ALEXBANK, Banque du Caire, and ABK–Egypt, Top banks in focusing on personal loans investment by September 2024end

2/16/2025 5:01:40 PM

ALEXBANK, Banque du Caire, and ABK–Egypt, Top banks in focusing on personal loans investment by September 2024end According To The List Provided By FirstBank Of The Most Focused Banks On Personal Loans By The End Of The Previous September, ALEXBANK Topped The List. Bank's Personal Loans Accounted For 42.73% Of The Total Customer Loans, Amounting To EGP 70.713 Bn By The End Of September 2024. While Personal Loans Reached EGP 30.215 Bn During The Same Period.

The List Measures Investment Trends Of 24 Banks on The Egyptian Stock Exchange, Specifically At The Level Of Personal Loan Portfolios. The List Is Based on The Ratio of Personal Loans To Total Customer Loans, Providing An Indicator Of The Extent To Which Customer Loans In The Bank Are Concentrated In Personal Loans By September -2024End.

Returning To the List, Banque du Caire Secured The Second Position, With 36.06% Of Their Total Customer Loans Concentrated On Their Personal Loan Portfolio. Their Personal Loans Amounted To EGP 73.094 Bn, While Total Customer Loans Reached EGP 202.702 Bn By The End Of September 2024.

ABK _ Egypt Ranked Third, With Personal Loans Accounting For 29.53% Of Their Total Customer Loans. The Bank Recorded A Total Loan Portfolio Of EGP 20.015 Bn, While Its Personal Loan Portfolio Reached EGP 67.778 Bn By The End Of September 2024.

BANK NXT Came In Fourth Place, With Personal Loans Representing 27.81% Of Their Total Customer Loans, Amounting To EGP 26.739 Bn. Their Personal Loan Portfolio Was Valued At EGP 7.436 Bn By The End Of September 2024.

EGBANK Ranked Fifth, With Its Personal Loan Portfolio Accounting For 25.97% Of Their Total Customer Loans Concentrated On The Personal Loan Portfolio. Their Personal Loans Amounted To EGP 11.637 Bn, While Total Customer Loans Reached EGP 44.805 Bn By The End Of September 2024.

HD Bank Ranked Sixth, With Personal Loans Accounting For 24.13% Of Their Total Customer Loans. The Bank Recorded A Total Loan Portfolio Of EGP 12.963 Bn, While Its Personal Loan Portfolio Reached EGP 53.712 Bn By The End Of September 2024, followed by ADIB-Egypt, With Concentration Ratios Of 23.92% By The End Of The Same Period.

saib Came In Eigth Place, With Personal Loans Representing 23% Of Their Total Customer Loans, Amounting To EGP 65.529 Bn. Their Personal Loan Portfolio Was Valued At EGP 15.073 Bn By The End Of September 2024, followed by MIDBANK, With Concentration Ratios Of 22.85% By The End Of The Same Period.

ADCB Ranked Fifth, With Its Personal Loan Portfolio Accounting For 21.31% Of Their Total Customer Loans Concentrated On The Personal Loan Portfolio. Their Personal Loans Amounted To EGP 45.585 Bn, While Total Customer Loans Reached EGP 9.712 Bn By The End Of September 2024. Followed by Al Baraka Bank, With Concentration Ratios Of 21.24% By The End Of The Same Period.

It Is Worth Noting That All The Values And Concentration Ratios Mentioned In The Above Analysis Are Based On Separate Announced Financial Statements Of Each Bank By The End Of September 2024.