Hisham Ezz Al-Arab leads «CIB» to achieve 87% growth in its loans portfolio during a record period

7/21/2025 5:23:30 PM

Commercial International Bank – Egypt «CIB» has achieved record performance in all its financial indicators, specifically since Hisham Ezz Al-Arab returned to lead the bank and assumed the presidency of its Board of Directors in March 2023 and then as CEO in September 2024. In this episode of Decision Makers, we discuss the role of «Ezz Al-Arab» and the impact of its distinctive strategy on the size of the bank's customer loan portfolio.

Bank «CIB» was able to achieve a boom in its total customer loans during a record period, as the size of the portfolio jumped by 87.2%, recording 409.20 billion pounds by the end of March 2025, compared to 218.63 billion by the end of 2022, which prompted it to top the «First Bank» classification of the private sector banks that have strengthened their financing portfolios the most in the last 3 years.

The significant increase in the bank's total customer loan portfolio was driven by the tremendous growth in the volume of institutional financing, as the bank expanded its granting of credit to companies significantly, which led to an increase in its total corporate loans by 98.4%, recording 328.44 billion pounds by the end of March 2025, compared to 165.35 billion by the end of 2022.

In addition, the bank's total individual loan portfolio increased at a growth rate of 51.6% during the period under analysis, moving from 53.29 billion pounds by the end of 2022, and reaching 80.76 billion by the end of March 2025.

The bank also significantly strengthened the size of its direct corporate loan portfolio, which jumped by 236% during the period under analysis, recording EGP 150.23 billion by the end of March 2025, compared to EGP 44.72 billion by the end of 2022.

Total syndicated loans «CIB» increased by about 78.7% during the period under analysis, as the portfolio size moved from 44.72 billion pounds by the end of 2022, to 79.90 billion by the end of March 2025.

Overall, «CIB» achieved strong growth rates during a record period, as its net profits jumped at a growth rate of 443% in just two years, reaching 55.43 billion pounds during 2024, compared to 13.16 billion during 2022.

As for the first quarter of 2025, the bank achieved a growth rate of 39% in its net profits, recording 16.60 billion pounds during the first 3 months of 2025, compared to 11.95 billion during the corresponding period of 2024.