NBK Egypt, Crédit Agricole Egypt and The United Bank ranked as the best banks in terms of corporate loan portfolio quality at the end of March 2026
Credit Risk Management Efficiency Drives «NBK – Egypt» to Lead the Best Banks in Corporate Loan Portfolio Quality by End of March 2026
96.7% Average Corporate Loan Portfolio Quality Among 23 Banks Operating in the Egyptian Banking Sector by End of March 2026
5 Foreign Banks Secure Positions Among the Top 10 Out of 12 Foreign Banks Included in the Ranking
Only One Islamic Bank Appears Among the Top 10 Out of 3 Islamic Banks Included in the Ranking
The «First Bank» ranking of the best banks operating in the Egyptian banking sector in terms of corporate loan portfolio quality at the end of March 2026 revealed that National Bank of Kuwait – Egypt (NBK – Egypt) topped the list, recording a portfolio quality rate of 99.85% by the end of March 2026.
Crédit Agricole Egypt ranked second, with a corporate loan portfolio quality rate of 99.61% at the end of March 2026.
The United Bank came in third place, recording a corporate loan portfolio quality rate of 98.99% at the end of last March.
The ranking included 22 banks operating in the Egyptian banking sector for which standalone financial statements were available during the analysis period, based on each bank’s announced standalone financial statements as of the end of March 2026.
The corporate loan portfolio quality rate reflects the percentage of performing loans in the first and second stages out of total corporate loans at the bank. It is considered one of the key indicators for assessing credit performance, as it reflects the bank’s efficiency in implementing risk assessment policies and managing assets. A higher ratio indicates the bank’s ability to extend financing to institutions with strong creditworthiness, contributing to stronger financial soundness indicators and reducing non-performing loan risks.
Conversely, a decline in the corporate loan portfolio quality rate indicates weaknesses in credit assessment processes or challenges in loan recovery monitoring, requiring a review of internal procedures and controls. Therefore, improving this ratio is considered a strategic objective for banks to ensure sustainable financial growth and enhance customer confidence.
According to the ranking, the average corporate loan portfolio quality rate among 22 banks operating in the Egyptian banking sector reached 96.7% by the end of March 2026.
Foreign banks succeeded in securing half of the Top 10 positions out of the 12 foreign banks included in the ranking. These banks are: «NBK – Egypt», «Crédit Agricole Egypt», «Attijariwafa Bank Egypt», «Al Ahli Bank of Kuwait – Egypt», and «Abu Dhabi Islamic Bank – Egypt».
Regarding Islamic banks, only one bank secured a position among the Top 10: Abu Dhabi Islamic Bank – Egypt, which ranked ninth.
It is worth noting that all figures mentioned in the above analysis are based on the standalone financial statements announced by each bank as of the end of March 2026.
| Bank Name | Institutional Financing Portfolio Quality |
|---|---|
 National Bank of Kuwait (NBK) | 99.85% |
| Crédit Agricole | 99.61% |
 United Bank | 98.99% |
 Attijariwafa | 98.90% |
 Ahli Bank of Kuwait (ABK) | 98.38% |
 International Commercial Bank (CIB) | 98.00% |
| Arab African Bank | 97.98% |
 Suez Canal Bank | 97.22% |
| Abu Dhabi Islamic Bank | 96.99% |
| Export Development Bank | 96.66% |
| Kuwait Finance House | 96.63% |
| Next Bank | 96.56% |
| First Abu Dhabi Bank | 96.20% |
| Egyptian Gulf Bank (EG) | 96.14% |
| Abu Dhabi Commercial Bank | 95.83% |
 Emirates NBD | 95.555% |
| Bank of Cairo | 95.547% |
| Bank of Alexandria | 95.40% |
| Qatar National Bank | 94.81% |
 Al Baraka | 94.64% |
| Housing and Development Bank | 92.49% |
 SAIB | 92.31% |
