First Bank index of credit competitiveness in banks listed on the Egyptian Stock Exchange during the first qua

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QNB Egypt, CIB and ADIB-Egypt top fastest-growing listed banks on First Bank Credit Competitiveness Index during Q1-2025

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First Bank index of credit competitiveness in banks listed on the Egyptian Stock Exchange during the first quarter of 2025 revealed that Qatar National Bank «QNB» Egypt topped the index, as the total volume of its loans to customers increased by EGP 20.87 bn during the first quarter of this year, reaching EGP 386.16 bn by the end of the year.March 2025, compared to EGP 365.29 bn by the end of 2024.

First Bank Credit Competitiveness Index monitored the increase in the total portfolios of customer loans and facilities at all banks listed on the Egyptian Stock Exchange (12 banks) during the first quarter of 2025, and revealed that they all achieved an increase in the size of their portfolios.

This Index measures the extent to which banks listed on the Egyptian Stock Exchange are able to offer credit or loan products, to attract customers, whether individuals or companies, and its measurement depends on the absolute value of growth in total customer loans, which expresses the extent of the bank’s success in raising the balance of its portfolio.

Additionally, the index showed that the total volume of customer loans in banks listed on the Egyptian Stock Exchange jumped by 99.09 billion pounds during the first quarter of this year, recording 1.45 trillion pounds by the end of March 2025, compared to 1.35 trillion pounds by the end of 2024.

Returning to the list, Commercial International Bank-Egypt «CIB» won second place, as its total customer loans increased by EGP 19.62 bn during the first quarter of this year, recording EGP 409.20 bn by the end of March 2025, compared to EGP 389.57 bn by the end of 2024.

Abu Dhabi Islamic Bank – Egypt «ADIB» took third place, as its total financing to customers jumped by about EGP 15.20 bn during the first quarter of 2025, reaching EGP 117.94 bn by the end of March 2025, compared to EGP 102.74 bn by the end of 2024.

Suez Canal Bank came in fourth place, after its total loans to customers increased by EGP 11.72 bn during the first quarter of this year, recording EGP 90.88 bn by the end of March 2025, compared to EGP 79.17 bn by the end of 2024.

As for fifth place, it went to the Egyptian Gulf Bank «EGBANK», after its total portfolio of customer loans increased by EGP 9.07 bn during the first quarter of 2025, recording EGP 57.10 bn by the end of March 2025, compared to EGP 48.03 bn by the end of 2024.

It is worth noting that all values and growth rates mentioned in the above analysis are in accordance with the separated financial statements announced for each bank at the end of March 2025

Listed Banks’ Performance on First Bank depositor confidence index during Q1-2025

# Bank name Total customer deposits by 2024-End Total customer deposits by 2024-End Total customer deposits by 2024-End
1 Qatar National Bank-QNB
Qatar National Bank-QNB
729.205 bn 681.864 bn 47.342 bn
2 Commercial International Bank-CIB
Commercial International Bank-CIB
996.12 bn 967.895 bn 28.224 mn
3 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
218.155 bn 200.283 bn 17.872 bn
4 Suez Canal Bank
Suez Canal Bank
151.316 bn 135.471 bn 15.845 bn
5 SAIB BANK
SAIB BANK
129.578 bn 117.451 bn 12.127 bn
6 EGBANK
EGBANK
119.633 bn 111.967 bn 7.666 bn
7 alBaraka Bank Egypt
alBaraka Bank Egypt
112.561 bn 106.572 bn 5.989 bn
8 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
182.486 bn 177.055 bn 5.431 bn
9 The United Bank
The United Bank
67.025 bn 62.815 bn 4.21 bn
10 Credit Agricole Egypt
Credit Agricole Egypt
94.883 bn 95.525 bn -641.142 mn
11 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
130.9 bn 137.306 bn -6.406 bn
12 Housing and Development Bank-HDB
Housing and Development Bank-HDB
135.015 bn 144.959 bn -9.944 bn