«Kuwait Finance House – Egypt», «BANK NXT» and «EBank» Lead Growth in Personal Loans During Q1 2026

«Kuwait Finance House – Egypt» tops the ranking, rising from third place in the 2025 classification

6 banks maintain their presence among the top 10 fastest-growing banks in personal loans during Q1 2026 and 2025

595.73 EGP bn in personal loans across 23 banks operating in the Egyptian banking sector, up 6.6% during Q1 2026

Foreign banks capture half of the top 10 positions, with 5 banks represented among the 13 foreign banks included in the ranking

«QNB» remains the largest private-sector bank in personal loans, while «CIB» ranks second

«First Bank's ranking» tracking the development of personal loan portfolios among banks operating in the Egyptian banking sector during the first quarter of 2026 revealed that Kuwait Finance House – Egypt ranked first, supported by a 22.1% increase in its personal loan portfolio, which reached 9.73 EGP bn at the end of March 2026, compared with 7.97 EGP bn at the end of 2025.

«BANK NXT» ranked second after its personal loan portfolio grew by 17.8% during the first three months of 2026, reaching 16.21 EGP bn at the end of March, compared with 13.76 EGP bn at the end of 2025.

Meanwhile, Export Development Bank of Egypt «EBank» secured third place, with its personal loan portfolio increasing by 13.7% quarter-on-quarter to 13.18 EGP bn at the end of March 2026, compared with 11.59 EGP bn at the end of 2025.

The ranking monitored the personal loan portfolios of 23 banks operating in Egypt for which financial data were available. It showed that 22 banks recorded positive growth rates, while only one bank reported a decline during Q1 2026.

The ranking also showed that six banks maintained their positions among the top 10 fastest-growing banks in personal loans during both Q1 2026 and 2025. These banks were «Kuwait Finance House – Egypt», «BANK NXT», «Suez Canal Bank», «EGBank», «ADIB-Egypt» and «Housing & Development Bank».

At the sector level, the personal loans portfolio of 23 banks operating in the Egyptian banking sector reached 597.73 EGP bn at the end of March 2026, compared with 559.09 EGP bn at the end of 2025, recording a growth rate of 6.6% during Q1 of 2026.

The ranking highlighted the presence of five foreign banks among the top 10 fastest-growing institutions, out of 13 foreign banks included in the survey. These were «Kuwait Finance House – Egypt», «Emirates NBD», Abu Dhabi Islamic Bank Egypt «ADIB», «QNB Egypt», and Abu Dhabi Commercial Bank Egypt «ADCB».

«QNB» retained its position as the largest private-sector bank in personal loans, with a portfolio totaling 68.07 EGP bn at the end of March 2026, while Commercial International Bank «CIB» ranked second with personal loans amounting to 66.26 EGP bn.

All figures and growth rates mentioned above are based on the standalone financial statements announced by each bank as of March 2026.