Emirates NBD's Resource employment ratio jumps to 88.65% by the end of March 2025

Emirates NBD Bank – Egypt succeeded in bringing about a strong increase in its resource utilization rate during the first quarter of this year, as it jumped to 88.65% by the end of March 2025, compared to 75.25% by the end of 2024.

This indicator, launched by the research center of «First Bank», measures the rate of employment of traditional resources (deposits + equity) in (loans + financial investments) with banks operating in the Egyptian banking sector.

This exceptional performance achieved by the bank on the index during the first quarter of 2025 is due to «Emirates NBD-Egypt» following an expansionary policy in employing its resources in order to support its financial results within the Egyptian banking market.

This appeared in the bank’s figures, as it invested EGP 135.67 bn from its traditional resources, which recorded EGP 153.05 bn at the end of March 2025 in the loans and financial investments items, amounting to EGP 47.71 bn for financial investments, and EGP 87.97 bn for total customer loans.

While it invested EGP 109.53 bn from its traditional resources, which recorded EGP 145.56 bn by the end of 2024 in the items of loans and financial investments, amounting to EGP 25.47 bn for financial investments, and EGP 84.06 bn for total customer loans.

In terms of the traditional resources of «Emirates NBD», they were distributed at the end of March 2025, between EGP 134.78 bn, the value of the deposit portfolio, and EGP 18.27 bn, the value of equity, at the end of the same period.

As for the rate of employing deposits to grant loans at the bank, it recorded a slight decline, reaching 65.27% at the end of March 2025, compared to 65.58% at the end of 2024.

While the percentage of deposits for financial investments increased to 35.40% by the end of March 2025, compared to 19.87% by the end of 2024.

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