HD Bank tops listed banks in ROA during Q1-2025

Housing and Development Bank achieved strong performance during the current year, pushing it to top the «First Bank» list of banks listed on the Egyptian Stock Exchange that are most efficient in investing their assets (rate of return on average assets) during the first quarter of 2025.

The rate of return on the bank's average assets jumped to 10.83% during the first quarter of 2025, compared to 7.52% during the same period in 2024, reflecting how efficiently it invests its assets with the aim of generating net profits.

Housing and Construction was able to double its net profits, as they jumped by about 99%, with an increase of 2.40 billion pounds, to record 4.82 billion pounds during the first quarter of 2025, compared to 2.43 billion pounds during the same period in 2024.

This enhanced the profitability of its main share, as the share per share in the bank’s profits jumped to 8.14 pounds per share during the first quarter of 2025, compared to 3.97 pounds during the same period in 2024, with a growth rate of 105%.

It is worth noting that the results of the HD Bank’s independent work for the first quarter of this year revealed that its portfolio of assets reached 176.81 billion pounds at the end of March 2025, compared to 179.46 billion pounds at the end of 2024.

Its deposit portfolio stood at 135.12 billion pounds by the end of March 2025, compared to 144.96 billion pounds by the end of 2024.

The bank's total loans to customers increased by about 4.9%, to record 58.7 billion pounds at the end of March 2025, compared to 55.97 billion pounds at the end of 2024.

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