EGBANK» is the fastest-growing bank in retail lending during 2025»

The Egyptian Gulf Bank«EGBANK» expanded significantly in retail lending over the past year, as reflected in the rise of its individual loan portfolio to EGP 34.86 billion by the end of 2025, compared to EGP 16.05 billion at the end of 2024, recording a strong year-on-year growth rate of 117.3%.

This robust performance positioned the bank at the top of the “First Bank” ranking of the fastest-growing banks in retail lending during 2025, maintaining its leadership for the second consecutive year after also ranking first in 2024.

Overall, EGBANK delivered solid financial results during the past year, with net profit rising to EGP 4.09 billion in 2025, compared to EGP 2.55 billion in 2024, marking a growth rate of 60.2% and an absolute increase of EGP 1.54 billion.

The bank’s profit before income tax surged by 53.5% during the year, reaching EGP 6.18 billion in 2025, up from EGP 4.02 billion in 2024.

Net interest income increased to EGP 8.41 billion in 2025, compared to EGP 6.08 billion in 2024, reflecting a year-on-year growth of 38.2%.

Net fees and commissions income also grew by 16.9% over the past year, reaching EGP 1.35 billion in 2025, versus EGP 1.16 billion in 2024.

Meanwhile, the bank’s total assets rose by 2.7% during the year, reaching EGP 141.24 billion by the end of 2025, compared to EGP 137.49 billion at the end of 2024.

Net loans to customers increased to EGP 60.46 billion by the end of 2025, up from EGP 44.47 billion in 2024, representing a growth rate of 36% year-on-year.

As for customer deposits, they declined by 4.8% during the year, reaching EGP 60.46 billion by the end of 2025, compared to EGP 44.47 billion at the end of 2024.