EBank post the fastest growth in retail loans among EGX-listed banks in H1 2026

Egyptian Export Development Bank (EBank) takes the top spot, rising from sixth place in the 2025 ranking

The gap between Commercial International Bank (CIB) and QNB Egypt, the two largest EGX-listed banks, widens to EGP 11.36bn at end-June 2026

Retail loans growth at EGX-listed banks slows to 13.08% in H1 2026 from 15.58% in the same period of 2025

Abu Dhabi Islamic Bank – Egypt (ADIB Egypt) and Suez Canal Bank remain among the five fastest-growing banks between end-2025 and June 2026

EBank led First Bank’s ranking of the fastest-growing EGX-listed banks in retail loans in H1 2026, with its portfolio rising by 26.8 per cent to EGP 17.52bn at end-June from EGP 13.81bn at end-2025.

ADIB Egypt ranked second, with its retail loan portfolio rising by 19.4 per cent to EGP 57.69bn at end-June, from EGP 48.33bn at end-2025.

Suez Canal Bank ranked third, with its retail loan portfolio increasing by 17.5 per cent to EGP 13.57bn at end-June, from EGP 11.55bn at end-2025.

All 12 EGX-listed banks recorded positive growth in their retail loan portfolios during H1 2026.

The combined retail loan portfolio of EGX-listed banks rose by 13.08 per cent to EGP 440.16bn at end-June 2026, from EGP 389.23bn at end-2025, an increase of more than EGP 50bn.

Retail loan growth at EGX-listed banks slowed to 13.08 per cent in H1 2026, from 15.58 per cent in the same period of 2025.

ADIB Egypt and Suez Canal Bank remained among the five fastest-growing EGX-listed banks in retail loans in both H1 2026 and 2025.

Meanwhile, CIB maintained its position as the largest EGX-listed bank by retail loans, with its portfolio reaching EGP 103.36bn at end-June 2026. QNB Egypt ranked second, leaving a gap of EGP 11.36bn between the two banks at end-June.

All values and growth rates cited in this analysis are based on the standalone financial statements disclosed by each bank for the period ended June 2026.

Bank Name	Retail loans at the End of June 2026 (EGP)	Retail loans at the End of 2025 (EGP)	Growth Rate (%)
Egyptian Export Development Bank (Ebank)	17,517,102,000	13,813,029,000	26.82%
Abu Dhabi Islamic Bank – Egypt (ADIB)	57,693,330,000	48,329,089,000	19.38%
Suez Canal Bank	13,567,808,000	11,549,107,000	17.48%
The United Bank	10,976,415,000	9,429,297,000	16.41%
QNB Egypt	92,003,189,304	81,109,025,641	13.43%
Commercial International Bank (Egypt) – CIB	103,358,502,000	92,277,203,000	12.01%
Housing and Development Bank (HDB)	36,685,222,698	32,932,591,163	11.39%
Al Baraka Bank Egypt	19,943,812,000	18,084,753,000	10.28%
Societe Arab International Bank (SAIB)	31,094,703,059	28,205,598,128	10.24%
Egyptian Gulf Bank (EG Bank)	34,816,202,705	32,136,725,967	8.34%
Crédit Agricole Egypt	18,073,147,000	17,060,627,000	5.93%
Faisal Islamic Bank of Egypt	4,432,435,000	4,306,200,000	2.93%