Crédit Agricole, Suez Canal Bank, and EBank Lead Listed Banks on the Egyptian Exchange in Loan-to-Deposit Ratio by the End of 2025

Crédit Agricole tops the list… Suez Canal Bank ranks second

Private sector banks capture four positions among the top five, compared with only one public bank

Foreign banking groups secure two spots among the top five listed banks in loan-to-deposit ratio

The First Bank ranking of the best banks listed on the Egyptian Exchange in terms of loan-to-deposit ratio by the end of 2025 revealed that Crédit Agricole Egypt topped the list with a ratio of 58.541%, after its customer loan portfolio reached about EGP 64.51 billion by the end of 2025, while total customer deposits stood at EGP 110.20 billion during the same period.

Suez Canal Bank ranked second with a loan-to-deposit ratio of 58.536%, as its customer loan portfolio reached approximately EGP 122.37 billion by the end of 2025, while its customer deposits amounted to EGP 209.04 billion during the same period.

The Export Development Bank of Egypt (EBank) ranked third with a loan-to-deposit ratio of 57.75%, after its customer loan portfolio reached about EGP 84.17 billion by the end of 2025, while its customer deposits totaled approximately EGP 145.76 billion by the end of last December.

The ranking, which included all 12 banks listed on the Egyptian Exchange, showed that 11 banks recorded solid loan-to-deposit ratios ranging between 58.541% and 33.65%, while Faisal Islamic Bank of Egypt continued to move in the opposite direction of most banks, recording the lowest loan-to-deposit ratio by the end of 2025.

The classification also revealed that private sector banks captured four positions among the top five listed banks in loan-to-deposit ratio, namely: Crédit Agricole Egypt, Suez Canal Bank, EGBANK, and QNB Egypt.

Meanwhile, public sector banks secured only one position among the top five, with the Export Development Bank of Egypt «EBank» ranking third.

Regarding foreign banking groups operating in Egypt, they secured two positions among the top five, with Crédit Agricole Egypt topping the list, while QNB Egypt ranked fifth.

It is worth noting that all values and ratios mentioned in the above analysis are based on the standalone financial statements announced by each bank at the end of 2025.