National Bank of Egypt, Banque Misr, and CIB Lead Household Deposits Market in Egypt
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National Bank of Egypt Maintains Market Leadership, Widening the Gap with Competitors
Slight Decline in Retail Deposits’ Share of Total Banking Sector Deposits to 56.3% at End-2025, Compared to 61.6% at End-2024
Top 10 Banks Retain Their Rankings Amid Limited Changes Compared to 2024
Market Share of the Top Five Banks Declines to 73.85% of Total Retail Deposits at End-2025, Down from 77.29% in 2024, Creating More Room for Mid-Sized and Emerging Banks
The latest First Bank ranking of the largest banks by retail deposit market share at the end of 2025 revealed that the National Bank of Egypt (NBE) maintained its leading position, capturing a market share of 41.98%.
Banque Misr ranked second with a market share of approximately 22.09% of total retail deposits in the Egyptian banking sector by the end of 2025.
Meanwhile, Commercial International Bank – Egypt (CIB) secured third place, holding a 6.77% market share of retail deposits across the banking sector.
The First Bank ranking monitored the total retail deposit portfolios of 29 banks operating in the Egyptian banking sector for which financial statements were available as of the end of 2025.
The ranking also showed relative stability among the top 10 banks in terms of retail deposits at the end of 2025 compared to the 2024 ranking, with Abu Dhabi Islamic Bank – Egypt (ADIB-Egypt) moving up to ninth place from tenth.
The five largest banks accounted for 73.85% of total retail deposits by the end of 2025, compared to 77.29% at the end of 2024.
In addition, the retail deposit base across the banking sector expanded by more than EGP 570.92 billion during 2025, reaching EGP 8.88 trillion by year-end, compared to EGP 8.31 trillion at the end of 2024.
As for Islamic banks (Abu Dhabi Islamic Bank – Egypt, Faisal Islamic Bank of Egypt, Kuwait Finance House, and Al Baraka Bank Egypt), their combined market share recorded a slight increase, rising to 4.67% of total retail deposits in the banking sector at the end of 2025, compared to 4.43% in 2024, reflecting their continued expansion and stronger presence within the Egyptian banking market.
On the other hand, the share of retail deposits in total banking sector deposits declined slightly to 56.3% at the end of 2025, compared to 61.6% at the end of 2024. This may indicate a relative shift in the deposit structure in favor of institutional deposits or changes in household saving behavior during the period under review, without diminishing the importance of retail deposits as a key component of liquidity within the banking sector.
It is worth noting that all figures and market shares presented in this analysis are based on the standalone financial statements announced by each bank as of the end of 2025.
Market Share of Retail Deposits Among Banks Operating in the Egyptian Banking Sector as of End-2025
| # | Bank Name | Retail Deposits (Dec. 2025) | Market Share (%) |
|---|---|---|---|
| 1 |
National Bank of Egypt-NBE |
3.87 EGP tn | 41.89 % |
| 2 |
Banque Misr |
2.04 EGP tn | 22.09 % |
| 3 |
Commercial International Bank-CIB |
647.4 EGP bn | 6.77 % |
| 4 |
arab african international bank |
296.89 EGP bn | 3.11 % |
| 5 |
Qatar National Bank-QNB  |
287.61 EGP bn | 3.01 % |
| 6 |
Banque Du Caire-BDC |
240.87 EGP bn | 2.52 % |
| 7 |
Faisal Islamic Bank of Egypt |
189.64 EGP bn | 1.98 % |
| 8 |
Bank of Alexandria-Alex Bank |
150.3 EGP bn | 1.57 % |
| 9 |
Abu Dhabi Islamic Bank-ADIB Egypt |
134.57 EGP bn | 1.41 % |
| 10 |
HSBC |
122.77 EGP bn | 1.28 % |
| 11 |
Housing and Development Bank-HDB |
104.25 EGP bn | 1.09 % |
| 12 |
NBK Egypt |
92.73 EGP bn | 0.97 % |
| 13 |
alBaraka Bank Egypt |
82.88 EGP bn | 0.87 % |
| 14 |
First Abu Dhabi Bank Egypt-FAB |
74.62 EGP bn | 0.78 % |
| 15 |
Emirates NBD Egypt |
69.44 EGP bn | 0.73 % |
| 16 |
SAIB BANK |
53.88 EGP bn | 0.56 % |
| 17 |
Attijariwafa Bank Egypt |
44.86 EGP bn | 0.47 % |
| 18 |
Al Ahli Bank of Kuwait Egypt -ABK Egypt |
44.69 EGP bn | 0.47 % |
| 19 |
Credit Agricole Egypt |
40 EGP bn | 0.42 % |
| 20 |
Kuwait Finance House Bank Egypt  |
37.97 EGP bn | 0.4 % |
| 21 |
Suez Canal Bank |
37.32 EGP bn | 0.39 % |
| 22 |
BANK NXT |
34.46 EGP bn | 0.36 % |
| 23 |
Abu Dhabi Commercial Bank Egypt- ADCB |
29.49 EGP bn | 0.31 % |
| 24 |
The United Bank |
28.09 EGP bn | 0.29 % |
| 25 |
Mashreq Bank Egypt |
22.77 EGP bn | 0.29 % |
| 26 |
EGBANK |
26.35 EGP bn | 0.28 % |
| 27 |
Export Development Bank of Egypt-EBank |
21.4 EGP bn | 0.22 % |
| 28 |
Arab Banking Corporation- ABC |
20.93 EGP bn | 0.22 % |
| 29 |
Arab International Bank-AIB |
102.3 EGP mn | % |
