«CIB» Leads Major Arab Banks in ROAA

The Commercial International Bank (CIB) delivered an outstanding performance over the past year, enabling it to top the «First Bank» list tracking return on average assets among major Arab banks during the first half of 2025.

The bank’s return on average assets recorded 5.36% during the first six months of 2025, compared to 4.71% in the same period of 2024, reflecting the bank’s efficiency in investing its assets to generate net profits.

The bank maintained its positive performance in the third quarter, with return on average assets rising to 6.67% during the first nine months of 2025.

Overall, CIB posted strong results over the past year, with net profits increasing to USD 1.30 billionduring the first nine months of 2025, compared to USD 881.47 million in the corresponding period of 2024, representing growth of around 47.5%.

Net interest income rose to approximately USD 1.64 billion during the first nine months of 2025, compared to USD 1.36 billion in the same period of 2024, marking a growth rate of 20.7%.

Net fee and commission income reached about USD 132.52 million during the first nine months of 2025, versus USD 107.88 million in the same period of 2024, achieving a growth rate of 22.8%.

On the financial position front, the bank’s total assets portfolio increased to USD 28.20 billion by the end of September 2025, compared to USD 23.79 billion at the end of 2024, reflecting a growth rate of 18.6%.

Net loans rose to USD 10 billion by the end of September 2025, recording a growth rate of 45.2% during the first nine months of 2025.

Customer deposits grew by about 14.5% during the first nine months of last year, reaching USD 21.80 billion by the end of September 2025, compared to USD 19.04 billion at the end of 2024.