The United Bank, ADIB lead in loan growth on a constant currency basis in H1 2026
The United Bank maintains lead before and on a constant currency basis, reflecting sustained growth despite exchange rate fluctuations
9 banks maintain their positions among the top 10 before and on a constant currency basis in H1 2026
Foreign banks secure four of the top 10 positions
The United Bank topped First Bank’s ranking of the fastest-growing loan portfolios among banks operating in Egypt on a constant currency basis in H1 2026, recording growth of 28.8 per cent, with its loan portfolio reaching EGP 49.63bn at end-June 2026.
Abu Dhabi Islamic Bank – Egypt (ADIB) ranked second, recording a loan growth rate of 28.5 per cent on a constant currency basis during the first six months of 2026, with its loan portfolio reaching EGP 198.23 bn at the end of June 2026.
Housing and Development Bank (HDB) came in third, recording a loan growth rate of 25.3 per cent on a constant currency basis during the first six months of 2026, with its loan portfolio reaching EGP 81.44 bn at the end of June 2026.
The ranking highlights the underlying growth in the loan portfolios of banks operating in Egypt's banking sector during the first six months of 2026.
It is worth noting that First Bank's ranking of the fastest-growing banks in customer loans on a constant currency rate basis included 23 banks operating in the Egyptian banking sector for which the required financial data was available.
The ranking showed that nine banks maintained their positions among the top 10 before and on a constant exchange rate basis in H1 2026: United Bank, ADIB, HDB, Arab African International Bank (AAIB), National Bank of Kuwait – Egypt (NBK), Emirates NBD Egypt, NXT Bank, Commercial International Bank (CIB) and Attijariwafa bank Egypt.
Islamic banks secured one position among the 10 fastest-growing banks in loans on a constant currency basis, with ADIB ranking second.
Foreign banking groups operating in Egypt secured four positions among the 10 fastest-growing banks, comprising ADIB, NBK, Emirates NBD and Attijariwafa bank.
All figures mentioned in this analysis are based on the standalone financial statements announced by each bank at the end of June 2026.
| Rank | Bank Name | Loan Portfolio at June 2026 (EGP bn) | Growth Rate on a Constant Exchange Rate Basis |
|---|---|---|---|
| 1 |  The United Bank | 49.63 | 28.76% |
| 2 |  ADIB | 198.23 | 28.55% |
| 3 |  Housing and Development Bank (HDB) | 81.44 | 25.33% |
| 4 |  Arab African International Bank (AAIB) | 287.5 | 21.84% |
| 5 |  National Bank of Kuwait – Egypt (NBK) | 148.52 | 20.43% |
| 6 |  Emirates NBD Egypt | 114.01 | 19.66% |
| 7 |  NXT Bank | 61.46 | 19.31% |
| 8 |  Commercial International Bank (CIB) | 631.34 | 15.95% |
| 9 |  Attijariwafa bank Egypt | 80.49 | 15.88% |
| 10 |  ALEXBANK | 92.69 | 11.26% |
| 11 |  QNB Egypt | 518.91 | 11.23% |
| 12 |  ABC Bank | 43.98 | 10.74% |
| 13 |  Export Development Bank of Egypt (EBank) | 97.33 | 10.57% |
| 14 |  Suez Canal Bank | 140.74 | 10.37% |
| 15 |  Faisal Islamic Bank of Egypt | 22.02 | 9.53% |
| 16 |  SAIB | 87.3 | 9.22% |
| 17 |  EGBANK | 69.51 | 8.93% |
| 18 |  Al Baraka Bank Egypt | 83.13 | 8.79% |
| 19 |  Credit Agricole Egypt | 72.43 | 7.71% |
| 20 |  Banque Misr | 1,551.63 | 7.69% |
| 21 |  Banque du Caire | 253.12 | 5.58% |
| 22 |  Al Ahli Bank of Kuwait – Egypt (ABK-Egypt) | 88.58 | 0.91% |
| 23 |  First Abu Dhabi Bank (FAB) | 167.1 | -14.61% |
