 to EGP 19.94bn at end-June 2026, an increase of EGP 17.46bn, or 703.7 per cent.&lt;/p&gt;&lt;p data-id="hArxcb"&gt;The portfolio expanded to around eight times its end-2021 level, lifting its share of total financing from around 10.2 per cent to nearly 24 per cent. This shifted retail financing from a relatively limited component into a far more influential part of the portfolio structure.&lt;/p&gt;&lt;p data-id="3VRRIn"&gt;The reshaping of the financing portfolio was accompanied by a sharp increase in its weight within the bank&amp;rsquo;s total assets.&lt;/p&gt;&lt;p data-id="JwMtH6"&gt;The financing-to-assets ratio rose from 29.5 per cent at end-2021 to 54.83 per cent at end-June 2026, meaning financing moved from accounting for less than one-third of total assets to more than half.&lt;/p&gt;&lt;p data-id="kO53vG"&gt;The figures reveal a clear divergence between growth momentum and absolute contribution. Retail financing expanded at more than three times the pace of corporate financing, yet corporate financing still accounted for the larger share of the increase in value terms, reflecting its substantially higher starting base.&lt;/p&gt;&lt;p data-id="DUkOBR"&gt;Even so, the sharp acceleration in retail financing was sufficient to materially increase its weight within the overall portfolio.&lt;/p&gt;&lt;p data-id="A0DeiB"&gt;Al Baraka Bank Egypt&amp;rsquo;s rise in the ranking by financing portfolio size therefore reflects more than a significant expansion in financing activity.&lt;/p&gt;&lt;p data-id="gaK6B3"&gt;It also points to a notable rebalancing of the portfolio, with corporate financing remaining the dominant component while retail financing assumes a much greater role, resulting in a broader and more diversified financing mix.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/16/13373.jpg"></enclosure><keywords>Al Baraka Bank Egypt,financing market,Retail financing,corporate financing,largest banks,financing portfolio</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13372</guid><link>https://en.firstbankeg.com/13372</link><title>First Advice: Al Rajhi leads Arab banks by profit for 2nd straight ranking </title><description>Al Rajhi Bank reshaped the race for the top spot among the most profitable Arab banks after topping First Bank</description><pubDate>Wed, 16 Sep 2026 12:18:53 +0200</pubDate><a10:updated>2026-09-16T12:18:53+02:00</a10:updated><a10:content type="html">&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{6}" paraid="569077487"&gt;Al Rajhi Bank reshaped the race for the top spot among the most profitable Arab banks after topping First Bank&amp;rsquo;s ranking for the first time in its history in the first quarter of 2026, with a net profit of around USD 1.80bn.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{8}" paraid="9198462"&gt;The bank jumped from third place in the 2025 ranking to first, replacing Emirates NBD at the top of the list.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{10}" paraid="1979631521"&gt;Al Rajhi Bank continued to strengthen its lead,&amp;nbsp;retaining&amp;nbsp;the top spot in First Bank&amp;rsquo;s ranking of Arab banks by net profit in the first half of 2026.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{12}" paraid="1261365086"&gt;Its net profit rose 14 per cent year on year to around USD 3.67bn, compared with USD 3.22bn in the first half of 2025,&amp;nbsp;consolidating&amp;nbsp;its position at the top of the ranking of the most profitable Arab banks.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{14}" paraid="709591004"&gt;As for the pace of profit growth at its nearest competitor, second-ranked Emirates NBD recorded a much more modest increase of around 2.6 per cent in net profit during the first half of 2026, reaching USD 3.50bn, compared with USD 3.41bn in the corresponding period of 2025.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{16}" paraid="1065565761"&gt;The shift at the top of the profit ranking was driven not only by Al Rajhi Bank&amp;rsquo;s stronger earnings but also by the widening gap in profit growth between the two banks.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{18}" paraid="1217943169"&gt;While Al Rajhi posted robust growth, Emirates NBD&amp;rsquo;s more moderate pace allowed Al Rajhi to widen its lead and strengthen its position at the top of the ranking.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{20}" paraid="1424664234"&gt;The gap between the two banks&amp;rsquo; profits stood at around USD 170mn in the first half of 2026, compared with around USD 190mn in&amp;nbsp;favour&amp;nbsp;of Emirates NBD in the corresponding period of 2025, reflecting a clear shift in the balance of power among the region&amp;rsquo;s most profitable banks.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{22}" paraid="1521003548"&gt;Meanwhile, Saudi National Bank (SNB)&amp;nbsp;remains&amp;nbsp;close to the battle for the top spot after ranking third with a net profit of around USD 3.47bn in the first half of 2026, recording year-on-year growth of 7.2 per cent.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{24}" paraid="317452910"&gt;Despite&amp;nbsp;Emirates&amp;nbsp;NBD&amp;nbsp;retaining&amp;nbsp;second place, SNB&amp;rsquo;s stronger profit growth rate opens the door to the possibility of overtaking it in the coming periods, particularly if it&amp;nbsp;maintains&amp;nbsp;its current growth pace. This could push the bank into second place and place the top positions in the ranking of the most profitable Arab banks under the control of Saudi banks.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{26}" paraid="145787566"&gt;Al Rajhi Bank&amp;rsquo;s rise to the top therefore matters not only because it claimed first place for the first time in its history, but also because it raises the prospect of a new landscape&amp;nbsp;emerging&amp;nbsp;at the top of Arab banking profitability.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{28}" paraid="1986271144"&gt;With Al Rajhi&amp;nbsp;maintaining&amp;nbsp;stronger profit growth and SNB closing in on Emirates NBD, competition for the leading positions could intensify with the release of third-quarter and year-end results.&amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{30}" paraid="420851150"&gt;That could pave the way for Saudi banks to further strengthen their presence at the top of the ranking of the most profitable Arab banks in September and December 2026.&amp;nbsp;&lt;/p&gt;&lt;p paraeid="{7c9a4a01-0c51-40ac-b573-d36942accf0d}{32}" paraid="738692707"&gt;&amp;nbsp;&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/16/13372.jpg"></enclosure><keywords>net profit,First Bank,Growth,Emirates NBD,Ranking,Al Rajhi Bank,most profitable Arab banks,Saudi National Bank (SNB)</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13368</guid><link>https://en.firstbankeg.com/13368</link><a10:author><a10:name>Ali Adel</a10:name></a10:author><title>ABK-Egypt climbs 5 places among Egypt’s largest banks on 3 years of sustained growth</title><description>Al Ahli Bank of Kuwait Egypt ABK-Egypt has strengthened its position in Egypts banking market in recent years,</description><pubDate>Tue, 15 Sep 2026 15:14:41 +0200</pubDate><a10:updated>2026-09-15T15:14:41+02:00</a10:updated><a10:content type="html">&lt;p data-id="Q5E0oU" data-pm-slice="1 1 []"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="Q5E0oU" data-pm-slice="1 1 []"&gt;Al Ahli Bank of Kuwait &amp;ndash; Egypt (ABK-Egypt) has strengthened its position in Egypt&amp;rsquo;s banking market in recent years, supported by robust growth in total assets and a marked improvement in overall performance.&lt;/p&gt;&lt;p data-id="1XBEh7"&gt;The performance reflects the bank&amp;rsquo;s strategy to reinforce its financial position, expand its customer base, and deepen confidence in its banking services.&lt;/p&gt;&lt;p data-id="j4z9hp"&gt;The bank recorded a compound annual growth rate (CAGR) of 31.4 per cent in total assets over the past three and a half years, with its balance sheet expanding to around EGP 196.7bn at end-June 2026, from EGP 75.6bn at end-2022.&lt;/p&gt;&lt;p data-id="JQjPQm"&gt;This performance was reflected in the bank&amp;rsquo;s ranking among banks operating in Egypt, as it advanced five places among the country&amp;rsquo;s largest banks by total assets, rising from 24th at end-2022 to 19th at end-June 2026.&lt;/p&gt;&lt;p data-id="X53A7E"&gt;The improvement reflects the bank&amp;rsquo;s ability to achieve accelerated growth rates, support its expansion, and strengthen its presence in the banking market.&lt;/p&gt;&lt;p data-id="fPZjGm"&gt;Looking at the structure of the bank&amp;rsquo;s asset funding over the period, customer deposits accounted for around 78.8 per cent of total assets.&lt;/p&gt;&lt;p data-id="SyXuXK"&gt;The deposit portfolio recorded a CAGR of 29.1 per cent over the past three and a half years, rising to EGP 161.6bn at end-June 2026 from EGP 66.2bn at end-2022.&lt;/p&gt;&lt;p data-id="iHb6kc"&gt;Alongside customer deposits, shareholders&amp;rsquo; equity contributed around 16.2 per cent to funding the bank&amp;rsquo;s assets, after recording a CAGR of 50.2 per cent over the past three and a half years. Shareholders&amp;rsquo; equity rose to around EGP 25.8bn at end-June 2026 from EGP 6.2bn at end-2022.&lt;/p&gt;&lt;p data-id="M2oKem"&gt;This performance underscores ABK-Egypt&amp;rsquo;s ability to maintain strong and sustainable growth rates that extended beyond the expansion of total assets and their components to its competitive position among banks operating in Egypt.&lt;/p&gt;&lt;p data-id="L5WKtW"&gt;The bank&amp;rsquo;s five-place rise over the period analysed demonstrates its success in achieving growth rates that outpaced many peers, helping narrow the gap with higher-ranked banks and strengthen its position among the country&amp;rsquo;s largest banks by total assets.&lt;/p&gt;&lt;p data-id="LlwOqr"&gt;Against this backdrop, ABK-Egypt ranked among the fastest-growing banks operating in Egypt by total assets over the past three years, specifically between 2022 and 2025, according to First Bank&amp;rsquo;s rankings. The full ranking is available &lt;a href="https://en.firstbankeg.com/13367" rel="noopener" target="_new"&gt;here&lt;/a&gt;.&lt;/p&gt;&lt;p data-id="qByaa4"&gt;The continued growth in assets also reflects the expansion of the bank&amp;rsquo;s operations and customer base, strengthening its prospects for further advancement among Egypt&amp;rsquo;s largest banks.&lt;/p&gt;&lt;p data-id="P05f3i"&gt;This comes as part of a strategy aimed at achieving balanced growth by reinforcing the bank&amp;rsquo;s financial strength, expanding its customer base and enhancing its ability to meet the needs of different market segments.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/15/13368.jpg"></enclosure><keywords>ABK-Egypt,Growth,assets,financial position,three years</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13365</guid><link>https://en.firstbankeg.com/13365</link><a10:author><a10:name>Shimaa Nasser</a10:name></a10:author><title>From acquisition to expansion: KFH–Egypt reshapes growth</title><description>Kuwait Finance Houses KFH acquisition of Ahli United Bank Group in September 2022 marked a turning point for A</description><pubDate>Mon, 14 Sep 2026 13:14:04 +0200</pubDate><a10:updated>2026-09-14T13:14:04+02:00</a10:updated><a10:content type="html">&lt;p data-id="e2RHsl"&gt;Translated &amp;amp; Edited by Aya Elsayed&lt;/p&gt;&lt;p data-id="e2RHsl"&gt;Kuwait Finance House&amp;rsquo;s (KFH) acquisition of Ahli United Bank Group in September 2022 marked a turning point for Ahli United Bank &amp;ndash; Egypt.&lt;/p&gt;&lt;p data-id="6zxjUW"&gt;The bank subsequently adopted a Sharia-compliant banking model in September 2024 and was officially renamed Kuwait Finance House &amp;ndash; Egypt (KFH&amp;ndash;Egypt) in January 2025.&lt;/p&gt;&lt;p data-id="GJbfjk"&gt;Between end-2022 and June 2026, the bank underwent more than a change in ownership and identity, as its balance sheet expanded, the weight of its customer segments shifted, and the relationship between the resources it mobilises and the uses to which they are deployed was reshaped.&lt;/p&gt;&lt;p data-id="eLNOmE"&gt;The comparison between the bank&amp;rsquo;s position at end-2022 and June 2026 shows a transformation that went beyond doubling the size of its balance sheet. Total assets rose 117.4 per cent to EGP 185.90bn at end-June 2026, from EGP 85.49bn at end-2022.&lt;/p&gt;&lt;p data-id="kzVEg6"&gt;Deposits grew at a faster pace, surging 162.6 per cent to EGP 149.93bn at end-June 2026, from EGP 57.09bn at end-2022. Corporate deposits rose 136.2 per cent to EGP 101.68bn from EGP 43.06bn, while retail deposits jumped 243.9 per cent to EGP 48.25bn from EGP 14.03bn. As a result, retail&amp;rsquo;s share of total deposits increased to 32.2 per cent from 24.6 per cent.&lt;/p&gt;&lt;p data-id="IZoaE7"&gt;Financing increased 124.9 per cent to EGP 120.31bn at end-June 2026, compared with EGP 53.50bn at end-2022. Corporate financing rose 110.1 per cent to EGP 105.88bn from EGP 50.39bn, while retail financing surged 364.8 per cent to EGP 14.43bn from EGP 3.10bn. This lifted retail financing&amp;rsquo;s share of total financing to 12 per cent from 5.8 per cent.&lt;/p&gt;&lt;p data-id="PvfqD0"&gt;The data reveal a more nuanced pattern of growth. Individual customers emerged as the bank&amp;rsquo;s fastest-growing segment, but not its centre of gravity. Corporates still account for around 68 per cent of deposits and 88 per cent of financing, underlining their enduring role as the bank&amp;rsquo;s core business base.&lt;/p&gt;&lt;p data-id="wLJ0hS"&gt;The shift is significant because it is evident on both sides of the balance sheet. The bank not only attracted individual deposits at a rapid pace but also expanded financing to this segment even faster. This points to a gradual deepening of its retail franchise, rather than an isolated increase in balances on either side of the balance sheet.&lt;/p&gt;&lt;p data-id="Bxk8gz"&gt;The loan-to-deposit ratio declined to around 80.2 per cent in June 2026 from 93.7 per cent at end-2022. Over the period, the bank added EGP 92.84bn to customer deposits, compared with EGP 66.82bn in financing. Although the financing portfolio more than doubled, deposits expanded faster, providing greater scope to manage liquidity and allocate it across different uses.&lt;/p&gt;&lt;p data-id="oFcHII"&gt;Financial investments reinforce this reading, rising 109.6 per cent to EGP 35.56bn at end-June 2026 from EGP 16.97bn at end-2022. The increase in resources was not absorbed by financing alone but also flowed into other asset classes.&lt;/p&gt;&lt;p data-id="5qU9Ys"&gt;The comparison therefore points to a different challenge: no longer simply expanding the resource base, but deploying it more efficiently to generate productive assets.&lt;/p&gt;&lt;p data-id="kZh4Cw"&gt;Shareholders&amp;rsquo; equity expanded alongside the bank&amp;rsquo;s business, rising 121.2 per cent to EGP 23.28bn at end-June 2026 from EGP 10.52bn at end-2022. Its share of total assets remained broadly unchanged, representing around 12.3 per cent at end-2022 and 12.5 per cent at end-June 2026.&lt;/p&gt;&lt;p data-id="Yq3Ftm"&gt;This frames the next phase of the bank&amp;rsquo;s development. The post-acquisition years demonstrated its capacity to expand the balance sheet, strengthen its resource base, and increase the contribution of retail customers, while preserving corporates as a core pillar.&lt;/p&gt;&lt;p data-id="A9ICz5"&gt;The decline in the loan-to-deposit ratio, however, shifts the question for the period ahead: not how much further the bank can grow, but how effectively it can convert the growth already achieved into higher productivity.&lt;/p&gt;&lt;p data-id="AVEKAh"&gt;The expansion extended beyond the balance sheet to the bank&amp;rsquo;s earnings capacity. Net profit more than doubled over the period, rising 103.5 per cent to EGP 4.08bn in 2025 from EGP 2.01bn in 2022.&lt;/p&gt;&lt;p data-id="99lAi2"&gt;The improvement was underpinned by growth across the bank&amp;rsquo;s core income streams. Net interest income surged 152.0 per cent to EGP 7.64bn in 2025 from EGP 3.03bn in 2022, while net fees and commission income increased 71.4 per cent to EGP 849.5m from EGP 495.6m.&lt;/p&gt;&lt;p data-id="3sMehU"&gt;Net interest income remained the principal driver of the bank&amp;rsquo;s income growth over the period.&lt;/p&gt;&lt;h3 data-id="krEIl9"&gt;Growth productivity test&lt;/h3&gt;&lt;p data-id="J4dj3v"&gt;Overall, the comparison shows that the acquisition was followed by a gradual reconfiguration of the bank&amp;rsquo;s business profile, rather than simply an expansion in scale. The bank&amp;#39;s resource base grew faster than financing, the retail segment gained greater prominence and delivered faster growth, while corporates retained their position as the foundation of the bank&amp;rsquo;s business.&lt;/p&gt;&lt;p data-id="fax0jB"&gt;The bank has therefore established a broader and more diversified platform for growth without diluting its corporate focus.&lt;/p&gt;&lt;p data-id="7z2WLz"&gt;The next phase will test KFH&amp;ndash;Egypt&amp;#39;s ability to raise the productivity of that growth by deploying its resources more efficiently, turning its retail expansion into sustainable business and preserving the strength of its corporate portfolio.&lt;/p&gt;&lt;p data-id="XIzkXN"&gt;The post-acquisition period laid a wider foundation for growth. The next phase will determine the bank&amp;rsquo;s ability to translate that foundation into a sustainable competitive advantage.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/14/13365.jpg"></enclosure><keywords>Growth,KFH,Ahli United Bank Group,acquisition,KFH–Egypt</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13362</guid><link>https://en.firstbankeg.com/13362</link><a10:author><a10:name>Shimaa Nasser</a10:name></a10:author><title>Corporates drive over three-quarters of ADIB-Egypt’s deposit, financing growth</title><description>The corporate segment at Abu Dhabi Islamic Bank Egypt ADIB-Egypt has evolved beyond its position as the larges</description><pubDate>Sun, 13 Sep 2026 16:23:49 +0200</pubDate><a10:updated>2026-09-13T16:23:49+02:00</a10:updated><a10:content type="html">&lt;p data-id="5Wz5LM"&gt;Edited &amp;amp; Translated by Aya Elsayed&lt;/p&gt;&lt;p data-id="5Wz5LM"&gt;The corporate segment at Abu Dhabi Islamic Bank &amp;ndash; Egypt (ADIB-Egypt) has evolved beyond its position as the largest component of the financing portfolio to become a key driver of the bank&amp;rsquo;s expansion.&lt;/p&gt;&lt;p data-id="9WxG8W"&gt;In the first half of 2026, the corporate segment drove most of the increase in both deposits and financing, while expanding its share of the bank&amp;rsquo;s asset base. Its growth outpaced the bank overall on both fronts, reinforcing its influence on the balance-sheet composition.&lt;/p&gt;&lt;p data-id="7LOswC"&gt;Corporate deposits rose from EGP 143.29bn at end-2025 to EGP 184.13bn at end-June 2026, an increase of EGP 40.84bn, or 28.5 per cent. Corporate financing increased from EGP 105.60bn to EGP 139.20bn over the same period, a rise of EGP 33.60bn, or 31.8 per cent.&lt;/p&gt;&lt;p data-id="uDUaEH"&gt;By comparison, the bank&amp;rsquo;s total deposits rose 19.5 per cent to EGP 332.09bn, while total financing increased 28 per cent to EGP 197.92bn at end-June 2026. The corporate segment therefore outpaced the bank&amp;rsquo;s overall growth in both financing and deposits.&lt;/p&gt;&lt;p data-id="UlYfTG"&gt;The significance of this expansion becomes clearer when measuring the corporate segment&amp;rsquo;s contribution to the increase, rather than focusing solely on the size of its balances. The bank&amp;rsquo;s total deposits increased by EGP 54.23bn over the period, with corporate deposits accounting for EGP 40.84bn, or 75.3 per cent of the increase.&lt;/p&gt;&lt;p data-id="PaRYLR"&gt;On the financing side, the overall increase amounted to EGP 43.25bn, with corporate financing contributing EGP 33.60bn, or 77.7 per cent. These shares confirm that the corporate segment was the largest driver of new business growth at the bank in H1 2026, rather than merely the segment retaining the largest share of existing balances.&lt;/p&gt;&lt;p data-id="V30wHt"&gt;This growth was reflected in the balance-sheet composition, as corporate financing&amp;rsquo;s share of total customer financing rose to 70.3 per cent at end-June 2026, from 68.3 per cent at end-2025.&lt;/p&gt;&lt;p data-id="cevqy5"&gt;Corporate financing as a share of the bank&amp;rsquo;s assets also increased to 33.6 per cent from 30.5 per cent over the period. With corporate financing growing 31.8 per cent, compared with 19.5 per cent growth in assets, the relative weight of corporate activity within the balance sheet increased faster than the asset base itself expanded.&lt;/p&gt;&lt;p data-id="dMK3EC"&gt;This shift was not limited to financing. Corporate deposits rose 28.5 per cent over the period, compared with 19.5 per cent growth in the bank&amp;rsquo;s total deposits, also increasing the segment&amp;rsquo;s weight within the deposit base.&lt;/p&gt;&lt;p data-id="Xd7Q22"&gt;The corporate segment therefore grew faster than the bank across both deposits and financing, while simultaneously increasing its share of the financing portfolio and asset structure.&lt;/p&gt;&lt;p&gt;This marks a significant shift in ADIB-Egypt&amp;rsquo;s growth profile in H1 2026. Already the largest component of the financing portfolio, the corporate segment has become the leading contributor to growth, expanding faster than the bank overall and increasing its share of deposits, financing and assets.&lt;/p&gt;&lt;p&gt;The segment is therefore central to assessing the bank&amp;rsquo;s H1 2026 performance and the changing composition of its balance sheet.&lt;/p&gt;&lt;p&gt;Three indicators underpin its growing importance: expansion above the bank&amp;rsquo;s overall pace, a contribution exceeding three-quarters of the increase in both deposits and financing, and a larger share of financing and assets.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/13/13362.jpg"></enclosure><keywords>ADIB-Egypt,deposits,corporates,Financing,expansion</keywords></item><item><guid isPermaLink="true">https://en.firstbankeg.com/13360</guid><link>https://en.firstbankeg.com/13360</link><title>Saib under Afdal Naguib: retail leads loan growth, corporates anchor the portfolio</title><description>Société Arabe Internationale de Banque saib has significantly expanded its customer loan portfolio since Afdal</description><pubDate>Sun, 13 Sep 2026 14:16:18 +0200</pubDate><a10:updated>2026-09-13T14:16:18+02:00</a10:updated><a10:content type="html">&lt;p data-id="kJe6Wt"&gt;Soci&amp;eacute;t&amp;eacute; Arabe Internationale de Banque (saib) has significantly expanded its customer loan portfolio since Afdal Naguib took over its executive leadership in November 2023.&lt;/p&gt;&lt;p data-id="3SvA9I"&gt;This edition of Decision Makers examines Naguib&amp;rsquo;s role and the impact of his strategy on customer loans, which rose 88.8 per cent over the past two and a half years. The portfolio increased by the equivalent of EGP 41.05bn to the equivalent of EGP 87.30bn at end-June 2026, from the equivalent of EGP 46.25bn at end-2023.&lt;/p&gt;&lt;p data-id="TTxAI3"&gt;The increase in total customer loans was supported by substantial growth in retail loans, which surged 145.6 per cent to EGP 31.09bn at end-June 2026, from EGP 12.66bn at end-2023, an increase of EGP 18.43bn.&lt;/p&gt;&lt;p data-id="h1rQ7D"&gt;This expansion lifted retail loans&amp;rsquo; share of the bank&amp;rsquo;s total lending to 35.6 per cent at end-June 2026, from 27.4 per cent at end-2023.&lt;/p&gt;&lt;p data-id="GZPlVs"&gt;Personal loans drove the strong growth in retail lending, accounting for 91.35 per cent of the increase over the period under review. The personal loan portfolio grew 164 per cent over the past two and a half years to EGP 27.11bn at end-June 2026, from EGP 10.27bn at end-2023, an increase of EGP 16.84bn.&lt;/p&gt;&lt;p data-id="oCjGBS"&gt;Corporate loans accounted for 64.4 per cent of total customer loans at end-June 2026. The portfolio grew 67.3 per cent over the period under review, increasing by EGP 22.62bn to EGP 56.21bn, from EGP 33.59bn at end-2023.&lt;/p&gt;&lt;p data-id="8rE8MS"&gt;Overdrafts were the largest contributor to corporate loan growth, accounting for 35.48 per cent of the increase over the period under review. The overdraft portfolio reached EGP 19.82bn at end-June 2026, up from EGP 11.80bn at end-2023, representing growth of 68 per cent over the past two and a half years.&lt;/p&gt;&lt;p data-id="U3Qoxo"&gt;The bank also expanded its syndicated lending, with syndicated loans reaching EGP 21.34bn at end-June 2026, compared with EGP 13.89bn at end-2023, accounting for 37.97 per cent of its corporate loan portfolio.&lt;/p&gt;&lt;p data-id="jlqUe7"&gt;Retail loans grew faster than corporate loans over the period under review, reflecting a shift in the loan mix towards individuals, while corporate loans remained the largest component of total lending.&lt;/p&gt;&lt;p data-id="8pLzBS"&gt;Overall, Naguib&amp;rsquo;s efforts delivered strong growth across the bank&amp;rsquo;s financial indicators during his leadership. Total assets rose 62.1 per cent over the past two and a half years to EGP 174.73bn at end-June 2026, from EGP 107.81bn at end-2023.&lt;/p&gt;&lt;p data-id="JSabet"&gt;Total customer deposits reached EGP 147.05bn at end-June 2026, compared with EGP 85.29bn at end-2023, an increase of 72.4 per cent over the period under review.&lt;/p&gt;&lt;p data-id="I4C9dC"&gt;Total equity reached EGP 19.4bn at end-June 2026, compared with EGP 12.36bn at end-2023, representing growth of 57.2 per cent over the period under review.&lt;/p&gt;</a10:content><enclosure type="image/jpeg" url="https://en.firstbankeg.com/UserFiles/News/2026/09/13/13360.jpg"></enclosure><keywords>saib,Growth,customer loans,customer loan portfolio,Afdal Naguib</keywords></item></channel></rss>