SC Bank, EGBANK, and ADIB-Egypt Rank as the Fastest-Growing Listed Banks in Retail Banking During H1 2025

Suez Canal Bank claimed the top spot among the fastest-growing listed banks in retail banking, with a growth rate of 34.6%, while EGBANK came second with 26.6%.
ADIB-Egypt ranked third with 26.5%, followed by saib and Al Baraka in fourth and fifth place, with growth rates of 23.6% and 16.8%, respectively.
Suez Canal Bank topped the list of the fastest-growing listed banks in retail banking during the first half (H1) of 2025, with an average growth rate of 34.6%, The bank’s retail loan portfolio reached EGP 7.46 billion by the end of June 2025, compared to EGP 5.49 billion at the end of 2024, while its retail deposits stood at EGP 28.18 billion, up from EGP 21.12 billion during the same period.
The ranking, which included all 12 banks listed on the Egyptian Stock Exchange, showed that all of them achieved positive growth in their retail banking portfolios during H1 2025.
The classification was based on a composite index developed by First Bank to measure growth in both retail loans and deposits.
EGBANK came in second place, with an average growth rate of 26.6%, supported by the increase in its retail loan portfolio to EGP 25.35 billion by the end of June 2025, compared to EGP 16.05 billion at the end of 2024, Meanwhile, its retail deposits reached EGP 23.44 billion, compared to EGP 24.62 billion during the same period.
ADIB-Egypt ranked third, recording an average growth rate of 26.5% during the first six months of 2025. Its retail loan portfolio amounted to EGP 35.63 billion by the end of June 2025, compared to EGP 27.66 billion at the end of 2024, while its retail deposits stood at EGP 107.71 billion, compared to EGP 86.77 billion during the same period.
In fourth place, saib Bank achieved an average growth rate of 23.6%. Its retail loan portfolio reached EGP 24.27 billion by the end of June 2025, compared to EGP 19.79 billion at the end of 2024, while its retail deposits amounted to EGP 49.71 billion, compared to EGP 39.95 billion during the same period.
Al Baraka Bank ranked fifth, with an average growth rate of 16.8% in its retail banking portfolio during H1 2025. The bank’s retail loans reached EGP 14.75 billion by the end of June 2025, compared to EGP 12.52 billion at the end of 2024, while its retail deposits stood at EGP 72.57 billion, compared to EGP 62.64 billion during the same period.
It is worth noting that all figures and growth rates cited in this analysis are based on the independently published financial statements of each bank as of June 2025.
Evolution of Retail Banking of Banks Listed on the Egyptian Stock Exchange During H1 2025
# | Bank Name | Total retail loans June 2025-End | Retail loans’ Growth Rate | Total Retail deposit June 2025-End | Retail deposit’s Growth Rate | Growth Rate of Retail banking |
---|---|---|---|---|---|---|
1 |
Suez Canal Bank![]() |
7.459 bn | 35.76 % | 28.181 bn | 33.39 % | 34.57 % |
2 |
EGBANK![]() |
25.347 bn | 57.96 % | 23.439 bn | -4.75 % | 26.6 % |
3 |
Abu Dhabi Islamic Bank-ADIB Egypt![]() |
35.632 bn | 28.84 % | 107.712 bn | 24.08 % | 26.46 % |
4 |
SAIB BANK![]() |
24.272 bn | 22.73 % | 49.712 bn | 24.44 % | 23.59 % |
5 |
alBaraka Bank Egypt![]() |
14.754 bn | 17.8 % | 72.572 bn | 15.77 % | 16.78 % |
6 |
Credit Agricole Egypt![]() |
16.345 bn | 15.22 % | 37.693 bn | 14.54 % | 14.88 % |
7 |
Qatar National Bank-QNB ![]() |
74.526 bn | 12.25 % | 266.431 bn | 13.72 % | 12.99 % |
8 |
Export Development Bank of Egypt-EBank![]() |
11.931 bn | 9.5 % | 20.298 bn | 10.34 % | 9.92 % |
9 |
The United Bank![]() |
8.689 bn | 4.62 % | 42.523 bn | 15.03 % | 9.83 % |
10 |
Commercial International Bank-CIB![]() |
84.915 bn | 6.99 % | 594.611 bn | 10.66 % | 8.82 % |
11 |
Faisal Islamic Bank of Egypt![]() |
3.853 bn | 7.83 % | 183.177 bn | 5.98 % | 6.9 % |
12 |
Housing and Development Bank-HDB![]() |
29.59 bn | 7.17 % | 78.582 bn | -2.35 % | 2.41 % |