HD Bank, EGBankand saib Top listed Banks in focusing on retail loans by 2024-End

First Bank List of Listed Banks With The Highest Concentration On Retail Loans By The End Of 2024 Revealed That Housing & Development Bank-HD Bank Topped The List. 

As Accounted For 49.33% Of The Total Customer Loans, Amounting To EGP 55.973 Bn By 2024-End.

Meanwhile, Retail Loans Reached EGP 27.612 Bn During The Same Period. 

The List Measures The Investment Trends Of 12 Listed Banks On The Egyptian Stock Exchange, Specifically In Terms Of Retail Loans.

It Relies on The Criterion Of (Retail Loans/Total Customer Loans) To Provide An Indicator Of The Extent To Which The Bank's Loan Portfolio Focuses On Retail Loans By End Of 2024. 

EGBank Ranked Second, With A Rate Of 33.41% As Its Total Customer Loans Amounting To EGP 48.033 Bn Concentrated In Its Retail Loan Portfolio, Which Reached EGP 16.047 Bn By The End Of 2024. 

saib Came In Third Position With 30% Of Its Total Customer Loans, Amounting To EGP 19.776 Bn By The End Of 2024, Concentrated In Its Retail Loan Portfolio, Which Reached EGP 65.929 Bn By The End Of The Same Period.

Abu Dhabi Islamic Bank - Egypt Came In Fourth Place, With 26.92% Of Its Total Customer Loans, Amounting To EGP 102.740 Bn By The End Of 2024, Concentrated In Its Retail Loan Portfolio, Which Reached EGP 27.656 Bn By The End Of The Same Period, followed by the United Bank with a Concentration percentage of 26.63% by the end of the same year. 

Credit Agricole- Egypt Secured the Sixth Position With 25.71% Of Its Total Customer Loans Amounting To EGP 14.186Bn Concentrated In Its Retail Loan Portfolio Valued At EGP 55,186 Bn By The End Of 2024.

It Is Worth Noting That The Concentration Ratios And Values Mentioned In The Above Analysis Are Based On Separate Financial Statements Announced By Each Bank By The End Of 2024.