HD Bank, and saib Top Listed Banks in focusing on Retail loans by March-2024end
First Bank
First Bank List of Listed Banks With The Highest Concentration On Retail Loans By The End Of March 2024 Revealed That Housing & Development Bank-HD Bank Topped The List. As Accounted For 53.17% Of The Total Customer Loans, Amounting To EGP 48.49 Bn By March -2024End. Meanwhile, Retail Loans Reached EGP 25.78 Bn During The Same Period.
The List Measures The Investment Trends Of 11 Listed Banks On The Egyptian Stock Exchange, Specifically In Terms Of Retail Loans. It Relies On The Criterion Of (Retail Loans/Total Customer Loans) To Provide An Indicator Of The Extent To Which The Bank's Loan Portfolio Focuses On Retail Loans By End Of March 2024.
Saib Ranked Second, With A Rate Of 25.46% As Its Total Customer Loans Amounting To EGP 57.29Bn Concentrated In Its Retail Loan Portfolio, Which Reached EGP 14.58 Bn By The End Of March 2024.
Credit Agricole- Egypt Came In Third Position With 25.14% Of Its Total Customer Loans, Amounting To EGP 45.64 Bn By The End Of March 2024, Concentrated In Its Retail Loan Portfolio, Which Reached EGP 11.47 Bn By The End Of The Same Period.
EGBANK Secured The Fourth Position With 24.58% Of Its Total Customer Loans Amounting To EGP 41.02 Bn Concentrated In Its Retail Loan Portfolio Valued At EGP 10.08Bn By The End Of March 2024.
Abu Dhabi Islamic Bank - Egypt Came In Fifth Place, With 23.93% Of Its Total Customer Loans, Amounting To EGP 86.18 Bn By The End Of March 2024, Concentrated In Its Retail Loan Portfolio, Which Reached EGP 20.63 Bn By The End Of The Same Period.
It Is Worth Noting That The Concentration Ratios And Values Mentioned In The Above Analysis Are Based On Separate Financial Statements Announced By Each Bank By The End Of March 2024.
Top listed banks in focusing on retail loans investment by March-2024end
| # | Bank Name | retail loans At Q1-2024 | cystomer loans At Q1-2024 | concentration ratio % |
|---|---|---|---|---|
| 1 |
Housing and Development Bank-HDB |
25.782 Billion pounds | 48.494 Billion pounds | 53.17 % |
| 2 |
SAIB BANK |
14.584 Billion pounds | 57.293 Billion pounds | 25.46 % |
| 3 |
Credit Agricole Egypt |
11.474 Billion pounds | 45.635 Billion pounds | 25.14 % |
| 4 |
EGBANK |
10.08 Billion pounds | 41.015 Billion pounds | 24.58 % |
| 5 |
Abu Dhabi Islamic Bank-ADIB Egypt |
20.626 Billion pounds | 86.184 Billion pounds | 23.93 % |
| 6 |
Commercial International Bank-CIB |
65.227 Billion pounds | 312.832 Billion pounds | 20.85 % |
| 7 |
alBaraka Bank Egypt |
9.19 Billion pounds | 49.108 Billion pounds | 18.71 % |
| 8 |
Faisal Islamic Bank of Egypt |
3.351 Billion pounds | 18.037 Billion pounds | 18.58 % |
| 9 |
Qatar National Bank-QNB  |
58.118 Billion pounds | 318.179 Billion pounds | 18.27 % |
| 10 |
Export Development Bank of Egypt-EBank |
8.834 Billion pounds | 63.374 Billion pounds | 13.94 % |
| 11 |
Suez Canal Bank |
4.094 Billion pounds | 44.285 Billion pounds | 9.24 % |
