Housing and Development Bank, CIB, and Credit Agricole are the best EGX listed banks in return on average assets during 2025

Housing and Development Bank leads the list and CIB is the runner up

Private banks capture 4 seats among the top five compared to a single seat for public banks

Islamic banks secure one seat among the top 5 listed banks in return on average assets

Foreign groups reserve 3 positions within the top 5 listed banks

The First Bank list of the best EGX listed banks in return on average assets during 2025 revealed that Housing and Development Bank topped the list with a rate of 8.41%, thanks to achieving net profits of 17.21 billion Egyptian pounds during 2025.

Commercial International Bank (CIB) secured the second position with a return on average assets of 6.18%, thanks to achieving net profits of 81.81 billion Egyptian pounds during 2025.

Credit Agricole Egypt ranked third with a return on average assets of 5.1%, thanks to achieving net profits of 6.95 billion Egyptian pounds during 2025.

The list, which included all 12 banks listed on the Egyptian Exchange, showed that they all achieved positive rates in return on average assets, due to their success in achieving varying levels of net profits and none of them incurring losses during 2025.

Return on average assets measures the efficiency of banks in investing their assets to achieve net profits during the period under analysis. The higher the return, the more it indicates the bank efficiency in investing its assets to achieve appropriate profit levels.

The ranking revealed that private banks captured 4 seats within the list of the top 5 EGX listed banks in return on average assets during 2025, represented by CIB, Credit Agricole, ADIB Egypt, and QNB Egypt.

As for public banks, they controlled a single seat among the top five, as Housing and Development Bank came in first place.

Regarding foreign banking groups operating in Egypt, they succeeded in capturing 3 seats within the list of the top 5 listed banks, which are Credit Agricole, ADIB Egypt, and QNB.

On the level of Islamic banks, Abu Dhabi Islamic Bank Egypt appeared within the list of the top 5 EGX listed banks in return on average assets during 2025.

It should be noted that all values and growth rates mentioned in the analysis above are based on the standalone financial statements announced by each bank at the end of 2025.