HD Bank, EGBANK, ADIB Egypt Top listed banks in focusing on personal loans by September -2023end
First Bank
According To The List Provided By FirstBank Of The Most Focused Listed Banks On Personal Loans By The End Of The Previous September, Housing & Development Bank- HD Bank Topped The List. Bank's Personal Loans Accounted For 24.67% Of The Total Customer Loans, Amounting To EGP 42.858 Bn By The End Of September 2023. While Personal Loans Reached EGP 10.575 Bn During The Same Period.
The List Measures Investment Trends Of 11 Listed Banks On The Egyptian Stock Exchange, Specifically At The Level Of Personal Loan Portfolios. The List Is Based On The Ratio Of Personal Loans To Total Customer Loans, Providing An Indicator Of The Extent To Which Customer Loans In The Bank Are Concentrated In Personal Loans By September -2023End.
Returning To The List, Egyptian Gulf Bank Secured The Second Position, With 24.10% Of Their Total Customer Loans Concentrated On The Personal Loan Portfolio. Their Personal Loans Amounted To EGP 8.025 Bn, While Total Customer Loans Reached EGP 33.294 Bn By The End Of September 2023.
Abu Dhabi Islamic Bank - Egypt Ranked Third, With Personal Loans Accounting For 22.68% Of Their Total Customer Loans. The Bank Recorded A Total Loan Portfolio Of EGP 65.549 Bn, While Its Personal Loan Portfolio Reached EGP 14.867 Bn By The End Of The First 9M months Of The Current Year.
Credit Agricole Egypt Came In Fourth Place, With Personal Loans Representing 21.30% Of Their Total Customer Loans, Amounting To EGP 38.527 Bn. Their Personal Loan Portfolio Was Valued At EGP 8.205 Bn By The End Of The Previous September.
Saib Ranked Fifth, With Its Personal Loan Portfolio Accounting For 20.38% Of Their Total Customer Loans Concentrated On The Personal Loan Portfolio. Their Personal Loans Amounted To EGP 9.468 Bn, While Total Customer Loans Reached EGP 46.466 Bn By The End Of September 2023.
It Is Worth Noting That All The Values And Concentration Ratios Mentioned In The Above Analysis Are Based On Separate Announced Financial Statements Of Each Bank By The End Of September 2023.
Top Listed Banks in Focusing on personal Loans by September -2023end
| # | Bank Name | personal loans | customer Loans | Concentration ratio% |
|---|---|---|---|---|
| 1 |
Housing and Development Bank-HDB |
10.575 Billion pounds | 42.858 Billion pounds | 24.67 % |
| 2 |
EGBANK |
8.025 Billion pounds | 33.294 Billion pounds | 24.1 % |
| 3 |
Abu Dhabi Islamic Bank-ADIB Egypt |
14.867 Billion pounds | 65.549 Billion pounds | 22.68 % |
| 4 |
Credit Agricole Egypt |
8.205 Billion pounds | 38.527 Billion pounds | 21.3 % |
| 5 |
SAIB BANK |
9.468 Billion pounds | 46.466 Billion pounds | 20.38 % |
| 6 |
alBaraka Bank Egypt |
6.661 Billion pounds | 40.942 Billion pounds | 16.27 % |
| 7 |
Commercial International Bank-CIB |
40.422 Billion pounds | 254.517 Billion pounds | 15.88 % |
| 8 |
Qatar National Bank-QNB Al Ahli |
39.038 Billion pounds | 259.764 Billion pounds | 15.03 % |
| 9 |
Export Development Bank of Egypt-EBank |
5.323 Billion pounds | 54.082 Billion pounds | 9.84 % |
| 10 |
Suez Canal Bank |
3.451 Billion pounds | 36.471 Billion pounds | 9.46 % |
| 11 |
Faisal Islamic Bank of Egypt |
500.76 Million pounds | 15.737 Billion pounds | 3.18 % |
