CIB maintains credit lead among EGX-listed banks in H1 2026

Commercial International Bank – Egypt (CIB) significantly expanded lending during the year, with its total customer loan portfolio increasing by around EGP 89.94bn during the first six months of 2026 to EGP 631.34bn at end-June, from EGP 541.41bn at end-2025.

This strong performance placed CIB at the top of First Bank’s ranking of Egyptian Exchange (EGX)-listed banks on the First Bank Credit Competitiveness Index in H1 2026.

CIB retained its lead after also ranking first in the 2025 classification, continuing to record the largest absolute increase in its customer loan portfolio among banks listed on the EGX.

Overall, CIB delivered a strong performance during the year, with net profit reaching EGP 39.24bn in H1 2026, compared with EGP 33.41bn in the same period of 2025, representing growth of 17.4 per cent and an increase of EGP 5.83bn.

Profit before income tax rose to EGP 54.08bn in H1 2026, from EGP 46.40bn in the same period of 2025, representing growth of 16.6 per cent.

Net interest income increased by around 18.2 per cent to EGP 60.48bn in H1 2026, from EGP 51.15bn in the corresponding period of 2025.

Net fee and commission income jumped to EGP 5.76bn in the first six months of 2026, from EGP 4.12bn in the same period of 2025, representing growth of 39.7 per cent.

In terms of the bank’s financial position, total assets increased to EGP 1.68tn at end-June 2026, from EGP 1.44tn at end-2025, representing half-year growth of 17.1 per cent.

Customer deposits rose by around 18 per cent during the first half of the year to EGP 1.30tn at end-June 2026, from EGP 1.11tn at end-2025.

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