«EBank», Suez Canal Bank, and Faisal Islamic Bank Recorded the Highest Assets-to-Deposits Coverage Ratios Among Banks Listed on the Egyptian Stock Exchange as of March 2026

«EBank» Maintained the Highest Assets-to-Deposits Coverage Ratio, Indicating a Strong Asset Base Relative to Customer Deposits

Limited Changes in the Top Five Banks by Assets-to-Deposits Coverage Ratio Between Year-End 2025 and March 2026, with Suez Canal Bank Entering the Top Five

Eight Banks Recorded Assets-to-Deposits Coverage Ratios Above the Listed-Bank Average of 128% as of March 2026

Islamic Banks Accounted for One Position Among the Top Five Banks by Assets-to-Deposits Coverage Ratio, Out of Three Islamic Banks Included in the Analysis

The «First Bank» ranking of banks listed on the Egyptian Stock Exchange by assets-to-deposits coverage ratio as of March 2026 showed that Export Development Bank of Egypt «EBank» maintained the highest ratio. Its assets-to-deposits coverage ratio reached 139.9%, with total assets of EGP 221.78 billion and customer deposits of EGP 158.52 billion at the end of March 2026.

Suez Canal Bank ranked second with an assets-to-deposits coverage ratio of 133.7%. The bank reported total assets of EGP 306.25 billion and customer deposits of EGP 229.04 billion at the end of March 2026.

Faisal Islamic Bank ranked third, recording an assets-to-deposits coverage ratio of 131.4% at the end of March 2026. Total assets reached EGP 284.21 billion, while customer deposits stood at EGP 216.22 billion during the same period.

The ranking, which covered all 12 banks listed on the Egyptian Stock Exchange, showed that all banks maintained assets-to-deposits coverage ratios above 100% as of March 2026.

The assets-to-deposits coverage ratio measures the relationship between a bank’s asset base and its customer deposits. It is calculated as (Assets / Deposits) × 100, with higher ratios indicating a larger asset base relative to deposits.

The ranking also showed that the top eight banks recorded assets-to-deposits coverage ratios above the listed banking sector average of 128% at the end of March 2026.

A comparison between the March 2026 and year-end 2025 rankings showed limited changes among the top five banks by assets-to-deposits coverage ratio, with Suez Canal Bank joining the group.

Al Baraka Bank Egypt, «EBank», «QNB Egypt», and The United Bank maintained their positions compared with the year-end 2025 ranking, while the remaining banks recorded limited changes. saib Bank and «ADIB Egypt» exchanged positions, with saib moving up to ninth place and «ADIB Egypt» moving down to tenth place by the end of March 2026. «CIB» moved from fifth place to eighth place, while Egyptian Gulf Bank declined from second place to sixth place.

Private-sector banks accounted for three positions among the top five banks by assets-to-deposits coverage ratio as of March 2026: Suez Canal Bank, Crédit Agricole Egypt, and Faisal Islamic Bank.

Among Islamic banks, Faisal Islamic Bank was included in the top five banks by assets-to-deposits coverage ratio as of March 2026.

All figures and ratios presented in this analysis are based on the standalone financial statements published by each bank as of March 2026.