EGBANK, HDBank And Credit Agricole Bank, Top listed banks in focusing on personal loans by end of 2022
EGBANK topped FirstBank list after recording the highest relative weight for grant personal loans out of the bank’s total loans portfolio by 28.17%, as its personal loan portfolio recorded EGP 8.012 bn by end of 2022, while total loans portfolio recorded EGP28.445 bn by the end of the same period.
Housing and Development Bank took second place by 23.79% in Personal loans Department, recorded EGP 9.077 bn at the end of 2022, while the bank's total loans portfolio recorded EGP 38.162 bn at the end of the same period.
Credit Agricole Bank-Egypt came third; its personal loans department contributed 23.59% of the bank’s total loans portfolio at the end of last year, which recorded EGP34.403 bn by the end of 2022, while the bank’s personal loans finance portfolio recorded EGP 8.116 bn by the end of the same period.
And Abu Dhabi Islamic Bank-Egypt ranked fourth, 22.72% in Personal loans Department, which recorded EGP 13.561 bn at the end of 2022, while total loans portfolio recorded EGP 59.677 bn at the end of the same period.
saib came in fifth place, after the bank’s personal loans department contributed 18.70% of total loans portfolio, EGP 41.674 bn at the end of 2022, while its personal loans finance portfolio recorded EGP7.791bn at the end of the same period.
It should be noted that all ratios and values mentioned above, are according to separate financial statements announced for each bank by end of 2022
listed banks in focusing on personal loans by end of 2022
| # | Bank Name | personal loans AT2022 | Total customer loans at 2022 | Focus ratio% |
|---|---|---|---|---|
| 1 |
EGBANK |
8.012 Billion Pounds | 28.445 Billion Pounds | 28.17 % |
| 2 |
Housing and Development Bank-HDB |
9.007 Billion Pounds | 38.162 Billion Pounds | 23.79 % |
| 3 |
Credit Agricole Egypt |
8.116 Billion Pounds | 34.403 Billion Pounds | 23.59 % |
| 4 |
Abu Dhabi Islamic Bank-ADIB Egypt |
13.561 Billion Pounds | 59.677 Billion Pounds | 22.72 % |
| 5 |
SAIB BANK |
7.791 Billion Pounds | 41.674 Billion Pounds | 18.7 % |
| 6 |
Commercial International Bank-CIB |
40.137 Billion Pounds | 218.633 Billion Pounds | 18.36 % |
| 7 |
Qatar National Bank-QNB  |
34.676 Billion Pounds | 230.767 Billion Pounds | 15.03 % |
| 8 |
alBaraka Bank Egypt |
3.741 Billion Pounds | 35.379 Billion Pounds | 10.58 % |
| 9 |
Export Development Bank of Egypt-EBank |
3.78 Billion Pounds | 44.816 Billion Pounds | 8.44 % |
| 10 |
Suez Canal Bank |
2.595 Billion Pounds | 32.137 Billion Pounds | 8.08 % |
| 11 |
Faisal Islamic Bank of Egypt |
0.294 Billion Pounds | 14.545 Billion Pounds | 2.02 % |
