According to First Bank list of listed banks most concentrated on customer loans, EBank topped the list with a

assets,Listed Banks,customer loans,Ranking,Concentration Ratio

EBank, ADIB Egypt, and QNB ALAHLI, top listed banks in focusing on customer loans by June-2023 end

FirstBank

According to First Bank list of listed banks most concentrated on customer loans, EBank topped the list with a percentage of 47.44% after its net customer loan portfolio reached EGP 50.654 bn by the end of June 2023, while its asset portfolio amounted to EGP 106.782 bn during the same period of the current year.

First Bank list revealed the investment preferences of listed banks on the Egyptian stock exchange, specifically in terms of net customer loan portfolios. It relies on the metric of "Net Customer Loans/Assets" to provide an indicator of how much a bank's assets are concentrated in the customer loans category.

Returning to the list, the second position was secured by Abu Dhabi Islamic Bank - Egypt, with 44.62% of its total assets concentrated in its net customer loan portfolio, valued at EGP 61.417 bn, while its asset portfolio reached EGP 137.640 bn by the end of June 2023.

QNB Alahli took the third position with a net customer loan portfolio concentration of 43.98% of its total assets valued at EGP 543.3 bn, while its net customer loans amounted to approximately EGP 238.9 bn by the end of June 2023.

As for the fourth position, it was attained by saib, with 43.93% of its total assets concentrated in its net customer loan portfolio, valued at EGP 44.075 bn, while the bank's total assets amounted to approximately EGP 105.109 bn by the end of June 2023.

Credit Agricole Egypt ranked fifth, with a concentration of 37.54% of its total assets of EGP 93.506 bn in its net customer loan portfolio, which amounted to EGP 35.104 bn by the end of June 2023. Following closely were alBaraka and Suez Canal banks in the sixth and seventh positions, with concentration percentages of 36.37% and 36.30%, respectively, by the end of the same period.

It is worth noting that all the values and concentration percentages mentioned in the analysis above are based on the separate financial statements declared by each bank at the end of June 2023.

Ranking listed banks in focusing on customer loans by June-2023end

# Bank Name Net loans Total assets Concentration ratio%
1 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
50.654 Billion pounds 106.782 Billion pounds 47.44 %
2 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
61.417 Billion pounds 137.64 Billion pounds 44.62 %
3 Qatar National Bank-QNB
Qatar National Bank-QNB
238.939 Billion pounds 543.31 Billion pounds 43.98 %
4 SAIB BANK
SAIB BANK
44.075 Billion pounds 105.109 Billion pounds 43.93 %
5 Credit Agricole Egypt
Credit Agricole Egypt
35.104 Billion pounds 93.506 Billion pounds 37.54 %
6 alBaraka Bank Egypt
alBaraka Bank Egypt
34.095 Billion pounds 93.756 Billion pounds 36.37 %
7 Suez Canal Bank
Suez Canal Bank
31.629 Billion pounds 87.138 Billion pounds 36.3 %
8 Housing and Development Bank-HDB
Housing and Development Bank-HDB
37.259 Billion pounds 110.666 Billion pounds 33.67 %
9 EGBANK
EGBANK
30.395 Billion pounds 104.106 Billion pounds 29.2 %
10 Commercial International Bank-CIB
Commercial International Bank-CIB
219.684 Billion pounds 794.678 Billion pounds 27.64 %
11 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
13.668 Billion pounds 169.482 Billion pounds 8.06 %