«QNB» Egypt, «CIB», and «ADIB» are the best listed banks on the Egyptian Stock Exchange on the «First Bank» index for individual credit competitiveness during the first quarter of 2026

«QNB» Egypt is strongly expanding in providing personal loans and tops the listed banks on the Egyptian Stock Exchange by the end of March 2026.
The top 3 banks account for 61.2% of the increase in personal loans among listed banks by the end of March 2026.
Personal loans at listed banks on the Egyptian Stock Exchange reached EGP 415.71 billion, with an increase of EGP 26.47 billion during Q1 2026.
Islamic banks secured just one spot among the top five, out of the three Islamic banks included in the ranking.

The First Bank list of the best banks listed on the Egyptian stock exchange for the First Bank Credit Competitiveness Index for individuals during Q1 2026 revealed that Qatar National Bank - Egypt (QNB) topped the list, after its individual loans portfolio increased by about 6.47 billion EGP, reaching 87.58 billion EGP by the end of March 2026, up from 81.11 billion EGP at the end of 2025.

Commercial International Bank (CIB) Egypt took the second spot, with its individual loans portfolio rising by around 4.97 billion EGP during Q1 2026, reaching 97.24 billion EGP by the end of March 2026, compared to 92.28 billion EGP at the end of 2025.

ADIB Egypt captured third place, achieving an increase of EGP 4.82 billion during Q1 2026, after its retail deposit portfolio reached EGP 53.15 billion by the end of March 2026, compared to EGP 48.33 billion at the end of 2025.

The “First Bank” Credit Competitiveness Index tracked the increases in retail deposit portfolios across all banks listed on the Egyptian Stock Exchange (12 banks in total), for which financial data was available as of the end of March 2026. The data revealed that all banks succeeded in expanding their retail deposit portfolios during the period under review.

The “First Bank” Individual Credit Competitiveness Index measures banks’ ability to offer credit products or loan products to attract retail customers. It is based on the absolute value of growth in net retail loans, reflecting the bank’s success in expanding its portfolio balance.

Listed banks on the Egyptian Stock Exchange recorded a significant growth in net retail financing during Q1 2026, reaching about EGP 415.71 billion by the end of March, compared to EGP 389.23 billion at the end of 2025, marking an increase of EGP 26.47 billion within just three months.

On the Islamic banking side, they secured only one position among the top five listed banks in the “First Bank” Retail Credit Competitiveness Index, held by ADIB.

The list was dominated by QNB Egypt, ADIB, and CIB, which together accounted for 61.2% of the total increase in retail financing during Q1 2026.

It is worth noting that all values and growth rates mentioned in the above analysis are based on the standalone financial statements announced by each bank as of the end of March 2026.