HD Bank, EGBANK, and ADIB Egypt, Top listed banks in focusing on personal loans investment by June 2024end

According To The List Provided By FirstBank Of The Most Focused Listed Banks On Personal Loans By The End Of The Previous June, Housing & Development Bank -HD Bank Topped The List. Bank's Personal Loans Accounted For 24.57% Of The Total Customer Loans, Amounting To EGP 50.76 Bn By The End Of June 2024. While Personal Loans Reached EGP 12.47 Bn During The Same Period.

The List Measures Investment Trends Of 10 Listed Banks on The Egyptian Stock Exchange, Specifically At The Level Of Personal Loan Portfolios. The List Is Based on The Ratio of Personal Loans To Total Customer Loans, Providing An Indicator Of The Extent To Which Customer Loans In The Bank Are Concentrated In Personal Loans By June -2024End.

Returning To the List, Egyptian Gulf Bank- EGBANK Secured The Second Position, With 23.61% Of Their Total Customer Loans Concentrated On Their Personal Loan Portfolio. Their Personal Loans Amounted To EGP 9.88 Bn, While Total Customer Loans Reached EGP 41.85 Bn By The End Of June 2024.

Abu Dhabi Islamic Bank - Egypt Ranked Third, With Personal Loans Accounting For 22.23% Of Their Total Customer Loans. The Bank Recorded A Total Loan Portfolio Of EGP 90.76 Bn, While Its Personal Loan Portfolio Reached EGP 20.18 Bn By The End Of June 2024.

Saib Came In Fourth Place, With Personal Loans Representing 21.16% Of Their Total Customer Loans, Amounting To EGP 61.43 Bn. Their Personal Loan Portfolio Was Valued At EGP 13 Bn By The End Of June 2024.

alBaraka Ranked Fifth, With Its Personal Financing Accounting For 20.42% Of Their Total Customer financing Concentrated On The Personal Loan Portfolio. Their Personal financing Amounted To EGP 10.17 Bn, While Total Customer financing Reached EGP 49.81 Bn By The End Of June 2024.

It Is Worth Noting That All The Values And Concentration Ratios Mentioned In The Above Analysis Are Based On Separate Announced Financial Statements Of Each Bank By The End Of June 2024.