First Bank list of the best banks in the deposit placement rate for granting loans loans/deposits at the end

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KFH–Egypt, Emirates NBD and NBK-Egypt top best banks in employing deposits to grant loans by March 2025-End

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First Bank list of the best banks in the deposit placement rate for granting loans (loans/deposits) at the end of March 2025 revealed that Kuwait Finance House Bank topped – Egypt with an placement rate of 69.4%, after the total customer financing debit portfolio reached 89.70 billion pounds, and the volume of its deposits reached about 129.30 billion pounds at the end of last March.

First Bank list monitored the deposit placement rates for loans at 25 banks operating in the Egyptian banking sector for which financial data was available during the period under analysis, and revealed that 24 of the banks under analysis achieved good placement rates that ranged between 69.4% and 26.7%, while Faisal Islamic Bank continued.Egypt is moving in the opposite direction of banks, as it recorded the lowest rate of placing deposits to grant loans at the end of March 2025.

Returning to the list, the National Bank of Kuwait – Egypt «NBK-Egypt» came in second place with a deposit placement rate for granting loans that reached 66.3%, after its total customer loan portfolio recorded 108.94 billion pounds, while the size of its deposit portfolio reached about 164.43 billion by the end of March 2025.

Emirates NBD Bank – Egypt «Emirates NBD» came in third place, after its deposit placement rate for loans reached 65.3%, as the bank’s total customer loan portfolio recorded 87.97 billion pounds, while its customer deposit portfolio reached 134.78 billion by the end of March 2025.

Credit Agricole Bank – Egypt occupied fourth place with a deposit placement rate for granting loans amounting to 61.3%, after its total customer loan portfolio recorded about 58.15 billion pounds, while the size of its deposit portfolio reached 94.88 billion pounds by the end of March 2025.

Suez Canal Bank ranked fifth with a deposit placement rate for granting loans of 60.1%, after its total customer loan portfolio recorded 90.88 billion pounds, while its customer deposit portfolio reached 151.32 billion pounds by the end of March 2025.

Banque du Caire took sixth place with a deposit placement rate for granting loans of 59.2%, after its total customer loan portfolio recorded about 218.56 billion pounds, while its deposit portfolio reached 369.23 billion pounds by the end of March 2025.

Attijariwafa Bank Egypt came in seventh place with a deposit placement rate for granting loans of 59.1%, after its total customer loan portfolio recorded 60.69 billion pounds, while the size of its deposit portfolio reached 102.61 billion by the end of March 2025.

The Egyptian Export Development Bank «Ebank» ranked eighth with a deposit placement rate for granting loans of 57.9%, after its total customer loan portfolio recorded 75.74 billion pounds, while the size of its deposit portfolio reached 130.90 billion by the end of March 2025.

Al Baraka Bank ranked ninth with a deposit placement rate for granting loans of 57.6%, after its total customer loan portfolio recorded 64.88 billion pounds, while the size of its deposit portfolio reached 112.56 billion pounds by the end of March 2025.

As for tenth place, it was obtained by the Arab International Banking Company «saib» Bank with a deposit placement rate for granting loans of 56.6%, after its total customer loan portfolio recorded 73.33 billion pounds, while its deposit portfolio reached 129.58 billion pounds.

It is worth noting that all numbers and employment rates mentioned in the above analysis are according to the independent financial statements announced for each bank at the end of March 2025

Deposits employment for loans ratio in Banks operating in the Egyptian banking sector by March 2025-End

# Bank Name Total customer loans by March 2025-End Total customer deposits by March 2025-End Growth rate
1 Al Ahli united bank Egypt
Al Ahli united bank Egypt
89.7 EGP bn 129.3 EGP bn 69.37 %
2 NBK Egypt
NBK Egypt
108.937 EGP bn 164.425 EGP bn 66.25 %
3 Emirates NBD Egypt
Emirates NBD Egypt
87.966 EGP bn 134.78 EGP bn 65.27 %
4 Credit Agricole Egypt
Credit Agricole Egypt
58.148 EGP bn 94.883 EGP bn 61.28 %
5 Suez Canal Bank
Suez Canal Bank
90.882 EGP bn 151.316 EGP bn 60.06 %
6 Banque Du Caire-BDC
Banque Du Caire-BDC
218.559 EGP bn 369.226 EGP bn 59.19 %
7 Attijariwafa Bank Egypt
Attijariwafa Bank Egypt
60.686 EGP bn 102.607 EGP bn 59.14 %
8 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
75.738 EGP bn 130.9 EGP bn 57.86 %
9 alBaraka Bank Egypt
alBaraka Bank Egypt
64.883 EGP bn 112.561 EGP bn 57.64 %
10 SAIB BANK
SAIB BANK
73.333 EGP bn 129.578 EGP bn 56.59 %
11 Al Ahli Bank of Kuwait Egypt -ABK Egypt
Al Ahli Bank of Kuwait Egypt -ABK Egypt
74.975 EGP bn 134.124 EGP bn 55.9 %
12 First Abu Dhabi Bank Egypt-FAB
First Abu Dhabi Bank Egypt-FAB
160.25 EGP bn 288.866 EGP bn 55.48 %
13 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
117.941 EGP bn 218.155 EGP bn 54.06 %
14 Qatar National Bank-QNB
Qatar National Bank-QNB
386.162 EGP bn 729.206 EGP bn 52.96 %
15 The United Bank
The United Bank
34.293 EGP bn 67.025 EGP bn 51.16 %
16 Abu Dhabi Commercial Bank Egypt- ADCB
Abu Dhabi Commercial Bank Egypt- ADCB
63.282 EGP bn 124.305 EGP bn 50.91 %
17 BANK NXT
BANK NXT
36.955 EGP bn 72.756 EGP bn 50.79 %
18 Arab Banking Corporation- ABC
Arab Banking Corporation- ABC
33.559 EGP bn 69.505 EGP bn 48.28 %
19 EGBANK
EGBANK
57.1 EGP bn 119.633 EGP bn 47.73 %
20 Housing and Development Bank-HDB
Housing and Development Bank-HDB
58.702 EGP bn 135.015 EGP bn 43.48 %
21 Bank of Alexandria-Alex Bank
Bank of Alexandria-Alex Bank
75.132 EGP bn 181.552 EGP bn 41.38 %
22 Commercial International Bank-CIB
Commercial International Bank-CIB
409.198 EGP bn 996.12 EGP bn 41.08 %
23 arab african international bank
arab african international bank
204.2 EGP bn 642.774 EGP bn 31.77 %
24 HSBC
HSBC
58.446 EGP bn 219.281 EGP bn 26.65 %
25 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
19.645 EGP bn 182.486 EGP bn 10.76 %