SC Bank's resource employment ratio rose to 76.66% by the end of March 2025

The periodic financial statements of Suez Canal Bank, for the financial period ending on March 31, 2025, revealed an increase in the bank’s resource employment ratio to 76.66% at the end of March 2025, compared to 73.71% at the end of 2024.

This indicator, launched by the research center of «First Bank», measures the rate of employment of traditional resources «deposits + equity», in «loans + financial investments» with banks operating in the Egyptian banking sector.

The increase in the rate of employing resources at the bank during the first quarter of 2025 reflects the Suez Canal Bank’s adoption of an expansionary policy towards employing its resources during this period.

The bank was able to employ EGP 127.21 bn of its traditional resources, which recorded EGP 165.93 bn by the end of March 2025 in both loans and financial investments, amounting to EGP 36.32 bn for financial investments, and EGP 90.88 bn for total customer loans.

While it invested EGP 110.09 bn from its traditional resources, which recorded EGP 149.34 bn by the end of 2024 in both loans and financial investments, amounting to EGP 30.92 bn for financial investments, and EGP 79.17 bn for total customer loans.

In terms of the traditional resources of the Suez Canal Bank at the end of March 2025, which amounted to EGP 165.93 bn, they were distributed as follows: EGP 151.32 bn, the size of the deposit portfolio, while the bank’s equity recorded EGP 14.61 bn.

The rate of employing deposits to grant loans at Suez Canal Bank witnessed a significant increase, reaching 60.06% by the end of March 2025, compared to 58.44% by the end of 2024.

While deposits for financial investments employment ratio increased significantly after its percentage rose to 24% at the end of March 2025, compared to 22.82% at the end of 2024.

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