HDB leads return on average equity in H1 2026

Housing and Development Bank (HDB) delivered a strong performance in H1 2026, retaining its position at the top of First Bank’s ranking of banks operating in Egypt by return on average equity (ROAE), having also led the ranking in the corresponding period of 2025.

HDB recorded a ROAE of 50.55 per cent in H1 2026, reflecting its efficiency in deploying shareholders’ equity to generate net profit.

The bank’s broader financial performance was equally strong, with net profit rising 11.2 per cent to EGP 9.92bn in H1 2026, from EGP 8.93bn in the corresponding period of 2025.

On the financial position front, total assets increased by approximately 12 per cent during H1 2026 to EGP 256.44bn at end-June, from EGP 229.80bn at end-2025.

Customer deposits grew by around 12.9 per cent to EGP 202.21bn at end-June 2026, compared with EGP 179.13bn at end-2025.

Total customer loans and facilities rose 23.9 per cent during the first half of the year to EGP 81.44bn at end-June 2026, from EGP 65.72bn at end-2025.

Shareholders’ equity also increased by approximately 9.2 per cent to EGP 40.99bn at end-June 2026, from EGP 37.54bn at end-2025.