Credit Agricole, saib, and EBank, Top Listed Banks In loans to deposits ratio (LDR) by September 2024 end
First Bank
First Bank List of The Best Banks In Loans To Deposits Ratio - LDR By September 2024 end Revealed That credit Agricole Bank - Egypt Topped The List, with a LDR Of 61.76%, As Total Loans Portfolio Reached EGP 51.881 Bn, While Total Deposits Portfolio Recorded EGP 83.998 Bn by September 2024 End.
The List, Which Featured 11 Banks Listed on The Egyptian Stock Exchange, Revealed That All Banks Achieved a Good LDRs That Ranged Between 38.38%, 61.76% By end of September 2024, but Faisal Islamic Bank of Egypt declined compared to other listed banks as it records the lowest employment ratio by the end of the same period.
Returning to the list, saib secured second place with LDR Of 56.16%, After Its Customer Loan Portfolio Recorded EGP 65.529Bn At The End Of September 2024, While Total Deposits Portfolio Recorded EGP 116.868 Bn At The End Of The Same Period.
EBank Came in third place With LDR Of 53.08%, As Total Loans Portfolio Recorded EGP 67.331 Bn At The End Of September 2024, While Total Deposits Portfolio Reached EGP 126.851 Bn At The End Of The Same Period.
ADIB Egypt Ranked Fourth with LDR Of 51.95%, After Its Customer Loan Portfolio Recorded EGP 95.694 Bn At The End Of September 2024, While Total Deposits Portfolio Recorded EGP 184.218 Bn At The End Of The Same Period.
SC Bank Came in Fifth With LDR Of 51.75%, As Total Loans Portfolio Recorded EGP 55.548 Bn At The End Of September 2024, While Total Deposits Portfolio Reached EGP 107.348 Bn At The End Of The Same Period.
It Should Be Noted That All Numbers and LDR Rates Mentioned Above, Are According To Separate Financial Statements Announced For Each Bank By The End Of September 2024.
Top listed banks in Loans to Deposit Ratio by September -2024end
# | Bank Name | loans | deposits | Loans to Deposit Ratio |
---|---|---|---|---|
1 | Credit Agricole Egypt | 51.88 Billion pounds | 83.99 Billion pounds | 61.76 % |
2 | SAIB BANK | 65.52 Billion pounds | 116.68 Billion pounds | 56.16 % |
3 | Export Development Bank of Egypt-EBank | 67.33 Billion pounds | 126.85 Billion pounds | 53.08 % |
4 | Abu Dhabi Islamic Bank-ADIB Egypt | 95.33 Billion pounds | 184.21 Billion pounds | 51.95 % |
5 | Suez Canal Bank | 55.48 Billion pounds | 107.34 Billion pounds | 51.75 % |
6 | alBaraka Bank Egypt | 54.51 Billion pounds | 106.36 Billion pounds | 51.25 % |
7 | Qatar National Bank-QNB | 334.5 Billion pounds | 679.09 Billion pounds | 49.26 % |
8 | Housing and Development Bank-HDB | 53.71 Billion pounds | 126.251 Billion pounds | 42.54 % |
9 | Commercial International Bank-CIB | 349.809 Billion pounds | 896.692 Billion pounds | 39.01 % |
10 | EGBANK | 44.805 Billion pounds | 116.745 Billion pounds | 38.38 % |
11 | Faisal Islamic Bank of Egypt | 18.87 Billion pounds | 169.019 Billion pounds | 11.17 % |