Ahli United Bank, NBK-Egypt, EBank, Top Banks in Loans-to-Deposit Ratio (LDR) By September -2023end
First Bank
According To The Latest First Bank Report Ranking The Best Banks In Loans-To-Deposit Ratio (Loans/Deposits) By The End Of September 2023 Revealed That Ahli United Bank – Egypt Topped The List, With An Employment Rate Of 75.67%,. After Total Loan Portfolio Reached EGP 63.6 Bn While Its Deposit Portfolio Reached EGP 84.1 Bn By The End Of September 2023.
First Bank List Analyzed Loans To Deposit Ratios Among 24 Banks Operating In The Egyptian Banking Sector, Based On Their Financial Data For The Analysis Period. The Report Revealed That 23 Banks Achieved Commendable Deployment Rates Ranging From 37.25% To 75.67% By During 9M Of last Year.
Securing The Second Position On The List Is National Bank Of Kuwait - Egypt With A Rate Of 72.39%. The Bank's Loan Portfolio Reached EGP 68.6 Bn, While Its Deposit Portfolio Stood At EGP94.7 Bn By The End Of September 2023.
Taking The Third Spot Is Export Development Bank Of Egypt (EBank) with an Employment Rate Of 62.76%. The Bank's Customer Loan Portfolio Reached EGP54.1 Bn, And Its Deposit Portfolio Amounted To EGP 86.2 Bn By The End Of September 2023, Following Closely, Banque du Cairo Achieved A 59.11% During the same period Of 2023.
Claiming The Fifth Place Is ABK -Egypt With an Employment Rate Of 58.67%. The Bank's Deposit Portfolio Amounted To EGP 73.8 bn by The End Of September 2023, While Its Customer Loan Portfolio Reached EGP 43.3 Bn During the same period Of 2023.
AttijariWafa Bank Secured The Sixth Position On The List With A Deposit Employment Rate Of 57.79%. The Bank's Customer Loan Portfolio Amounted To EGP 39.5 Bn, And Its Deposit Portfolio Reached EGP68.4 Bn By The End Of September 2023.
ADIB- Egypt Ranked Seventh With 56.85%. The Bank's Customer Loans Totaled EGP 65.5 bn, And Its Deposit Portfolio Amounted To EGP 115.3 Bn By The End Of The Previous September.
Coming In Eighth Is Saib With 54.25%. The Bank's Customer Loan Portfolio Reached EGP 46.5 Bn, While Its Deposit Portfolio Amounted To EGP85.7Bn By The End Of The Same Period.
Qatar National Bank - Al Ahli (QNB) Claimed The Ninth Position With A Deposit Deployment Rate Of 52.13%. The Bank's Customer Loan Portfolio Surged To EGP 259.8 Bn, And Its Deposit Portfolio Increased To EGP 498.8 Bn By The End Of September 2023.
Alex Bank Ranked Tenth With 49.85%. The Bank's Customer Loan Portfolio Amounted To EGP 61.5 Bn, While Its Deposit Portfolio Reached Around EGP 123.4 Bn By The End Of September 2023.
It's Important To Note That All Values And Employment Rates Mentioned In The Analysis Are Based On The Independently Announced Financial Statements Of Each Bank By The End Of September 2023.
Top banks in Loans to Deposit Ratio by September -2023end
| # | Bank Name | Customer loans | customer deposits | LDR |
|---|---|---|---|---|
| 1 |
Al Ahli united bank Egypt |
63.637 Billion pounds | 84.1 Billion pounds | 75.67 % |
| 2 |
NBK Egypt |
68.568 Billion pounds | 94.724 Billion pounds | 72.39 % |
| 3 |
Export Development Bank of Egypt-EBank |
54.082 Billion pounds | 86.177 Billion pounds | 62.76 % |
| 4 |
Banque Du Caire-BDC |
162.263 Billion pounds | 274.531 Billion pounds | 59.11 % |
| 5 |
Al Ahli Bank of Kuwait Egypt -ABK Egypt |
43.289 Billion pounds | 73.782 Billion pounds | 58.67 % |
| 6 |
Attijariwafa Bank Egypt |
39.518 Billion pounds | 68.381 Billion pounds | 57.79 % |
| 7 |
Abu Dhabi Islamic Bank-ADIB Egypt |
65.549 Billion pounds | 115.31 Billion pounds | 56.85 % |
| 8 |
SAIB BANK |
46.467 Billion pounds | 85.652 Billion pounds | 54.25 % |
| 9 |
Qatar National Bank-QNB Al Ahli |
259.764 Billion pounds | 498.34 Billion pounds | 52.13 % |
| 10 |
Bank of Alexandria-Alex Bank |
61.527 Billion pounds | 123.421 Billion pounds | 49.85 % |
| 11 |
alBaraka Bank Egypt |
40.942 Billion pounds | 82.291 Billion pounds | 49.75 % |
| 12 |
Emirates NBD Egypt |
54.659 Billion pounds | 110.696 Billion pounds | 49.38 % |
| 13 |
Banque Misr |
912.662 Billion pounds | 1850.494 Billion pounds | 49.32 % |
| 14 |
Suez Canal Bank |
36.471 Billion pounds | 75.116 Billion pounds | 48.55 % |
| 15 |
Credit Agricole Egypt |
38.527 Billion pounds | 80.757 Billion pounds | 47.71 % |
| 16 |
arab african international bank |
155.678 Billion pounds | 326.426 Billion pounds | 47.69 % |
| 17 |
Arab Investment Bank- aiBANK |
24.14 Billion pounds | 52.795 Billion pounds | 45.72 % |
| 18 |
Abu Dhabi Commercial Bank Egypt- ADCB |
34.477 Billion pounds | 75.728 Billion pounds | 45.53 % |
| 19 |
Housing and Development Bank-HDB |
42.858 Billion pounds | 95.509 Billion pounds | 44.87 % |
| 20 |
Agricultural Bank of Egypt |
72 Billion pounds | 170 Billion pounds | 42.35 % |
| 21 |
EGBANK |
33.294 Billion pounds | 81.225 Billion pounds | 40.99 % |
| 22 |
Commercial International Bank-CIB |
254.517 Billion pounds | 665.895 Billion pounds | 38.22 % |
| 23 |
Arab Banking Corporation- ABC |
22.5 Billion pounds | 60.4 Billion pounds | 37.25 % |
