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Suez Canal Bank, «EBank», and «CIB» Lead Listed Egyptian Banks in Corporate Lending Focus During 2025

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Listed banks allocate 78% of total lending to corporates

Private sector listed banks direct 79% of their lending toward corporates

Public sector listed banks allocate 71% of total lending to corporates

Islamic listed banks channel 72% of their total financing to corporates

The «First Bank» ranking of corporate lending concentration among banks listed on the Egyptian Exchange by the end of 2025 revealed that Suez Canal Bank topped the list, with a concentration ratio of 90.91%, as its corporate loan portfolio reached EGP 115.49 bn, out of total loans of EGP 127.04 bn.

The Export Development Bank of Egypt «EBank» ranked second, with a concentration ratio of 84.08%, as its corporate lending portfolio stood at EGP 72.94 bn, compared to total loans of EGP 86.75 bn by the end of 2025.

The Commercial International Bank – Egypt «CIB» secured third place, with a concentration ratio of 82.96%, as its corporate loan portfolio reached EGP 449.13 bn, out of total loans of EGP 541.41 bn by the end of 2025.

The ranking tracks the lending composition of all banks listed on the Egyptian Exchange (12 banks), with a particular focus on corporate financing. It is based on the metric (Corporate Loans / Total Customer Loans), providing an indicator of how concentrated each bank’s lending portfolio is toward corporate clients.

Data showed that listed banks in Egypt (12 banks) directed 78% of their total lending toward the corporate sector by the end of 2025.

At the level of private sector listed banks, corporate lending accounted for 79% of total financing, with corporate loans reaching EGP 1.26 tn out of total customer loans of EGP 1.60 tn by the end of 2025.

Public sector banks allocated 71% of their total lending to corporates, as their corporate loan portfolios reached EGP 150.15 bn, out of total loans of EGP 210.63 bn by the end of 2025.

As for Islamic banks, they directed 72% of their financing toward corporates, with corporate lending reaching EGP 179.93 bn, out of total loans of EGP 250.65 bn by the end of 2025.

It is worth noting that all figures mentioned above are based on the standalone financial statements disclosed by each bank as of December 2025.

Corporate Lending Concentration Ratio of Banks Listed on the Egyptian Exchange by End of 2025

# Bank Name Total Customer Financing (End of 2025) Corporate Financing (End of 2025) Concentration Ratio % (Corporate Financing / Total Customer Financing)
1 Suez Canal Bank
Suez Canal Bank
127.04 EGP bn 115.49 EGP bn 90.91 %
2 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
86.75 EGP bn 72.94 EGP bn 84.08 %
3 Commercial International Bank-CIB
Commercial International Bank-CIB
541.41 EGP bn 449.13 EGP bn 82.96 %
4 Qatar National Bank-QNB
Qatar National Bank-QNB
464.84 EGP bn 383.73 EGP bn 82.55 %
5 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
19.88 EGP bn 15.58 EGP bn 78.34 %
6 alBaraka Bank Egypt
alBaraka Bank Egypt
75.9 EGP bn 57.82 EGP bn 76.17 %
7 The United Bank
The United Bank
38.28 EGP bn 28.85 EGP bn 75.37 %
8 Credit Agricole Egypt
Credit Agricole Egypt
66.99 EGP bn 49.93 EGP bn 74.53 %
9 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
154.87 EGP bn 106.54 EGP bn 68.79 %
10 SAIB BANK
SAIB BANK
79.19 EGP bn 50.98 EGP bn 64.38 %
11 Housing and Development Bank-HDB
Housing and Development Bank-HDB
65.72 EGP bn 32.78 EGP bn 49.89 %
12 EGBANK
EGBANK
66.23 EGP bn 31.36 EGP bn 47.36 %