AAIB expands its retail banking activity, its retail loans jump by 136.2% in 5 years

Arab African International Bank has expanded its retail banking financing significantly over the past 5 years, as evidenced by the increase in its portfolio of individual loans to EGP 26.22 billion by the end of March 2025, compared to EGP 11.1 billion by the end of 2019, with a growth rate of 136.2% and a total increase of EGP 15.12 billion.

This strong performance in the individual loan portfolio comes as part of the «Arab African» strategy aimed at strengthening its role in the retail banking sector, which contributes to meeting the diverse needs of customers.

This growth also reflects customers' growing confidence in the bank's banking services and its ability to provide innovative and flexible financing solutions that support individuals in achieving their financial goals.

Tracking the portfolio's growth journey over the period under analysis, we find that the bank achieved the fastest growth rate and highest value increase in individual loans during 2024, as its portfolio increased by about 31.2% on an annual basis, reaching EGP 24.48 billion by the end of 2024, compared to EGP 18.67 billion by the end of 2023, with a total increase of EGP 5.82 billion.

As for the portfolio's performance during the current year, it rose to 26.22 billion pounds at the end of March 2025, compared to 24.48 billion pounds at the end of 2024, with a growth rate of 7.1%, and a growth rate estimated at about 1.73 billion pounds.

It is worth noting that the Arab African International Bank announced the results of the first quarter of this year, which revealed net profits of EGP 3.2 billion during the first 3 months of 2025, a growth of 21% compared to the same period in 2024.

The bank's total assets rose to EGP 893 billion by the end of March 2025, while total financial investments amounted to approximately EGP 314 billion.

His customer deposit portfolio reached EGP 642 billion by the end of March 2025, including EGP 349 billion in institutional deposits and EGP 293 billion in individual deposits.

The bank's total loans to customers amounted to EGP 204 billion by the end of March 2025, distributed as EGP 178 billion in loans to institutions and EGP 2,226 billion in loans to individuals.

To learn more about the Arab African International Bank and its most prominent achievements, click here.