«Saudi National Bank» is the Arab bank with the strongest growth in deposits and financing portfolios

The latest rankings issued by «First Bank» revealed that Saudi National Bank (SNB) topped the lists of the Arab banks with the strongest growth in deposits and financing portfolios during the first six months of 2025.

The increase in the bank’s deposit portfolio amounted to 21.31 billion dollars during the first six months of 2025, bringing the portfolio to 175.63 billion dollars by the end of June 2025, representing a growth rate of 13.8% compared to 2024.

Meanwhile, the increase in the financing portfolio reached 16.46 billion dollars during the first half of 2025, bringing the portfolio to 190.60 billion dollars by the end of last June, with a growth rate of 9.5% compared to 2024.

The ranking was based on arranging banks according to the value of the increase in financing and deposits as disclosed in the banks’ financial statements and denominated in U.S. dollars during the first half of 2025, providing a unified comparison tool among different banking institutions. The ranking also excluded banks for which official data were unavailable, to ensure the accuracy of the results and the reliability of the adopted methodology.

Regarding annual performance, Although the deposit portfolio declining from its peak recorded in June 2025, it ended the year with notable annual growth compared to the end of 2024, recording 169.59 billion dollars by the end of 2025 compared to 154.32 billion dollars at the end of 2024, an increase of 15.27 billion dollar and an annual growth rate of 9.9%.

In the same context, the financing portfolio recorded its highest levels in mid-year before relatively declining by the end of 2025; however, it remained higher than its levels at the end of 2024. It reached 194.44 billion dollars by the end of 2025, compared to 174.14 billion dollars at the end of 2024, achieving an annual growth of 11.7% and a total increase of 20.30 billion dollar.

Overall, Saudi National Bank achieved good performance during the past year, as its asset portfolio increased to 322.61 billion dollars by the end of 2025, compared to 293.89 billion dollars at the end of 2024, representing an annual growth rate of 9.8%.

Shareholders’ equity rose to 54.34 billion dollars by the end of 2025, compared to 51.44 billion dollars at the end of 2024, representing growth of about 5.6% and a total increase of 2.90 billion dollar.

Net profit jumped by about 18.7% during the past year, reaching 6.66 billion dollars in 2025 compared to 5.61 billion dollars in 2024.

Profit before tax increased to 7.44 billion dollars in 2025, compared to 6.29 billion dollars in 2024, with a growth rate of 18.3% and a total increase of 1.15 billion dollar.

Net income from financing and investments increased by about 5.3% during the past year, reaching 7.77 billion dollars in 2025 compared to 7.38 billion dollars in 2024.

Net income from banking service fees rose to 1.31 billion dollars in 2025, compared to 1.17 billion dollars in 2024, representing an annual growth rate of 12.7%.