Hala Sadiq strengthens the position of «Kuwait Finance House – Egypt» in the banking financing market

Since Hala Sadiq assumed the position of CEO and Managing Director of Kuwait Finance House Bank – Egypt «Al Ahli United previously » in November 2020, the customer financing portfolio has witnessed a qualitative shift, which was reflected in the balanced expansion of individual and corporate financing, and in this episode of Decision Makers we discuss the role of Hala Sadiq.And the impact of its distinctive strategy on significantly increasing the size of the bank’s customer financing portfolio within a short period of time.

Her distinguished leadership contributed to the total financing portfolio of the bank’s clients multiplying by about 3 times, rising by 185% and with an increase of 58.20 billion pounds over the last 4 years, reaching 89.70 billion pounds by the end of March 2025, compared to 31.50 billion by the end of 2020.

This noticeable increase in the total client financing portfolio «Kuwait Finance House – Egypt», is due to the bank’s record expansion in supporting and financing its institutional clients, as the size of its institutional financing portfolio jumped at a growth rate of 193.2% during the period under analysis, to record 84.06 billion pounds by the end of March.2025, compared to 28.67 billion by the end of 2020, recording an increase of 55.38 billion pounds.

This comes in addition to an increase in the bank’s individual financing portfolio with a growth rate of 99.4% and an increase of 2.81 billion pounds during the period under analysis, to record 5.65 billion pounds by the end of March 2025, compared to 2.83 billion by the end of 2020.

The bank significantly strengthened the total portfolio of direct financing for companies after it jumped at a growth rate of 178.2%, reaching 59.18 billion pounds by the end of March 2025, compared to 21.28 billion by the end of 2020, achieving an increase of 37.91 billion pounds.

While the bank’s total syndicated financing portfolio jumped at a growth rate of 101.5%, with an increase of about 5.39 billion pounds during the period under analysis, moving from 5.31 billion pounds by the end of 2020, and reaching 10.70 billion by the end of March 2025.

The deposit placement rate for financing grants at Kuwait Finance House Bank – Egypt witnessed an increase to 69.4% at the end of March 2025, compared to 67.6% at the end of 2020.

In general, the efforts of «Hala Sadiq» resulted in the bank recording strong growth rates in its main financial indicators, as the bank’s deposit portfolio more than doubled after achieving a growth rate of 177.6% and an increase of 82.72 billion pounds, to record 129.30 billion pounds by the end of March 2025, compared to 46.58 billion by the end of 2020.

The bank's total assets jumped at a growth rate of 176.1%, recording an increase of 98.93 billion pounds, with the portfolio size recording 155.10 billion pounds at the end of March 2025, compared to 56.17 billion at the end of 2020.

The bank also witnessed a boom in the growth of its issued and paid-up capital, as it jumped at a growth rate of 233%, doubling by about 3.5 times since Hala Sadiq assumed executive leadership, recording 10 billion pounds by the end of March 2025, compared to 3 billion by the end of 2020, achieving an increase of 7 billion pounds.

As for the development of the bank’s net profits under her leadership, it increased by 561.1%, achieving an increase of 4.28 billion pounds over the last 4 years, reaching 5.47 billion pounds in 2024, compared to 1.19 billion in 2020, while it recorded net profits of 938 million pounds during the first quarter from 2025.