«EGBANK», Suez Canal Bank, and «Kuwait Finance House – Egypt» are the fastest-growing banks in retail lending during 2025

EGBANK tops the list for the second consecutive year

Suez Canal Bank, Kuwait Finance House, ADIB, BANK NXT, Al Baraka, saib, and EBank are among the fastest-growing 10 banks in retail lending in 2024 and 2025

The private sector strengthens its presence within the top 10, holding 9 positions out of 21 private banks included in the ranking

Public sector banks hold only one position within the top 10, out of 4 public banks included in the list

The «First Bank» list tracking the development of retail lending at banks operating in the Egyptian banking sector during 2025 showed that EGBank ranked first, with a growth rate of 117.3%, as its portfolio reached EGP 34.86 bn by the end of December 2025, compared to EGP 16.05 bn at the end of 2024. It maintained its leading position for the second consecutive year, after also topping the same ranking in 2024.

Suez Canal Bank ranked second, with retail loans increasing by about 110.2% during 2025, reaching EGP 11.55 bn by the end of the year, compared to EGP 5.49 bn in 2024.

Kuwait Finance House – Egypt ranked third, as its retail financing portfolio increased by 99.5% during the year, reaching EGP 9.88 bn by the end of 2025, compared to EGP 4.95 bn at the end of 2024.

The report covered retail lending portfolios across 25 banks operating in the Egyptian banking sector for which financial data were available, and showed that all banks recorded positive growth during 2025.

«EGBANK», Suez Canal Bank, «Kuwait Finance House», «ADIB», «BANK NXT», «Al Baraka», «saib», and «EBank» maintained their presence among the fastest-growing 10 banks in retail lending during 2024 and 2025.

Private banks strengthened their presence within the top 10, capturing 9 positions out of 21 private banks included in the ranking, including: «EGBANK», Suez Canal Bank, «Kuwait Finance House», «ADIB», «BANK NXT», «Al Baraka», National Bank of Kuwait, «saib», and «Emirates NBD».

Public sector banks held only one position within the top 10 out of 4 public banks included in the ranking, with the Export Development Bank of Egypt ranking tenth.

Islamic banks, including «ADIB», «Kuwait Finance House», «Al Baraka», and Faisal Islamic Bank, recorded an average growth rate of 65.5% during 2025, with total retail financing reaching EGP 80.60 bn by the end of 2025, compared to EGP 48.70 bn in 2024.

It is worth noting that all figures and growth rates mentioned are based on the standalone financial statements published by each bank at the end of 2025.