First Banks list of the most efficient banks in achieving a return on shareholders funds rate of return on

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HD Bank, AlexBank and HSBC top most efficient banks in achieving return on shareholders' Equity during Q1-2025

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First Bank's list of the most efficient banks in achieving a return on shareholders' funds «rate of return on average equity» during the first quarter of 2025 revealed that the Housing and Development Bank topped the list with a rate of return on average equity of 78.04%, after achieving net profits of EGP 4.82 billion during the first quarter of 2025. The list, which included 25 banks operating in the Egyptian banking sector for which the necessary financial data were made available during the period under analysis, showed that they all achieved positive rates of return on average equity, due to their success in achieving net profits at varying levels and none of them achieving losses during the first quarter of 2025. «Rate of return on average equity» shows the ability of banks to invest owners' rights to achieve appropriate levels of profits during the period under analysis, and the higher the return, the more this indicates the efficiency of banks in investing their shares to achieve appropriate levels of profit. Returning to the list, the Bank of Alexandria snatched second place, after achieving a rate of return on average equity of 53.90%, while its net profits amounted to about 3.63 billion pounds during the first quarter of 2025. HSBC «HSBC» took third place, with an average return on equity of 50.82%, thanks to achieving net profits of EGP 5.86 billion during the first quarter of 2025. Abu Dhabi Islamic Bank-Egypt «ADIB» came fourth, with an average return on equity of 50.35%, after achieving net profits of EGP 2.94 billion during the first 3 months of 2025. Abu Dhabi Commercial Bank-Egypt «ADCB» came in fifth place, with an average return on equity of 43.04%, after achieving net profits of EGP 1.51 billion during the first quarter of 2025. The Commercial International Bank «CIB» came sixth, after its average return on equity reached 43.03%, thanks to achieving net profits of about 16.60 billion pounds during the first quarter of 2025. Credit Agricole Bank - Egypt dominated seventh place, achieving an average return on equity of 37.53%, while its net profits amounted to about 1.87 billion pounds during the first quarter of 2025.

Return on shareholders Equity of Banks operating in the Egyptian banking sector during Q1-2025

# Bank Name Net profits during Q1-2025 Return on shareholders Equity ratio during Q1-2025
1 Housing and Development Bank-HDB
Housing and Development Bank-HDB
4.821 EGP bn 78.04 %
2 Bank of Alexandria-Alex Bank
Bank of Alexandria-Alex Bank
3.633 EGP bn 53.9 %
3 HSBC
HSBC
5.864 EGP bn 50.82 %
4 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
2.937 EGP bn 50.35 %
5 Abu Dhabi Commercial Bank Egypt- ADCB
Abu Dhabi Commercial Bank Egypt- ADCB
1.513 EGP bn 43.04 %
6 Commercial International Bank-CIB
Commercial International Bank-CIB
16.596 EGP bn 43.03 %
7 Credit Agricole Egypt
Credit Agricole Egypt
1.869 EGP bn 37.53 %
8 Suez Canal Bank
Suez Canal Bank
1.311 EGP bn 36.81 %
9 NBK Egypt
NBK Egypt
2.02 EGP bn 35.29 %
10 Emirates NBD Egypt
Emirates NBD Egypt
1.431 EGP bn 32.12 %
11 EGBANK
EGBANK
781.451 EGP mn 32.01 %
12 Qatar National Bank-QNB
Qatar National Bank-QNB
6.951 EGP bn 31.17 %
13 Banque Du Caire-BDC
Banque Du Caire-BDC
3.444 EGP bn 30.84 %
14 alBaraka Bank Egypt
alBaraka Bank Egypt
958.947 EGP mn 30.63 %
15 Al Ahli Bank of Kuwait Egypt -ABK Egypt
Al Ahli Bank of Kuwait Egypt -ABK Egypt
1.247 EGP bn 30.57 %
16 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
1.319 EGP bn 27.66 %
17 Attijariwafa Bank Egypt
Attijariwafa Bank Egypt
752.189 EGP bn 25.33 %
18 First Abu Dhabi Bank Egypt-FAB
First Abu Dhabi Bank Egypt-FAB
3.854 EGP bn 24.89 %
19 BANK NXT
BANK NXT
499.318 EGP mn 23.63 %
20 Arab Banking Corporation- ABC
Arab Banking Corporation- ABC
564.049 EGP mn 21.23 %
21 The United Bank
The United Bank
740.237 EGP mn 20.86 %
22 Al Ahli united bank Egypt
Al Ahli united bank Egypt
937.777 EGP mn 20 %
23 arab african international bank
arab african international bank
3.186 EGP bn 9.65 %
24 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
881.637 EGP mn 9.65 %
25 SAIB BANK
SAIB BANK
390.25 EGP mn 8.12 %