Al Baraka, EGBANK and EBank top fastest-growing listed Banks on First Bank resource employment Index
Mai El-Kafoury

First Bank index of the best banks listed on the Egyptian Stock Exchange in terms of resource employment rate at the end of March 2025 revealed that Al Baraka Bank topped the list with an employment rate of 86.41%, as the bank was able to employ 108.06 billion pounds of its traditional resources in the customer loan and financial investment portfolios, while the total reached The bank's traditional resources amounted to about 125.05 billion pounds by the end of the same period.
This indicator, launched by the research center of «First Bank», measures the rate of employment of traditional resources (deposits + equity) in (loans + financial investments) at all banks listed on the Egyptian Stock Exchange (12 banks) by the end of March 2025.
Returning to the list, the Egyptian Gulf Bank «EGBANK» occupied second place, after recording a resource employment ratio of 81.70%, as it employed 105.86 billion pounds of its traditional resources in the total portfolios of customer loans and financial investments, while its total traditional resources amounted to about 129.57 billion pounds by the end of March.2025.
The Egyptian Export Development Bank «EBank» came in third place, with a resource employment rate of 80.10%, after it invested 120.44 billion pounds out of its total traditional resources of 150.37 billion pounds in the customer loan and financial investment portfolios by the end of March 2025.
Qatar National Bank «QNB» Egypt ranked fourth, after its resource employment rate reached 78.12% at the end of March 2025, as it employed 639.8 billion pounds of its traditional resources in its customer loan and financial investment portfolios, and its total traditional resources reached 819.08 billion pounds at the end of the same period.
As for fifth place, it went to The United Bank, as it was able to achieve a resource employment rate of 77.64%, after employing about 63.01 billion pounds of its traditional resources in the total portfolios of customer loans and financial investments at the end of March 2025, while the volume of its traditional resources at the end of the same period reached about 81.16 billion pounds.
It is worth noting that all values and employment rates mentioned in the above analysis are according to the independent financial statements announced for each bank at the end of March 2025
resource employment ratio in Banks listed on EGX by March 2025-End
# | Bank Name | Total financial investments + total customer loans by March 2025-End | Total traditional resources (Equity + deposits) by March 2025-End | Resource employment ratio by March 2025-End |
---|---|---|---|---|
1 |
alBaraka Bank Egypt![]() |
108.06 bn | 125.05 bn | 86.41 % |
2 |
EGBANK![]() |
105.86 bn | 129.57 bn | 81.7 % |
3 |
Export Development Bank of Egypt-EBank![]() |
120.44 bn | 150.37 bn | 80.1 % |
4 |
Qatar National Bank-QNB ![]() |
639.88 bn | 819.08 bn | 78.12 % |
5 |
The United Bank![]() |
63.01 bn | 81.16 bn | 77.64 % |
6 |
Suez Canal Bank![]() |
127.2 bn | 165.93 bn | 76.66 % |
7 |
SAIB BANK![]() |
112.19 bn | 148.32 bn | 75.64 % |
8 |
Commercial International Bank-CIB![]() |
856.61 bn | 1152.99 bn | 74.3 % |
9 |
Credit Agricole Egypt![]() |
81.99 bn | 113.33 bn | 72.35 % |
10 |
Abu Dhabi Islamic Bank-ADIB Egypt![]() |
166.85 bn | 242.45 bn | 68.82 % |
11 |
Faisal Islamic Bank of Egypt![]() |
150.61 bn | 220.4 bn | 68.33 % |
12 |
Housing and Development Bank-HDB![]() |
100.61 bn | 160.19 bn | 62.81 % |