ADCB Bank's Corporate loans rose by 516.1% over the last 5 years

Abu Dhabi Commercial Bank –Egypt «ADCB» has significantly increased the volume of credit directed to the corporate sector over the past five years, with its corporate loan portfolio growing by 516.1%, reaching EGP 51.06 billion by the end of March 2025, compared to EGP 8.29 billion by the end of 2019, achieving an increase of EGP 42.77 billion.

By tracking the performance of the portfolio during the period under analysis, we find that the bank recorded the highest annual growth rate in the volume of its institutional loans during 2022, as they declined by 57.4%, after its total portfolio increased from 14.91 billion pounds at the end of 2021, to 23.46 billion at the end of 2022, recording an increase of 8.56 billion pounds.

The bank also achieved the second highest annual growth rate in the size of its portfolio of institutional loans during 2024, at 48.3%, reaching 43.77 billion pounds by the end of 2024, compared to 29.51 billion by the end of 2023.

The total institutional loan portfolio at Abu Dhabi Commercial Bank Egypt recorded annual growth rates of 25.8%, 32.4% and 35.8%, respectively, during the following years 2023, 2021 and 2020.

As for the first quarter of 2025, the bank's total institutional loan portfolio recorded a growth rate of 16.7%, after the size of its portfolio reached 51.06 billion pounds at the end of March 2025, compared to 43.77 billion at the end of 2024, an increase of 7.29 billion pounds.

It is worth noting that ADCB Bank achieved good growth rates in its main financial indicators during the first quarter of 2025, as its financial position increased by about 8.1%, recording the size of its asset portfolio at 145.03 billion pounds at the end of March 2025, compared to 134.16 billion at the end of 2024, an increase of 10.87 billion pounds.

His portfolio of customer deposits rose to EGP 124.31 billion by the end of March 2025, compared to EGP 116.50 billion by the end of 2024, with a growth rate of 6.7% and an increase estimated at EGP 7.80 billion during the first quarter of this year.

The bank's total loans to customers increased by about 15.2% during the first quarter of this year, reaching 63.28 billion pounds by the end of March 2025, compared to 54.96 billion by the end of 2024, an increase of 8.32 billion pounds.  

The bank's net profits jumped to EGP 1.51 billion during the first quarter of 2025, compared to EGP 910 million during the same period in 2024, with a growth rate of 66.3% and a total increase of EGP 603 million