First Bank index of the best banks listed on the Egyptian Stock Exchange in terms of resource employment rate

FirstBank فرست بنك البنك الأول فيرست بنك

Al Baraka, EGBANK and EBank top fastest-growing listed Banks on First Bank resource employment Index

FirstBank

First Bank index of the best banks listed on the Egyptian Stock Exchange in terms of resource employment rate at the end of March 2025 revealed that Al Baraka Bank topped the list with an employment rate of 86.41%, as the bank was able to employ 108.06 billion pounds of its traditional resources in the customer loan and financial investment portfolios, while the total reached The bank's traditional resources amounted to about 125.05 billion pounds by the end of the same period.

This indicator, launched by the research center of «First Bank», measures the rate of employment of traditional resources (deposits + equity) in (loans + financial investments) at all banks listed on the Egyptian Stock Exchange (12 banks) by the end of March 2025.

Returning to the list, the Egyptian Gulf Bank «EGBANK» occupied second place, after recording a resource employment ratio of 81.70%, as it employed 105.86 billion pounds of its traditional resources in the total portfolios of customer loans and financial investments, while its total traditional resources amounted to about 129.57 billion pounds by the end of March.2025.

The Egyptian Export Development Bank «EBank» came in third place, with a resource employment rate of 80.10%, after it invested 120.44 billion pounds out of its total traditional resources of 150.37 billion pounds in the customer loan and financial investment portfolios by the end of March 2025.

Qatar National Bank «QNB» Egypt ranked fourth, after its resource employment rate reached 78.12% at the end of March 2025, as it employed 639.8 billion pounds of its traditional resources in its customer loan and financial investment portfolios, and its total traditional resources reached 819.08 billion pounds at the end of the same period.

As for fifth place, it went to The United Bank, as it was able to achieve a resource employment rate of 77.64%, after employing about 63.01 billion pounds of its traditional resources in the total portfolios of customer loans and financial investments at the end of March 2025, while the volume of its traditional resources at the end of the same period reached about 81.16 billion pounds.

It is worth noting that all values and employment rates mentioned in the above analysis are according to the independent financial statements announced for each bank at the end of March 2025

resource employment ratio in Banks listed on EGX by March 2025-End

# Bank Name Total financial investments + total customer loans by March 2025-End Total traditional resources (Equity + deposits) by March 2025-End Resource employment ratio by March 2025-End
1 alBaraka Bank Egypt
alBaraka Bank Egypt
108.06 bn 125.05 bn 86.41 %
2 EGBANK
EGBANK
105.86 bn 129.57 bn 81.7 %
3 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
120.44 bn 150.37 bn 80.1 %
4 Qatar National Bank-QNB
Qatar National Bank-QNB
639.88 bn 819.08 bn 78.12 %
5 The United Bank
The United Bank
63.01 bn 81.16 bn 77.64 %
6 Suez Canal Bank
Suez Canal Bank
127.2 bn 165.93 bn 76.66 %
7 SAIB BANK
SAIB BANK
112.19 bn 148.32 bn 75.64 %
8 Commercial International Bank-CIB
Commercial International Bank-CIB
856.61 bn 1152.99 bn 74.3 %
9 Credit Agricole Egypt
Credit Agricole Egypt
81.99 bn 113.33 bn 72.35 %
10 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
166.85 bn 242.45 bn 68.82 %
11 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
150.61 bn 220.4 bn 68.33 %
12 Housing and Development Bank-HDB
Housing and Development Bank-HDB
100.61 bn 160.19 bn 62.81 %