Suez Canal Bank claimed the top spot among the fastest-growing listed banks in retail banking, with a growth r

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SC Bank, EGBANK, and ADIB-Egypt Rank as the Fastest-Growing Listed Banks in Retail Banking During H1 2025

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Suez Canal Bank claimed the top spot among the fastest-growing listed banks in retail banking, with a growth rate of 34.6%, while EGBANK came second with 26.6%.

ADIB-Egypt ranked third with 26.5%, followed by saib and Al Baraka in fourth and fifth place, with growth rates of 23.6% and 16.8%, respectively.

Suez Canal Bank topped the list of the fastest-growing listed banks in retail banking during the first half (H1) of 2025, with an average growth rate of 34.6%, The bank’s retail loan portfolio reached EGP 7.46 billion by the end of June 2025, compared to EGP 5.49 billion at the end of 2024, while its retail deposits stood at EGP 28.18 billion, up from EGP 21.12 billion during the same period.

The ranking, which included all 12 banks listed on the Egyptian Stock Exchange, showed that all of them achieved positive growth in their retail banking portfolios during H1 2025.

The classification was based on a composite index developed by First Bank to measure growth in both retail loans and deposits.

EGBANK came in second place, with an average growth rate of 26.6%, supported by the increase in its retail loan portfolio to EGP 25.35 billion by the end of June 2025, compared to EGP 16.05 billion at the end of 2024, Meanwhile, its retail deposits reached EGP 23.44 billion, compared to EGP 24.62 billion during the same period.

ADIB-Egypt ranked third, recording an average growth rate of 26.5% during the first six months of 2025. Its retail loan portfolio amounted to EGP 35.63 billion by the end of June 2025, compared to EGP 27.66 billion at the end of 2024, while its retail deposits stood at EGP 107.71 billion, compared to EGP 86.77 billion during the same period.

In fourth place, saib Bank achieved an average growth rate of 23.6%. Its retail loan portfolio reached EGP 24.27 billion by the end of June 2025, compared to EGP 19.79 billion at the end of 2024, while its retail deposits amounted to EGP 49.71 billion, compared to EGP 39.95 billion during the same period.

Al Baraka Bank ranked fifth, with an average growth rate of 16.8% in its retail banking portfolio during H1 2025. The bank’s retail loans reached EGP 14.75 billion by the end of June 2025, compared to EGP 12.52 billion at the end of 2024, while its retail deposits stood at EGP 72.57 billion, compared to EGP 62.64 billion during the same period.

It is worth noting that all figures and growth rates cited in this analysis are based on the independently published financial statements of each bank as of June 2025.

Evolution of Retail Banking of Banks Listed on the Egyptian Stock Exchange During H1 2025

# Bank Name Total retail loans June 2025-End Retail loans’ Growth Rate Total Retail deposit June 2025-End Retail deposit’s Growth Rate Growth Rate of Retail banking
1 Suez Canal Bank
Suez Canal Bank
7.459 bn 35.76 % 28.181 bn 33.39 % 34.57 %
2 EGBANK
EGBANK
25.347 bn 57.96 % 23.439 bn -4.75 % 26.6 %
3 Abu Dhabi Islamic Bank-ADIB Egypt
Abu Dhabi Islamic Bank-ADIB Egypt
35.632 bn 28.84 % 107.712 bn 24.08 % 26.46 %
4 SAIB BANK
SAIB BANK
24.272 bn 22.73 % 49.712 bn 24.44 % 23.59 %
5 alBaraka Bank Egypt
alBaraka Bank Egypt
14.754 bn 17.8 % 72.572 bn 15.77 % 16.78 %
6 Credit Agricole Egypt
Credit Agricole Egypt
16.345 bn 15.22 % 37.693 bn 14.54 % 14.88 %
7 Qatar National Bank-QNB
Qatar National Bank-QNB
74.526 bn 12.25 % 266.431 bn 13.72 % 12.99 %
8 Export Development Bank of Egypt-EBank
Export Development Bank of Egypt-EBank
11.931 bn 9.5 % 20.298 bn 10.34 % 9.92 %
9 The United Bank
The United Bank
8.689 bn 4.62 % 42.523 bn 15.03 % 9.83 %
10 Commercial International Bank-CIB
Commercial International Bank-CIB
84.915 bn 6.99 % 594.611 bn 10.66 % 8.82 %
11 Faisal Islamic Bank of Egypt
Faisal Islamic Bank of Egypt
3.853 bn 7.83 % 183.177 bn 5.98 % 6.9 %
12 Housing and Development Bank-HDB
Housing and Development Bank-HDB
29.59 bn 7.17 % 78.582 bn -2.35 % 2.41 %