HD Bank, AlexBank and HSBC top most efficient banks in achieving return on shareholders' Equity during Q1-2025

First Bank's list of the most efficient banks in achieving a return on shareholders' funds «rate of return on average equity» during the first quarter of 2025 revealed that the Housing and Development Bank topped the list with a rate of return on average equity of 78.04%, after achieving net profits of EGP 4.82 billion during the first quarter of 2025. The list, which included 25 banks operating in the Egyptian banking sector for which the necessary financial data were made available during the period under analysis, showed that they all achieved positive rates of return on average equity, due to their success in achieving net profits at varying levels and none of them achieving losses during the first quarter of 2025. «Rate of return on average equity» shows the ability of banks to invest owners' rights to achieve appropriate levels of profits during the period under analysis, and the higher the return, the more this indicates the efficiency of banks in investing their shares to achieve appropriate levels of profit. Returning to the list, the Bank of Alexandria snatched second place, after achieving a rate of return on average equity of 53.90%, while its net profits amounted to about 3.63 billion pounds during the first quarter of 2025. HSBC «HSBC» took third place, with an average return on equity of 50.82%, thanks to achieving net profits of EGP 5.86 billion during the first quarter of 2025. Abu Dhabi Islamic Bank-Egypt «ADIB» came fourth, with an average return on equity of 50.35%, after achieving net profits of EGP 2.94 billion during the first 3 months of 2025. Abu Dhabi Commercial Bank-Egypt «ADCB» came in fifth place, with an average return on equity of 43.04%, after achieving net profits of EGP 1.51 billion during the first quarter of 2025. The Commercial International Bank «CIB» came sixth, after its average return on equity reached 43.03%, thanks to achieving net profits of about 16.60 billion pounds during the first quarter of 2025. Credit Agricole Bank - Egypt dominated seventh place, achieving an average return on equity of 37.53%, while its net profits amounted to about 1.87 billion pounds during the first quarter of 2025.
Return on shareholders Equity of Banks operating in the Egyptian banking sector during Q1-2025
# | Bank Name | Net profits during Q1-2025 | Return on shareholders Equity ratio during Q1-2025 |
---|---|---|---|
1 |
Housing and Development Bank-HDB![]() |
4.821 EGP bn | 78.04 % |
2 |
Bank of Alexandria-Alex Bank![]() |
3.633 EGP bn | 53.9 % |
3 |
HSBC![]() |
5.864 EGP bn | 50.82 % |
4 |
Abu Dhabi Islamic Bank-ADIB Egypt![]() |
2.937 EGP bn | 50.35 % |
5 |
Abu Dhabi Commercial Bank Egypt- ADCB![]() |
1.513 EGP bn | 43.04 % |
6 |
Commercial International Bank-CIB![]() |
16.596 EGP bn | 43.03 % |
7 |
Credit Agricole Egypt![]() |
1.869 EGP bn | 37.53 % |
8 |
Suez Canal Bank![]() |
1.311 EGP bn | 36.81 % |
9 |
NBK Egypt![]() |
2.02 EGP bn | 35.29 % |
10 |
Emirates NBD Egypt![]() |
1.431 EGP bn | 32.12 % |
11 |
EGBANK![]() |
781.451 EGP mn | 32.01 % |
12 |
Qatar National Bank-QNB ![]() |
6.951 EGP bn | 31.17 % |
13 |
Banque Du Caire-BDC![]() |
3.444 EGP bn | 30.84 % |
14 |
alBaraka Bank Egypt![]() |
958.947 EGP mn | 30.63 % |
15 |
Al Ahli Bank of Kuwait Egypt -ABK Egypt![]() |
1.247 EGP bn | 30.57 % |
16 |
Export Development Bank of Egypt-EBank![]() |
1.319 EGP bn | 27.66 % |
17 |
Attijariwafa Bank Egypt![]() |
752.189 EGP bn | 25.33 % |
18 |
First Abu Dhabi Bank Egypt-FAB![]() |
3.854 EGP bn | 24.89 % |
19 |
BANK NXT![]() |
499.318 EGP mn | 23.63 % |
20 |
Arab Banking Corporation- ABC![]() |
564.049 EGP mn | 21.23 % |
21 |
The United Bank![]() |
740.237 EGP mn | 20.86 % |
22 |
Al Ahli united bank Egypt![]() |
937.777 EGP mn | 20 % |
23 |
arab african international bank![]() |
3.186 EGP bn | 9.65 % |
24 |
Faisal Islamic Bank of Egypt![]() |
881.637 EGP mn | 9.65 % |
25 |
SAIB BANK![]() |
390.25 EGP mn | 8.12 % |