ADIB – Egypt's Industrial corporate loans jump 20% during Q1-2025, recording EGP 35.49 bn

ADIB – Egypt was able to enhance its financing for industrial enterprises during the first quarter of 2025, after it rose at a growth rate of 20%, reaching a value of 35.49 billion pounds by the end of March 2025, compared to 29.60 billion pounds by the end of 2024.

This growth was driven by the increase in the volume of direct financing granted to industrial institutions at the bank, as it recorded a growth rate of 22.8% and an increase of 5.53 million pounds during the first quarter of this year, reaching 29.80 billion pounds by the end of March 2025, compared to 24.27 billion pounds by the end of 2024.

Direct financing granted for this activity accounted for approximately 84% of the Bank's total financing for industrial enterprises by the end of March 2025, compared to a relative weight of 82% of its total financing for industrial enterprises by the end of 2024.

The increase in current account balances owed to industrial enterprises contributed to this growth, after recording an increase of 8.2% during the first quarter of 2025, reaching 6.68 billion pounds at the end of last March, compared to 6.17 billion at the end of 2024.

The balances of the current accounts receivable of industrial enterprises received 18.8% of the bank's total financing for industrial enterprises at the end of March 2025, compared to a relative weight of 20.6% of its total financing for industrial enterprises at the end of 2024.

The increase in the joint financing portfolio granted to industrial institutions also contributed to this growth, as it rose by 2.7% during the first quarter of 2025, recording 1.30 billion pounds at the end of last March, compared to 1.27 billion at the end of 2024.

The joint financing granted for this activity amounted to 3.7% of the bank's total financing for industrial institutions by the end of March 2025, compared to a relative weight of 4.3% of its total financing for industrial institutions by the end of 2024.

In terms of the relative weight of the size of the financing portfolio granted to industrial institutions, it rose to 40.8% of the total financing «ADIB – Egypt» for institutions at the end of last March, compared to a relative weight of 39.8% of the bank's total financing for institutions at the end of 2024.

The bank's total customer financing portfolio also rose to EGP 117.62 billion by the end of March 2025, compared to EGP 102.35 billion by the end of 2024, recording a growth rate of 14.9% and an increase of EGP 15.27 billion during ^th

e first quarter.