EGBANK, Suez Canal Bank, and ADIB Egypt Lead the Fastest Growth in Retail Lending Among Banks Listed on the Egyptian Exchange in 2025
First Bank Ratings Center
EGBANK Tops the List… Suez Canal Bank Ranks Second
Private sector banks dominate the top five, while public banks are entirely absent.
Gulf banking groups secure two spots among the fastest-growing five listed banks in retail lending.
Islamic banks capture two positions within the top five.
The First Bank ranking of the fastest-growing banks listed on the Egyptian Exchange in retail lending during 2025 revealed that EGBANK topped the list, recording a growth rate of 117.3%, as its retail loan portfolio reached EGP 34.86 bn by the end of 2025, compared with EGP 16.05 bn at the end of 2024.
Suez Canal Bank ranked second with a growth rate of 110.2% during the past year, as its retail loan portfolio reached EGP 11.55 bn by the end of 2025, compared with EGP 5.50 bn at the end of 2024.
Abu Dhabi Islamic Bank – Egypt «ADIB Egypt» came in third place, with its retail financing portfolio increasing by 74.8% during 2025 to reach EGP 48.33 bn by the end of last December, compared with EGP 27.66 bn at the end of 2024.
The ranking, which included all 12 banks listed on the Egyptian Exchange for which the required financial data was available, showed that all of them recorded positive growth rates in their total retail lending portfolios during 2025.
The list also highlighted the dominance of private sector banks, which occupied the top five positions, namely: EGBANK, Suez Canal Bank, ADIB Egypt, Al Baraka Bank, and saib.
Regarding Gulf banking groups operating in Egypt, two banks secured positions among the top five fastest-growing listed banks in retail lending, namely ADIB Egypt and Al Baraka Bank, strengthening their presence not only as subsidiaries of Gulf banking groups but also as the only two Islamic banks appearing within the top five.
It is worth noting that all values and growth rates mentioned in the above analysis are based on the standalone financial statements announced by each bank at the end of 2025.
Development of Retail Loans in Banks Listed on the Egyptian Exchange During 2025
| # | Bank Name | Retail Loans at the End of 2025 | Retail Loans at the End of 2024 | Growth Rate (%) |
|---|---|---|---|---|
| 1 |
EGBANK |
34.86 EGP bn | 16.05 EGP bn | 117.26 % |
| 2 |
Suez Canal Bank |
11.55 EGP bn | 5.49 EGP bn | 110.2 % |
| 3 |
Abu Dhabi Islamic Bank-ADIB Egypt |
48.33 EGP bn | 27.66 EGP bn | 74.75 % |
| 4 |
alBaraka Bank Egypt |
18.08 EGP bn | 12.52 EGP bn | 44.39 % |
| 5 |
SAIB BANK |
28.21 EGP bn | 19.78 EGP bn | 42.63 % |
| 6 |
Export Development Bank of Egypt-EBank |
13.81 EGP bn | 10.9 EGP bn | 26.78 % |
| 7 |
Qatar National Bank-QNB  |
81.11 EGP bn | 66.39 EGP bn | 22.17 % |
| 8 |
Faisal Islamic Bank of Egypt |
4.31 EGP bn | 3.57 EGP bn | 20.52 % |
| 9 |
Credit Agricole Egypt |
17.06 EGP bn | 14.19 EGP bn | 20.26 % |
| 10 |
Housing and Development Bank-HDB |
32.93 EGP bn | 27.61 EGP bn | 19.27 % |
| 11 |
Commercial International Bank-CIB |
92.28 EGP bn | 79.37 EGP bn | 16.26 % |
| 12 |
The United Bank |
9.43 EGP bn | 8.31 EGP bn | 13.53 % |
