Suez Canal Bank, EGBANK, and Kuwait Finance House are the fastest-growing banks in personal loans during 2025
First Bank Ratings Center
Suez Canal Bank takes the lead rising from the fifth place in the 2024 ranking
EGBANK, Kuwait Finance House, ADIB, BANK NXT, saib, and Al Baraka: 6 banks maintain their positions among the top 10 fastest-growing banks in personal loans for two consecutive years
Relatively weak performance by foreign banks on the list after securing only 4 spots among the top ten out of 13 foreign banks included in the ranking
Strong activity in personal loans for Islamic banks after securing 3 spots among the 10 fastest-growing banks in 2025
The First Bank list tracking the evolution of personal loan portfolios in banks operating in the Egyptian banking sector during 2025 showed that Suez Canal Bank took the first place. Its growth rate reached 112.4% last year, recording 11.29 billion EGP at the end of 2025, compared to 5.32 billion EGP at the end of 2024.
Egyptian Gulf Bank (EGBANK) secured the second place, as its total personal loan portfolio rose by about 92.5% during 2025, recording 25.1 billion EGP at the end of last December, compared to 13.04 billion EGP at the end of 2024.
Kuwait Finance House – Egypt claimed the third place with a growth rate of 87.3% during 2025. Its personal loans reached 7.97 billion EGP at the end of last December, compared to 4.25 billion EGP at the end of 2024.
The First Bank list monitored the development of personal loan portfolios at 23 banks operating in the Egyptian banking system with available financial data. The list showed that all banks achieved positive growth rates during 2025.
Suez Canal Bank, EGBANK, Kuwait Finance House, ADIB, BANK NXT, saib, and Al Baraka maintained their presence among the 10 fastest-growing banks in personal loans for 2025 and 2024 respectively.
Foreign banks claimed 4 spots among the top ten out of 13 foreign banks included in the ranking, which are: Kuwait Finance House, ADIB, Al Baraka, and NBK.
Regarding the Islamic banks in the ranking, ADIB Egypt, Al Baraka, and Kuwait Finance House recorded a growth of 69.4% in personal loans, reaching 71.48 billion EGP at the end of 2025, compared to 42.20 billion EGP at the end of 2024.
It is worth noting that all values and growth rates mentioned in the analysis above are according to the separate financial statements announced by each bank at the end of 2025.
Evolution of personal loan portfolios for banks operating in Egypt during 2025
| # | Bank Name | Personal Loans at the end of 2025 | Personal Loans at the end of 2024 | Growth Rate |
|---|---|---|---|---|
| 1 |
Suez Canal Bank![]() |
11.29 EGP bn | 5.32 EGP bn | 112.36 % |
| 2 |
EGBANK![]() |
25.1 EGP bn | 13.04 EGP bn | 92.5 % |
| 3 |
Kuwait Finance House Bank Egypt ![]() |
7.97 EGP bn | 4.25 EGP bn | 87.33 % |
| 4 |
Abu Dhabi Islamic Bank-ADIB Egypt![]() |
45.95 EGP bn | 25.77 EGP bn | 78.32 % |
| 5 |
BANK NXT![]() |
13.76 EGP bn | 8.06 EGP bn | 70.72 % |
| 6 |
SAIB BANK![]() |
24.44 EGP bn | 16.77 EGP bn | 45.68 % |
| 7 |
alBaraka Bank Egypt![]() |
17.56 EGP bn | 12.18 EGP bn | 44.19 % |
| 8 |
Housing and Development Bank-HDB![]() |
17.36 EGP bn | 13.18 EGP bn | 31.76 % |
| 9 |
arab african international bank![]() |
11.92 EGP bn | 9.06 EGP bn | 31.53 % |
| 10 |
NBK Egypt![]() |
18.67 EGP bn | 14.25 EGP bn | 31.07 % |
| 11 |
Export Development Bank of Egypt-EBank![]() |
11.59 EGP bn | 9.05 EGP bn | 28.16 % |
| 12 |
First Abu Dhabi Bank Egypt-FAB![]() |
19.04 EGP bn | 15.05 EGP bn | 26.54 % |
| 13 |
Qatar National Bank-QNB ![]() |
62.14 EGP bn | 50.94 EGP bn | 21.99 % |
| 14 |
Emirates NBD Egypt![]() |
16.68 EGP bn | 13.71 EGP bn | 21.64 % |
| 15 |
Credit Agricole Egypt![]() |
13.21 EGP bn | 10.99 EGP bn | 20.24 % |
| 16 |
Abu Dhabi Commercial Bank Egypt- ADCB![]() |
12.38 EGP bn | 10.4 EGP bn | 19.04 % |
| 17 |
Bank of Alexandria-Alex Bank![]() |
36.08 EGP bn | 31.05 EGP bn | 16.21 % |
| 18 |
Commercial International Bank-CIB![]() |
62.99 EGP bn | 54.88 EGP bn | 14.78 % |
| 19 |
Arab Banking Corporation- ABC![]() |
4.23 EGP bn | 3.72 EGP bn | 13.9 % |
| 20 |
Al Ahli Bank of Kuwait Egypt -ABK Egypt![]() |
25.06 EGP bn | 22.03 EGP bn | 13.75 % |
| 21 |
HSBC![]() |
13.18 EGP bn | 11.73 EGP bn | 12.33 % |
| 22 |
The United Bank![]() |
5.67 EGP bn | 5.11 EGP bn | 11.01 % |
| 23 |
Banque Du Caire-BDC![]() |
83.58 EGP bn | 75.67 EGP bn | 10.45 % |























